v3.25.1
Income and Expenses from Commissions - Schedule of Income and Expenses from Commissions (Details) - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Income from commissions and services rendered      
Comissions from debit and credit card services $ 231,343 $ 238,523 $ 217,342
Remuneration from administration of mutual funds, investment funds or others 142,311 118,170 121,028
Comissions from collections and payments 80,326 81,043 87,541
Comissions from portfolio management 68,969 62,218 59,812
Comissions from guarantees and letters of credit 41,923 37,399 35,381
Brand use agreement 29,082 32,655 26,333
Insurance not related to the granting of credits to natural persons 25,303 24,772 21,594
Use of distribution channel 24,670 31,184 27,135
Comissions from trading and securities management 19,653 17,287 19,238
Insurance related to the granting of credits to natural persons 11,942 15,428 14,237
Insurance not related to the granting of credits to legal entities 5,144 7,317 4,197
Comissions from lines of credit and current account overdrafts 4,978 4,958 4,607
Financial advisory services 2,688 5,274 9,070
Insurance related to the granting of credits to legal entities 2,007 2,098 1,706
Comissions from factoring operations services 1,313 1,380 1,394
Loan commissions with letters of credit 68 106 212
Other commission earned 25,627 23,322 20,272
Total 717,347 703,134 671,099
of which: recognized over time 706,602 678,513 648,706
of which: recognized at a point in time 10,745 24,621 22,393
Expenses from commissions and services received      
Commissions from card transactions 59,763 54,981 49,223
Expenses from obligations of loyalty and merit card customers programs 39,518 39,731 34,324
Interbank transactions 39,471 50,734 41,012
Commissions from use of card brands license 8,529 9,115 9,224
Comissions from securities transaction 5,293 4,995 5,599
Collections and payments 4,120 4,279 4,469
Other commissions from services received 4,345 4,615 5,009
Total $ 161,039 $ 168,450 $ 148,860