v3.25.1
Consolidated Statements of Income - CLP ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Profit or loss [abstract]      
Interest and UF indexation revenue $ 3,771,059 $ 4,044,665 $ 4,466,881
Interest and UF indexation expense (1,608,304) (2,123,873) (2,200,752)
Net interest and UF indexation income 2,162,755 1,920,792 2,266,129
Income from commissions 717,347 703,134 671,099
Expense from commissions (161,039) (168,450) (148,860)
Net income from commissions 556,308 534,684 522,239
Net Financial income (expense) 280,480 469,553 306,824
Income attributable to investments in other companies 16,655 13,409 13,031
Result from non-current assets and disposal groups held for sale not admissible as discontinued operations (458) 2,807 4,848
Other operating income 51,777 72,939 26,408
TOTAL OPERATING INCOME, BEFORE EXPECTED CREDIT LOSSES 3,067,517 3,014,184 3,139,479
Expected credit losses (352,706) (201,944) (412,130)
TOTAL OPERATING INCOME, NET OF EXPECTED CREDIT LOSSES 2,714,811 2,812,240 2,727,349
Expenses from salaries and employee benefits (582,547) (582,684) (528,226)
Administrative expenses (416,696) (403,255) (350,367)
Depreciation and amortization (94,601) (92,308) (84,205)
Impairment of non-financial assets (2,851) (1,762) (77)
Other operating expenses (36,039) (36,090) (29,464)
TOTAL OPERATING EXPENSES (1,132,734) (1,116,099) (992,339)
NET OPERATING INCOME 1,582,077 1,696,141 1,735,010
Income taxes (333,601) (322,114) (289,209)
NET INCOME FOR THE YEAR 1,248,476 1,374,027 1,445,801
Attributable to:      
Shareholders of the Bank 1,248,476 1,374,026 1,445,799
Non-controlling interests $ 1 $ 2
Earnings per share:      
Basic earnings (in Pesos per share) $ 12.36 $ 13.6 $ 14.31
Diluted earnings (in Pesos per share) $ 12.36 $ 13.6 $ 14.31