v3.25.1
Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance $ 59,929 $ 35,843 $ 35,843
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 2,407 [1] 799 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (812) (205) (4,698)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 405 147  
Financing Receivable, Allowance for Credit Loss, Ending Balance 61,929 36,584 59,929
Consumer Borrower [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 9,799 7,872 7,872
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 213 [1] 101 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (643) (12)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 112 13  
Financing Receivable, Allowance for Credit Loss, Ending Balance 9,481 7,974 9,799
Consumer Borrower [Member] | Commercial Portfolio Segment [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 8,170 9,705 9,705
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions (311) [1] (156) [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (169) (164)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 270 123  
Financing Receivable, Allowance for Credit Loss, Ending Balance 7,960 9,508 8,170
Consumer Borrower [Member] | Residential Portfolio Segment [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 9,359 7,671 7,671
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 373 [1] 118 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (604) 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 9,128 7,789 9,359
Consumer Borrower [Member] | Residential Portfolio Segment [Member] | Real Estate, First Lien [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 6,921 6,087 6,087
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 175 [1] 64 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (54) 0 0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 7,042 6,151 6,921
Consumer Borrower [Member] | Residential Portfolio Segment [Member] | Construction Loans [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 357 485 485
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 110 [1] 4 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0 0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 467 489 357
Consumer Borrower [Member] | Residential Portfolio Segment [Member] | Home Equity Loan [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 1,339 835 835
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 91 [1] 30 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (250) 0 (19)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,180 865 1,339
Consumer Borrower [Member] | Residential Portfolio Segment [Member] | Real Estate, Junior Lien [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 742 264 264
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions (3) [1] 20 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (300) 0 (638)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 439 284 742
Consumer Borrower [Member] | Consumer Portfolio Segment [Member] | Consumer, Other [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 440 201 201
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions (160) [1] (17) [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (39) (12) (51)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 112 13  
Financing Receivable, Allowance for Credit Loss, Ending Balance 353 185 440
Commercial Borrower [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 50,130 27,971 27,971
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 2,194 [1] 698 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (169) (193)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 293 134  
Financing Receivable, Allowance for Credit Loss, Ending Balance 52,448 28,610 50,130
Commercial Borrower [Member] | Commercial Portfolio Segment [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs (169)   (3,727)
Commercial Borrower [Member] | Commercial Real Estate Portfolio Segment [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 40,732 18,086 18,086
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 2,229 [1] 567 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 (29)  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 11 11  
Financing Receivable, Allowance for Credit Loss, Ending Balance 42,972 18,635 40,732
Commercial Borrower [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Development [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 16,277 6,135 6,135
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 2,092 [1] (213) [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0 0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 18,369 5,922 16,277
Commercial Borrower [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 4,716 1,776 1,776
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 33 [1] 372 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0 0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 4,749 2,148 4,716
Commercial Borrower [Member] | Commercial Real Estate Portfolio Segment [Member] | Non-Owner Occupied [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 16,513 7,726 7,726
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions (171) [1] 379 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0 0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 16,342 8,105 16,513
Commercial Borrower [Member] | Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 3,226 2,449 2,449
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 275 [1] 29 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 (29) (237)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 11 11  
Financing Receivable, Allowance for Credit Loss, Ending Balance 3,512 2,460 3,226
Commercial Borrower [Member] | Agricultural Real Estate Portfolio Segment [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 1,228 180 180
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 276 [1] 287 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 12 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,516 467 1,228
Commercial Borrower [Member] | Agricultural Real Estate Portfolio Segment [Member] | Land [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 597 96 96
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 6 [1] 152 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0 0
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 0 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance 603 248 597
Commercial Borrower [Member] | Agricultural Real Estate Portfolio Segment [Member] | Production Loans [Member]      
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance 631 84 84
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Provisions 270 [1] 135 [2]  
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Charge-offs 0 0 (26)
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Recovery 12 0  
Financing Receivable, Allowance for Credit Loss, Ending Balance $ 913 $ 219 $ 631
[1] The difference in the credit loss expense reported herein compared to the consolidated statements of income is associated with the credit loss expense of ($1.5) million related to off-balance sheet credit exposure and ($2) thousand related to HTM investment securities.
[2] The difference in the credit loss expense reported herein compared to the consolidated statements of income is associated with the credit loss expense of ($793) million related to off-balance sheet credit exposure and ($6) thousand related to HTM investment securities.