NOTICE DOCUMENT
TOP PLUS
TOP TRADITION
TOP 1
FLEXIBLE PREMIUM COMBINATION ANNUITY
ANNUAL PAYMENT COMBINATION VARIABLE ANNUITY
INVESTAR VISION/TOP SPECTRUM
Issued by
AUGUSTAR® LIFE INSURANCE COMPANY
through
AUGUSTAR VARIABLE ACCOUNT A and
AUGUSTAR VARIABLE ACCOUNT B
May 1, 2025
This Notice Document summarizes certain key features of Top Plus; Top Tradition; Investar Vision/Top Spectrum; Top 1; Flexible Premium Combination Annuity; and Annual Payment Combination Variable Annuity, each an individual, flexible premium variable annuity contract. The contract is issued by AuguStar Life Insurance Company. The Notice Document also provides a summary of contract features that have changed since April 30, 2024.
You can find other information about the Top Plus; Top Tradition; Investar Vision/Top Spectrum; Top 1; Flexible Premium Combination Annuity; and Annual Payment Combination Variable Annuity contract online at augustarfinancial.com/variableproducts. You can also obtain this information at no cost by calling 888.925.6446 or by sending an email request to AnnuityService@augustarfinancial.com.
Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.
TABLE OF CONTENTS 
2
3
4
6
Form V-4826-UN
1
Glossary
Contract Value – Contract Value is determined by multiplying the total number of units (for each subaccount) credited to the contract by the unit value (for such subaccount) for the current valuation period and adding to that any amount in the Fixed Accumulation Account or a DCA account.
DCA – Dollar cost averaging.
Fund – A mutual fund in which subaccount assets may be invested. See Appendix A.
AuguStar Life – AuguStar Life Insurance Company, the depositor of the contract.
Subaccount – A subdivision of VAA or VAB. The assets of each subaccount are invested in a corresponding available Fund.
Surrender – To redeem the contract before annuity payments begin and receive its value minus any applicable surrender charge or other charges.
Valuation Period – The period of time from one determination of variable subaccount unit and annuity unit values to their next determination. A valuation period usually ends at 4:00 p.m. Eastern time on each day the New York Stock Exchange is open for unrestricted trading. The valuation period may end sooner to correspond to earlier closing of the New York Stock Exchange. Accumulation unit and annuity unit values for each annuity period are determined at the end of that valuation period.
VAA or VAB – AuguStar Variable Account A and B, a separate account of AuguStar Life consisting of assets segregated from AuguStar Life’s general assets for the purpose of funding annuity contracts whose values vary with the investment results of the separate account’s underlying Funds.
We, Us, Our – We, us and our refer to AuguStar Life.
You – You means the owner(s) of the contract or the last surviving owner’s estate if all owners are deceased.
Form V-4826-UN
2
Summary of Contract Features That Have Changed
The information in this Notice Document is a summary of certain contract features that have changed since April 30, 2024. This may not reflect all of the changes that have occurred since you entered into your contract.
Fee Changes
The following shows the minimum and maximum total operating expenses deducted from the assets of the Funds
(before any fee waiver or expense reimbursement): 
Annual Fee
Minimum
Maximum
Investment options
(Fund fees and expenses)
0.35%
2.44%
Fund Changes
•Effective August 1, 2024, the adviser for Federated Hermes Kaufmann Fund II portfolio changed from Federated Equity Management Company of Pennsylvania to Federated Global Investment Management Corp. Federated Global Investment Management Corp. was removed as subadviser.
•On December 4, 2024, the Morgan Stanley VIF U.S. Real Estate Portfolio (the “Portfolio”), Class I shares closed to all investors. On December 6, 2024, the Portfolio liquidated and removed as an investment option.
•On November 25, 2024, AVIP AB Risk Managed Balanced Portfolio was renamed AVIP Constellation Dynamic Risk Balanced Portfolio. AllianceBernstein L.P. is no longer the sub-adviser to the Portfolio.
•On November 25, 2024, AVIP iShares Managed Risk Balanced Portfolio, AVIP iShares Managed Risk Moderate Growth Portfolio, and AVIP iShares Managed Risk Growth Portfolio were renamed AVIP Constellation Managed Risk Balanced Portfolio, AVIP Constellation Managed Risk Moderate Growth Portfolio, and AVIP Constellation Managed Risk Growth Portfolio, respectively. BlackRock Investment Management, LLC. is no longer the sub-adviser to the Portfolios. 
Form V-4826-UN
3
Important Information You Should Consider About the Contract 
 
FEES AND EXPENSES
Charges for Early
Withdrawal
If you withdraw money from your contract within 6 years following your last purchase payment,
you will be assessed a surrender charge. The maximum surrender charge is 6% of the value
withdrawn, during the first year, declining down to 0% over the 6 years. For example, if you
make an early withdrawal within the first year, you could pay a withdrawal charge of up to
$6,000 on a $100,000 withdrawal. During each contract year, you may withdraw not more than
10% of the Contract Value (as of the day of the first withdrawal made during that contract year)
without a surrender charge.
Transaction Charges
In addition to surrender charges, you may also be charged for other transactions, such as when
you transfer Contract Value between investment options more than 4 times per contract year,
or for special requests (such as wire transfers or overnight mail).
Ongoing Fees and
Expenses
(annual charges)
The table below describes the fees and expenses that you may pay each year, depending on the
options you choose. Please refer to your contract specifications page for information about the
specific fees you will pay each year based on the options you have elected.
 
ANNUAL FEE
MINIMUM
MAXIMUM
1. Base Contract
1.80%1
1.80%1
2. Investment options (Fund fees and
expenses)
0.35%2
2.28%2
3. Optional benefits available for an additional
charge (for a single optional benefit, if elected)
N/A
N/A
 
Because your contract is customizable, the choices you make affect how much you will pay. To
help you understand the cost of owning your contract, the following table shows the lowest and
highest cost you could pay each year, based on current charges. This estimate assumes that you
do not take withdrawals from the contract, which could add surrender charges that substantially
increase costs.
 
LOWEST ANNUAL COST ESTIMATE:
$1,869
HIGHEST ANNUAL COST ESTIMATE:
$3,272
 
Assumes:
●Investment of $100,000
●5% annual appreciation
●Least expensive combination of contract
classes and Fund fees and expenses
●No optional benefits
●No sales charges
●No additional purchase payments,
transfers or withdrawals
Assumes:
●Investment of $100,000
●5% annual appreciation
●Most expensive combination of contract
classes, optional benefits, and Fund fees
and expenses
●No sales charges
●No additional purchase payments, transfers
or withdrawals
Form V-4826-UN
4
 
RISKS
Risk of Loss
You can lose money by investing in this contract.
Not a Short-Term
Investment
This contract is not designed for short-term investing and is not appropriate for an investor who
needs ready access to cash.
Surrender charges apply for 6 years following your last purchase payment. They will reduce the
value of your contract if you withdraw money during that time. The benefits of tax deferral and
living benefit protections also mean the contract is more beneficial to investors with a long time
horizon.
Risks Associated
with Investment
Options
An investment in this contract is subject to the risk of poor investment performance and can
vary depending on the performance of the investment options you choose.
Each investment option (including the Fixed Accumulation Account) has its own unique risks.
You should review the prospectuses for the available Funds before making an investment
decision.
Insurance Company
Risks
Any obligations (including under the Fixed Accumulation Account), guarantees, and benefits of
the contract are subject to the claims-paying ability of AuguStar Life. More information about
AuguStar Life, including our financial strength ratings, is available upon request by calling us at
888.925.6446.
RESTRICTIONS
Investment(s)
We reserve the right to charge $15 for each transfer when you transfer money between
subaccounts in excess of 4 times in a contract year.
We reserve the right to limit transfers in circumstances of frequent or large transfers.
We reserve the right to remove, close or substitute Funds as investment options that are
available under the contract.
Optional Benefits
N/A
TAXES
Tax Implications
Consult with a tax professional to determine the tax implications of an investment in and
purchase payments received under this contract.
If you purchase the contract through a tax-qualified plan or individual retirement account (IRA),
you do not get any additional tax deferral.
Earnings on your contract are taxed at ordinary income tax rates when you withdraw them, and
you may have to pay a penalty if you take a withdrawal before age 59 ½.
CONFLICTS OF INTEREST
Investment
Professional
Compensation
Although the contracts are no longer offered for new sales, firms and their registered
representatives that sold the contracts may still be paid for those sales. Your investment
professional may receive compensation for having sold this contract to you in the form of
commissions, service fees, additional cash benefits (e.g. bonuses), and non-cash compensation.
Accordingly, investment professionals may have had a financial incentive to offer or
recommend this contract over another investment.
Exchanges
Some investment professionals may have a financial incentive to offer you a new contract in
place of the one you own. You should only consider exchanging your contract if you determine,
after comparing the features, fees, and risks of both contracts, that it is in your best interest to
purchase the new contract rather than continue to own your existing contract.
1
As a percentage of average Contract Value in the separate account.
2
As a percentage of average Fund net assets.
Form V-4826-UN
5
Appendix A - Funds Available Under the Contract
The following is a list of Funds available under the contract, which is subject to change, as discussed in the prospectus. Depending on the optional benefits you choose, you may not be able to invest in certain Funds. You can find the prospectuses and other information about the Funds online at augustarfinancial.com/variableproducts. You can also request this information at no cost by calling 888.925.6446 or by sending an email request to AnnuityService@augustarfinancial.com.
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund’s past performance is not necessarily an indication of future performance.
Top Plus · Top 1 · Investar Vision/Top Spectrum · Top Tradition: 
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Allocation
AB VPS Global Risk Allocation-Moderate Portfolio
(Class B)
Adviser: AllianceBernstein L.P.
0.78%*
12.28%
4.90%
N/A
Large Cap Value
Equity
AB VPS Relative Value Portfolio (Class B)(1)
Adviser: AllianceBernstein L.P.
0.86%
12.76%
9.54%
9.39%
Small Cap Growth
Equity
AB VPS Small Cap Growth Portfolio (Class B)
Adviser: AllianceBernstein L.P.
1.15%*
18.44%
7.28%
10.33%
Large Growth
Allspring VT Opportunity Fund (Class 2)(5)
Adviser: Allspring Funds Management, LLC
Subadviser: Allspring Global Investments, LLC
1.00%*
15.05%
11.71%
10.77%
Mid Cap Growth
Equity
AVIP AB Mid Cap Core Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: AllianceBernstein L.P.
0.92%
14.21%
7.36%
8.74%
Small Cap Growth
Equity
AVIP AB Small Cap Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: AllianceBernstein L.P.
0.88%
13.82%
6.63%
8.13%
Foreign Large Cap
Blend Equity
AVIP BlackRock Advantage International Equity
Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.86%
6.29%
5.79%
5.24%
Large Cap Blend
Equity
AVIP BlackRock Advantage Large Cap Core Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.70%
26.27%
14.05%
11.96%
Large Cap Blend
Equity
AVIP BlackRock Advantage Large Cap Core Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.70%
26.27%
14.05%
11.96%
Large Cap Growth
Equity
AVIP BlackRock Advantage Large Cap Growth
Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.71%
31.07%
16.12%
13.92%
Large Cap Value
Equity
AVIP BlackRock Advantage Large Cap Value Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.74%
15.76%
9.20%
8.42%
Form V-4826-UN
6
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Small Cap Growth
Equity
AVIP BlackRock Advantage Small Cap Growth
Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.87%
10.29%
6.50%
7.80%
Allocation
AVIP BlackRock Balanced Allocation Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.57%
19.50%
10.21%
9.37%
Corporate Bond
AVIP Bond Portfolio
Adviser: Constellation Investments, Inc.
0.61%
2.38%
0.30%
2.39%
Intermediate
Core-Plus Bond
AVIP Federated Core Plus Bond Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: Federated Investment Management
Company
0.58%
1.71%
N/A
N/A
High Yield Bond
AVIP Federated High Income Bond Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: Federated Investment Management
Company
0.86%
6.45%
3.45%
4.60%
Large Cap Growth
Equity
AVIP Fidelity Institutional AM® Equity Growth
Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: FIAM LLC
0.79%
30.68%
14.71%
15.16%
Large Cap Blend
Equity
AVIP Intech U.S. Low Volatility Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: Intech Investment Management LLC
0.61%
20.04%
N/A
N/A
Allocation
AVIP Constellation Dynamic Risk Balanced
Portfolio(2)
Adviser: Constellation Investments, Inc.
0.88%
12.51%
6.67%
7.53%
Allocation
AVIP Constellation Managed Risk Balanced
Portfolio(3)
Adviser: Constellation Investments, Inc.
0.66%
9.16%
N/A
N/A
Allocation
AVIP Constellation Managed Risk Growth Portfolio(3)
Adviser: Constellation Investments, Inc.
0.67%
14.86%
N/A
N/A
Allocation
AVIP Constellation Managed Risk Moderate Growth
Portfolio(3)
Adviser: Constellation Investments, Inc.
0.65%
11.51%
N/A
N/A
Large Cap Growth
Equity
AVIP Nasdaq-100® Index Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: Geode Capital Management LLC
0.43%
25.37%
19.71%
18.02%
Large Cap Blend
Equity
AVIP S&P 500® Index Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: Geode Capital Management LLC
0.38%
24.57%
14.09%
12.65%
Mid Cap Blend
Equity
AVIP S&P MidCap 400® Index Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: Geode Capital Management LLC
0.40%
13.43%
9.81%
8.06%
Large Cap Blend
Equity
BNY Mellon Appreciation Portfolio (Service Class)
Adviser: BNY Mellon Investment Adviser, Inc.
1.10%
12.48%
11.65%
11.28%
Form V-4826-UN
7
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Equity
ClearBridge Variable Dividend Strategy Portfolio
(Class I)
Adviser: Legg Mason Partners Fund Advisor, LLC
Subadviser: ClearBridge Investments, LLC
0.75%
16.85%
10.85%
10.64%
Equity
ClearBridge Variable Large Cap Value Portfolio
(Class I)
Adviser: Legg Mason Partners Fund Advisor, LLC
Subadviser: ClearBridge Investments, LLC
0.72%
8.08%
9.10%
8.63%
Equity
CVT S&P 500® Index Portfolio(6)
Adviser: Calvert Research and Management
Subadviser: Ameritas Investment Partners, Inc.
0.28%*
24.63%
14.21%
12.76%
Mid Cap Growth
Equity
Federated Hermes Kaufmann Fund II (Service Class)
Adviser: Federated Global Investment Management
Corp.(4)
1.81%
16.78%
4.21%
9.09%
Large Cap Value
Equity
Fidelity® VIP Equity-Income PortfolioSM (Service
Class 2)
Adviser: Fidelity Management & Research Company
0.72%
15.06%
9.80%
8.94%
Money Market
Fidelity® VIP Government Money Market Portfolio
(Service Class)
Adviser: Fidelity Management & Research Company
Subadviser: Fidelity Investments Money
Management, Inc.
0.35%
4.98%
2.26%
1.55%
Large Cap Growth
Equity
Fidelity® VIP Growth Portfolio (Service Class 2)
Adviser: Fidelity Management & Research Company
0.81%
30.07%
18.63%
16.34%
Mid Cap Blend
Equity
Fidelity® VIP Mid Cap Portfolio (Service Class 2)
Adviser: Fidelity Management & Research Company
0.82%
17.18%
11.05%
8.94%
Real Estate Equity
Fidelity® VIP Real Estate Portfolio (Service Class 2)
Adviser: Fidelity Management & Research Company
0.86%
6.25%
1.94%
3.67%
Allocation
Fidelity® VIP Target Volatility Portfolio (Service Class
2)
Adviser: Fidelity Management & Research Company
0.84%*
9.80%
5.20%
5.65%
Allocation
Franklin Allocation VIP Fund (Class 4)
Adviser: Franklin Advisers, Inc.
Subadviser: Templeton Global Advisors Limited,
Franklin Templeton Institutional, LLC, ClearBridge
Investments, LLC, Brandywine Global Investment
Management, LLC, Western Asset Management
Company, LLC, Western Asset Management
Company Limited
0.92%*
8.89%
5.45%
5.25%
Allocation
Franklin DynaTech VIP Fund (Class 2)
Adviser: Franklin Advisers, Inc.
0.87%
30.44%
13.63%
12.67%
Allocation
Franklin Income VIP Fund (Class 2)
Adviser: Franklin Advisers, Inc.
0.72%*
7.20%
5.29%
5.26%
Allocation
Franklin Templeton Foreign VIP Fund (Class 2)
Adviser: Templeton Investment Counsel, LLC
1.06%*
-1.00%
2.60%
2.38%
Allocation
Franklin VolSmart Allocation VIP Fund (Class 5)
Adviser: Franklin Advisers, Inc.
0.90%*
11.68%
8.42%
6.80%
Form V-4826-UN
8
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Large Cap Blend
Equity
Goldman Sachs Strategic Growth Fund (Institutional
Class)
Adviser: Goldman Sachs Asset Management, L.P.
0.71%*
32.37%
16.77%
14.91%
Allocation
Goldman Sachs Trend Driven Allocation Fund
(Service Class)
Adviser: Goldman Sachs Asset Management, L.P.
0.96%*
11.76%
4.78%
4.16%
Large Cap Blend
Equity
Goldman Sachs U.S. Equity Insights Fund
(Institutional Class)
Adviser: Goldman Sachs Asset Management, L.P.
0.56%*
28.32%
14.16%
12.06%
Foreign Large Cap
Growth Equity
Invesco V.I. EQV International Equity Fund (Series II)
Adviser: Invesco Advisers, Inc.
1.15%
0.34%
2.97%
4.10%
Allocation
Janus Henderson Balanced Portfolio (Institutional
Class)(7)
Adviser: Janus Henderson Investors US LLC
0.62%
15.43%
8.33%
8.66%
Allocation
Janus Henderson Balanced Portfolio (Service Class)(7)
Adviser: Janus Henderson Investors US LLC
0.87%
15.15%
8.06%
8.39%
Fixed Income
Janus Henderson Flexible Bond Portfolio (Service
Class)
Adviser: Janus Henderson Investors US LLC
0.82%*
1.63%
0.09%
1.35%
World Large Cap
Equity
Janus Henderson Global Research Portfolio
(Institutional Class)(7)
Adviser: Janus Henderson Investors US LLC
0.72%
23.58%
12.35%
10.55%
Equity
Janus Henderson Global Research Portfolio (Service
Class)(7)
Adviser: Janus Henderson Investors US LLC
0.97%
23.27%
12.07%
10.27%
Equity
Janus Henderson Overseas Portfolio (Service Class)
Adviser: Janus Henderson Investors US LLC
1.13%
5.58%
6.94%
5.29%
Large Cap Growth
Equity
Janus Henderson Research Portfolio (Institutional
Class)(7)
Adviser: Janus Henderson Investors US LLC
0.67%
35.31%
16.78%
14.53%
Equity
Janus Henderson Research Portfolio (Service Class)(7)
Adviser: Janus Henderson Investors US LLC
0.92%
34.96%
16.48%
14.24%
Equity
Lazard Retirement Emerging Markets Equity
Portfolio (Service Class)
Adviser: Lazard Asset Management LLC
1.40%*
7.43%
3.03%
3.26%
Allocation
Lazard Retirement Global Dynamic Multi-Asset
Portfolio (Service Class)
Adviser: Lazard Asset Management LLC
1.05%*
8.60%
2.33%
4.35%
Equity
Lazard Retirement International Equity Portfolio
(Service Class)
Adviser: Lazard Asset Management LLC
1.09%*
5.63%
3.57%
3.99%
Equity
Lazard Retirement US Small Cap Equity Select
Portfolio (Service Class)
Adviser: Lazard Asset Management LLC
1.12%*
11.12%
5.74%
6.73%
Form V-4826-UN
9
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Equity
LVIP JPMorgan Small Cap Core Fund (Standard
Class)(1)
Adviser: Lincoln Financial Investments Corporation
Subadviser: J.P. Morgan Investment
Management Inc.
0.75%
11.71%
7.05%
7.30%
Allocation
Macquarie VIP Asset Strategy Series (Service Class)
Adviser: Delaware Management Company
Subadviser: Securian Asset Management, Inc.
0.85%*
12.44%
6.55%
5.27%
Natural Resources
Equity
Macquarie VIP Natural Resources Series (Service
Class)
Adviser: Delaware Management Company
Subadviser: Securian Asset Management, Inc.
1.25%*
-0.58%
5.80%
0.98%
Technology Equity
Macquarie VIP Science and Technology Series
(Service Class)
Adviser: Delaware Management Company
Subadviser: Securian Asset Management, Inc.
1.16%
30.59%
14.04%
13.54%
Large Cap Growth
Equity
MFS® Massachusetts Investors Growth Stock
Portfolio (Service Class)
Adviser: Massachusetts Financial Services Company
0.97%*
15.98%
12.15%
12.90%
Mid Cap Growth
Equity
MFS® Mid Cap Growth Series (Service Class)
Adviser: Massachusetts Financial Services Company
1.05%*
14.44%
8.85%
11.43%
Small Cap Growth
Equity
MFS® New Discovery Series (Service Class)
Adviser: Massachusetts Financial Services Company
1.12%*
6.44%
4.71%
8.92%
Allocation
MFS® Total Return Series (Service Class)
Adviser: Massachusetts Financial Services Company
0.86%*
7.46%
5.89%
6.20%
Large Cap Growth
Equity
Morgan Stanley VIF Growth Portfolio (Class II)
Adviser: Morgan Stanley Investment Management,
Inc.
0.82%*
46.20%
13.33%
15.25%
Mid Cap Growth
Equity
Neuberger Berman AMT Mid Cap Intrinsic Value
Portfolio (Class S)
Adviser: Neuberger Berman Investment Advisers LLC
1.25%*
8.67%
6.88%
5.41%
Commodities
PIMCO CommodityRealReturn® Strategy Portfolio
(Administrative Class)
Adviser: Pacific Investment Management
Company LLC
2.28%*
4.16%
7.09%
1.65%
Global Bond
PIMCO Global Bond Opportunities Portfolio
(Unhedged) (Administrative Class)
Adviser: Pacific Investment Management
Company LLC
1.08%
-0.50%
-0.33%
0.82%
Short Term Bond
PIMCO Low Duration Portfolio (Administrative Class)
Adviser: Pacific Investment Management
Company LLC
0.67%
4.50%
1.08%
1.28%
Inflation Protected
Bond
PIMCO Real Return Portfolio (Administrative Class)
Adviser: Pacific Investment Management
Company LLC
1.07%
2.13%
1.93%
2.16%
Small Cap Blend
Equity
Royce Micro-Cap Portfolio (Investment Class)
Adviser: Royce & Associates, LP
1.18%
13.67%
11.00%
7.28%
Form V-4826-UN
10
Type/Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/2024)
1 year
5 year
10 year
Small Cap Value
Equity
Royce Small-Cap Portfolio (Investment Class)
Adviser: Royce & Associates, LP
1.14%
3.40%
7.17%
5.63%
 
*
Annual expenses reflect temporary fee reductions.
(1)
Available only in contracts with value allocated to this Fund as of May 1, 2023.
(2)
On November 25, 2024, AVIP AB Risk Managed Balanced Portfolio was renamed AVIP Constellation Dynamic Risk
Balanced Portfolio. AllianceBernstein L.P. is no longer the sub-adviser to the Portfolio.
(3)
On November 25, 2024, AVIP iShares Managed Risk Balanced Portfolio, AVIP iShares Managed Risk Moderate
Growth Portfolio, and AVIP iShares Managed Risk Growth Portfolio were renamed AVIP Constellation Managed
Risk Balanced Portfolio, AVIP Constellation Managed Risk Moderate Growth Portfolio, and AVIP Constellation
Managed Risk Growth Portfolio, respectively. BlackRock Investment Management, LLC. is no longer the
sub-adviser to the Portfolios.
(4)
Effective August 1, 2024, the adviser for Federated Hermes Kaufmann Fund II portfolio changed from Federated
Equity Management Company of Pennsylvania to Federated Global Investment Management Corp. Federated
Global Investment Management Corp. was removed as subadviser.
(5)
Available before May 1, 2007
(6)
Available before May 1, 2014
(7)
Service shares for contracts applied for on or after May 1, 2000. Institutional Shares for contracts applied for
before May 1, 2000.
Annual Payment Combination Variable Annuity · Flexible Premium Combination Annuity: 
Type/
Investment
Objective
Fund and Adviser/Subadviser
Current
Expenses
Average Annual Total Returns
(as of 12/31/24)
1 year
5 year
10 year
Large Cap Blend
Equity
AVIP BlackRock Advantage Large Cap Core Portfolio
Adviser: Constellation Investments, Inc.
Subadviser: BlackRock Investment Management, LLC
0.70%
26.27%
14.05%
11.96%
Form V-4826-UN
11
You may request other information about this contract and make investor inquiries by calling us at 888.925.6446. Reports and other information about AuguStar Variable Accounts A and B are available on the SEC’s website at http://www.sec.gov. Copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.
Form V-4826-UN
12