v3.25.1
LOANS AND INTEREST RECEIVABLE - Schedule of Delinquency Status of Consumer Loans and Interest Receivable by Year of Origination (Details) - Consumer Receivables - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 2,508   $ 2,483
Originated in year one 1,636   2,514
Originated in year two 945   370
Originated in year three 303   46
Originated in year four 31   0
Originated in year five 0   0
Total $ 5,423   $ 5,413
Percent 100.00%   100.00%
Financing Receivable, Allowance For Credit Loss, Write Off, By Origination Year [Abstract]      
Gross charge-offs, Revolving Loans Amortized Cost Basis $ 33   $ 138
Gross charge-offs, originated in year one 1   39
Gross charge-offs, originated in year two 35   133
Gross charge-offs, originated in year three 7   14
Gross charge-offs, originated in year four 0   0
Gross charge-offs, originated in year five 0   0
Total Gross charge-offs 76 $ 99 324
Current      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis 2,429   2,404
Originated in year one 1,616   2,427
Originated in year two 860   353
Originated in year three 288   43
Originated in year four 29   0
Originated in year five 0   0
Total $ 5,222   $ 5,227
Percent 96.30%   96.60%
30 - 59 Days      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 26   $ 25
Originated in year one 18   28
Originated in year two 15   4
Originated in year three 4   0
Originated in year four 0   0
Originated in year five 0   0
Total $ 63   $ 57
Percent 1.10%   1.10%
60 - 89 Days      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 17   $ 16
Originated in year one 2   19
Originated in year two 28   4
Originated in year three 5   1
Originated in year four 1   0
Originated in year five 0   0
Total $ 53   $ 40
Percent 1.00%   0.70%
90 - 179 Days      
Installment Loans Amortized Cost Basis      
Revolving Loans Amortized Cost Basis $ 36   $ 38
Originated in year one 0   40
Originated in year two 42   9
Originated in year three 6   2
Originated in year four 1   0
Originated in year five 0   0
Total $ 85   $ 89
Percent 1.60%   1.60%