The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCURAY INC COM 004397105 19,699 11,005 SH SOLE 0 0 0 11,005
ALPHABET INC CAP STK CL C 02079K107 302,200 1,934 SH SOLE 0 0 0 1,934
ALTRIA GROUP INC COM 02209S103 357,888 5,963 SH SOLE 0 0 0 5,963
AMAZON COM INC COM 023135106 690,263 3,628 SH SOLE 0 0 0 3,628
AMGEN INC COM 031162100 487,077 1,563 SH SOLE 0 0 0 1,563
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 585,466 14,360 SH SOLE 0 0 0 14,360
APPLE INC COM 037833100 3,739,766 16,836 SH SOLE 0 0 0 16,836
AUTOMATIC DATA PROCESSING IN COM 053015103 865,007 2,831 SH SOLE 0 0 0 2,831
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 264,160 496 SH SOLE 0 0 0 496
BLACKROCK INC COM 09290D101 285,372 302 SH SOLE 0 0 0 302
BROADCOM INC COM 11135F101 281,667 1,682 SH SOLE 0 0 0 1,682
CANADIAN NAT RES LTD COM 136385101 250,989 8,149 SH SOLE 0 0 0 8,149
CHEVRON CORP NEW COM 166764100 476,985 2,851 SH SOLE 0 0 0 2,851
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,182,611 35,848 SH SOLE 0 0 0 35,848
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 6,032,183 153,257 SH SOLE 0 0 0 153,257
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 412,921 7,728 SH SOLE 0 0 0 7,728
ELI LILLY & CO COM 532457108 2,094,988 2,537 SH SOLE 0 0 0 2,537
EXXON MOBIL CORP COM 30231G102 471,030 3,961 SH SOLE 0 0 0 3,961
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 954,449 14,023 SH SOLE 0 0 0 14,023
FIGS INC CL A 30260D103 98,249 21,405 SH SOLE 0 0 0 21,405
FIRST TR EXCHNG TRADED FD VI VEST LADDERED SM 33740F243 237,978 11,752 SH SOLE 0 0 0 11,752
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F169 257,967 13,055 SH SOLE 0 0 0 13,055
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U752 512,995 17,180 SH SOLE 0 0 0 17,180
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 1,513,210 50,967 SH SOLE 0 0 0 50,967
GOLDMAN SACHS GROUP INC COM 38141G104 365,848 670 SH SOLE 0 0 0 670
GRAB HOLDINGS LIMITED CLASS A ORD G4124C109 59,126 13,052 SH SOLE 0 0 0 13,052
HARTFORD INSURANCE GROUP INC COM 416515104 467,629 3,779 SH SOLE 0 0 0 3,779
HERSHEY CO COM 427866108 241,405 1,411 SH SOLE 0 0 0 1,411
HOME DEPOT INC COM 437076102 329,206 898 SH SOLE 0 0 0 898
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 492,203 2,550 SH SOLE 0 0 0 2,550
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 491,106 2,835 SH SOLE 0 0 0 2,835
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 506,968 4,500 SH SOLE 0 0 0 4,500
INVESCO QQQ TR UNIT SER 1 46090E103 858,850 1,832 SH SOLE 0 0 0 1,832
ISHARES GOLD TR ISHARES NEW 464285204 568,787 9,647 SH SOLE 0 0 0 9,647
ISHARES INC MSCI EMRG CHN 46434G764 2,322,018 42,150 SH SOLE 0 0 0 42,150
ISHARES INC CORE MSCI EMKT 46434G103 803,974 14,897 SH SOLE 0 0 0 14,897
ISHARES TR CORE MSCI TOTAL 46432F834 1,493,654 21,396 SH SOLE 0 0 0 21,396
ISHARES TR CORE MSCI EAFE 46432F842 6,009,206 79,434 SH SOLE 0 0 0 79,434
ISHARES TR CORE DIV GRWTH 46434V621 525,853 8,512 SH SOLE 0 0 0 8,512
ISHARES TR EXPONENTIAL TECH 46434V381 511,288 8,883 SH SOLE 0 0 0 8,883
ISHARES TR PFD AND INCM SEC 464288687 225,135 7,326 SH SOLE 0 0 0 7,326
ISHARES TR CORE HIGH DV ETF 46429B663 2,336,232 19,289 SH SOLE 0 0 0 19,289
ISHARES TR US INFRASTRUC 46435U713 294,159 6,527 SH SOLE 0 0 0 6,527
ISHARES TR CORE 80/20 AGGRE 464289859 473,685 6,192 SH SOLE 0 0 0 6,192
ISHARES TR EAFE GRWTH ETF 464288885 6,044,017 60,440 SH SOLE 0 0 0 60,440
ISHARES TR 10-20 YR TRS ETF 464288653 743,633 7,168 SH SOLE 0 0 0 7,168
ISHARES TR SELECT DIVID ETF 464287168 274,009 2,040 SH SOLE 0 0 0 2,040
ISHARES TR MSCI EMG MKT ETF 464287234 383,782 8,782 SH SOLE 0 0 0 8,782
ISHARES TR IBOXX INV CP ETF 464287242 620,187 5,706 SH SOLE 0 0 0 5,706
ISHARES TR CORE S&P MCP ETF 464287507 1,624,043 27,833 SH SOLE 0 0 0 27,833
ISHARES TR CORE S&P SCP ETF 464287804 1,606,387 15,362 SH SOLE 0 0 0 15,362
ISHARES TR SP SMCP600VL ETF 464287879 399,662 4,100 SH SOLE 0 0 0 4,100
ISHARES TR S&P 500 VAL ETF 464287408 2,651,578 13,913 SH SOLE 0 0 0 13,913
ISHARES TR CORE S&P500 ETF 464287200 2,472,862 4,401 SH SOLE 0 0 0 4,401
ISHARES TR S&P 500 GRWT ETF 464287309 2,251,587 24,255 SH SOLE 0 0 0 24,255
ISHARES TR MSCI EAFE ETF 464287465 3,389,843 41,476 SH SOLE 0 0 0 41,476
ISHARES TR RUS 2000 GRW ETF 464287648 2,056,798 8,049 SH SOLE 0 0 0 8,049
ISHARES TR GLOBAL 100 ETF 464287572 352,036 3,656 SH SOLE 0 0 0 3,656
ISHARES TR U.S. TECH ETF 464287721 2,319,216 16,514 SH SOLE 0 0 0 16,514
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 363,902 6,369 SH SOLE 0 0 0 6,369
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 4,291,613 84,630 SH SOLE 0 0 0 84,630
JOHNSON & JOHNSON COM 478160104 660,934 3,985 SH SOLE 0 0 0 3,985
JPMORGAN CHASE & CO. COM 46625H100 647,518 2,640 SH SOLE 0 0 0 2,640
KROGER CO COM 501044101 355,874 5,257 SH SOLE 0 0 0 5,257
LOWES COS INC COM 548661107 409,516 1,756 SH SOLE 0 0 0 1,756
MCDONALDS CORP COM 580135101 326,489 1,045 SH SOLE 0 0 0 1,045
MERCK & CO INC COM 58933Y105 431,841 4,811 SH SOLE 0 0 0 4,811
META PLATFORMS INC CL A 30303M102 254,336 441 SH SOLE 0 0 0 441
MICROSOFT CORP COM 594918104 4,662,377 12,420 SH SOLE 0 0 0 12,420
MORGAN STANLEY COM NEW 617446448 312,723 2,680 SH SOLE 0 0 0 2,680
NVIDIA CORPORATION COM 67066G104 1,402,635 12,942 SH SOLE 0 0 0 12,942
PACER FDS TR GLOBL CASH ETF 69374H709 1,278,237 34,566 SH SOLE 0 0 0 34,566
PACER FDS TR US CASH COWS 100 69374H881 4,023,796 73,481 SH SOLE 0 0 0 73,481
PACER FDS TR US SMALL CAP CAS 69374H857 2,382,425 63,531 SH SOLE 0 0 0 63,531
PACER FDS TR US LRG CP CASH 69374H360 327,953 10,651 SH SOLE 0 0 0 10,651
PEPSICO INC COM 713448108 332,991 2,221 SH SOLE 0 0 0 2,221
PERPETUA RESOURCES CORP COM 714266103 176,246 16,487 SH SOLE 0 0 0 16,487
PROCTER AND GAMBLE CO COM 742718109 2,915,312 17,107 SH SOLE 0 0 0 17,107
REGIONS FINANCIAL CORP NEW COM 7591EP100 277,521 12,771 SH SOLE 0 0 0 12,771
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 11,505,569 521,086 SH SOLE 0 0 0 521,086
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,251,126 54,021 SH SOLE 0 0 0 54,021
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 611,622 21,875 SH SOLE 0 0 0 21,875
SNAP ON INC COM 833034101 314,450 933 SH SOLE 0 0 0 933
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 872,788 2,079 SH SOLE 0 0 0 2,079
SPDR GOLD TR GOLD SHS 78463V107 279,496 970 SH SOLE 0 0 0 970
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 286,858 7,286 SH SOLE 0 0 0 7,286
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434 5,121,098 64,860 SH SOLE 0 0 0 64,860
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,056,577 19,765 SH SOLE 0 0 0 19,765
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 348,611 653 SH SOLE 0 0 0 653
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,172,030 14,121 SH SOLE 0 0 0 14,121
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,738,628 158,500 SH SOLE 0 0 0 158,500
TESLA INC COM 88160R101 442,127 1,706 SH SOLE 0 0 0 1,706
TEXAS INSTRS INC COM 882508104 305,046 1,698 SH SOLE 0 0 0 1,698
UNITED PARCEL SERVICE INC CL B 911312106 269,340 2,449 SH SOLE 0 0 0 2,449
UNUM GROUP COM 91529Y106 408,341 5,013 SH SOLE 0 0 0 5,013
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 376,740 1,126 SH SOLE 0 0 0 1,126
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 5,747,019 31,202 SH SOLE 0 0 0 31,202
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,034,162 13,683 SH SOLE 0 0 0 13,683
VANGUARD INDEX FDS GROWTH ETF 922908736 1,523,125 4,107 SH SOLE 0 0 0 4,107
VANGUARD INDEX FDS VALUE ETF 922908744 1,895,055 10,971 SH SOLE 0 0 0 10,971
VANGUARD INDEX FDS MID CAP ETF 922908629 2,823,080 10,916 SH SOLE 0 0 0 10,916
VANGUARD INDEX FDS SM CP VAL ETF 922908611 568,419 3,051 SH SOLE 0 0 0 3,051
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,200,997 55,309 SH SOLE 0 0 0 55,309
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 909,756 1,770 SH SOLE 0 0 0 1,770
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 555,992 2,273 SH SOLE 0 0 0 2,273
VANGUARD INDEX FDS SML CP GRW ETF 922908595 634,126 2,519 SH SOLE 0 0 0 2,519
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,156,908 19,072 SH SOLE 0 0 0 19,072
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 323,058 6,511 SH SOLE 0 0 0 6,511
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 378,287 1,950 SH SOLE 0 0 0 1,950
VANGUARD STAR FDS VG TL INTL STK F 921909768 243,598 3,923 SH SOLE 0 0 0 3,923
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,990,242 46,450 SH SOLE 0 0 0 46,450
VANGUARD WORLD FD MEGA GRWTH IND 921910816 569,828 1,845 SH SOLE 0 0 0 1,845
VERIZON COMMUNICATIONS INC COM 92343V104 405,886 8,948 SH SOLE 0 0 0 8,948
VISA INC COM CL A 92826C839 896,593 2,558 SH SOLE 0 0 0 2,558
WISDOMTREE TR US QTLY DIV GRT 97717X669 526,118 6,588 SH SOLE 0 0 0 6,588