[1]

15% (18.75%) for the Chairman and 10% (12.5%) for each of the other three remaining participant directors. Jan Loeb (nominated to the Board on July 28, 2023 and elected to a three-year term on October 12, 2023) is not a participant in the Plan.

[2]

Amount forfeited upon departure of two directors, which would have been reallocated to the remaining directors pursuant to the Plan.

[3]

The officer discretionary amount will be allocated to the officers within the discretion of the Board.

[4]

Other employees will receive 0.75% prior to amendment 5 or 2.143% after amendment No. 5 and the approval of the restricted stock plan. The remaining 3.10% (prior to amendment 5) or 8.857% (after amendment 5) will be allocated to officers and employees within the discretion of the Board.