Exhibit 27(p):  Powers of Attorney

POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Lombard Gasbarro, Ian Macleod, and
           Peter T. Moriarty

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:
           
033-34370
033-75996
033-81216
333-105479
333-134760
333-255015
033-61897
033-76002
 333-207045
333-109622
333-153730
  
033-64277
033-75988
333-01107
333-109860
333-167182
  
033-75248
033-75992
333-09515
333-129091
333-167680
  
033-75962
033-76004
333-27337
333-130822
333-255010
  
033-75974
033-76018
333-56297
333-130825
333-255012
  
033-75980
033-79122
333-72079
333-130826
333-255013
  
           
REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

811-02512
811-02513
811-04536
811-05906
811-08582


I hereby ratify and confirm on this 24 day of February 2025, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

Signature

/s/Youssef A. Blal
Youssef A. Blal, Director




STATE OF MINNESOTA

COUNTY OF HENNEPIN

The foregoing instrument was acknowledged before me this 24 day of February 2025, by Youssef A. Blal.
 
 
MELISSA O’DONNELL
NOTARY PUBLIC – MINNESOTA
My Commission Expires Jan. 31, 2030
Notary Public
 
/s/ Melissa O’Donnell 
Notary Public, State of Minnesota
            Commission Expires Jan. 31, 2030
  


POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Lombard Gasbarro, Ian D. Macleod, and
           Peter T. Moriarty

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

033-34370
033-75996
033-81216
333-105479
333-134760
333-255015
033-61897
033-76002
 333-207045
333-109622
333-153730
  
033-64277
033-75988
333-01107
333-109860
333-167182
  
033-75248
033-75992
333-09515
333-129091
333-167680
  
033-75962
033-76004
333-27337
333-130822
333-255010
  
033-75974
033-76018
333-56297
333-130825
333-255012
  
033-75980
033-79122
333-72079
333-130826
333-255013
  

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

811-02512
811-02513
811-04536
811-05906
811-08582



I hereby ratify and confirm on this 28 day of February 2025, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.


Signature

/s/Neha Jha
Neha Jha, Director


POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Lombard Gasbarro, Ian D. Macleod, and
          Peter T. Moriarty

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

033-34370
033-75996
033-81216
333-105479
333-134760
333-255015
033-61897
033-76002
 333-207045
333-109622
333-153730
  
033-64277
033-75988
333-01107
333-109860
333-167182
  
033-75248
033-75992
333-09515
333-129091
333-167680
  
033-75962
033-76004
333-27337
333-130822
333-255010
  
033-75974
033-76018
333-56297
333-130825
333-255012
  
033-75980
033-79122
333-72079
333-130826
333-255013
  


REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

811-02512
811-02513
811-04536
811-05906
811-08582



I hereby ratify and confirm on this 24th day of February 2025, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.


Signature

/s/Michael R. Katz
Michael R. Katz, Director, and Chief Financial Officer




POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:   Lombard Gasbarro, Ian D. Macleod, and
           Peter T. Moriarty

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

033-34370
033-75996
033-81216
333-105479
333-134760
333-255015
033-61897
033-76002
 333-207045
333-109622
333-153730
  
033-64277
033-75988
333-01107
333-109860
333-167182
  
033-75248
033-75992
333-09515
333-129091
333-167680
  
033-75962
033-76004
333-27337
333-130822
333-255010
  
033-75974
033-76018
333-56297
333-130825
333-255012
  
033-75980
033-79122
333-72079
333-130826
333-255013
  

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

811-02512
811-02513
811-04536
811-05906
811-08582

I hereby ratify and confirm on this 21 day of February 2025, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

Signature

/s/Amelia J. Vaillancourt
Amelia J. Vaillancourt, Director and President


Witness & Notary

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same:

First Witness signs:  /s/Joseph Newfeld Second Witness Signs:  /s/Christine Fullmore
Printed name of witness:  Joseph Newfeld Printed name of witness:  Christine Fullmore

State of North Carolina)
County of Mecklenburg) ss

Personally Appeared Amelia J. Vaillancourt, Signer and Sealer of the foregoing instrument, and acknowledged the same to be her free act and deed, before me.
/s/Phyllis Stamey
Notary Public
 
PHYLLIS STAMEY
Notary Public – North Carolina
Mecklenburg County
My Commission Expires Sept 13, 2025
 
Phyllis Stamey
Notary Public, State of North Carolina
Commission Expires September 13, 2025

POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:  Lombard Gasbarro, Ian D. Macleod, and
          Peter T. Moriarty

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

033-34370
033-75996
033-81216
333-105479
333-134760
333-255015
033-61897
033-76002
333-207045
333-109622
333-153730
  
033-64277
033-75988
333-01107
333-109860
333-167182
  
033-75248
033-75992
333-09515
333-129091
333-167680
  
033-75962
033-76004
333-27337
333-130822
333-255010
  
033-75974
033-76018
333-56297
333-130825
333-255012
  
033-75980
033-79122
333-72079
333-130826
333-255013
  

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

811-02512
811-02513
811-04536
811-05906
811-08582

I hereby ratify and confirm on this 24 day of February 2025, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

Signature

/s/Mona M. Zielke
Mona M. Zielke, Director


Witness & Notary

Attested and subscribed in the presence of the principal and subsequent to the principal subscribing same:

First Witness signs:  /s/Sharon A. ZielkeSecond Witness Signs:  /s/Landis Y. Pettus
Printed name of witness:  Sharon A. ZielkePrinted name of witness:  Landis Y. Pettus

State of Florida   )
County of Lee     )

Personally Appeared Mona Zielke, Signer and Sealer of the foregoing instrument, and acknowledged the same to be her free act and deed, before me. Appeared physically before me and produced driver license.
/s/Landis Y. Pettus
Notary Public
 
Landis Y. Pettus                                
Notary Public, State of Florida
Commission Expires 5/23/2026
LANDIS Y. PETTUS
Notary Public – State of Florida
Commission # HH 261634
My Comm. Expires May 23, 2026
Bonded through National Notary Assoc.
POWER OF ATTORNEY
Pursuant to Item 601(b)(24) of Regulation SK and Rule 462(b) of the Securities Act of 1933

The undersigned, on behalf of the company set forth below, hereby constitutes and appoints the individuals set forth below and each of them individually as my true and lawful attorneys with full power to them and each of them to sign for me and in my name and in the capacity indicated below any and all amendments to the Registration Statements listed below filed with the Securities and Exchange Commission under the Securities Act of 1933 and the Investment Company Act of 1940 and any documentation, including Form N-8F, necessary to deregister any such registrations or to deregister any of the entities (including any issuing separate accounts) associated with the issuance of any such registrations.

COMPANY:  Voya Retirement Insurance and Annuity Company

INDIVIDUALS WITH POWER OF ATTORNEY:   Lombard Gasbarro, Ian D. Macleod, and Peter T. Moriarty

REGISTRATION STATEMENTS FILED UNDER THE SECURITIES ACT OF 1933:

033-34370
033-75996
033-81216
333-105479
333-134760
333-255015
          
033-61897
033-76002
333-207045
333-109622
333-153730
            
033-64277
033-75988
333-01107
333-109860
333-167182
            
033-75248
033-75992
333-09515
333-129091
333-167680
            
033-75962
033-76004
333-27337
333-130822
333-255010
            
033-75974
033-76018
333-56297
333-130825
333-255012
            
033-75980
033-79122
333-72079
333-130826
333-255013
            

REGISTRATION STATEMENTS FILED UNDER THE INVESTMENT COMPANY ACT OF 1940:

811-02512
811-02513
811-04536
811-05906
811-08582

I hereby ratify and confirm on this 24 day of February 2025, my signature as it may be signed by my said attorneys to any such registration statements and any and all amendments thereto.

Signature

/s/Tony D. Oh
Tony D. Oh, Chief Accounting Officer

STATEMENT OF WITNESS

On the date written above, the principal declared to me in my presence that this instrument is his general durable power of attorney and that he had willingly signed or directed another to sign for him, and that he executed it as his free and voluntary act for the purposes therein expressed.

/s/Annes Oh  Signature of Witness #1
Annes Oh Printed or typed name of Witness #1
6778 Encore Blvd. Address of Witness #1
Sandy Springs, GA 30228

/s/Ashley Oh  Signature of Witness #2
Ashley Oh Printed or typed name of Witness #2
6778 Encore Blvd  Address of Witness #2
Sandy Springs, GA 30228