The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102 228,719 2,057 SH SOLE 2,057 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 498,500 3,758 SH SOLE 3,758 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 370,015 1,766 SH SOLE 1,766 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 494,367 1,289 SH SOLE 1,289 0 0
ALPHABET INC COMMON STOCK 02079K107 694,443 4,445 SH SOLE 4,445 0 0
ALPHABET INC COMMON STOCK 02079K305 910,055 5,885 SH SOLE 5,885 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 693,055 11,547 SH SOLE 11,547 0 0
AMAZON COM INC COMMON STOCK 023135106 2,207,202 11,601 SH SOLE 11,601 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784 342,720 3,942 SH SOLE 3,942 0 0
APPLE INC COMMON STOCK 037833100 1,983,625 8,930 SH SOLE 8,930 0 0
APPLOVIN CORP COMMON STOCK 03831W108 345,256 1,303 SH SOLE 1,303 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 297,283 973 SH SOLE 973 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 382,616 4,562 SH SOLE 4,562 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 685,960 1,288 SH SOLE 1,288 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108 589,686 128 SH SOLE 128 0 0
CBRE GROUP INC COMMON STOCK 12504L109 273,855 2,094 SH SOLE 2,094 0 0
THE CIGNA GROUP COMMON STOCK 125523100 266,161 809 SH SOLE 809 0 0
CATERPILLAR INC COMMON STOCK 149123101 368,388 1,117 SH SOLE 1,117 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 262,647 1,570 SH SOLE 1,570 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 247,407 3,234 SH SOLE 3,234 0 0
COMCAST CORP COMMON STOCK 20030N101 295,276 8,002 SH SOLE 8,002 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 217,917 2,075 SH SOLE 2,075 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 219,422 232 SH SOLE 232 0 0
DIMENSIONAL U.S. EQUITY MARKET MUTUAL FUND/STO 25434V401 245,307 4,056 SH SOLE 4,056 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 378,839 3,106 SH SOLE 3,106 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 250,028 3,348 SH SOLE 3,348 0 0
EXPEDITORS INTERNATIONAL COMMON STOCK 302130109 277,420 2,307 SH SOLE 2,307 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,360,559 11,440 SH SOLE 11,440 0 0
META PLATFORMS INC COMMON STOCK 30303M102 672,613 1,167 SH SOLE 1,167 0 0
FIDELITY NATIONAL INFORMATION COMMON STOCK 31620M106 412,904 5,529 SH SOLE 5,529 0 0
GENERAL MILLS INC COMMON STOCK 370334104 269,653 4,510 SH SOLE 4,510 0 0
GODADDY INC COMMON STOCK 380237107 414,321 2,300 SH SOLE 2,300 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101 325,854 943 SH SOLE 943 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 180,269 11,683 SH SOLE 11,683 0 0
HOME DEPOT INC COMMON STOCK 437076102 504,654 1,377 SH SOLE 1,377 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104 263,587 1,528 SH SOLE 1,528 0 0
ISHARES EMERG MKTS LOCAL MUTUAL FUND/GOV 464286517 207,903 5,550 SH SOLE 5,550 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464286533 209,208 3,586 SH SOLE 3,586 0 0
ISHARES SELECT DIVIDEND (MKT) MUTUAL FUND/STO 464287168 348,213 2,593 SH SOLE 2,593 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200 28,293,354 50,353 SH SOLE 50,353 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464287234 1,237,718 28,323 SH SOLE 28,323 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUND/COR 464287242 423,673 3,898 SH SOLE 3,898 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457 694,933 8,400 SH SOLE 8,400 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 218,219 2,670 SH SOLE 2,670 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 273,468 3,346 SH OTR 3,346 0 0
ISHARES RUSSELL MID-CAP VALUE MUTUAL FUND/STO 464287473 314,925 2,500 SH SOLE 2,500 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 1,010,738 17,322 SH SOLE 17,322 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 110,282 1,890 SH OTR 1,890 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 331,726 1,763 SH SOLE 1,763 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598 410,941 2,184 SH OTR 2,184 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614 4,456,573 12,342 SH SOLE 12,342 0 0
ISHARES RUSSELL 2000 VALUE (MKT) MUTUAL FUND/STO 464287630 301,960 2,000 SH SOLE 2,000 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655 331,751 1,663 SH SOLE 1,663 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 636,936 6,091 SH SOLE 6,091 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804 62,742 600 SH OTR 600 0 0
ISHARES JPMORGAN USD EMERG MUTUAL FUND/GOV 464288281 257,820 2,846 SH SOLE 2,846 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414 1,157,942 10,982 SH SOLE 10,982 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638 245,741 4,679 SH SOLE 4,679 0 0
ISHARES SHORT-TERM CORPORATE MUTUAL FUND/COR 464288646 1,465,103 27,976 SH SOLE 27,976 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842 1,631,319 21,564 SH SOLE 21,564 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP MUTUAL FUND/COR 46434V407 311,969 7,337 SH SOLE 7,337 0 0
ISHARES CORE TOTAL BD MUTUAL FUND/GOV 46434V613 3,085,288 66,955 SH SOLE 66,955 0 0
ISHARES GLOBAL REIT ETF MUTUAL FUND/STO 46434V647 689,543 28,423 SH SOLE 28,423 0 0
ISHARE RUSSEL 2500 ETF MUTUAL FUND/STO 46435G268 8,872,808 141,874 SH SOLE 141,874 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 774,413 3,157 SH SOLE 3,157 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 523,393 3,156 SH SOLE 3,156 0 0
ELI LILLY & CO COMMON STOCK 532457108 754,881 914 SH SOLE 914 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 410,972 920 SH SOLE 920 0 0
MSCI INC COMMON STOCK 55354G100 298,021 527 SH SOLE 527 0 0
MARATHON PETE CORP COMMON STOCK 56585A102 468,103 3,213 SH SOLE 3,213 0 0
MASTERCARD INC COMMON STOCK 57636Q104 630,338 1,150 SH SOLE 1,150 0 0
METLIFE INC COMMON STOCK 59156R108 356,245 4,437 SH SOLE 4,437 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,296,260 6,117 SH SOLE 6,117 0 0
NETFLIX INC COMMON STOCK 64110L106 606,147 650 SH SOLE 650 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104 380,393 3,856 SH SOLE 3,856 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,931,982 17,826 SH SOLE 17,826 0 0
NUVEEN ESG HIGH YIELD CORPORATE MUTUAL FUND/COR 67092P854 597,107 28,192 SH SOLE 28,192 0 0
NUVEEN ESG US AGGREGATE BOND ETF MUTUAL FUND/GOV 67092P870 502,357 22,644 SH SOLE 22,644 0 0
ORACLE CORP COMMON STOCK 68389X105 436,629 3,123 SH SOLE 3,123 0 0
PAYCOM SOFTWARE INC COM COMMON STOCK 70432V102 311,333 1,425 SH SOLE 1,425 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 244,821 3,752 SH SOLE 3,752 0 0
PEPSICO INC COMMON STOCK 713448108 317,725 2,119 SH SOLE 2,119 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 341,354 2,003 SH SOLE 2,003 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102 255,198 1,004 SH SOLE 1,004 0 0
RALPH LAUREN CORP CL A COMMON STOCK 751212101 205,510 931 SH SOLE 931 0 0
RTX CORPORATION COMMON STOCK 75513E101 771,973 5,828 SH SOLE 5,828 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103 201,381 360 SH SOLE 360 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107 702,485 2,438 SH SOLE 2,438 0 0
SPDR PORTFOLIO DEVLPD WORLD EX MUTUAL FUND/STO 78463X889 3,485,531 95,730 SH SOLE 95,730 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/GOV 78464A672 311,122 10,886 SH SOLE 10,886 0 0
SPDR PORTFOLIO LARGE CAP ETF MUTUAL FUND/STO 78464A854 540,942 8,226 SH SOLE 8,226 0 0
SPDR BLACKSTONE/GSO SENIOR LOAN MUTUAL FUND/COR 78467V608 1,740,413 42,315 SH SOLE 42,315 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107 739,403 1,386 SH SOLE 1,386 0 0
SPDR PORTFOLIO HIGH YIELD BOND MUTUAL FUND/COR 78468R606 1,089,216 46,508 SH SOLE 46,508 0 0
SALESFORCE COMMON STOCK 79466L302 331,962 1,237 SH SOLE 1,237 0 0
SAP AKTIENGESELLSCHAFT FOREIGN STOCK 803054204 296,895 1,106 SH SOLE 1,106 0 0
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803 303,939 1,472 SH SOLE 1,472 0 0
SERVICENOW INC COM COMMON STOCK 81762P102 290,591 365 SH SOLE 365 0 0
SHOPIFY INC FOREIGN STOCK 82509L107 315,372 3,303 SH SOLE 3,303 0 0
SPROTT PHYSICAL GOLD TRUST MUTUAL FUNDS GL 85207H104 991,271 41,200 SH SOLE 41,200 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100 296,815 2,373 SH SOLE 2,373 0 0
SYNCHRONY FINANCIAL SR COMMON STOCK 87165B103 544,489 10,285 SH SOLE 10,285 0 0
TJX COS INC NEW COMMON STOCK 872540109 260,408 2,138 SH SOLE 2,138 0 0
TESLA INC COMMON STOCK 88160R101 408,435 1,576 SH SOLE 1,576 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 419,975 844 SH SOLE 844 0 0
UNION PAC CORP COMMON STOCK 907818108 243,562 1,031 SH SOLE 1,031 0 0
UNITED RENTALS INC COMMON STOCK 911363109 281,387 449 SH SOLE 449 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 384,964 735 SH SOLE 735 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100 377,853 2,861 SH SOLE 2,861 0 0
VANGUARD TOTAL INTERNATIONAL MUTUAL FUND/STO 921909768 249,083 4,011 SH SOLE 4,011 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835 373,860 5,090 SH SOLE 5,090 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363 898,314 1,748 SH SOLE 1,748 0 0
VANGUARD EXTENDED MARKET INDEX MUTUAL FUND/STO 922908652 224,972 1,306 SH SOLE 1,306 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736 213,222 575 SH SOLE 575 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769 358,941 1,306 SH SOLE 1,306 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 240,227 5,296 SH SOLE 5,296 0 0
VERU INC. COMMON STOCK 92536C103 6,623 13,513 SH SOLE 13,513 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,259,204 3,593 SH SOLE 3,593 0 0
WELLS FARGO & CO COMMON STOCK 949746101 908,286 12,652 SH SOLE 12,652 0 0
WORKDAY INC COMMON STOCK 98138H101 305,224 1,307 SH SOLE 1,307 0 0
ZOETIS INC COMMON STOCK 98978V103 281,387 1,709 SH SOLE 1,709 0 0
AON PLC SHS CL A FOREIGN STOCK G0403H108 386,717 969 SH SOLE 969 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 375,386 1,203 SH SOLE 1,203 0 0
LINDE PLC FOREIGN STOCK G54950103 511,742 1,099 SH SOLE 1,099 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 341,378 3,799 SH SOLE 3,799 0 0
CHUBB LIMITED FOREIGN STOCK H1467J104 204,146 676 SH SOLE 676 0 0