v3.25.1
Consolidated Statements of Financial Position - CLP ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 2,699,076 $ 2,464,648
Transactions in the course of collection 372,456 415,505
Financial assets held for trading at fair value through profit or loss:    
Derivative financial instruments 2,303,353 2,035,540
Debt financial instruments 1,714,381 3,363,624
Others 411,689 409,328
Financial assets at fair value through other comprehensive income:    
Debt financial instruments 2,088,345 3,786,525
Equity instruments 9,492 11,912
Derivative financial instruments for hedging purposes 73,959 49,065
Financial assets at amortized cost:    
Rights by resale agreements and securities lending 87,291 71,822
Debt financial instruments 944,074 1,431,083
Loans and advances to Banks 665,715 2,518,590
Loans to customers - Commercial loans 19,893,412 19,770,403
Loans to customers - Residential mortgage loans 13,197,695 12,277,266
Loans to customers - Consumer loans 5,151,755 4,893,418
Investments in other companies 67,277 65,082
Intangible assets 191,966 170,614
Property and equipment 189,073 201,657
Right-of-use assets 96,879 108,889
Current tax assets 159,869 141,194
Deferred tax assets 322,221 320,406
Other assets 1,373,541 1,186,013
Non-current assets and disposal groups held for sale 42,023 25,457
TOTAL ASSETS 52,055,542 55,718,041
LIABILITIES    
Transactions in the course of payments 283,605 356,871
Financial liabilities held for trading at fair value through profit or loss:    
Derivative financial instruments 2,444,721 2,196,116
Others 990 2,305
Derivative Financial Instruments for hedging purposes 141,040 160,602
Financial liabilities at amortized cost:    
Current accounts and other demand deposits 14,630,797 13,670,793
Saving accounts and time deposits 14,345,223 15,538,196
Obligations by repurchase agreements and securities lending 109,794 157,173
Borrowings from financial institutions 1,103,468 5,360,715
Debt financial instruments issued 9,690,069 9,360,065
Other financial obligations 284,479 339,305
Lease liabilities 91,429 101,480
Regulatory capital financial instruments 1,068,879 1,039,814
Provision for dividends 362,218 373,090
Provisions for contingent loan credit risk 87,485 89,640
Other provisions 43,120 38,020
Current tax liabilities 132 808
Deferred tax liabilities 166
Employee benefits 151,633 154,132
Other liabilities 711,398 696,971
TOTAL LIABILITIES 45,550,646 49,636,096
EQUITY    
Capital 2,418,833 2,418,833
Reserves 1,338,954 1,208,562
Accumulated other comprehensive income 3,777 24,242
Retained earnings:    
Retained earnings from previous periods 1,857,072 1,429,370
Income for the year 1,248,476 1,374,026
Less: Provision for dividends (362,218) (373,090)
Shareholders of the Bank 6,504,894 6,081,943
Non-controlling interest 2 2
TOTAL EQUITY 6,504,896 6,081,945
TOTAL LIABILITIES AND EQUITY $ 52,055,542 $ 55,718,041