v3.25.1
Loans and ACL - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 4,857  
Provision for credit losses 458 $ 500
Ending balance 4,870  
Commercial: | Commercial and industrial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,284 1,404
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (102) (97)
Recoveries 24 32
Provision for credit losses 100 22
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 1 (1)
Ending balance 1,307 1,360
Commercial: | CRE    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 643 616
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (70) (103)
Recoveries 7 7
Provision for credit losses 24 143
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 604 663
Commercial: | Commercial construction    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 257 174
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0 0
Recoveries 0 0
Provision for credit losses 23 24
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 280 198
Consumer: | Residential mortgage    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 204 298
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (1) (1)
Recoveries 2 1
Provision for credit losses 22 (76)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 227 222
Consumer: | Home equity    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 89 89
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (2) (3)
Recoveries 4 5
Provision for credit losses 2 (1)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 93 90
Consumer: | Indirect auto    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 955 942
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (154) (154)
Recoveries 25 28
Provision for credit losses 129 107
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 955 923
Consumer: | Other consumer    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 994 890
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (154) (165)
Recoveries 30 28
Provision for credit losses 119 206
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 989 959
Credit card    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 431 385
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (74) (77)
Recoveries 11 9
Provision for credit losses 47 71
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 0
Ending balance 415 388
ALLL    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 4,857 4,798
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (557) (600)
Recoveries 103 110
Provision for credit losses 466 496
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 1 (1)
Ending balance 4,870 4,803
RUFC    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 304 295
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff 0 0
Recoveries 0 0
Provision for credit losses (8) 4
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 0 (2)
Ending balance 296 297
ACL    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 5,161 5,093
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (557) (600)
Recoveries 103 110
Provision for credit losses 458 500
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Other [1] 1 (3)
Ending balance $ 5,166 $ 5,100
[1] Includes the amounts for the ALLL for PCD acquisitions and other activity.