v3.25.1
Operating Segments (Tables)
 3 Months Ended
Mar. 31, 2025
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment
The following table presents results by segment:

Three Months Ended March 31,
(Dollars in millions)		CSBBWB
OT&C(1)
Total
20252024202520242025202420252024
Net interest income (expense)$1,426 $1,267 $1,892 $2,231 $189 $(126)$3,507 $3,372 
Net intersegment interest income (expense)858 1,210 (299)(615)(559)(595)— — 
Segment net interest income2,284 2,477 1,593 1,616 (370)(721)3,507 3,372 
Allocated provision for credit losses328 313 131 188 (1)(1)458 500 
Noninterest income503 497 949 980 (60)(31)1,392 1,446 
Personnel expense408 405 548 580 631 645 1,587 1,630 
Amortization of intangibles39 46 36 42 — — 75 88 
Restructuring charges— 1 1 7 37 43 38 51 
Other direct noninterest expense(2)
275 244 192 176 739 764 1,206 1,184 
Total direct noninterest expense722 696 777 805 1,407 1,452 2,906 2,953 
Expense Allocations941 890 524 528 (1,465)(1,418)— — 
Total noninterest expense1,663 1,586 1,301 1,333 (58)34 2,906 2,953 
Income (loss) before income taxes from continuing operations796 1,075 1,110 1,075 (371)(785)1,535 1,365 
Provision (benefit) for income taxes194 259 222 209 (142)(236)274 232 
Segment net income (loss) from continuing operations$602 $816 $888 $866 $(229)$(549)$1,261 $1,133 
Identifiable assets (period end) of continuing operations$147,376 $143,381 $209,135 $209,188 $179,388 $174,618 $535,899 $527,187 
(1)As described above, includes the Company’s investment securities portfolio, most long-term debt, derivative instruments used for balance sheet hedging, short-term liquidity and funding activities, balance sheet risk management, most bank-owned real estate assets, as well as functional activities such as finance, enterprise risk, legal, and enterprise technology and management. Additionally, houses intersegment eliminations, including for residual interest rate risk, intersegment net referral fees, and expense allocations. May also include financial data from business units below the quantitative and qualitative thresholds requiring disclosure.
(2)Other direct noninterest expense within the table above includes expenses for occupancy and equipment, professional fees and outside processing, regulatory costs, and other expenses.