v3.25.1
COMMITMENTS AND CONTINGENCIES (Tables)
3 Months Ended
Mar. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Allowance for Transaction Losses and Negative Customer Balances The following table shows changes in the allowance for transaction losses and negative customer balances related to our protection programs for the three months ended March 31, 2025 and 2024:
Three Months Ended March 31,
20252024
(in millions)
Beginning balance$342 $282 
Provision278 260 
Realized losses(348)(309)
Recoveries33 34 
Ending balance$305 $267