Maturity According to their Remaining Terms of Financial Assets and Liabilities (Tables)

12 Months Ended

Dec. 31, 2024

Maturity According to their Remaining Terms of Financial Assets and Liabilities [Abstract]

Schedule of Financial Assets and Liabilities

As these are for trading and financial instrument at fair value through other comprehensive income are included at their fair value:

	2024
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Assets
Cash and due from banks		2,699,076		—		—		—		2,699,076		—		—		—		—		2,699,076
Transactions in the course of collection		—		372,456		—		—		372,456		—		—		—		—		372,456
Financial assets held for trading at fair value through profit or loss
Derivative contracts financial		—		87,403		120,813		465,718		673,934		540,872		405,243		683,304		1,629,419		2,303,353
Debt financial instruments		—		1,714,381		—		—		1,714,381		—		—		—		—		1,714,381
Others		—		411,689		—		—		411,689		—		—		—		—		411,689
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		123,164		250,542		683,008		1,056,714		196,319		590,462		244,850		1,031,631		2,088,345
Equity Instruments		—		—		—		—		—		—		—		9,492		9,492		9,492
Derivative contracts financial for hedging purposes		—		—		—		4,783		4,783		25,936		15,741		27,499		69,176		73,959
Financial assets at amortized cost
Rights by resale agreements and securities lending		—		55,295		31,242		754		87,291		—		—		—		—		87,291
Debt financial instruments (*)		—		—		16,833		—		16,833		477,895		131,070		318,311		927,276		944,109
Loans and advances to Banks (**)		—		398,512		57,306		211,885		667,703		—		—		—		—		667,703
Loans to customers, net (**)		—		5,405,475		2,853,497		7,464,859		15,723,831		6,849,850		4,175,945		12,186,670		23,212,465		38,936,296
Total financial assets		2,699,076		8,568,375		3,330,233		8,831,007		23,428,691		8,090,872		5,318,461		13,470,126		26,879,459		50,308,150

	2024
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Liabilities
Transactions in the course of payment		—		283,605		—		—		283,605		—		—		—		—		283,605
Financial liabilities held for trading at fair value through profit or loss
Derivative contracts financial		—		80,124		103,327		450,350		633,801		674,660		475,577		660,683		1,810,920		2,444,721
Others		—		580		—		—		580		410		—		—		410		990
Derivative contracts financial for hedging purposes		—		—		—		10,741		10,741		241		28,906		101,152		130,299		141,040
Financial liabilities at amortized cost
Current accounts and other demand deposits		14,630,797		—		—		—		14,630,797		—		—		—		—		14,630,797
Saving accounts and time deposits (***)		—		9,205,679		2,636,427		2,073,931		13,916,037		53,594		452		547		54,593		13,970,630
Obligations by repurchase agreements and securities lending		—		109,214		65		515		109,794		—		—		—		—		109,794
Borrowings from financial institutions		—		7,945		161,196		783,552		952,693		150,775		—		—		150,775		1,103,468
Debt financial instruments issued
Letters of credit		—		138		140		161		439		40		86		285		411		850
Bonds		—		4,451		134,852		1,033,995		1,173,298		2,577,932		2,043,457		3,894,532		8,515,921		9,689,219
Other financial obligations		—		284,479		—		—		284,479		—		—		—		—		284,479
Lease liabilities		—		2,252		4,728		19,046		26,026		36,552		18,746		10,105		65,403		91,429
Debt financial instruments issued for regulatory capital purposes		—		1,815		—		112,095		113,910		13,514		11,365		930,090		954,969		1,068,879
Total financial liabilities		14,630,797		9,980,282		3,040,735		4,484,386		32,136,200		3,507,718		2,578,589		5,597,394		11,683,701		43,819,901

(*)	These balances are presented without deduction of impairment, which amount to Ch$35 million.

(**)	These balances are presented without deduction of their respective provisions, which amount to Ch$693,434 million for loans to customers and Ch$1,988 million for borrowings from financial institutions.

(***)

Excludes term saving accounts, which amount to Ch$374,593 million.

	2023
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$

Assets
Cash and due from banks		2,464,648		—		—		—		2,464,648		—		—		—		—		2,464,648
Transactions in the course of collection		—		415,505		—		—		415,505		—		—		—		—		415,505
Financial assets held for trading at fair value through profit or loss
Derivative contracts financial		—		57,011		130,507		309,218		496,736		560,641		314,649		663,514		1,538,804		2,035,540
Debt financial instruments		—		3,363,624		—		—		3,363,624		—		—		—		—		3,363,624
Others		—		409,328		—		—		409,328		—		—		—		—		409,328
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		180,968		721,297		1,790,913		2,693,178		257,310		478,175		357,862		1,093,347		3,786,525
Equity Instruments		—		—		—		—		—		—		—		11,912		11,912		11,912
Derivative contracts financial for hedging purposes		—		—		—		14,321		14,321		1,530		21,062		12,152		34,744		49,065
Financial assets at amortized cost
Rights by resale agreements and securities lending		—		61,005		10,322		495		71,822		—		—		—		—		71,822
Debt financial instruments (*)		—		—		—		507,261		507,261		478,818		128,728		316,334		923,880		1,431,141
Loans and advances to Banks (**)		—		2,216,942		73,506		229,483		2,519,931		—		—		—		—		2,519,931
Loans to customers, net (**)		—		5,478,882		2,587,416		6,993,529		15,059,827		7,092,458		3,965,966		11,533,023		22,591,447		37,651,274
Total financial assets		2,464,648		12,183,265		3,523,048		9,845,220		28,016,181		8,390,757		4,908,580		12,894,797		26,194,134		54,210,315

	2023
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Liabilities
Transactions in the course of payment		—		356,871		—		—		356,871		—		—		—		—		356,871
Financial liabilities held for trading at fair value through profit or loss
Derivative contracts financial		—		56,519		141,764		319,273		517,556		566,762		431,076		680,722		1,678,560		2,196,116
Others		—		2,160		126		—		2,286		19		—		—		19		2,305
Derivative contracts financial for hedging purposes		—		—		—		—		—		20,505		3,189		136,908		160,602		160,602
Financial liabilities at amortized cost
Current accounts and other demand deposits		13,670,793		—		—		—		13,670,793		—		—		—		—		13,670,793
Saving accounts and time deposits (***)		—		10,209,874		3,459,981		1,450,857		15,120,712		60,622		595		542		61,759		15,182,471
Obligations by repurchase agreements and securities lending		—		157,015		158		—		157,173		—		—		—		—		157,173
Borrowings from financial institutions		—		176,910		65,902		5,091,283		5,334,095		26,620		—		—		26,620		5,360,715
Debt financial instruments issued
Letters of credit		—		175		282		416		873		171		80		320		571		1,444
Bonds		—		52,443		186,629		956,608		1,195,680		2,138,820		2,075,249		3,948,872		8,162,941		9,358,621
Other financial obligations		—		339,293		—		12		339,305		—		—		—		—		339,305
Lease liabilities		—		2,181		4,314		16,655		23,150		35,619		27,835		14,876		78,330		101,480
Debt financial instruments issued for regulatory capital purposes		—		1,472		—		113,256		114,728		18,826		10,216		896,044		925,086		1,039,814
Total financial liabilities		13,670,793		11,354,913		3,859,156		7,948,360		36,833,222		2,867,964		2,548,240		5,678,284		11,094,488		47,927,710

(*)	These balances are presented without deduction of impairment, which amount to Ch$58 million.

(**)	These balances are presented without deduction of their respective provisions, which amount to Ch$710,187 million for loans to customers and Ch$1,341 million for borrowings from financial institutions.

(***)

Excludes term saving accounts, which amount to Ch$355,725 million.