Maturity According to their Remaining Terms of Financial Assets and Liabilities

12 Months Ended

Dec. 31, 2024

Maturity According to their Remaining Terms of Financial Assets and Liabilities [Abstract]

Maturity according to their remaining Terms of Financial Assets and Liabilities

42.

Maturity according to their remaining Terms of Financial Assets and Liabilities:

The table below details the main financial assets and liabilities grouped in accordance with their remaining maturity, including capitals and accrued interest as of December 31, 2024 and 2023. As these are for trading and financial instrument at fair value through other comprehensive income are included at their fair value:

	2024
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Assets
Cash and due from banks		2,699,076		—		—		—		2,699,076		—		—		—		—		2,699,076
Transactions in the course of collection		—		372,456		—		—		372,456		—		—		—		—		372,456
Financial assets held for trading at fair value through profit or loss
Derivative contracts financial		—		87,403		120,813		465,718		673,934		540,872		405,243		683,304		1,629,419		2,303,353
Debt financial instruments		—		1,714,381		—		—		1,714,381		—		—		—		—		1,714,381
Others		—		411,689		—		—		411,689		—		—		—		—		411,689
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		123,164		250,542		683,008		1,056,714		196,319		590,462		244,850		1,031,631		2,088,345
Equity Instruments		—		—		—		—		—		—		—		9,492		9,492		9,492
Derivative contracts financial for hedging purposes		—		—		—		4,783		4,783		25,936		15,741		27,499		69,176		73,959
Financial assets at amortized cost
Rights by resale agreements and securities lending		—		55,295		31,242		754		87,291		—		—		—		—		87,291
Debt financial instruments (*)		—		—		16,833		—		16,833		477,895		131,070		318,311		927,276		944,109
Loans and advances to Banks (**)		—		398,512		57,306		211,885		667,703		—		—		—		—		667,703
Loans to customers, net (**)		—		5,405,475		2,853,497		7,464,859		15,723,831		6,849,850		4,175,945		12,186,670		23,212,465		38,936,296
Total financial assets		2,699,076		8,568,375		3,330,233		8,831,007		23,428,691		8,090,872		5,318,461		13,470,126		26,879,459		50,308,150

	2024
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Liabilities
Transactions in the course of payment		—		283,605		—		—		283,605		—		—		—		—		283,605
Financial liabilities held for trading at fair value through profit or loss
Derivative contracts financial		—		80,124		103,327		450,350		633,801		674,660		475,577		660,683		1,810,920		2,444,721
Others		—		580		—		—		580		410		—		—		410		990
Derivative contracts financial for hedging purposes		—		—		—		10,741		10,741		241		28,906		101,152		130,299		141,040
Financial liabilities at amortized cost
Current accounts and other demand deposits		14,630,797		—		—		—		14,630,797		—		—		—		—		14,630,797
Saving accounts and time deposits (***)		—		9,205,679		2,636,427		2,073,931		13,916,037		53,594		452		547		54,593		13,970,630
Obligations by repurchase agreements and securities lending		—		109,214		65		515		109,794		—		—		—		—		109,794
Borrowings from financial institutions		—		7,945		161,196		783,552		952,693		150,775		—		—		150,775		1,103,468
Debt financial instruments issued
Letters of credit		—		138		140		161		439		40		86		285		411		850
Bonds		—		4,451		134,852		1,033,995		1,173,298		2,577,932		2,043,457		3,894,532		8,515,921		9,689,219
Other financial obligations		—		284,479		—		—		284,479		—		—		—		—		284,479
Lease liabilities		—		2,252		4,728		19,046		26,026		36,552		18,746		10,105		65,403		91,429
Debt financial instruments issued for regulatory capital purposes		—		1,815		—		112,095		113,910		13,514		11,365		930,090		954,969		1,068,879
Total financial liabilities		14,630,797		9,980,282		3,040,735		4,484,386		32,136,200		3,507,718		2,578,589		5,597,394		11,683,701		43,819,901

(*)	These balances are presented without deduction of impairment, which amount to Ch$35 million.

(**)	These balances are presented without deduction of their respective provisions, which amount to Ch$693,434 million for loans to customers and Ch$1,988 million for borrowings from financial institutions.

(***)

Excludes term saving accounts, which amount to Ch$374,593 million.

	2023
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$

Assets
Cash and due from banks		2,464,648		—		—		—		2,464,648		—		—		—		—		2,464,648
Transactions in the course of collection		—		415,505		—		—		415,505		—		—		—		—		415,505
Financial assets held for trading at fair value through profit or loss
Derivative contracts financial		—		57,011		130,507		309,218		496,736		560,641		314,649		663,514		1,538,804		2,035,540
Debt financial instruments		—		3,363,624		—		—		3,363,624		—		—		—		—		3,363,624
Others		—		409,328		—		—		409,328		—		—		—		—		409,328
Financial assets at fair value through other comprehensive income
Debt Financial Instruments		—		180,968		721,297		1,790,913		2,693,178		257,310		478,175		357,862		1,093,347		3,786,525
Equity Instruments		—		—		—		—		—		—		—		11,912		11,912		11,912
Derivative contracts financial for hedging purposes		—		—		—		14,321		14,321		1,530		21,062		12,152		34,744		49,065
Financial assets at amortized cost
Rights by resale agreements and securities lending		—		61,005		10,322		495		71,822		—		—		—		—		71,822
Debt financial instruments (*)		—		—		—		507,261		507,261		478,818		128,728		316,334		923,880		1,431,141
Loans and advances to Banks (**)		—		2,216,942		73,506		229,483		2,519,931		—		—		—		—		2,519,931
Loans to customers, net (**)		—		5,478,882		2,587,416		6,993,529		15,059,827		7,092,458		3,965,966		11,533,023		22,591,447		37,651,274
Total financial assets		2,464,648		12,183,265		3,523,048		9,845,220		28,016,181		8,390,757		4,908,580		12,894,797		26,194,134		54,210,315

	2023
	Demand		Up to 1 month		Over 1 month and up to 3 months		Over 3 month and up to 12 months		Subtotal up to 1 year		Over 1 year and up to 3 years		Over 3 year and up to 5 years		Over 5 years		Subtotal over 1 year		Total
	MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$		MCh$
Liabilities
Transactions in the course of payment		—		356,871		—		—		356,871		—		—		—		—		356,871
Financial liabilities held for trading at fair value through profit or loss
Derivative contracts financial		—		56,519		141,764		319,273		517,556		566,762		431,076		680,722		1,678,560		2,196,116
Others		—		2,160		126		—		2,286		19		—		—		19		2,305
Derivative contracts financial for hedging purposes		—		—		—		—		—		20,505		3,189		136,908		160,602		160,602
Financial liabilities at amortized cost
Current accounts and other demand deposits		13,670,793		—		—		—		13,670,793		—		—		—		—		13,670,793
Saving accounts and time deposits (***)		—		10,209,874		3,459,981		1,450,857		15,120,712		60,622		595		542		61,759		15,182,471
Obligations by repurchase agreements and securities lending		—		157,015		158		—		157,173		—		—		—		—		157,173
Borrowings from financial institutions		—		176,910		65,902		5,091,283		5,334,095		26,620		—		—		26,620		5,360,715
Debt financial instruments issued
Letters of credit		—		175		282		416		873		171		80		320		571		1,444
Bonds		—		52,443		186,629		956,608		1,195,680		2,138,820		2,075,249		3,948,872		8,162,941		9,358,621
Other financial obligations		—		339,293		—		12		339,305		—		—		—		—		339,305
Lease liabilities		—		2,181		4,314		16,655		23,150		35,619		27,835		14,876		78,330		101,480
Debt financial instruments issued for regulatory capital purposes		—		1,472		—		113,256		114,728		18,826		10,216		896,044		925,086		1,039,814
Total financial liabilities		13,670,793		11,354,913		3,859,156		7,948,360		36,833,222		2,867,964		2,548,240		5,678,284		11,094,488		47,927,710

(*)	These balances are presented without deduction of impairment, which amount to Ch$58 million.

(**)	These balances are presented without deduction of their respective provisions, which amount to Ch$710,187 million for loans to customers and Ch$1,341 million for borrowings from financial institutions.

(***)

Excludes term saving accounts, which amount to Ch$355,725 million.