LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details) - USD ($) |
3 Months Ended | 12 Months Ended | |
---|---|---|---|
Mar. 31, 2025 |
Mar. 31, 2024 |
Dec. 31, 2024 |
|
LOANS AND ALLOWANCE FOR CREDIT LOSSES | |||
Interest income | $ 0 | $ 0 | |
Non-accrual loans for no related allowance amortized cost | 3,300,000 | $ 2,200,000 | |
Minimum loan balance required for collateral-dependent loans | 100,000 | ||
Provision expense on its portfolio of outstanding loans | 0 | 500,000 | |
Consumer | Principal forgiveness | |||
LOANS AND ALLOWANCE FOR CREDIT LOSSES | |||
Loan paid during period | 7,000 | 14,000 | |
Allowance for unfunded commitment | |||
LOANS AND ALLOWANCE FOR CREDIT LOSSES | |||
Provision for losses on unfunded commitments | $ (348,000) | $ 130,000 |