The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 318,686 1,675 SH SOLE 0 0 1,675
APPLE INC COM 037833100 746,811 3,362 SH SOLE 0 0 3,362
AT&T INC COM 00206R102 710,897 25,138 SH SOLE 0 0 25,138
AUTOMATIC DATA PROCESSING IN COM 053015103 226,092 740 SH SOLE 0 0 740
BROWN &BROWN INC COM 115236101 570,425 4,585 SH SOLE 0 0 4,585
CUMMINS INC COM 231021106 202,741 647 SH SOLE 0 0 647
CVS HEALTH CORP COM 126650100 316,406 4,670 SH SOLE 0 0 4,670
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 15,435,397 258,333 SH SOLE 0 0 258,333
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 14,174,217 453,865 SH SOLE 0 0 453,865
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 6,524,635 252,014 SH SOLE 0 0 252,014
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 3,762,398 143,275 SH SOLE 0 0 143,275
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 1,279,832 53,842 SH SOLE 0 0 53,842
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,253,135 32,600 SH SOLE 0 0 32,600
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 764,693 12,644 SH SOLE 0 0 12,644
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 409,004 9,724 SH SOLE 0 0 9,724
ELEVANCE HEALTH INC COM 036752103 210,322 484 SH SOLE 0 0 484
ELI LILLY &CO COM 532457108 4,596,483 5,565 SH SOLE 0 0 5,565
EXXON MOBIL CORP COM 30231G102 257,991 2,169 SH SOLE 0 0 2,169
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 510,371 11,180 SH SOLE 0 0 11,180
FIFTH THIRD BANCORP COM 316773100 346,058 8,828 SH SOLE 0 0 8,828
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 679,018 36,311 SH SOLE 0 0 36,311
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 272,395 5,402 SH SOLE 0 0 5,402
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 200,528 3,425 SH SOLE 0 0 3,425
HOME DEPOT INC COM 437076102 267,769 731 SH SOLE 0 0 731
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 276,849 6,851 SH SOLE 0 0 6,851
ISHARES TR RUS TP200 GR ETF 464289438 14,459,250 68,547 SH SOLE 0 0 68,547
ISHARES TR CORE TOTAL USD 46434V613 13,893,290 301,504 SH SOLE 0 0 301,504
ISHARES TR CORE MSCI TOTAL 46432F834 11,456,999 164,117 SH SOLE 0 0 164,117
ISHARES TR CORE S&P500 ETF 464287200 8,914,688 15,865 SH SOLE 0 0 15,865
ISHARES TR CORE INTL AGGR 46435G672 7,753,301 155,097 SH SOLE 0 0 155,097
ISHARES TR CORE US AGGBD ET 464287226 4,911,985 49,656 SH SOLE 0 0 49,656
ISHARES TR CORE S&P MCP ETF 464287507 4,061,554 69,607 SH SOLE 0 0 69,607
ISHARES TR MSCI USA MIN VOL 46429B697 2,039,508 21,776 SH SOLE 0 0 21,776
ISHARES TR RUS 1000 GRW ETF 464287614 1,328,465 3,679 SH SOLE 0 0 3,679
ISHARES TR CORE S&P SCP ETF 464287804 1,174,234 11,229 SH SOLE 0 0 11,229
ISHARES TR S&P 500 VAL ETF 464287408 1,045,688 5,487 SH SOLE 0 0 5,487
ISHARES TR ISHS 1-5YR INVS 464288646 820,389 15,665 SH SOLE 0 0 15,665
ISHARES TR SP SMCP600VL ETF 464287879 731,599 7,505 SH SOLE 0 0 7,505
ISHARES TR RUS TOP 200 ETF 464289446 622,228 4,528 SH SOLE 0 0 4,528
ISHARES TR MSCI EAFE ETF 464287465 614,361 7,517 SH SOLE 0 0 7,517
ISHARES TR 1 3 YR TREAS BD 464287457 500,116 6,045 SH SOLE 0 0 6,045
ISHARES TR RUS MID CAP ETF 464287499 488,850 5,746 SH SOLE 0 0 5,746
ISHARES TR NATIONAL MUN ETF 464288414 439,232 4,166 SH SOLE 0 0 4,166
ISHARES TR MSCI EAFE MIN VL 46429B689 401,139 5,148 SH SOLE 0 0 5,148
ISHARES TR RUS 1000 VAL ETF 464287598 327,454 1,740 SH SOLE 0 0 1,740
ISHARES TR S&P 500 GRWT ETF 464287309 290,144 3,126 SH SOLE 0 0 3,126
ISHARES TR MSCI EMG MKT ETF 464287234 274,828 6,289 SH SOLE 0 0 6,289
ISHARES TR RUSSELL 2000 ETF 464287655 233,542 1,171 SH SOLE 0 0 1,171
ISHARES TR CYBERSECURITY 46435U135 211,605 4,504 SH SOLE 0 0 4,504
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 26,688,421 567,356 SH SOLE 0 0 567,356
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 740,419 14,808 SH SOLE 0 0 14,808
JPMORGAN CHASE &CO. COM 46625H100 521,263 2,125 SH SOLE 0 0 2,125
KROGER CO COM 501044101 421,414 6,226 SH SOLE 0 0 6,226
MICROSOFT CORP COM 594918104 480,689 1,281 SH SOLE 0 0 1,281
PROCTER AND GAMBLE CO COM 742718109 276,930 1,625 SH SOLE 0 0 1,625
SNAP ON INC COM 833034101 549,635 1,631 SH SOLE 0 0 1,631
SPDR S&P 500 ETF TR TR UNIT 78462F103 383,662 686 SH SOLE 0 0 686
SPDR SER TR PORTFOLIO INTRMD 78464A375 4,353,694 130,978 SH SOLE 0 0 130,978
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 244,140 6,060 SH SOLE 0 0 6,060
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,850,756 61,967 SH SOLE 0 0 61,967
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,283,989 44,711 SH SOLE 0 0 44,711
VANGUARD BD INDEX FDS INTERMED TERM 921937819 341,530 4,460 SH SOLE 0 0 4,460
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,448,890 152,579 SH SOLE 0 0 152,579
VANGUARD INDEX FDS MID CAP ETF 922908629 7,040,450 27,223 SH SOLE 0 0 27,223
VANGUARD INDEX FDS GROWTH ETF 922908736 3,032,059 8,177 SH SOLE 0 0 8,177
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 773,619 1,505 SH SOLE 0 0 1,505
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 356,307 2,219 SH SOLE 0 0 2,219
VANGUARD INDEX FDS SMALL CP ETF 922908751 316,105 1,426 SH SOLE 0 0 1,426
VANGUARD INDEX FDS VALUE ETF 922908744 226,913 1,314 SH SOLE 0 0 1,314
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 235,512 5,204 SH SOLE 0 0 5,204
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,257,044 25,333 SH SOLE 0 0 25,333
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,102,215 39,298 SH SOLE 0 0 39,298
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,135,271 13,885 SH SOLE 0 0 13,885
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,208,682 26,850 SH SOLE 0 0 26,850
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 22,675,538 175,834 SH SOLE 0 0 175,834
VANGUARD WORLD FD MEGA GRWTH IND 921910816 3,137,057 10,156 SH SOLE 0 0 10,156