v3.25.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Dec. 31, 2024
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,761,378 $ 4,761,848
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,582 97,512
One Year Before 98,742 81,282
Two Years Before 80,799 320,442
Three Years Before 320,440 217,126
Four Years Before 195,071 96,246
Prior 757,510 695,197
Revolving Loans 32,165 35,937
Total 1,489,309 1,543,742
Current Period Gross Charge Offs    
Two year Before   54
Three year Before   10
Four Year Before 8  
Prior   1,236
Total 8 1,300
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,582 97,512
One Year Before 98,742 81,282
Two Years Before 80,799 320,442
Three Years Before 309,392 217,049
Four Years Before 195,071 96,246
Prior 744,926 682,549
Revolving Loans 32,165 35,937
Total 1,465,677 1,531,017
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before 11,048  
Prior 7,841 7,879
Total 18,889 7,879
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 430 438
Total 430 438
Commercial real estate | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before   77
Prior 4,313 4,331
Total 4,313 4,408
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,398 17,392
One Year Before 15,163 9,243
Two Years Before 7,830 6,163
Three Years Before 5,110 2,638
Four Years Before 2,032 1,155
Prior 9,902 10,725
Revolving Loans 120,141 122,212
Total 164,576 169,528
Current Period Gross Charge Offs    
Current Year   13
One Year Before 3 105
Two year Before 6 122
Three year Before 9 32
Four Year Before   4
Prior 206 1,161
Revolving Loans 1 54
Total 225 1,491
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,398 17,391
One Year Before 15,155 9,234
Two Years Before 7,812 6,147
Three Years Before 5,100 2,618
Four Years Before 2,016 1,151
Prior 9,657 10,478
Revolving Loans 119,115 120,653
Total 163,253 167,672
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   5
Three Years Before 2  
Four Years Before   4
Prior 195 194
Revolving Loans 77 107
Total 274 310
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year   1
One Year Before 8 9
Two Years Before 18 11
Three Years Before 8 20
Four Years Before 16  
Prior 50 53
Revolving Loans 949 1,452
Total 1,049 1,546
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 94,825 354,122
One Year Before 390,383 340,786
Two Years Before 326,914 1,406,976
Three Years Before 1,402,158 982,991
Four Years Before 950,175 379,160
Prior 1,365,155 1,059,999
Revolving Loans 231,768 237,814
Total 4,761,378 4,761,848
Current Period Gross Charge Offs    
Current Year   13
One Year Before 3 154
Two year Before 6 176
Three year Before 30 46
Four Year Before 23 31
Prior 350 2,678
Revolving Loans 13 102
Total 425 3,200
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 94,825 354,121
One Year Before 390,375 339,904
Two Years Before 326,291 1,404,573
Three Years Before 1,388,523 979,469
Four Years Before 946,791 378,509
Prior 1,347,326 1,042,480
Revolving Loans 228,231 234,745
Total 4,722,362 4,733,801
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   1,010
Three Years Before 12,009 3,296
Four Years Before 3,049 149
Prior 11,467 11,380
Revolving Loans 112 107
Total 26,637 15,942
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   995
Three Years Before 980  
Four Years Before   38
Prior 465 438
Total 1,445 1,471
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year   1
One Year Before 8 882
Two Years Before 623 398
Three Years Before 646 226
Four Years Before 335 464
Prior 5,897 5,701
Revolving Loans 3,425 2,962
Total 10,934 10,634
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 2,188 11,750
One Year Before 10,472 8,961
Two Years Before 7,763 822
Three Years Before 822  
Revolving Loans 7,544 9,000
Total 28,789 30,533
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 2,188 11,750
One Year Before 10,472 8,961
Two Years Before 7,763 822
Three Years Before 822  
Revolving Loans 7,544 9,000
Total 28,789 30,533
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 147 711
One Year Before 4,083 182
Two Years Before 413 136
Three Years Before 393 17,609
Four Years Before 17,972 29
Prior 501 205
Revolving Loans 1,780 989
Total 25,289 19,861
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 147 711
One Year Before 4,083 182
Two Years Before 413 136
Three Years Before 393 17,609
Four Years Before 17,972 29
Prior 501 205
Revolving Loans 1,780 989
Total 25,289 19,861
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,228 18,282
One Year Before 13,733 6,112
Two Years Before 4,282 2,722
Three Years Before 2,243 5,210
Four Years Before 4,783 3,569
Prior 7,540 4,236
Revolving Loans 2,325 2,373
Total 39,134 42,504
Current Period Gross Charge Offs    
Prior   101
Total   101
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 4,228 18,282
One Year Before 13,733 6,112
Two Years Before 4,282 2,722
Three Years Before 2,243 5,210
Four Years Before 4,783 3,105
Prior 7,172 4,236
Revolving Loans 2,325 2,373
Total 38,766 42,040
Construction and land development | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   464
Prior 368  
Total 368 464
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 23,397 78,337
One Year Before 110,485 52,046
Two Years Before 40,420 189,389
Three Years Before 177,171 33,021
Four Years Before 30,145  
Total 381,618 352,793
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 23,397 78,337
One Year Before 110,485 52,046
Two Years Before 40,420 189,389
Three Years Before 177,171 33,021
Four Years Before 30,145  
Total 381,618 352,793
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10,615 42,931
One Year Before 42,265 60,601
Two Years Before 60,927 304,441
Three Years Before 296,432 176,888
Four Years Before 170,654 91,383
Prior 239,333 155,167
Revolving Loans 2,867 1,936
Total 823,093 833,347
Current Period Gross Charge Offs    
One Year Before   49
Three year Before 21  
Four Year Before 15  
Prior 9 16
Total 45 65
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10,615 42,931
One Year Before 42,265 59,973
Two Years Before 60,322 304,054
Three Years Before 295,794 176,759
Four Years Before 170,335 91,238
Prior 237,433 153,392
Revolving Loans 391 426
Total 817,155 828,773
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   145
Prior 734 597
Total 734 742
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   628
Two Years Before 605 387
Three Years Before 638 129
Four Years Before 319  
Prior 1,166 1,178
Revolving Loans 2,476 1,510
Total 5,204 3,832
Other residential (multi-family)    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 30,500 66,028
One Year Before 65,997 92,268
Two Years Before 101,592 552,183
Three Years Before 578,456 506,902
Four Years Before 507,131 179,094
Prior 305,261 149,422
Revolving Loans 3,533 3,352
Total 1,592,470 1,549,249
Other residential (multi-family) | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 30,500 66,028
One Year Before 65,997 92,268
Two Years Before 101,592 552,183
Three Years Before 578,456 506,902
Four Years Before 507,131 179,094
Prior 302,564 146,712
Revolving Loans 3,533 3,352
Total 1,589,773 1,546,539
Other residential (multi-family) | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,697 2,710
Total 2,697 2,710
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 14,770 21,179
One Year Before 29,443 30,091
Two Years Before 22,888 30,678
Three Years Before 21,091 23,597
Four Years Before 22,387 7,684
Prior 45,108 45,047
Revolving Loans 61,413 62,015
Total 217,100 220,291
Current Period Gross Charge Offs    
Three year Before   4
Four Year Before   27
Prior 135 164
Revolving Loans 12 48
Total 147 243
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 14,770 21,179
One Year Before 29,443 29,846
Two Years Before 22,888 28,678
Three Years Before 19,152 20,301
Four Years Before 19,338 7,646
Prior 45,073 44,908
Revolving Loans 61,378 62,015
Total 212,042 214,573
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   1,005
Three Years Before 959 3,296
Four Years Before 3,049  
Revolving Loans 35  
Total 4,043 4,301
Commercial business | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Two Years Before   995
Three Years Before 980  
Four Years Before   38
Prior 35  
Total $ 1,015 1,033
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   245
Prior   139
Total   $ 384