| Other operating Income and Expenses |
| 34. | Other operating Income and Expenses: |
| a) | During the year 2024, 2023 and 2022, the Bank and its subsidiaries present other operating income, according to the following: |
| | |
2024 | | |
2023 | | |
2022 | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| | |
| | |
| | |
| |
| Expense recovery | |
| 26,179 | | |
| 26,310 | | |
| 1,986 | |
| Revaluation of prepaid monthly payments | |
| 9,771 | | |
| 9,146 | | |
| 17,044 | |
| Revaluation of tax refunds from previous years | |
| 8,451 | | |
| 6,905 | | |
| 204 | |
| Income from investment properties | |
| 7,147 | | |
| 6,793 | | |
| 6,765 | |
| Foreign trade income | |
| 102 | | |
| 98 | | |
| 75 | |
| Release of provisions not related to credit risk | |
| — | | |
| 23,355 | | |
| — | |
| Other income | |
| 127 | | |
| 332 | | |
| 334 | |
| Total | |
| 51,777 | | |
| 72,939 | | |
| 26,408 | |
| b) | During the year 2024, 2023 and 2022, the Bank and its subsidiaries present other operating expenses, according to the following: |
| | |
2024 | | |
2023 | | |
2022 | |
| | |
MCh$ | | |
MCh$ | | |
MCh$ | |
| | |
| | |
| | |
| |
| Write-offs for operating risks | |
| 29,407 | | |
| 30,473 | | |
| 18,391 | |
| Expenses for credit operations of financial leasing | |
| 6,976 | | |
| 4,071 | | |
| 4,786 | |
| Insurance premiums expense to cover operational risk events | |
| 6,275 | | |
| 5,779 | | |
| 5,085 | |
| Legal expenses and trials | |
| 2,847 | | |
| 3,063 | | |
| 1,973 | |
| Card administration | |
| 2,209 | | |
| 606 | | |
| 2,086 | |
| (Release) expense of provisions for operational risk | |
| 558 | | |
| (706 | ) | |
| (900 | ) |
| Provisions for trials and litigation | |
| 419 | | |
| (617 | ) | |
| 1,317 | |
| Write-offs for commercial decisions | |
| 407 | | |
| 290 | | |
| 398 | |
| Life insurance | |
| 343 | | |
| 275 | | |
| 258 | |
| Valuation expense | |
| 256 | | |
| 250 | | |
| 226 | |
| Renegotiated loan insurance premium | |
| 235 | | |
| 290 | | |
| 351 | |
| Expenses for charge-off leased assets recoveries | |
| 195 | | |
| 493 | | |
| 130 | |
| Provision for pending operations (90 days) | |
| (124 | ) | |
| (117 | ) | |
| (429 | ) |
| Expense recovery from operational risk events | |
| (14,314 | ) | |
| (9,216 | ) | |
| (6,050 | ) |
| Other expenses | |
| 350 | | |
| 1,156 | | |
| 1,842 | |
| Total | |
| 36,039 | | |
| 36,090 | | |
| 29,464 | |
|