| Schedule of Contingent Loans and Other Liabilities |
The Bank and its subsidiaries have exposures associated with
contingent loans and other liabilities according to the following detail:
| | |
2024 | | |
2023 | |
| | |
MCh$ | | |
MCh$ | |
| Guarantees and sureties | |
| | |
| |
| Guarantees and sureties in chilean currency | |
| — | | |
| — | |
| Guarantees and sureties in foreign currency | |
| 336,737 | | |
| 351,531 | |
| | |
| | | |
| | |
| Letters of credit for goods circulation operations | |
| 442,216 | | |
| 350,604 | |
| | |
| | | |
| | |
| Debt purchase commitments in local currency abroad | |
| — | | |
| — | |
| | |
| | | |
| | |
| Transactions related to contingent events | |
| | | |
| | |
| Transactions related to contingent events in chilean currency | |
| 2,544,288 | | |
| 2,209,109 | |
| Transactions related to contingent events in foreign currency | |
| 580,338 | | |
| 431,188 | |
| | |
| | | |
| | |
| Undrawn credit lines with immediate termination | |
| | | |
| | |
| Balance of lines of credit and agreed overdraft in current account – commercial loans | |
| 1,642,163 | | |
| 1,581,711 | |
| Balance of lines of credit on credit card – commercial loans | |
| 359,638 | | |
| 317,560 | |
| Balance of lines of credit and agreed overdraft in current account – consumer loans | |
| 1,497,076 | | |
| 1,476,241 | |
| Balance of lines of credit on credit card – consumer loans | |
| 7,626,423 | | |
| 6,708,946 | |
| Balance of lines of credit and agreed overdraft in current account – due from banks loans | |
| — | | |
| — | |
| | |
| | | |
| | |
| Undrawn credit lines | |
| — | | |
| — | |
| | |
| | | |
| | |
| Other commitments | |
| | | |
| | |
| Credits for higher studies Law No. 20,027 (CAE) | |
| — | | |
| — | |
| Other irrevocable credit commitments | |
| 51,889 | | |
| 120,545 | |
| | |
| | | |
| | |
| Other credit commitments | |
| — | | |
| — | |
| | |
| | | |
| | |
| Total | |
| 15,080,768 | | |
| 13,547,435 | |
Responsibilities assumed to meet customer needs:
| | |
2024 | | |
2023 | |
| | |
MCh$ | | |
MCh$ | |
| | |
| | |
| |
| Transactions on behalf of third parties | |
| | |
| |
| Collections | |
| 214,446 | | |
| 176,146 | |
| Placement or sale of financial instruments | |
| — | | |
| — | |
| Transferred financial assets managed by the bank | |
| — | | |
| — | |
| Third-party resources managed by the bank | |
| 1,147,660 | | |
| 921,105 | |
| Subtotal | |
| 1,362,106 | | |
| 1,097,251 | |
| | |
| | | |
| | |
| Securities custody | |
| | | |
| | |
| Securities safekept by a banking subsidiary | |
| 7,443,549 | | |
| 6,267,729 | |
| Securities safekept by the Bank | |
| 3,318,810 | | |
| 3,133,770 | |
| Securities safekept deposited in another entity | |
| 19,509,831 | | |
| 17,238,292 | |
| Securities issued by the bank | |
| — | | |
| — | |
| Subtotal | |
| 30,272,190 | | |
| 26,639,791 | |
| | |
| | | |
| | |
| Total | |
| 31,634,296 | | |
| 27,737,042 | |
|
| Schedule of Subsidiary Established a Guarantee in an Insurance Policy |
| | |
2024 | | |
2023 | |
| Guarantees: | |
MCh$ | | |
MCh$ | |
| Shares received as collateral for simultaneous operations: | |
| | |
| |
| Santiago Securities Exchange, Stock Exchange | |
| 9,171 | | |
| 17,070 | |
| Electronic Chilean Securities Exchange, Stock Exchange | |
| 32,024 | | |
| 11,432 | |
| | |
| | | |
| | |
| Fixed income securities delivered to guarantee CCLV system: | |
| | | |
| | |
| Santiago Securities Exchange, Stock Exchange | |
| 7,843 | | |
| 7,820 | |
| Fixed income securities as collateral for the Santiago Stock Exchange | |
| 2,148 | | |
| 2,142 | |
| | |
| | | |
| | |
| | |
| | | |
| | |
| Shares delivered to guarantee equity lending and short-selling: | |
| | | |
| | |
| Santiago Securities Exchange, Stock Exchange | |
| 4,744 | | |
| 2,350 | |
| | |
| | | |
| | |
| Cash guarantees received for operations with derivatives | |
| 3,931 | | |
| 1,062 | |
| Cash guarantees for operations with derivatives | |
| 4,043 | | |
| 6,142 | |
| | |
| | | |
| | |
| Equity securities received for operations with derivatives | |
| | | |
| | |
| Electronic Chilean Securities Exchange, Stock Exchange | |
| 101 | | |
| 189 | |
| Depósito Central de Valores S.A. | |
| 2,227 | | |
| 276 | |
| | |
| | | |
| | |
| Total | |
| 66,232 | | |
| 48,483 | |
|