v3.25.1
Business Segments - Summary on Reconciliation of Results Under IFRS to US GAAP (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
 [1]
Operating Statistics [Line Items]      
Net interest income (expense), U.S. GAAP Consolidated $ 526 $ 426  
Other operating income, U.S. GAAP Consolidated 516 539  
Total operating income, U.S. GAAP Consolidated 1,042 965  
Expected credit losses / provision for credit losses, U.S. GAAP Consolidated 118 2  
Total income 924 963  
Total operating expenses, U.S. GAAP Consolidated 660 685  
Income before income tax 264 278  
Total assets, U.S. GAAP Consolidated 172,441 [1] 166,966 $ 170,731
Total loans, net, U.S. GAAP Consolidated 62,780 [1] 59,216 62,216
Goodwill, U.S. GAAP Consolidated 458 [1] 458 458
Total deposits, U.S. GAAP Consolidated 125,724 [1] 122,053 $ 123,350
Operating Segments      
Operating Statistics [Line Items]      
Net interest income (expense) 559 447  
Other operating income 470 505  
Total operating income 1,029 952  
Expected credit losses / provision for credit losses 86 (7)  
Total income 943 959  
Direct Costs 238 277  
Indirect Costs 402 396  
Total operating expenses 640 673  
Profit (loss) before income tax 303 286  
Total assets 185,051 181,561  
Total loans, net 61,140 57,992  
Goodwill 358 358  
Total deposits 116,693 114,283  
Group Reporting Basis Adjustments      
Operating Statistics [Line Items]      
Net interest income (expense) 6 7  
Other operating income (3) (3)  
Total operating income 3 4  
Expected credit losses / provision for credit losses 32 9  
Total income (29) (5)  
Total operating expenses 10 3  
Profit (loss) before income tax (39) (8)  
Total assets (12,610) (14,595)  
Total loans, net (771) (561)  
Goodwill 100 100  
Total deposits (2,362) (1,750)  
Group Reporting Basis Reclassifications      
Operating Statistics [Line Items]      
Net interest income (expense) (39) (28)  
Other operating income 49 37  
Total operating income 10 9  
Expected credit losses / provision for credit losses 0 0  
Total income 10 9  
Total operating expenses 10 9  
Profit (loss) before income tax 0 0  
Total assets 0 0  
Total loans, net 2,411 1,785  
Goodwill 0 0  
Total deposits 11,393 9,520  
IWPB | Operating Segments      
Operating Statistics [Line Items]      
Net interest income (expense) 186 179  
Other operating income 51 67  
Total operating income 237 246  
Expected credit losses / provision for credit losses 2 0  
Total income 235 246  
Direct Costs 86 89  
Indirect Costs 99 98  
Total operating expenses 185 187  
Profit (loss) before income tax 50 59  
Total assets 38,299 37,255  
Total loans, net 27,234 23,955  
Goodwill 0 0  
Total deposits 28,046 29,936  
CIB | Operating Segments      
Operating Statistics [Line Items]      
Net interest income (expense) 473 436  
Other operating income 323 265  
Total operating income 796 701  
Expected credit losses / provision for credit losses 84 (7)  
Total income 712 708  
Direct Costs 110 103  
Indirect Costs 313 308  
Total operating expenses 423 411  
Profit (loss) before income tax 289 297  
Total assets 142,336 140,417  
Total loans, net 33,906 34,037  
Goodwill 358 358  
Total deposits 88,647 84,347  
CC | Operating Segments      
Operating Statistics [Line Items]      
Net interest income (expense) (100) (168)  
Other operating income 96 173  
Total operating income (4) 5  
Expected credit losses / provision for credit losses 0 0  
Total income (4) 5  
Direct Costs 42 85  
Indirect Costs (10) (10)  
Total operating expenses 32 75  
Profit (loss) before income tax (36) (70)  
Total assets 4,416 3,889  
Total loans, net 0 0  
Goodwill 0 0  
Total deposits $ 0 $ 0  
[1] The following table summarizes assets and liabilities related to our consolidated variable interest entities ("VIEs") at March 31, 2025 and December 31, 2024. Assets and liabilities exclude intercompany balances that eliminate in consolidation. See Note 15, "Variable Interest Entities," for additional information.
March 31, 2025December 31, 2024
(in millions)
Assets
Other assets$9 $11 
Total assets$9 $11 
Liabilities
Interest, taxes and other liabilities$16 $4 
Total liabilities$16 $4