v3.25.1
Liability for Future Policy Benefit Activity (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Dec. 31, 2023
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Foreign currency $ 103.6 $ (24.2)    
Expected future benefit payments 103,072.4 104,905.0    
Expected future gross premiums 39,765.5 39,072.6    
Expected future gross premiums $ 26,189.2 $ 25,772.6    
Interest accretion rate 4.90% 4.90%    
Weighted average duration of the liability 11 years 4 months 24 days 11 years 6 months    
Future Policy Benefits $ 37,030.7   $ 36,806.4  
Unum US        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year 2,442.7 $ 2,431.4    
Beginning balance at original discount rate 2,566.0 2,486.9    
Effect of changes in cash flow assumptions     0.0 $ 0.0
Effect of actual variances from expected experience     (103.1) (98.6)
Adjusted beginning of year balance     2,462.9 2,388.3
Issuances 344.1 254.2    
Interest accretion 25.4 24.1    
Net premiums collected (105.3) (99.8)    
Ending balance at original discount rate 2,727.1 2,566.8    
Effect of change in discount rate assumptions (93.5) (93.0)    
Present Value of Expected Net Premiums, balance at end of period 2,633.6 2,473.8    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 11,030.0 11,752.5    
Beginning balance at original discount rate 11,565.8 11,949.5    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (178.8) (211.6)
Adjusted beginning of year balance     11,387.0 11,737.9
Issuances 970.7 [1] 859.5 [2]    
Interest accretion 111.6 115.4    
Benefit payments (822.0) (819.2)    
Ending balance at original discount rate 11,647.3 11,893.6    
Effect of change in discount rate assumptions (432.2) (396.2)    
Balance, end of period 11,215.1 11,497.4    
Net liability for future policy benefits 8,581.5 9,023.6    
Other 29.6 30.4    
Total liability for future policy benefits 8,611.1 9,054.0    
Less: Reinsurance recoverable related to future policy benefits 118.4 205.8    
Net liability for future policy benefits, after reinsurance recoverable 8,492.7 8,848.2    
Gross premiums or assessments 1,690.6 1,621.7    
Interest accretion 86.2 91.3    
Expected future benefit payments 17,799.0 17,908.8    
Expected future gross premiums 12,138.2 11,471.8    
Expected future gross premiums $ 8,303.2 $ 7,992.2    
Interest accretion rate 4.30% 4.20%    
Current discount rate 4.70% 4.70%    
Weighted average duration of the liability 7 years 1 month 6 days 7 years    
Future Policy Benefits [3] $ 8,611.1 $ 9,054.0    
Unum International        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year 276.1 270.3    
Beginning balance at original discount rate 314.2 298.4    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     1.1 7.2
Adjusted beginning of year balance     315.3 305.6
Issuances 8.3 8.8    
Interest accretion 3.0 3.0    
Net premiums collected (7.8) (7.3)    
Foreign currency 21.2 (3.4)    
Ending balance at original discount rate 340.0 306.7    
Effect of change in discount rate assumptions (37.5) (29.9)    
Present Value of Expected Net Premiums, balance at end of period 302.5 276.8    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 2,391.6 2,527.4    
Beginning balance at original discount rate 2,641.5 2,687.1    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (7.3) (0.5)
Adjusted beginning of year balance     2,634.2 2,686.6
Issuances [4] 117.6 113.9    
Interest accretion 17.5 16.9    
Benefit payments (138.9) (132.1)    
Ending balance at original discount rate 2,734.0 2,661.1    
Effect of change in discount rate assumptions (266.5) (206.9)    
Balance, end of period 2,467.5 2,454.2    
Net liability for future policy benefits 2,165.0 2,177.4    
Other 45.8 35.9    
Total liability for future policy benefits 2,210.8 2,213.3    
Less: Reinsurance recoverable related to future policy benefits 68.7 69.7    
Net liability for future policy benefits, after reinsurance recoverable 2,142.1 2,143.6    
Gross premiums or assessments 241.3 230.5    
Interest accretion 14.5 13.9    
Expected future benefit payments 4,431.6 4,230.4    
Expected future gross premiums 1,419.2 1,246.6    
Expected future gross premiums $ 895.9 $ 807.5    
Interest accretion rate 4.10% 4.10%    
Current discount rate 5.20% 4.90%    
Weighted average duration of the liability 8 years 10 months 24 days 8 years 7 months 6 days    
Future Policy Benefits $ 2,210.8 $ 2,213.3    
Colonial Life        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year 3,553.3 3,592.6    
Beginning balance at original discount rate 3,793.8 3,754.3    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (11.3) 3.7
Adjusted beginning of year balance     3,782.5 3,758.0
Issuances 149.8 172.9    
Interest accretion 36.8 35.1    
Net premiums collected (165.2) (164.4)    
Ending balance at original discount rate 3,803.9 3,801.6    
Effect of change in discount rate assumptions (198.8) (213.7)    
Present Value of Expected Net Premiums, balance at end of period 3,605.1 3,587.9    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 5,434.9 5,566.0    
Beginning balance at original discount rate 6,026.2 5,925.2    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (20.0) (6.1)
Adjusted beginning of year balance     6,006.2 5,919.1
Issuances 157.3 181.4    
Interest accretion 60.5 58.0    
Benefit payments (168.1) (161.2)    
Ending balance at original discount rate 6,055.9 5,997.3    
Effect of change in discount rate assumptions (531.4) (483.1)    
Balance, end of period 5,524.5 5,514.2    
Net liability for future policy benefits 1,919.4 1,926.3    
Other 24.7 24.5    
Total liability for future policy benefits 1,944.1 1,950.8    
Less: Reinsurance recoverable related to future policy benefits 1.0 1.6    
Net liability for future policy benefits, after reinsurance recoverable 1,943.1 1,949.2    
Gross premiums or assessments 442.0 430.6    
Interest accretion 23.7 22.9    
Expected future benefit payments 10,537.5 9,989.6    
Expected future gross premiums 12,748.0 12,133.1    
Expected future gross premiums $ 9,110.3 $ 8,840.9    
Interest accretion rate 4.40% 4.30%    
Current discount rate 5.30% 5.10%    
Weighted average duration of the liability 17 years 3 months 18 days 17 years    
Future Policy Benefits $ 1,944.1 $ 1,950.8    
Closed Block        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year 7,658.5 8,123.5    
Beginning balance at original discount rate 7,592.9 7,703.6    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (69.9) (23.1)
Adjusted beginning of year balance     7,523.0 7,680.5
Interest accretion 98.0 101.3    
Net premiums collected (157.1) (155.2)    
Ending balance at original discount rate 7,463.9 7,626.6    
Effect of change in discount rate assumptions 148.4 223.5    
Present Value of Expected Net Premiums, balance at end of period 7,612.3 7,850.1    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 30,063.6 32,577.7    
Beginning balance at original discount rate 30,544.7 30,743.9    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (82.9) 12.3
Adjusted beginning of year balance     30,461.8 30,756.2
Issuances 26.9 [5] 33.0 [6]    
Interest accretion 383.1 389.2    
Benefit payments (489.7) (485.6)    
Ending balance at original discount rate 30,382.1 30,692.8    
Effect of change in discount rate assumptions (192.8) 708.7    
Balance, end of period 30,189.3 31,401.5    
Net liability for future policy benefits 22,577.0 23,551.4    
Other 1,479.9 1,613.3    
Total liability for future policy benefits 24,056.9 25,164.7    
Less: Reinsurance recoverable related to future policy benefits 6,700.1 7,226.8    
Net liability for future policy benefits, after reinsurance recoverable 17,356.8 17,937.9    
Gross premiums or assessments 218.2 225.0    
Interest accretion 285.1 287.9    
Expected future benefit payments 70,304.3 72,776.2    
Expected future gross premiums 13,460.1 14,221.1    
Expected future gross premiums $ 7,879.8 $ 8,132.0    
Interest accretion rate 5.30% 5.20%    
Current discount rate 5.40% 5.20%    
Weighted average duration of the liability 12 years 9 months 18 days 13 years 1 month 6 days    
Future Policy Benefits [3] $ 24,056.9 $ 25,164.7    
Other Products        
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Future Policy Benefits [3] 207.8 241.7    
Group Disability | Unum US        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year 0.0 0.0    
Beginning balance at original discount rate 0.0 0.0    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     0.0 0.0
Adjusted beginning of year balance     0.0 0.0
Issuances 0.0 0.0    
Interest accretion 0.0 0.0    
Net premiums collected 0.0 0.0    
Ending balance at original discount rate 0.0 0.0    
Effect of change in discount rate assumptions 0.0 0.0    
Present Value of Expected Net Premiums, balance at end of period 0.0 0.0    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 4,735.8 5,147.4    
Beginning balance at original discount rate 4,907.5 5,277.1    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (45.3) (73.0)
Adjusted beginning of year balance     4,862.2 5,204.1
Issuances 410.6 [1] 386.6 [2]    
Interest accretion 42.1 46.8    
Benefit payments (452.4) (460.7)    
Ending balance at original discount rate 4,862.5 5,176.8    
Effect of change in discount rate assumptions (133.9) (180.7)    
Balance, end of period 4,728.6 4,996.1    
Net liability for future policy benefits 4,728.6 4,996.1    
Other 0.2 0.2    
Total liability for future policy benefits 4,728.8 4,996.3    
Less: Reinsurance recoverable related to future policy benefits 25.5 29.1    
Net liability for future policy benefits, after reinsurance recoverable 4,703.3 4,967.2    
Gross premiums or assessments 779.6 754.1    
Interest accretion 42.1 46.8    
Expected future benefit payments 5,862.0 6,251.2    
Expected future gross premiums 0.0 0.0    
Expected future gross premiums $ 0.0 $ 0.0    
Interest accretion rate 4.20% 4.00%    
Current discount rate 4.70% 4.90%    
Weighted average duration of the liability 4 years 1 month 6 days 4 years 2 months 12 days    
Group Life and AD&D | Unum US        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year $ 0.0 $ 0.0    
Beginning balance at original discount rate 0.0 0.0    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     0.0 0.0
Adjusted beginning of year balance     0.0 0.0
Issuances 0.0 0.0    
Interest accretion 0.0 0.0    
Net premiums collected 0.0 0.0    
Ending balance at original discount rate 0.0 0.0    
Effect of change in discount rate assumptions 0.0 0.0    
Present Value of Expected Net Premiums, balance at end of period 0.0 0.0    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 835.2 922.0    
Beginning balance at original discount rate 852.6 936.5    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (20.9) (19.1)
Adjusted beginning of year balance     831.7 917.4
Issuances 203.6 [1] 211.6 [2]    
Interest accretion 4.8 5.4    
Benefit payments (220.9) (228.9)    
Ending balance at original discount rate 819.2 905.5    
Effect of change in discount rate assumptions (13.2) (20.0)    
Balance, end of period 806.0 885.5    
Net liability for future policy benefits 806.0 885.5    
Other 0.8 0.9    
Total liability for future policy benefits 806.8 886.4    
Less: Reinsurance recoverable related to future policy benefits 6.2 8.7    
Net liability for future policy benefits, after reinsurance recoverable 800.6 877.7    
Gross premiums or assessments 520.3 494.4    
Interest accretion 4.8 5.4    
Expected future benefit payments 930.0 1,030.5    
Expected future gross premiums 0.0 0.0    
Expected future gross premiums $ 0.0 $ 0.0    
Interest accretion rate 2.40% 2.30%    
Current discount rate 2.70% 2.80%    
Weighted average duration of the liability 2 years 6 months 2 years 7 months 6 days    
Voluntary Benefits | Unum US        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year $ 1,240.2 $ 1,134.7    
Beginning balance at original discount rate 1,335.3 1,192.5    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (55.1) (80.7)
Adjusted beginning of year balance     1,280.2 1,111.8
Issuances 250.7 213.4    
Interest accretion 12.4 10.2    
Net premiums collected (58.2) (50.9)    
Ending balance at original discount rate 1,485.1 1,284.5    
Effect of change in discount rate assumptions (78.6) (74.8)    
Present Value of Expected Net Premiums, balance at end of period 1,406.5 1,209.7    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 2,362.5 2,334.5    
Beginning balance at original discount rate 2,614.6 2,422.0    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (58.1) (95.5)
Adjusted beginning of year balance     2,556.5 2,326.5
Issuances 260.8 [1] 219.3 [2]    
Interest accretion 27.7 24.5    
Benefit payments (74.2) (61.4)    
Ending balance at original discount rate 2,770.8 2,508.9    
Effect of change in discount rate assumptions (229.2) (156.8)    
Balance, end of period 2,541.6 2,352.1    
Net liability for future policy benefits 1,135.1 1,142.4    
Other 2.8 2.6    
Total liability for future policy benefits 1,137.9 1,145.0    
Less: Reinsurance recoverable related to future policy benefits 13.3 13.9    
Net liability for future policy benefits, after reinsurance recoverable 1,124.6 1,131.1    
Gross premiums or assessments 219.9 207.8    
Interest accretion 15.3 14.3    
Expected future benefit payments 5,868.6 5,330.0    
Expected future gross premiums 6,325.6 5,771.9    
Expected future gross premiums $ 4,121.9 $ 3,896.1    
Interest accretion rate 5.00% 5.00%    
Current discount rate 5.50% 5.20%    
Weighted average duration of the liability 18 years 4 months 24 days 18 years 3 months 18 days    
Individual Disability | Unum US        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year $ 1,202.5 $ 1,296.7    
Beginning balance at original discount rate 1,230.7 1,294.4    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (48.0) (17.9)
Adjusted beginning of year balance     1,182.7 1,276.5
Issuances 93.4 40.8    
Interest accretion 13.0 13.9    
Net premiums collected (47.1) (48.9)    
Ending balance at original discount rate 1,242.0 1,282.3    
Effect of change in discount rate assumptions (14.9) (18.2)    
Present Value of Expected Net Premiums, balance at end of period 1,227.1 1,264.1    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 3,096.5 3,348.6    
Beginning balance at original discount rate 3,191.1 3,313.9    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (54.5) (24.0)
Adjusted beginning of year balance     3,136.6 3,289.9
Issuances 95.7 [1] 42.0 [2]    
Interest accretion 37.0 38.7    
Benefit payments (74.5) (68.2)    
Ending balance at original discount rate 3,194.8 3,302.4    
Effect of change in discount rate assumptions (55.9) (38.7)    
Balance, end of period 3,138.9 3,263.7    
Net liability for future policy benefits 1,911.8 1,999.6    
Other 25.8 26.7    
Total liability for future policy benefits 1,937.6 2,026.3    
Less: Reinsurance recoverable related to future policy benefits 73.4 154.1    
Net liability for future policy benefits, after reinsurance recoverable 1,864.2 1,872.2    
Gross premiums or assessments 170.8 165.4    
Interest accretion 24.0 24.8    
Expected future benefit payments 5,138.4 5,297.1    
Expected future gross premiums 5,812.6 5,699.9    
Expected future gross premiums $ 4,181.3 $ 4,096.1    
Interest accretion rate 5.10% 5.10%    
Current discount rate 5.10% 5.10%    
Weighted average duration of the liability 9 years 6 months 9 years 7 months 6 days    
Long-term Care | Closed Block        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year $ 7,658.5 $ 8,123.5    
Beginning balance at original discount rate 7,592.9 7,703.6    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (69.9) (23.1)
Adjusted beginning of year balance     7,523.0 7,680.5
Interest accretion 98.0 101.3    
Net premiums collected (157.1) (155.2)    
Ending balance at original discount rate 7,463.9 7,626.6    
Effect of change in discount rate assumptions 148.4 223.5    
Present Value of Expected Net Premiums, balance at end of period 7,612.3 7,850.1    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 22,925.2 24,697.7    
Beginning balance at original discount rate 22,953.7 22,649.3    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (63.0) (3.3)
Adjusted beginning of year balance     22,890.7 22,646.0
Issuances 0.0 [5] 0.0 [6]    
Interest accretion 299.6 300.1    
Benefit payments (254.3) (229.0)    
Ending balance at original discount rate 22,936.0 22,717.1    
Effect of change in discount rate assumptions 176.9 1,070.5    
Balance, end of period 23,112.9 23,787.6    
Net liability for future policy benefits 15,500.6 15,937.5    
Other 0.2 22.3    
Total liability for future policy benefits 15,500.8 15,959.8    
Less: Reinsurance recoverable related to future policy benefits 3.7 4.2    
Net liability for future policy benefits, after reinsurance recoverable 15,497.1 15,955.6    
Gross premiums or assessments 176.2 174.6    
Interest accretion 201.6 198.8    
Expected future benefit payments 59,439.9 61,072.6    
Expected future gross premiums 13,460.1 14,221.1    
Expected future gross premiums $ 7,879.8 $ 8,132.0    
Interest accretion rate 5.60% 5.60%    
Current discount rate 5.50% 5.30%    
Weighted average duration of the liability 15 years 6 months 16 years 2 months 12 days    
Other Insurance Product Line | Closed Block        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year $ 0.0 $ 0.0    
Beginning balance at original discount rate 0.0 0.0    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     0.0 0.0
Adjusted beginning of year balance     0.0 0.0
Interest accretion 0.0 0.0    
Net premiums collected 0.0 0.0    
Ending balance at original discount rate 0.0 0.0    
Effect of change in discount rate assumptions 0.0 0.0    
Present Value of Expected Net Premiums, balance at end of period 0.0 0.0    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 7,138.4 7,880.0    
Beginning balance at original discount rate 7,591.0 8,094.6    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (19.9) 15.6
Adjusted beginning of year balance     7,571.1 8,110.2
Issuances 26.9 [5] 33.0 [6]    
Interest accretion 83.5 89.1    
Benefit payments (235.4) (256.6)    
Ending balance at original discount rate 7,446.1 7,975.7    
Effect of change in discount rate assumptions (369.7) (361.8)    
Balance, end of period 7,076.4 7,613.9    
Net liability for future policy benefits 7,076.4 7,613.9    
Other 1,479.7 [7] 1,591.0 [8]    
Total liability for future policy benefits 8,556.1 9,204.9    
Less: Reinsurance recoverable related to future policy benefits 6,696.4 7,222.6    
Net liability for future policy benefits, after reinsurance recoverable 1,859.7 1,982.3    
Gross premiums or assessments 42.0 50.4    
Interest accretion 83.5 89.1    
Expected future benefit payments 10,864.4 11,703.6    
Expected future gross premiums 0.0 0.0    
Expected future gross premiums $ 0.0 $ 0.0    
Interest accretion rate 4.60% 4.60%    
Current discount rate 5.20% 5.10%    
Weighted average duration of the liability 7 years 2 months 12 days 7 years 3 months 18 days    
Operating Segments        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Present Value of Expected Net Premiums, Balance at beginning of year $ 13,930.6 $ 14,417.8    
Beginning balance at original discount rate 14,266.9 14,243.2    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (183.2) (110.8)
Adjusted beginning of year balance     14,083.7 14,132.4
Issuances 502.2 435.9    
Interest accretion 163.2 163.5    
Net premiums collected (435.4) (426.7)    
Foreign currency 21.2 (3.4)    
Ending balance at original discount rate 14,334.9 14,301.7    
Effect of change in discount rate assumptions (181.4) (113.1)    
Present Value of Expected Net Premiums, balance at end of period 14,153.5 14,188.6    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Present value of expected future policy benefits, beginning of year 48,920.1 52,423.6    
Beginning balance at original discount rate 50,778.2 51,305.7    
Effect of changes in cash flow assumptions     0.0 0.0
Effect of actual variances from expected experience     (289.0) (205.9)
Adjusted beginning of year balance     $ 50,489.2 $ 51,099.8
Issuances [9] 1,272.5 1,187.8    
Interest accretion 572.7 579.5    
Benefit payments (1,618.7) (1,598.1)    
Foreign currency 103.6 (24.2)    
Ending balance at original discount rate 50,819.3 51,244.8    
Effect of change in discount rate assumptions (1,422.9) (377.5)    
Balance, end of period 49,396.4 50,867.3    
Net liability for future policy benefits 35,242.9 36,678.7    
Other [10] 1,580.0 1,704.1    
Total liability for future policy benefits 36,822.9 38,382.8    
Less: Reinsurance recoverable related to future policy benefits 6,888.2 7,504.0    
Net liability for future policy benefits, after reinsurance recoverable 29,934.7 30,878.8    
Gross premiums or assessments 2,592.1 2,507.8    
Interest accretion $ 409.5 $ 416.0    
Current discount rate 5.20% 5.10% 5.30% 4.80%
Future Policy Benefits $ 37,030.7 $ 38,624.5    
[1]
1Issuances include new policy issuances for most product lines. Issuances for Unum US group disability and Unum US group life and AD&D represents new claim incurrals.
[2]
1Issuances include new policy issuances for most product lines. Issuances for Unum US group disability and Unum US group life and AD&D represents new claim incurrals.
[3] 1Unum US excludes dental & vision and medical stop-loss product lines and Closed Block excludes our participating fund account, which represents policies issued by one of our subsidiaries prior to its 1986 conversion from a mutual stock life insurance company. The liabilities associated with these products are included within Other products.
[4]
1Issuances for Unum International primarily represents new claim incurrals.
[5]
1Issuances for Closed Block - All Other represents new claim incurrals.
[6]
1Issuances for Closed Block - All Other represents new claim incurrals.
[7]
2Other for Closed Block - All Other primarily includes our closed block group pension products and certain of our ceded closed block individual life products.
[8]
2Other for Closed Block - All Other primarily includes our closed block group pension products and certain of our ceded closed block individual life products.
[9]
1Issuances include new policy issuances for most product lines. For our Unum US group disability, Unum US group life and AD&D and Closed Block - All Other product lines and certain of our Unum International product lines, this line represents new claim incurrals.
[10]
2Other primarily relates to our Closed Block - All Other product line.