The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR EQUAL SEC ETF 00162Q205 1,981,628 15,731 SH SOLE 15,731 0 0
APPLE INC COM 037833100 747,342 3,364 SH SOLE 3,364 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,340,874 6,273 SH SOLE 6,273 0 0
BOEING CO COM 097023105 209,265 1,227 SH SOLE 1,227 0 0
ELI LILLY & CO COM 532457108 222,996 270 SH SOLE 270 0 0
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529 649,519 29,390 SH SOLE 29,390 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,379,369 36,826 SH SOLE 36,826 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 968,458 2,065 SH SOLE 2,065 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 825,010 19,403 SH SOLE 19,403 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 1,478,581 29,407 SH SOLE 29,407 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,612,485 19,491 SH SOLE 19,491 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 412,559 3,492 SH SOLE 3,492 0 0
ISHARES TR CALIF MUN BD ETF 464288356 2,452,164 43,571 SH SOLE 43,571 0 0
ISHARES TR CORE S&P500 ETF 464287200 36,914,554 65,696 SH SOLE 65,696 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,659,130 26,882 SH SOLE 26,882 0 0
ISHARES TR NATIONAL MUN ETF 464288414 562,733 5,337 SH SOLE 5,337 0 0
ISHARES TR NEW YORK MUN ETF 464288323 662,495 12,583 SH SOLE 12,583 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 235,741 1,561 SH SOLE 1,561 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 558,518 5,289 SH SOLE 5,289 0 0
ISHARES TR SP SMCP600VL ETF 464287879 203,093 2,083 SH SOLE 2,083 0 0
META PLATFORMS INC CL A 30303M102 215,163 373 SH SOLE 373 0 0
MICROSOFT CORP COM 594918104 313,826 836 SH SOLE 836 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 213,010 2,279 SH SOLE 2,279 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,644,572 7,965 SH SOLE 7,965 0 0
SERVICENOW INC COM 81762P102 2,029,198 2,549 SH SOLE 2,549 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,400,360 4,860 SH SOLE 4,860 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,389,002 6,058 SH SOLE 6,058 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 10,814,301 117,893 SH SOLE 117,893 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523 16,697,980 167,836 SH SOLE 167,836 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 530,304 11,982 SH SOLE 11,982 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 458,704 19,065 SH SOLE 19,065 0 0
TESLA INC COM 88160R101 897,212 3,462 SH SOLE 3,462 0 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 626,563 13,828 SH SOLE 13,828 0 0