Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2024

Summary of Significant Accounting Policies [Abstract]

Schedule of Entities in Which Bank Directly or Indirectly Owns a Controlling Interest

The following table details the entities in which the Bank, directly or indirectly – owns a controlling interest and that are therefore consolidated in these financial statements:

								Interest Owned
						Functional		Direct								Indirect								Total
RUT		Subsidiaries		Country		Currency		2024				2023				2024				2023				2024				2023
								%				%				%				%				%				%
96,767,630-6		Banchile Administradora General de Fondos S.A.		Chile		Ch$			99.98				99.98				0.02				0.02				100.00				100.00
96,543,250-7		Banchile Asesoría Financiera S.A.		Chile		Ch$			99.96				99.96				—				—				99.96				99.96
77,191,070-K		Banchile Corredores de Seguros Ltda.		Chile		Ch$			99.83				99.83				0.17				0.17				100.00				100.00
96,571,220-8		Banchile Corredores de Bolsa S.A.		Chile		Ch$			99.70				99.70				0.30				0.30				100.00				100.00
96,645,790-2		Socofin S.A.		Chile		Ch$			99.00				99.00				1.00				1.00				100.00				100.00
77,955,969-6		Operadora de Tarjetas B-Pago S.A. (*)		Chile		Ch$			99.90				—				0.10				—				100.00				—

Schedule of Maximum Period for Write-Offs of Loans

Criteria under which loans are written-off when collection efforts have been exhausted, but not later than the following maximum periods:

Type of Loan		Term
Consumer loans – secured and unsecured		6 months
Other transactions – unsecured		24 months
Commercial loans – secured		36 months
Residential mortgage loans		48 months
Consumer leases		6 months
Other non-real estate lease transactions		12 months
Real estate leases (commercial or residential)		36 months

Schedule of Estimated Useful Lives

Estimated useful lives for 2024 and 2023 are as follows:

Buildings			50 years
Installations (in general)			10 years
Equipment			5 years
Office furniture			5 years