v3.25.1
Income and Expenses from Commissions (Tables)
 12 Months Ended
Dec. 31, 2024
Income and Expenses from Commissions [Abstract]  
Schedule of Income and Expenses from Commissions

The income and expenses from commissions shown in the Consolidated Statement of Income for the years ended December 31, 2024, 2023 and 2022 refer to the following items:

 

   2024   2023   2022 
   MCh$   MCh$   MCh$ 
             
Income from commissions and services rendered            
Comissions from debit and credit card services   231,343    238,523    217,342 
Remuneration from administration of mutual funds, investment funds or others   142,311    118,170    121,028 
Comissions from collections and payments   80,326    81,043    87,541 
Comissions from portfolio management   68,969    62,218    59,812 
Comissions from guarantees and letters of credit   41,923    37,399    35,381 
Brand use agreement   29,082    32,655    26,333 
Insurance not related to the granting of credits to natural persons   25,303    24,772    21,594 
Use of distribution channel   24,670    31,184    27,135 
Comissions from trading and securities management   19,653    17,287    19,238 
Insurance related to the granting of credits to natural persons   11,942    15,428    14,237 
Insurance not related to the granting of credits to legal entities   5,144    7,317    4,197 
Comissions from lines of credit and current account overdrafts   4,978    4,958    4,607 
Financial advisory services   2,688    5,274    9,070 
Insurance related to the granting of credits to legal entities   2,007    2,098    1,706 
Comissions from factoring operations services   1,313    1,380    1,394 
Loan commissions with letters of credit   68    106    212 
Other commission earned   25,627    23,322    20,272 
Total   717,347    703,134    671,099 
of which: recognized over time 

706,602

    

678,513

    

648,706

 
of which: recognized at a point in time   

10,745

    

24,621

    

22,393

 
                
Expenses from commissions and services received               
Commissions from card transactions   59,763    54,981    49,223 
Expenses from obligations of loyalty and merit card customers programs   39,518    39,731    34,324 
Interbank transactions   39,471    50,734    41,012 
Commissions from use of card brands license   8,529    9,115    9,224 
Comissions from securities transaction   5,293    4,995    5,599 
Collections and payments   4,120    4,279    4,469 
Other commissions from services received   4,345    4,615    5,009 
Total   161,039    168,450    148,860