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UPDATED INFORMATION ABOUT YOUR POLICY | |||||
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE POLICY | |||||
APPENDIX A: Funds Available Under the Policy | |||||
GLOSSARY: Definitions Of Special Terms Used In This Summary Prospectus |
FEES AND EXPENSES | |||||||||||||||||
Charges For Early Withdrawals | If you withdraw money from the Policy within the first 9 Policy Years, you may be assessed a surrender charge. The maximum surrender charge is set forth in your Policy and equals 5.06% of Face Amount. The surrender charge applies to surrenders, lapses, withdrawals that cause the Face Amount to fall below the lowest previous Face Amount, and reductions in Face Amount to an amount lower than it has ever been. The maximum charge on a withdrawal that reduces the Face Amount by $100,000 is $5,060. For more information on early withdrawal charges, please refer to the Surrender Charge subsection of the prospectus. | ||||||||||||||||
Transaction Charges | In addition to a surrender charge, you may also be charged for other transactions. Such charges include a sales load on premiums paid under the Policy, tax charge (to cover local, state and federal taxes), transfer fee, and withdrawal charge. For more information on transaction charges, please refer to the FEE TABLE section of the prospectus. | ||||||||||||||||
Ongoing Fees And Expenses (annual charges) | In addition to surrender charges and transaction charges, an investment in the Policy is subject to certain ongoing fees and expenses, including such fees and expenses as those covering the cost of insurance under the Policy and the cost of optional benefits available under the Policy. Such fees and expenses are set based on either a fixed rate or the characteristics of the insured (e.g., age, sex, and insurance class). Investors should view the Specifications Pages of their Policy for applicable rates. Policy Owners will also bear expenses associated with the Funds under the Policy, as shown in the following table: | ||||||||||||||||
Annual Fee | Minimum | Maximum | |||||||||||||||
Investment options (Fund fees and expenses) | 0.14% | 1.41% | |||||||||||||||
For more information on ongoing fees and expenses, please refer to the FEE TABLE section of the prospectus and APPENDIX A, which is part of the prospectus and included below. | |||||||||||||||||
RISKS | |||||||||||||||||
Risk Of Loss | You can lose money by investing in the Policy. For more information, please refer to the PRINCIPAL RISKS OF INVESTING IN THE POLICY section of the prospectus. | ||||||||||||||||
Not a Short-Term Investment | The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. The Policy is designed to provide benefits on a long-term basis. Consequently, you should not use the Policy as a short-term investment or savings vehicle. Because of the long-term nature of the Policy, you should consider whether purchasing the Policy is consistent with the purpose for which it is being considered. Accessing the values in your Policy through withdrawals or loans may increase the chance that your Policy will lapse. Surrendering your Policy in the early years may be subject to substantial surrender charges. Withdrawals, loans, and surrendering your Policy may have tax consequences. For more information, please refer to the PRINCIPAL RISKS OF INVESTING IN THE POLICY section and Tax Treatment Of Policy Benefits subsection of the prospectus. | ||||||||||||||||
Risks Associated With Investment Options | An investment in the Policy is subject to the risk of poor performance and can vary depending on the performance of the investment options available under the Policy (e.g. the Funds). Each investment option (including the Fixed Account investment option) will have its own unique risks. You should review all investment options available under the Policy before making an investment decision. Fund prospectuses can be obtained from your financial professional, at www.prudential.com/hig-funds or by calling 800-231-5453. For more information on the Funds, please refer to the Investment Performance subsection of the PRINCIPAL RISKS OF INVESTING IN THE POLICY section and The Funds subsection of the prospectus. | ||||||||||||||||
Insurance Company Risks | An investment in the Policy is subject to the risks related to Talcott. Any obligations (including under the Fixed Account investment option), guarantees, or benefits are subject to the claims-paying ability of Talcott. More information about Talcott, including its financial strength ratings, is available upon request by calling 800-231-5453 and at www.talcottresolution.com/financialinformation.html. For more information, please refer to the GENERAL DESCRIPTIONS OF TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY, THE REGISTRANT, AND THE FUNDS section of the prospectus. |
Policy Lapse | Death Benefits will not be paid if the Policy has lapsed. During the first three Policy Years, the Policy will be in default on any Monthly Activity Date on which the Account Value less Indebtedness is not sufficient to cover the Monthly Deduction Amount. During Policy Years four and later, the Policy will be in default on any Monthly Activity Date on which the Cash Surrender Value is not sufficient to cover the Monthly Deduction Amount. Poor investment performance, insufficient premium payments, withdrawals, and loans are some of the factors that could cause your Policy to lapse. We will keep your Policy in force for the 61-day grace period following the date your Policy goes into default. However, if we have not received the required premiums (specified in your lapse notice) by the end of the grace period, the Policy will terminate, unless the No Lapse Guarantee is in effect. If the insured dies during the grace period, we will pay the death proceeds. A Policy that lapses may be reinstated within five years after termination if you submit satisfactory evidence of insurability to us, any Indebtedness existing at the time the Policy was terminated is repaid or carried over to the reinstated Policy; and you pay a premium sufficient to cover: (a) all Monthly Deduction Amounts that are due and unpaid during the grace period; and (b) the sum of Monthly Deduction Amounts for the next three months after the date the Policy is reinstated. For more information, please refer to the LAPSE AND REINSTATEMENT section of the prospectus. | ||||||||||||||||
RESTRICTIONS | |||||||||||||||||
Investments | You may transfer amounts among the Fixed Account and the Sub-Accounts subject to certain restrictions. We limit each Policy Owner to one Sub-Account transfer request each Valuation Day. We count all Sub-Account transfer activity that occurs on any one Valuation Day as one Sub-Account transfer, however, you cannot transfer the same Account Value more than once a Valuation Day. You are allowed to submit a total of 20 Sub-Account transfers each Policy Year by U.S. Mail, Voice Response Unit, Internet, telephone, same day mail or courier service. Once you reach the maximum number of Sub-Account transfers, you may only submit any additional Sub-Account transfer requests (and any trade cancellation requests) in writing through U.S. Mail or overnight delivery service. We may charge an administrative transfer fee of up to $25 per transfer after the first transfer you make in any month, however, we are currently not assessing an administrative transfer fee. Except for transfers made under the Dollar Cost Averaging Program, any transfers from the Fixed Account must occur during the 30-day period following each Policy Anniversary, and the maximum amount transferred in any Policy Year will be the greater of $1,000 and 25% of the Accumulated Value in the Fixed Account on the date of the transfer. As a result of these restrictions, it can take several years to transfer amounts from the Fixed Account to the Sub-Accounts. We reserve the right to remove or substitute Funds as investment options. For more information on investment and transfer restrictions, please refer to the Transfers And Restrictions On Transfers subsection of the prospectus and APPENDIX A. | ||||||||||||||||
Optional Benefits | As a Policy Owner, you may be able to obtain extra fixed benefits, which may require additional charges. These optional insurance benefits are described in what is known as “riders” to the Policy. Riders are generally only available at Policy issuance, unless noted otherwise. Rider benefits will no longer be available if the Policy lapses or you request a full surrender of the Policy. Some riders are not available in conjunction with other riders and other restrictions may apply. Some riders described in the prospectus, such as the Accidental Death Benefit Rider, Waiver of Specified Amount Disability Benefit Rider, and Deduction Amount Waiver Rider, are subject to benefit limitations and eligibility requirements. Some riders described in the prospectus may be subject to state variations or may not be available in all states. Please refer to APPENDIX B, which is part of the prospectus, for state availability and a description of all material variations to riders and features that differ from the description contained in the prospectus. For more information on optional benefits under the Policy, please refer to the RIDERS section of the prospectus. | ||||||||||||||||
TAXES | |||||||||||||||||
Tax Implications | You should consult with a tax professional to determine the tax implications of an investment in and payments received under the Policy. There is no additional tax benefit if you purchase the Policy through a tax-qualified plan. Withdrawals may be subject to ordinary income tax and a 10% additional tax. For more information on tax implications relating to Policy investments, please refer to the TAXES section of the prospectus. |
CONFLICTS OF INTEREST | |||||||||||||||||
Investment Professional Compensation | Investment professionals receive compensation for selling the Policy to investors and may have a financial incentive to offer or recommend the Policy over another investment. Compensation (commissions, overrides, and any expense reimbursement allowance) is paid to broker-dealers that are registered under the Securities Exchange Act of 1934 and/or entities that are exempt from such registration (“firms”). The individual representative will receive all or a portion of the compensation, depending on the practice of the firm. For more information on investment professional compensation, please refer to the DISTRIBUTION AND COMPENSATION section and the Commissions Paid To Broker-Dealers subsection of the prospectus. | ||||||||||||||||
Exchanges | Some investment professionals may have a financial incentive to offer you a policy in place of the one you already own. You should only exchange your Policy if you determine after comparing the features, fees, and risks of both policies, that it is preferable to purchase the policy, rather than continue to own your existing Policy. For more information on exchanges, please refer to the paragraph titled Replacement of a Policy in the PRINCIPAL RISKS OF INVESTING IN THE POLICY section of the prospectus. |
Table Of Funds | |||||||||||||||||
Type | Fund - Investment Manager(s) / Subadviser(s) | Current Expense | Average Annual Total Returns As Of 12/31/2024 | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Small-Cap Value | AB VPS Discovery Value Portfolio (Class B) - AllianceBernstein L.P. | 1.06% | 9.72% | 8.57% | 7.36% | ||||||||||||
Global/International | *AB VPS International Value Portfolio (Class B) - AllianceBernstein L.P. | 1.17% | 4.81% | 3.29% | 3.00% | ||||||||||||
Asset Allocation | American Funds Insurance Series® Asset Allocation Fund (Class 2) - Capital Research and Management CompanySM | 0.54% | 16.44% | 8.32% | 8.32% | ||||||||||||
Global/International | American Funds Insurance Series® Global Growth Fund (Class 2) - Capital Research and Management CompanySM | 0.66%^ | 13.68% | 9.76% | 10.74% | ||||||||||||
Global/International | American Funds Insurance Series® Global Small Capitalization Fund (Class 2) - Capital Research and Management CompanySM | 0.90%^ | 2.33% | 3.01% | 5.81% | ||||||||||||
Large-Cap Growth | American Funds Insurance Series® Growth Fund (Class 2) - Capital Research and Management CompanySM | 0.59% | 31.61% | 18.83% | 16.58% | ||||||||||||
Large-Cap Blend | American Funds Insurance Series® Growth-Income Fund (Class 2) - Capital Research and Management CompanySM | 0.53% | 24.23% | 13.01% | 12.20% | ||||||||||||
Global/International | American Funds Insurance Series® International Fund (Class 2) - Capital Research and Management CompanySM | 0.78% | 3.16% | 1.23% | 4.01% | ||||||||||||
Emerging Markets | American Funds Insurance Series® New World Fund® (Class 2) - Capital Research and Management CompanySM | 0.82%^ | 6.55% | 4.54% | 6.22% | ||||||||||||
Fixed Income | American Funds Insurance Series® The Bond Fund of America (Class 2) - Capital Research and Management CompanySM | 0.48%^ | 1.16% | 0.32% | 1.67% | ||||||||||||
Large-Cap Value | American Funds Insurance Series® Washington Mutual Investors Fund (Class 2) - Capital Research and Management CompanySM | 0.50%^ | 19.14% | 12.18% | 10.26% | ||||||||||||
Large-Cap Blend | BlackRock S&P 500 Index V.I. Fund (Class I) - BlackRock Advisors, LLC | 0.14% | 24.83% | 14.38% | 12.89% | ||||||||||||
Large-Cap Growth | Fidelity® VIP ContrafundSM Portfolio (Service Class 2) - Fidelity Management & Research Company LLC (FMR) and other investment advisers | 0.81% | 33.45% | 16.74% | 13.33% | ||||||||||||
Large-Cap Value | 1Fidelity® VIP Equity-Income PortfolioSM (Initial Class) - Fidelity Management & Research Company LLC (FMR) and other investment advisers | 0.47% | 15.35% | 10.08% | 9.21% | ||||||||||||
Large-Cap Value | Fidelity® VIP Equity-Income PortfolioSM (Service Class 2) - Fidelity Management & Research Company LLC (FMR) and other investment advisers | 0.72% | 15.06% | 9.80% | 8.94% | ||||||||||||
Target Date | Fidelity® VIP Freedom Fund 2010 PortfolioSM (Service Class 2) - Fidelity Management & Research Company LLC (FMR) | 0.65% | 5.06% | 3.26% | 4.38% | ||||||||||||
Target Date | Fidelity® VIP Freedom Fund 2020 PortfolioSM (Service Class 2) - Fidelity Management & Research Company LLC (FMR) | 0.71% | 7.40% | 4.89% | 5.76% | ||||||||||||
Target Date | Fidelity® VIP Freedom Fund 2030 PortfolioSM (Service Class 2) - Fidelity Management & Research Company LLC (FMR) | 0.76% | 9.14% | 6.25% | 7.03% | ||||||||||||
Money Market | 2Fidelity® VIP Government Money Market Portfolio (Service Class) - Fidelity Management & Research Company LLC (FMR) and other investment advisers | 0.35% | 5.00% | 2.27% | 1.54% | ||||||||||||
Mid-Cap Growth | Fidelity® VIP Mid Cap Portfolio (Service Class 2) - Fidelity Management & Research Company LLC (FMR) and other investment advisers | 0.82% | 17.18% | 11.06% | 8.94% |
Table Of Funds | |||||||||||||||||
Type | Fund - Investment Manager(s) / Subadviser(s) | Current Expense | Average Annual Total Returns As Of 12/31/2024 | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Large-Cap Value | Franklin Income VIP Fund (Class 2) - Franklin Advisers, Inc. | 0.72%^ | 7.20% | 5.29% | 5.27% | ||||||||||||
Large-Cap Value | Franklin Mutual Global Discovery VIP Fund (Class 2) - Franklin Mutual Advisers, LLC | 1.16% | 4.66% | 6.42% | 5.87% | ||||||||||||
Large-Cap Value | *Franklin Mutual Shares VIP Fund (Class 2) - Franklin Mutual Advisers, LLC | 0.94% | 11.27% | 5.75% | 5.83% | ||||||||||||
Small-Cap Value | Franklin Small Cap Value VIP Fund (Class 2) - Franklin Mutual Advisers, LLC | 0.90%^ | 11.71% | 8.36% | 8.17% | ||||||||||||
Multisector Bond | Franklin Strategic Income VIP Fund (Class 1) - Franklin Advisers, Inc. | 0.79%^ | 4.32% | 1.44% | 2.24% | ||||||||||||
Large-Cap Blend | Hartford Balanced HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.66% | 11.21% | 8.09% | 7.75% | ||||||||||||
Large-Cap Blend | Hartford Capital Appreciation HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.67% | 21.19% | 11.50% | 10.61% | ||||||||||||
Large-Cap Growth | Hartford Disciplined Equity HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.59% | 25.37% | 12.79% | 12.70% | ||||||||||||
Large-Cap Value | Hartford Dividend and Growth HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.66% | 12.67% | 10.75% | 10.55% | ||||||||||||
Global/International | Hartford International Opportunities HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.77% | 8.40% | 5.18% | 5.50% | ||||||||||||
Mid-Cap Blend | Hartford MidCap HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.74% | 6.28% | 4.91% | 8.27% | ||||||||||||
Small-Cap Growth | Hartford Small Company HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.80% | 12.00% | 7.36% | 8.28% | ||||||||||||
Large-Cap Blend | Hartford Stock HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.51% | 8.74% | 9.25% | 10.43% | ||||||||||||
Fixed Income | Hartford Total Return Bond HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.52% | 2.33% | 0.28% | 1.97% | ||||||||||||
Fixed Income | Hartford Ultrashort Bond HLS Fund (Class IA) - Hartford Funds Management Company, LLC / Wellington Management Company LLP | 0.45% | 5.20% | 2.26% | 1.78% | ||||||||||||
Large-Cap Growth | Invesco V.I. American Franchise Fund (Series I) - Invesco Advisers, Inc. | 0.85% | 34.89% | 15.84% | 14.16% | ||||||||||||
Mid-Cap Value | Invesco V.I. American Value Fund (Series II) - Invesco Advisers, Inc. | 1.14% | 30.09% | 13.40% | 8.85% | ||||||||||||
Balanced | Invesco V.I. Balanced-Risk Allocation Fund (Series I) - Invesco Advisers, Inc. | 0.88%^ | 3.88% | 2.75% | 3.83% | ||||||||||||
Large-Cap Growth | *Invesco V.I. Discovery Large Cap Fund (Series II) (formerly Invesco V.I. Capital Appreciation Fund - Invesco Advisers, Inc. | 1.05%^ | 33.82% | 15.76% | 12.97% | ||||||||||||
Large-Cap Value | Invesco V.I. Comstock Fund (Series II) - Invesco Advisers, Inc. | 1.01% | 14.87% | 11.31% | 9.21% | ||||||||||||
Large-Cap Blend | *Invesco V.I. Core Equity Fund (Series I) - Invesco Advisers, Inc. | 0.80% | 25.60% | 12.35% | 9.42% | ||||||||||||
Mid-Cap Growth | *Invesco V.I. Discovery Mid Cap Growth Fund (Series I) - Invesco Advisers, Inc. | 0.85% | 24.23% | 10.21% | 11.57% | ||||||||||||
Global/International | Invesco V.I. EQV International Equity Fund (Series I) - Invesco Advisers, Inc. | 0.90% | 0.62% | 3.23% | 4.36% | ||||||||||||
World Large-Stock Growth | Invesco V.I. Global Fund (Series II) - Invesco Advisers, Inc. | 1.06% | 15.78% | 9.21% | 9.58% | ||||||||||||
Large-Cap Blend | Invesco V.I. Main Street Fund® (Series II) - Invesco Advisers, Inc. | 1.05%^ | 23.39% | 11.81% | 10.97% | ||||||||||||
Mid-Cap Blend | *Invesco V.I. Main Street Mid Cap Fund® (Series I) - Invesco Advisers, Inc. | 0.94% | 17.07% | 9.12% | 7.95% |
Table Of Funds | |||||||||||||||||
Type | Fund - Investment Manager(s) / Subadviser(s) | Current Expense | Average Annual Total Returns As Of 12/31/2024 | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Small-Cap Blend | Invesco V.I. Main Street Small Cap Fund® (Series II) - Invesco Advisers, Inc. | 1.11% | 12.41% | 10.21% | 8.73% | ||||||||||||
Small-Cap Blend | Invesco V.I. Small Cap Equity Fund (Series I) - Invesco Advisers, Inc. | 0.95% | 18.09% | 10.89% | 8.09% | ||||||||||||
Multisector Bond | Lord Abbett Bond-Debenture Portfolio (Class VC) - Lord, Abbett & Co., LLC | 0.99% | 6.72% | 1.90% | 3.73% | ||||||||||||
Large-Cap Blend | Lord Abbett Dividend Growth Portfolio (Class VC) - Lord, Abbett & Co., LLC | 0.99% | 22.14% | 12.23% | 11.16% | ||||||||||||
Large-Cap Value | Lord Abbett Growth and Income Portfolio (Class VC) - Lord, Abbett & Co., LLC | 0.93% | 20.60% | 10.37% | 9.05% | ||||||||||||
Large-Cap Blend | MFS® Investors Trust Series (Initial Class) - Massachusetts Financial Services Company | 0.74%^ | 19.52% | 11.39% | 11.09% | ||||||||||||
Small-Cap Growth | MFS® New Discovery Series (Initial Class) - Massachusetts Financial Services Company | 0.87%^ | 6.72% | 4.96% | 9.19% | ||||||||||||
Intermediate Core-Plus Bond | MFS® Total Return Bond Series (Initial Class) - Massachusetts Financial Services Company | 0.53%^ | 2.55% | 0.39% | 1.89% | ||||||||||||
Intermediate Core-Plus Bond | MFS® Total Return Series (Initial Class) - Massachusetts Financial Services Company | 0.61%^ | 7.75% | 6.16% | 6.46% | ||||||||||||
Large-Cap Value | MFS® Value Series (Initial Class) - Massachusetts Financial Services Company | 0.69%^ | 11.61% | 8.03% | 8.63% | ||||||||||||
Mid-Cap Growth | Morgan Stanley VIF Discovery Portfolio (Class II) - Morgan Stanley Investment Management Inc. | 1.05%^ | 41.73% | 11.11% | 12.02% | ||||||||||||
Multisector Bond | Putnam VT Diversified Income Fund (Class IB) - Franklin Advisers, Inc. / Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited | 1.06%^ | 5.76% | (0.04)% | 1.95% | ||||||||||||
Global/International | 3Putnam VT Focused International Equity Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC | 1.05%^ | 3.30% | 4.54% | 5.85% | ||||||||||||
Mid-Cap Value | Putnam VT High Yield Fund (Class IB) - Franklin Advisers, Inc. / Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited | 0.98% | 7.86% | 3.38% | 4.25% | ||||||||||||
Income | Putnam VT Income Fund (Class IB) - Franklin Advisers, Inc. / Putnam Investment Management, LLC and Franklin Templeton Investment Management Limited | 0.85% | 2.32% | (1.41)% | 1.03% | ||||||||||||
Global/International | Putnam VT International Equity Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc.; Franklin Templeton Investment Management Limited and The Putnam Advisory Company, LLC | 1.08% | 2.97% | 4.88% | 4.73% | ||||||||||||
Large-Cap Growth | Putnam VT Large Cap Growth Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 0.89% | 33.41% | 17.91% | 16.21% | ||||||||||||
Large-Cap Value | Putnam VT Large Cap Value Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 0.80% | 19.14% | 12.45% | 10.88% | ||||||||||||
Small-Cap Growth | *Putnam VT Small Cap Growth Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 1.13%^ | 23.33% | 12.97% | 9.64% | ||||||||||||
Small-Cap Value | Putnam VT Small Cap Value Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 1.02% | 6.20% | 10.71% | 8.10% | ||||||||||||
Mid-Cap Growth | Putnam VT Sustainable Leaders Fund (Class IB) - Putnam Investment Management, LLC / Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited | 0.88% | 23.02% | 13.72% | 13.50% |
Table Of Funds | |||||||||||||||||
Type | Fund - Investment Manager(s) / Subadviser(s) | Current Expense | Average Annual Total Returns As Of 12/31/2024 | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Global/International | *Templeton Foreign VIP Fund (Class 2) - Templeton Investment Counsel, LLC | 1.06%^ | (1.00)% | 2.60% | 2.38% | ||||||||||||
Global/International | Templeton Global Bond VIP Fund (Class 2) - Franklin Advisers, Inc. | 0.75%^ | (11.37)% | (4.85)% | (2.03)% | ||||||||||||
Large-Cap Value | *Templeton Growth VIP Fund (Class 2) - Templeton Global Advisors Limited / Templeton Asset Management Ltd. | 1.12%^ | 5.40% | 4.60% | 4.08% |