The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BND US EQUITY ETF 921937835 1,604,148 21,840 SH SOLE 1,604,148 0 0
FLJP US EQUITY ETF 35473P744 6,719,370 228,550 SH SOLE 6,719,370 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 231,503 412 SH SOLE 231,503 0 0
ISHARES CORE U.S. AGGREGATE ETF 464287226 34,068,048 344,400 SH SOLE 34,068,048 0 0
ISHARES EDGE MSCI USA VALUE ETF 46432F388 1,301,130 12,200 SH SOLE 1,301,130 0 0
iShares Global Infra - IGF ETF 464288372 7,170,791 131,165 SH SOLE 7,170,791 0 0
iShares MSCI Emerging Markets ex-China Index ETF 46434G764 17,033,277 309,190 SH SOLE 17,033,277 0 0
ISHARES RUSSELL 2000 ETF 464287655 2,318,074 11,620 SH SOLE 2,318,074 0 0
ISHARES RUSSELL 3000 INDEX ETF 464287689 38,815,927 122,201 SH SOLE 38,815,927 0 0
ISHARES S&P GSCI COMMODITY I ETF 46428R107 19,894,604 873,720 SH SOLE 19,894,604 0 0
MFC FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD (GQRE) ETF 33939L787 3,081,659 53,180 SH SOLE 3,081,659 0 0
MFC SPDR INDEX SHS FDS DOW JONES INTL REAL ESTATE ETF (RWX) ETF 78463X863 1,183,608 48,350 SH SOLE 1,183,608 0 0
MSCI EAFE ETF (iShares Core) ETF 46432F842 22,481,667 297,180 SH SOLE 22,481,667 0 0
MSCI Emerging Markets ETF (iShares Core) ETF 46434G103 45,721,387 847,163 SH SOLE 45,721,387 0 0
SPDR BARCLAYS CAPITAL HIGH ETF 78468R622 17,410,357 182,690 SH SOLE 17,410,357 0 0
SPDR Dow Jones REIT ETF - RWR ETF 78464A607 3,017,708 30,445 SH SOLE 3,017,708 0 0
SPDR GOLD TRUST ETF 78463V107 12,107,642 42,020 SH SOLE 12,107,642 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 3,759,101 6,720 SH SOLE 3,759,101 0 0
SPDR S&P GL NAT RESOURCES ETF 78463X541 8,807,550 165,400 SH SOLE 8,807,550 0 0
VANGUARD FTSE DEVELOPED ETF ETF 921943858 197,729 3,890 SH SOLE 197,729 0 0
VANGUARD TOTAL STOCK MKT ETF ETF 922908769 2,119,016 7,710 SH SOLE 2,119,016 0 0