Related Party Disclosures (Tables)
|
12 Months Ended |
Dec. 31, 2024 |
|---|
| Related Party Disclosures [Abstract] |
|
| Schedule of Other Assets and Liabilities with Related Parties |
Assets and liabilities with related parties:
| | |
Related Party Type | |
Type of current assets and liabilities with related
parties
As of December 31, 2024 | |
Parent
Entity | | |
Other
Legal
Entity | | |
Key
Personnel
of the
Consolidated
Bank | | |
Other
Related
Party | | |
Total | |
| ASSETS | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Financial assets held for trading at fair value through profit or loss | |
| | |
| | |
| | |
| | |
| |
| Derivative Financial Instruments | |
| — | | |
| 273,492 | | |
| — | | |
| — | | |
| 273,492 | |
| Debt financial instruments | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Other financial instruments | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Non-trading financial assets mandatorily measured at fair
value through profit or loss | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Financial assets designated as at fair value through profit
or loss | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Financial assets at fair value through other comprehensive
income | |
| — | | |
| 5,388 | | |
| — | | |
| — | | |
| 5,388 | |
| Derivative Financial Instruments for hedging purposes | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Financial assets at amortized cost: | |
| | | |
| | | |
| | | |
| | | |
| | |
| Rights by resale agreements and securities lending | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Debt financial instruments | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Commercial loans | |
| — | | |
| 266,912 | | |
| 1,291 | | |
| 9,967 | | |
| 278,170 | |
| Residential mortgage loans | |
| — | | |
| — | | |
| 14,694 | | |
| 59,861 | | |
| 74,555 | |
| Consumer Loans | |
| — | | |
| — | | |
| 1,656 | | |
| 11,482 | | |
| 13,138 | |
| Allowances established – Loans | |
| — | | |
| (1,291 | ) | |
| (30 | ) | |
| (326 | ) | |
| (1,647 | ) |
| Other assets | |
| 16 | | |
| 132,549 | | |
| 38 | | |
| 7 | | |
| 132,610 | |
| Contingent loans | |
| — | | |
| 159,749 | | |
| 3,822 | | |
| 17,761 | | |
| 181,332 | |
| | |
| | | |
| | | |
| | | |
| | | |
| | |
| LIABILITIES | |
| | | |
| | | |
| | | |
| | | |
| | |
| Financial liabilities held for trading at fair value through
profit or loss | |
| | | |
| | | |
| | | |
| | | |
| | |
| Derivative Financial Instruments | |
| — | | |
| 300,756 | | |
| — | | |
| — | | |
| 300,756 | |
| Financial liabilities designated as at fair value through
profit or loss | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Derivative Financial Instruments for hedging purposes | |
| — | | |
| 3,137 | | |
| — | | |
| — | | |
| 3,137 | |
| Financial liabilities at amortized cost: | |
| | | |
| | | |
| | | |
| | | |
| | |
| Current accounts and other demand deposits | |
| 170 | | |
| 141,497 | | |
| 2,860 | | |
| 6,844 | | |
| 151,371 | |
| Saving accounts and time deposits | |
| 151,595 | | |
| 78,618 | | |
| 3,093 | | |
| 19,082 | | |
| 252,388 | |
| Obligations by repurchase agreements and securities lending | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Borrowings from financial institutions | |
| — | | |
| 3,175 | | |
| — | | |
| — | | |
| 3,175 | |
| Debt financial instruments issued | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Other financial obligations | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Lease liabilities | |
| — | | |
| 9,200 | | |
| — | | |
| — | | |
| 9,200 | |
| Other liabilities | |
| — | | |
| 140,479 | | |
| 532 | | |
| 5 | | |
| 141,016 | |
| | |
Related Party Type | |
Type of current assets and liabilities with related
parties
As of December 31, 2023 | |
Parent
Entity | | |
Other
Legal
Entity | | |
Key
Personnel
of the
Consolidated
Bank | | |
Other
Related
Party | | |
Total | |
ASSETS | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Financial assets held for trading at fair value through profit or loss | |
| | |
| | |
| | |
| | |
| |
| Derivative Financial Instruments | |
| — | | |
| 212,147 | | |
| — | | |
| — | | |
| 212,147 | |
| Debt financial instruments | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Other financial instruments | |
| — | | |
| 1,410 | | |
| — | | |
| — | | |
| 1,410 | |
| Non-trading financial assets mandatorily measured at fair
value through profit or loss | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Financial assets designated as at fair value through profit
or loss | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Financial assets at fair value through other comprehensive
income | |
| — | | |
| 6,328 | | |
| — | | |
| — | | |
| 6,328 | |
| Derivative Financial Instruments for hedging purposes | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Financial assets at amortized cost: | |
| | | |
| | | |
| | | |
| | | |
| | |
| Rights by resale agreements and securities lending | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Debt financial instruments | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Commercial loans | |
| — | | |
| 199,564 | | |
| 1,028 | | |
| 11,340 | | |
| 211,932 | |
| Residential mortgage loans | |
| — | | |
| — | | |
| 17,975 | | |
| 60,153 | | |
| 78,128 | |
| Consumer Loans | |
| — | | |
| 5 | | |
| 1,969 | | |
| 11,739 | | |
| 13,713 | |
| Allowances established – Loans | |
| — | | |
| (1,709 | ) | |
| (19 | ) | |
| (312 | ) | |
| (2,040 | ) |
| Other assets | |
| 10 | | |
| 159,805 | | |
| 13 | | |
| 16 | | |
| 159,844 | |
| Contingent loans | |
| — | | |
| 119,510 | | |
| 4,058 | | |
| 17,714 | | |
| 141,282 | |
| | |
| | | |
| | | |
| | | |
| | | |
| | |
| LIABILITIES | |
| | | |
| | | |
| | | |
| | | |
| | |
| Financial liabilities held for trading at fair value through
profit or loss | |
| | | |
| | | |
| | | |
| | | |
| | |
| Derivative Financial Instruments | |
| — | | |
| 242,098 | | |
| — | | |
| — | | |
| 242,098 | |
| Financial liabilities designated as at fair value through
profit or loss | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Derivative Financial Instruments for hedging purposes | |
| — | | |
| 5,674 | | |
| — | | |
| — | | |
| 5,674 | |
| Financial liabilities at amortized cost: | |
| | | |
| | | |
| | | |
| | | |
| | |
| Current accounts and other demand deposits | |
| 336 | | |
| 200,019 | | |
| 2,161 | | |
| 7,652 | | |
| 210,168 | |
| Saving accounts and time deposits | |
| 85,904 | | |
| 160,760 | | |
| 4,392 | | |
| 24,265 | | |
| 275,321 | |
| Obligations by repurchase agreements and securities lending | |
| — | | |
| 2,003 | | |
| — | | |
| — | | |
| 2,003 | |
| Borrowings from financial institutions | |
| — | | |
| 86,642 | | |
| — | | |
| — | | |
| 86,642 | |
| Debt financial instruments issued | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Other financial obligations | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Lease liabilities | |
| — | | |
| 10,845 | | |
| — | | |
| — | | |
| 10,845 | |
| Other liabilities | |
| — | | |
| 152,457 | | |
| 493 | | |
| 53 | | |
| 153,003 | |
|
| Schedule of Other Related Parties |
Income and expenses from related party transactions (*):
| As of December 31, 2024 | |
Parent
Entity | | |
Other
Legal
Entity | | |
Key
personnel
of the
consolidated
Bank | | |
Other
Related
party | | |
Total | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Interest and UF indexation revenue | |
| — | | |
| 20,660 | | |
| 1,059 | | |
| 5,964 | | |
| 27,683 | |
| Income from commissions | |
| 146 | | |
| 92,827 | | |
| 43 | | |
| 71 | | |
| 93,087 | |
| Net Financial income (expense) | |
| — | | |
| 35,318 | | |
| — | | |
| — | | |
| 35,318 | |
| Other income | |
| — | | |
| — | | |
| — | | |
| — | | |
| — | |
| Total Income | |
| 146 | | |
| 148,805 | | |
| 1,102 | | |
| 6,035 | | |
| 156,088 | |
| | |
| | | |
| | | |
| | | |
| | | |
| | |
| Interest and UF indexation expense | |
| 8,420 | | |
| 7,166 | | |
| 249 | | |
| 1,351 | | |
| 17,186 | |
| Expenses from commissions | |
| — | | |
| 28,569 | | |
| — | | |
| — | | |
| 28,569 | |
| Expenses credit losses | |
| — | | |
| (1,233 | ) | |
| 12 | | |
| 94 | | |
| (1,127 | ) |
| Expenses from salaries and employee benefits | |
| — | | |
| 312 | | |
| 37,918 | | |
| 81,818 | | |
| 120,048 | |
| Administrative expenses | |
| — | | |
| 11,462 | | |
| 3,628 | | |
| 88 | | |
| 15,178 | |
| Other expenses | |
| — | | |
| — | | |
| 1 | | |
| 11 | | |
| 12 | |
| Total Expenses | |
| 8,420 | | |
| 46,276 | | |
| 41,808 | | |
| 83,362 | | |
| 179,866 | |
| As of December 31, 2023 | |
Parent
Entity | | |
Other
Legal
Entity | | |
Key
personnel
of the
consolidated
Bank | | |
Other
Related
party | | |
Total | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Interest and UF indexation revenue | |
| — | | |
| 29,432 | | |
| 1,298 | | |
| 6,034 | | |
| 36,764 | |
| Income from commissions | |
| 165 | | |
| 103,906 | | |
| 24 | | |
| 84 | | |
| 104,179 | |
| Net Financial income (expense) | |
| — | | |
| (18,367 | ) | |
| — | | |
| — | | |
| (18,367 | ) |
| Other income | |
| — | | |
| 215 | | |
| — | | |
| — | | |
| 215 | |
| Total Income | |
| 165 | | |
| 115,186 | | |
| 1,322 | | |
| 6,118 | | |
| 122,791 | |
| | |
| | | |
| | | |
| | | |
| | | |
| | |
| Interest and UF indexation expense | |
| 1,998 | | |
| 7,329 | | |
| 546 | | |
| 2,505 | | |
| 12,378 | |
| Expenses from commissions | |
| — | | |
| 29,508 | | |
| — | | |
| — | | |
| 29,508 | |
| Expenses credit losses | |
| — | | |
| (2,078 | ) | |
| (3 | ) | |
| (15 | ) | |
| (2,096 | ) |
| Expenses from salaries and employee benefits | |
| — | | |
| 421 | | |
| 38,083 | | |
| 80,430 | | |
| 118,934 | |
| Administrative expenses | |
| — | | |
| 11,776 | | |
| 3,786 | | |
| 229 | | |
| 15,791 | |
| Other expenses | |
| — | | |
| — | | |
| 2 | | |
| 23 | | |
| 25 | |
| Total Expenses | |
| 1,998 | | |
| 46,956 | | |
| 42,414 | | |
| 83,172 | | |
| 174,540 | |
| As of December 31, 2022 | |
Parent
Entity | | |
Other
Legal
Entity | | |
Key
personnel
of the
consolidated
Bank | | |
Other
Related
party | | |
Total | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| Interest and UF indexation revenue | |
| — | | |
| 49,027 | | |
| 2,382 | | |
| 9,736 | | |
| 61,145 | |
| Income from commissions | |
| 92 | | |
| 112,308 | | |
| 20 | | |
| 69 | | |
| 112,489 | |
| Net Financial income (expense) | |
| — | | |
| 88,103 | | |
| — | | |
| — | | |
| 88,103 | |
| Other income | |
| — | | |
| 79 | | |
| — | | |
| — | | |
| 79 | |
| Total Income | |
| 92 | | |
| 249,517 | | |
| 2,402 | | |
| 9,805 | | |
| 261,816 | |
| | |
| | | |
| | | |
| | | |
| | | |
| | |
| Interest and UF indexation expense | |
| 872 | | |
| 11,307 | | |
| 182 | | |
| 1,393 | | |
| 13,754 | |
| Expenses from commissions | |
| — | | |
| 35,948 | | |
| — | | |
| — | | |
| 35,948 | |
| Expenses credit losses | |
| — | | |
| 242 | | |
| (5 | ) | |
| 31 | | |
| 268 | |
| Expenses from salaries and employee benefits | |
| — | | |
| 173 | | |
| 32,894 | | |
| 71,503 | | |
| 104,570 | |
| Administrative expenses | |
| — | | |
| 22,254 | | |
| 3,603 | | |
| 120 | | |
| 25,977 | |
| Other expenses | |
| — | | |
| 10 | | |
| 3 | | |
| 15 | | |
| 28 | |
| Total Expenses | |
| 872 | | |
| 69,934 | | |
| 36,677 | | |
| 73,062 | | |
| 180,545 | |
|
| Schedule of Other Related Parties |
As of December 31, 2024
| | | | | Description of the transaction | | | | | | | Effect on
Income | | | Effect on
Financial position | | | Company name | | Nature of the relationship with the Bank | | Type of service | | Term | | Renewal conditions | | Transactions under equivalent conditions to those transactions with mutual independence between the parties | | Amount
MCh$ | | | Income
MCh$ | | | Expenses
MCh$ | | | Accounts
receivable
MCh$ | | | Accounts payable
MCh$ | | | Ionix SPA | | Other related parties | | IT support services | | 30 days | | Contract | | Yes | | | 141 | | | | — | | | | 141 | | | | — | | | | — | | | Servipag Ltda. | | Joint venture | | IT support serices | | 30 days | | Contract | | Yes | | | 367 | | | | — | | | | 367 | | | | — | | | | — | | | | | | | Collection services | | 30 days | | Contract | | Yes | | | 4,235 | | | | — | | | | 4,235 | | | | — | | | | 387 | | | Bolsa de Comercio de Santiago, Bolsa de Valores | | Minority investments | | Service of financial information | | 30 days | | Contract | | Yes | | | 356 | | | | — | | | | 356 | | | | — | | | | 25 | | | | | | | Brokerage commission | | 30 days | | Contract | | Yes | | | 423 | | | | — | | | | 423 | | | | — | | | | — | | | | | | | IT support services | | 30 days | | Contract | | Yes | | | 256 | | | | — | | | | 256 | | | | — | | | | — | | | Enex S.A. | | Other related parties | | Rent spaces for ATM | | 30 days | | Contract | | Yes | | | 1,740 | | | | — | | | | 1,740 | | | | — | | | | 498 | | | Universidad del Desarrollo | | Other related parties | | Advertising service | | 30 days | | Contract | | Yes | | | 126 | | | | — | | | | 126 | | | | — | | | | — | | | Universidad Adolfo Ibáñez | | Other related parties | | Training | | 30 days | | Contract | | Yes | | | 272 | | | | — | | | | 272 | | | | — | | | | — | | | Bolsa Electrónica de Chile S.A. | | Minority investments | | Brokerage commission | | 30 days | | Contract | | Yes | | | 203 | | | | — | | | | 203 | | | | — | | | | 1 | | | | | | | Service of financial information | | 30 days | | Contract | | Yes | | | 117 | | | | — | | | | 117 | | | | — | | | | — | | | DCV Registros de Chile S.A. | | Other related parties | | IT services | | 30 days | | Contract | | Yes | | | 294 | | | | — | | | | 294 | | | | — | | | | — | | | | | | | Electronic transaction management | | | | | | | | | | | | | | | | | | | | | | | | | | | | Redbanc S.A. | | Associates | | Services | | 30 days | | Contract | | Yes | | | 17,658 | | | | — | | | | 17,658 | | | | — | | | | 1,707 | | | | | | | IT proyect services | | 30 days | | Contract | | Yes | | | 132 | | | | — | | | | 132 | | | | — | | | | — | | | | | | | Installation services | | 30 days | | Contract | | Yes | | | 81 | | | | — | | | | 81 | | | | — | | | | — | | | | | | | Fraud prevention services | | 30 days | | Contract | | Yes | | | 108 | | | | — | | | | 108 | | | | — | | | | — | | | | | | | IT services | | 30 days | | Contract | | Yes | | | 442 | | | | — | | | | 442 | | | | — | | | | — | | | Depósito Central de Valores S.A. | | Other related parties | | Quality control and custodial services | | 30 days | | Contract | | Yes | | | 833 | | | | — | | | | 833 | | | | — | | | | 90 | | | | | | | Custodial services | | 30 days | | Contract | | Yes | | | 1,357 | | | | — | | | | 1,357 | | | | — | | | | — | | | CCLV Contraparte Central S.A. | | Minority investments | | Brokerage commission | | 30 days | | Contract | | Yes | | | 352 | | | | — | | | | 352 | | | | — | | | | 22 | | | Manantial S.A. | | Other related parties | | General expenses | | 30 days | | Contract | | Yes | | | 379 | | | | — | | | | 379 | | | | — | | | | — | | | Sociedad Operadora de la Cámara de Compensación de Pagos de Alto Valor S.A. | | Associates | | Collection services | | 30 days | | Contract | | Yes | | | 881 | | | | — | | | | 881 | | | | — | | | | 91 | | | Comder Contraparte Central S.A. | | Other related parties | | Securities clearing services | | 30 days | | Contract | | Yes | | | 529 | | | | — | | | | 529 | | | | — | | | | — | | | Citigroup Global Markets INC | | Other related parties | | Brokerage commission | | 30 days | | Contract | | Yes | | | 387 | | | | — | | | | 387 | | | | — | | | | 29 | | | Transbank S.A. | | Associates | | Card processing | | 30 days | | Contract | | Yes | | | 498 | | | | — | | | | 498 | | | | | | | | 97 | | | | | | | Project consultation | | 30 days | | Contract | | Yes | | | 114 | | | | — | | | | 114 | | | | — | | | | — | | | | | | | Fraud Prevention services | | 30 days | | Contract | | Yes | | | 87 | | | | — | | | | 87 | | | | — | | | | — | | | | | | | Exchange commission | | 30 days | | Contract | | Yes | | | 79,025 | | | | 79,025 | | | | — | | | | — | | | | — | | | Centro de Compensación Automatizado S.A. | | Associates | | Fraud Prevention services | | 30 days | | Contract | | Yes | | | 657 | | | | — | | | | 657 | | | | — | | | | 333 | | | | | | | Collection services | | 30 days | | Contract | | Yes | | | 187 | | | | — | | | | 187 | | | | — | | | | — | | | | | | | Transfer services | | 30 days | | Contract | | Yes | | | 2,803 | | | | — | | | | 2,803 | | | | — | | | | — | | | Artikos Chile S.A. | | Joint venture | | IT support services | | 30 days | | Contract | | Yes | | | 422 | | | | — | | | | 422 | | | | — | | | | 2 | | | | | | | IT services | | 30 days | | Contract | | Yes | | | 465 | | | | — | | | | 465 | | | | — | | | | — | | | Citibank N.A. | | Other related parties | | Connectivity business commissions | | Quarterly | | Contract | | Yes | | | 8,065 | | | | 8,065 | | | | — | | | | 3,272 | | | | — | | | Fundación Teletón | | Other related parties | | Advertising services | | 30 days | | Contract | | Yes | | | 449 | | | | — | | | | 449 | | | | — | | | | 121 | | | | | | | Donations | | 30 days | | Contract | | Yes | | | 1,599 | | | | — | | | | 1,599 | | | | — | | | | — | | | Canal 13 | | Other related parties | | Advertising services | | 30 days | | Contract | | Yes | | | 202 | | | | — | | | | 202 | | | | — | | | | 73 | | | Inmobiliaria e Inversiones Capitolio S.A. | | Other related parties | | Leases | | 30 days | | Contract | | Yes | | | 84 | | | | — | | | | 84 | | | | — | | | | — | | | Nuevos Desarrollos S.A. | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 180 | | | | — | | | | — | | | | — | | | | 496 | | | Plaza Vespucio SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 127 | | | | — | | | | — | | | | — | | | | 154 | | | Plaza Oeste SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 254 | | | | — | | | | — | | | | — | | | | 810 | | | Plaza del Trebol SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 270 | | | | — | | | | — | | | | — | | | | 73 | | | Plaza Tobalaba SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 135 | | | | — | | | | — | | | | — | | | | 113 | | | Plaza La Serena SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 223 | | | | — | | | | — | | | | — | | | | 543 | | | Inmobiliaria Mall Calama S.A. | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 141 | | | | — | | | | — | | | | — | | | | 137 | | As of December 31, 2023
| | | | | Description of the transaction | | | | | | | Effect on
Income | | | Effect on
Financial position | | | Company name | | Nature of the relationship with the Bank | | Type of service | | Term | | Renewal
conditions | | Transactions under equivalent conditions to those transactions with mutual independence between the parties | | Amount
MCh$ | | | Income
MCh$ | | | Expenses
MCh$ | | | Accounts
receivable
MCh$ | | | Accounts
payable
MCh$ | | | Ionix SPA | | Other related parties | | IT license services | | 30 days | | Contract | | Yes | | | 637 | | | | — | | | | 637 | | | | — | | | | 61 | | | | | | | IT support services | | 30 days | | Contract | | Yes | | | 349 | | | | — | | | | 349 | | | | — | | | | — | | | Servipag Ltda. | | Joint venture | | IT support services | | 30 days | | Contract | | Yes | | | 386 | | | | — | | | | 386 | | | | — | | | | — | | | | | | | Collection services | | 30 days | | Contract | | Yes | | | 4,358 | | | | — | | | | 4,358 | | | | — | | | | 432 | | | | | | | Software services | | 30 days | | Contract | | Yes | | | 220 | | | | — | | | | 220 | | | | — | | | | — | | | Bolsa de Comercio de Santiago, Bolsa de Valores | | Minority investments | | Service of financial information | | 30 days | | Contract | | Yes | | | 362 | | | | — | | | | 362 | | | | — | | | | 1 | | | | | | | Brokerage commission | | 30 days | | Contract | | Yes | | | 344 | | | | — | | | | 344 | | | | — | | | | — | | | | | | | IT support services | | 30 days | | Contract | | Yes | | | 289 | | | | — | | | | 289 | | | | — | | | | — | | | Enex S.A. | | Other related parties | | Rent spaces for ATM | | 30 days | | Contract | | Yes | | | 1,381 | | | | — | | | | 1,381 | | | | — | | | | 221 | | | DCV Registros S.A. | | Other related parties | | IT services | | 30 days | | Contract | | Yes | | | 319 | | | | — | | | | 319 | | | | — | | | | — | | | CCLV Contraparte Central S.A. | | Minority investments | | Brokerage commission | | 30 days | | Contract | | Yes | | | 272 | | | | — | | | | 272 | | | | — | | | | — | | | Redbanc S.A. | | Associates | | Electronic transaction management services | | 30 days | | Contract | | Yes | | | 15,570 | | | | — | | | | 15,570 | | | | — | | | | 1,589 | | | | | | | IT proyect services | | 30 days | | Contract | | Yes | | | 542 | | | | — | | | | 542 | | | | — | | | | — | | | | | | | IT services | | 30 days | | Contract | | Yes | | | 330 | | | | — | | | | 330 | | | | — | | | | — | | | | | | | Fraud prevention services | | 30 days | | Contract | | Yes | | | 82 | | | | — | | | | 82 | | | | — | | | | — | | | Sistemas Oracle de Chile Ltda. | | Other related parties | | IT services | | 30 days | | Contract | | Yes | | | 91 | | | | — | | | | 91 | | | | — | | | | — | | | | | | | IT support services | | 30 days | | Contract | | Yes | | | 1,326 | | | | — | | | | 1,326 | | | | — | | | | — | | | Depósito Central de Valores S.A. | | Other related parties | | Quality control and custodial services | | 30 days | | Contract | | Yes | | | 1,026 | | | | — | | | | 1,026 | | | | — | | | | 42 | | | | | | | Custodial services | | 30 days | | Contract | | Yes | | | 1,042 | | | | — | | | | 1,042 | | | | — | | | | — | | | Manantial S.A. | | Other related parties | | General expenses | | 30 days | | Contract | | Yes | | | 366 | | | | — | | | | 366 | | | | — | | | | — | | | Universidad del Desarrollo | | Other related parties | | Loyalty | | 30 days | | Contract | | Yes | | | 115 | | | | — | | | | 115 | | | | — | | | | 7 | | | Universidad Adolfo Ibáñez | | Other related parties | | Training | | 30 days | | Contract | | Yes | | | 334 | | | | — | | | | 334 | | | | — | | | | — | | | Canal 13 S.A. | | Other related parties | | Advertising service | | 30 days | | Monthly | | Yes | | | 92 | | | | — | | | | 92 | | | | — | | | | 36 | | | Nexus S.A. | | Other related parties | | General income | | 30 days | | Contract | | Yes | | | 148 | | | | 148 | | | | — | | | | — | | | | — | | | | | | | Card processing | | 30 days | | Contract | | Yes | | | 3,487 | | | | — | | | | 3,487 | | | | — | | | | — | | | | | | | IT services | | 30 days | | Contract | | Yes | | | 405 | | | | — | | | | 405 | | | | — | | | | — | | | | | | | Embossing services | | 30 days | | Contract | | Yes | | | 235 | | | | — | | | | 235 | | | | — | | | | — | | | | | | | Customer product delivery services | | 30 days | | Contract | | Yes | | | 273 | | | | — | | | | 273 | | | | — | | | | — | | | | | | | Fraud prevention services | | 30 days | | Contract | | Yes | | | 380 | | | | — | | | | 380 | | | | — | | | | — | | | Sociedad Operadora de la Cámara de Compensación de Pagos de Alto Valor S.A. | | Associates | | Collection services | | 30 days | | Contract | | Yes | | | 669 | | | | — | | | | 669 | | | | — | | | | 61 | | | Comder Contraparte Central S.A. | | Other related parties | | Securities clearing services | | 30 days | | Contract | | Yes | | | 703 | | | | — | | | | 703 | | | | — | | | | — | | | Bolsa Electrónica de Chile S.A. | | Minority investments | | Brokerage commission | | 30 days | | Contract | | Yes | | | 141 | | | | — | | | | 141 | | | | — | | | | — | | | | | | | Service of financial information | | 30 days | | Contract | | Yes | | | 84 | | | | — | | | | 84 | | | | — | | | | — | | | Citigroup Global Markets INC | | Other related parties | | Brokerage commission | | 30 days | | Contract | | Yes | | | 363 | | | | — | | | | 363 | | | | — | | | | — | | | Transbank S.A. | | Associates | | Card processing | | 30 days | | Contract | | Yes | | | 580 | | | | — | | | | 580 | | | | — | | | | 51 | | | | | | | Project consultation | | 30 days | | Contract | | Yes | | | 153 | | | | — | | | | 153 | | | | — | | | | — | | | | | | | Exchange commission | | 30 days | | Contract | | Yes | | | 93,168 | | | | 93,168 | | | | — | | | | 9 | | | | — | | | Centro de Compensación Automatizado S.A. | | Associates | | Fraud prevention services | | 30 days | | Contract | | Yes | | | 553 | | | | — | | | | 553 | | | | — | | | | 300 | | | | | | | Transfer services | | 30 days | | Contract | | Yes | | | 2,581 | | | | — | | | | 2,581 | | | | — | | | | — | | | | | | | Collection services | | 30 days | | Contract | | Yes | | | 180 | | | | — | | | | 180 | | | | — | | | | — | | | Artikos Chile S.A. | | Joint venture | | IT support services | | 30 days | | Contract | | Yes | | | 457 | | | | — | | | | 457 | | | | — | | | | 19 | | | | | | | IT services | | 30 days | | Contract | | Yes | | | 383 | | | | — | | | | 383 | | | | — | | | | — | | | Citibank N.A. | | Other related parties | | Connectivity business commissions | | Quarterly | | Contract | | Yes | | | 5,867 | | | | 5,867 | | | | — | | | | 2,517 | | | | — | | | Nuevos Desarrollos S.A. | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 335 | | | | — | | | | — | | | | — | | | | 129 | | | Plaza Vespucio SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 82 | | | | — | | | | — | | | | — | | | | 261 | | | Plaza Oeste SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 243 | | | | — | | | | — | | | | — | | | | 963 | | | Plaza del Trébol SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 292 | | | | — | | | | — | | | | — | | | | 373 | | | Plaza Tobalaba SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 128 | | | | — | | | | — | | | | — | | | | 229 | | | Plaza la Serena SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 246 | | | | — | | | | — | | | | — | | | | 714 | | | Inmobiliaria Mall Calama S.A. | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 162 | | | | — | | | | — | | | | — | | | | 306 | | | Plaza Antofagasta SPA | | Other related parties | | Financial lease agreements | | 30 days | | Contract | | Yes | | | 87 | | | | — | | | | — | | | | — | | | | — | |
|
| Schedule of Payments and Composition of Key Management Personnel |
Payments to the Board of Directors and to key personnel of the management of the Bank and its subsidiaries:
| | |
2024 | | |
2023 | |
| | |
MCh$ | | |
MCh$ | |
| Directory: | |
| | |
| |
| Payment of remuneration and attendance fees of the Board of Directors - Bank and its subsidiaries | |
| 3,500 | | |
| 3,347 | |
| Other Board expenses | |
| 78 | | |
| 111 | |
| | |
| | | |
| | |
| Key Personnel of the Management of the Bank and its Subsidiaries: | |
| | | |
| | |
| Payment for short-term employee benefits | |
| 33,779 | | |
| 36,535 | |
| Payment for severance | |
| 4,139 | | |
| 1,548 | |
| Subtotal | |
| 37,918 | | |
| 38,083 | |
| Total | |
| 41,496 | | |
| 41,541 | |
Composition of the Board of Directors and key personnel of the Management of the Bank and its subsidiaries:
| | |
2024 | | |
2023 | |
| | |
No. Executives | |
| Directory: | |
| | |
| |
| Directors – Bank and its subsidiaries | |
| 17 | | |
| 16 | |
| Key Personnel of the Management of the Bank and its Subsidiaries: | |
| | | |
| | |
| CEO – Bank | |
| 1 | | |
| 1 | |
| CEOs – Subsidiaries | |
| 5 | | |
| 5 | |
| Division Managers / Area – Bank | |
| 74 | | |
| 90 | |
| Division Managers / Area – Subsidiaries | |
| 27 | | |
| 30 | |
| Subtotal | |
| 107 | | |
| 126 | |
| Total | |
| 124 | | |
| 142 | |
|