Risk Management and Report - Schedule of Interest Rate Cash-Flows of the Banking Book (Details) - CLP ($)
$ in Millions |
Dec. 31, 2024 |
Dec. 31, 2023 |
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Transactions in the course of collection |
$ 372,456
|
$ 415,505
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
2,088,345
|
3,786,525
|
| Rights by resale agreements and securities lending |
10,001
|
10,488
|
| Debt financial instruments |
944,074
|
1,431,083
|
| Loans and advances to Banks |
665,715
|
2,518,590
|
| Loans to customers, net |
38,242,862
|
36,941,087
|
| Transactions in the course of payment |
283,605
|
356,871
|
| Current accounts and other demand deposits |
14,630,797
|
13,670,793
|
| Saving accounts and time deposits |
14,345,223
|
15,538,196
|
| Obligations by repurchase agreements and securities lending |
109,794
|
157,173
|
| Other liabilities |
711,398
|
696,971
|
| Total liabilities |
45,550,646
|
49,636,096
|
| Total [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
297,983
|
317,056
|
| Derivative Financial Instruments for hedging purposes |
2,165,903
|
2,246,585
|
| Current accounts and other demand deposits |
14,287,507
|
13,352,234
|
| Saving accounts and time deposits |
14,304,059
|
15,532,962
|
| Obligations by repurchase agreements and securities lending |
9,984
|
10,450
|
| Borrowings from financial institutions |
1,102,482
|
5,346,563
|
| Debt financial instruments issued |
11,134,144
|
10,663,009
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
284,479
|
1,377,792
|
| Other liabilities |
1,387,499
|
338,915
|
| Total liabilities |
44,974,040
|
49,185,566
|
| Up to 1 month [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
297,983
|
317,056
|
| Derivative Financial Instruments for hedging purposes |
1,588
|
1,508
|
| Current accounts and other demand deposits |
14,287,507
|
13,352,234
|
| Saving accounts and time deposits |
9,437,781
|
10,432,630
|
| Obligations by repurchase agreements and securities lending |
9,984
|
10,450
|
| Borrowings from financial institutions |
21,222
|
44,475
|
| Debt financial instruments issued |
13,893
|
55,897
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
284,479
|
3,006
|
| Other liabilities |
3,140
|
338,891
|
| Total liabilities |
24,357,577
|
24,556,147
|
| 1 to 3 months [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
|
|
| Derivative Financial Instruments for hedging purposes |
2,755
|
1,777
|
| Current accounts and other demand deposits |
|
|
| Saving accounts and time deposits |
2,670,440
|
3,515,344
|
| Obligations by repurchase agreements and securities lending |
|
|
| Borrowings from financial institutions |
159,438
|
65,210
|
| Debt financial instruments issued |
158,375
|
196,986
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
|
|
| Other liabilities |
|
|
| Total liabilities |
2,991,008
|
3,779,317
|
| 3 to 12 months [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
|
|
| Derivative Financial Instruments for hedging purposes |
303,336
|
179,604
|
| Current accounts and other demand deposits |
|
|
| Saving accounts and time deposits |
2,138,233
|
1,517,789
|
| Obligations by repurchase agreements and securities lending |
|
|
| Borrowings from financial institutions |
921,822
|
5,079,495
|
| Debt financial instruments issued |
1,178,285
|
1,097,658
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
|
46,575
|
| Other liabilities |
48,654
|
24
|
| Total liabilities |
4,590,330
|
7,921,145
|
| 1 to 3 years [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
|
|
| Derivative Financial Instruments for hedging purposes |
381,790
|
319,178
|
| Current accounts and other demand deposits |
|
|
| Saving accounts and time deposits |
56,593
|
66,062
|
| Obligations by repurchase agreements and securities lending |
|
|
| Borrowings from financial institutions |
|
157,383
|
| Debt financial instruments issued |
2,983,446
|
2,537,939
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
|
95,774
|
| Other liabilities |
92,974
|
|
| Total liabilities |
3,514,803
|
3,176,336
|
| 3 to 5 years [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
|
|
| Derivative Financial Instruments for hedging purposes |
343,096
|
498,973
|
| Current accounts and other demand deposits |
|
|
| Saving accounts and time deposits |
450
|
595
|
| Obligations by repurchase agreements and securities lending |
|
|
| Borrowings from financial institutions |
|
|
| Debt financial instruments issued |
2,328,034
|
2,351,864
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
|
85,615
|
| Other liabilities |
89,437
|
|
| Total liabilities |
2,761,017
|
2,937,047
|
| Over 5 years [Member] |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Transactions in the course of payment |
|
|
| Derivative Financial Instruments for hedging purposes |
1,133,338
|
1,245,545
|
| Current accounts and other demand deposits |
|
|
| Saving accounts and time deposits |
562
|
542
|
| Obligations by repurchase agreements and securities lending |
|
|
| Borrowings from financial institutions |
|
|
| Debt financial instruments issued |
4,472,111
|
4,422,665
|
| Financial instruments of regulatory capital issued (subordinated bonds) |
|
1,146,822
|
| Other liabilities |
1,153,294
|
|
| Total liabilities |
6,759,305
|
6,815,574
|
| Market risk [Member] | Total [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
2,677,676
|
2,441,580
|
| Transactions in the course of collection |
382,677
|
403,734
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
2,088,290
|
3,784,934
|
| Derivative financial instruments for hedging purposes |
1,994,846
|
2,004,002
|
| Rights by resale agreements and securities lending |
|
74,796
|
| Debt financial instruments |
1,003,401
|
1,515,514
|
| Loans and advances to Banks |
673,462
|
2,524,830
|
| Loans to customers, net |
46,542,338
|
44,790,001
|
| Total Assets |
55,362,690
|
57,539,391
|
| Market risk [Member] | Up to 1 month [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
2,677,676
|
2,441,580
|
| Transactions in the course of collection |
382,677
|
403,734
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
143,990
|
282,697
|
| Derivative financial instruments for hedging purposes |
747
|
773
|
| Rights by resale agreements and securities lending |
|
74,796
|
| Debt financial instruments |
|
|
| Loans and advances to Banks |
398,595
|
2,216,985
|
| Loans to customers, net |
5,417,405
|
5,464,339
|
| Total Assets |
9,021,090
|
10,884,904
|
| Market risk [Member] | 1 to 3 months [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
|
|
| Transactions in the course of collection |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
272,612
|
748,488
|
| Derivative financial instruments for hedging purposes |
8,544
|
5,738
|
| Rights by resale agreements and securities lending |
|
|
| Debt financial instruments |
25,951
|
9,012
|
| Loans and advances to Banks |
58,098
|
74,312
|
| Loans to customers, net |
3,126,005
|
2,859,489
|
| Total Assets |
3,491,210
|
3,697,039
|
| Market risk [Member] | 3 to 12 months [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
|
|
| Transactions in the course of collection |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
867,605
|
1,864,717
|
| Derivative financial instruments for hedging purposes |
311,890
|
208,234
|
| Rights by resale agreements and securities lending |
|
|
| Debt financial instruments |
11,478
|
530,044
|
| Loans and advances to Banks |
216,769
|
233,533
|
| Loans to customers, net |
8,684,037
|
8,212,594
|
| Total Assets |
10,091,779
|
11,049,122
|
| Market risk [Member] | 1 to 3 years [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
|
|
| Transactions in the course of collection |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
490,101
|
461,590
|
| Derivative financial instruments for hedging purposes |
442,555
|
328,274
|
| Rights by resale agreements and securities lending |
|
|
| Debt financial instruments |
500,385
|
503,956
|
| Loans and advances to Banks |
|
|
| Loans to customers, net |
8,875,282
|
9,064,150
|
| Total Assets |
10,308,323
|
10,357,970
|
| Market risk [Member] | 3 to 5 years [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
|
|
| Transactions in the course of collection |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
217,174
|
270,129
|
| Derivative financial instruments for hedging purposes |
337,594
|
531,229
|
| Rights by resale agreements and securities lending |
|
|
| Debt financial instruments |
159,001
|
159,932
|
| Loans and advances to Banks |
|
|
| Loans to customers, net |
5,369,386
|
5,082,957
|
| Total Assets |
6,083,155
|
6,044,247
|
| Market risk [Member] | Over 5 years [Member] |
|
|
| Schedule of Interest Rate Cash-Flows of the Banking Book [Line Items] |
|
|
| Cash and due from banks |
|
|
| Transactions in the course of collection |
|
|
| Financial assets at fair value through other comprehensive income: |
|
|
| Debt financial instruments |
96,808
|
157,313
|
| Derivative financial instruments for hedging purposes |
893,516
|
929,754
|
| Rights by resale agreements and securities lending |
|
|
| Debt financial instruments |
306,586
|
312,570
|
| Loans and advances to Banks |
|
|
| Loans to customers, net |
15,070,223
|
14,106,472
|
| Total Assets |
$ 16,367,133
|
$ 15,506,109
|