v3.25.1
Provisions for Contingent Loans Credit Risk - Schedule of Changes in Outstanding Exposures and Corresponding Allowance (Details) - CLP ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period $ 13,547,435 $ 12,890,795
Net change on exposures 1,002,786 548,811
Transfer to Stage 1
Transfer to Stage 2
Transfer to Stage 3
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 530,547 107,829
Total 15,080,768 13,547,435
ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 89,640 143,489
Net change on exposures (5,024) (49,038)
Transfer to Stage 1
Transfer to Stage 2
Transfer to Stage 3
Impact on year-end ECL of exposures transferred between stages during the year 825 (3,954)
Refinements to models used for calculation (883)
Foreign exchange adjustments 2,044 26
Total 87,485 89,640
Stage 1 - Individual [Member] | Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 4,775,026 4,622,212
Net change on exposures 446,635 134,675
Transfer to Stage 1 51,618 125,611
Transfer to Stage 2 (64,150) (134,046)
Transfer to Stage 3 (230) (505)
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 119,479 27,079
Total 5,328,378 4,775,026
Stage 1 - Individual [Member] | ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 12,464 13,964
Net change on exposures (2,010) (3,390)
Transfer to Stage 1 278 6,860
Transfer to Stage 2 (178) (381)
Transfer to Stage 3 (1) (1)
Impact on year-end ECL of exposures transferred between stages during the year (137) (6,476)
Refinements to models used for calculation 1,862
Foreign exchange adjustments 268 26
Total 10,684 12,464
Stage 1 - Group [Member] | Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 8,422,110 7,908,219
Net change on exposures 640,430 532,694
Transfer to Stage 1 724,421 724,027
Transfer to Stage 2 (781,359) (819,344)
Transfer to Stage 3 (4,778) (3,613)
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 396,212 80,127
Total 9,397,036 8,422,110
Stage 1 - Group [Member] | ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 59,093 101,406
Net change on exposures 1,862 (36,053)
Transfer to Stage 1 9,166 8,188
Transfer to Stage 2 (6,138) (8,505)
Transfer to Stage 3 (55) (46)
Impact on year-end ECL of exposures transferred between stages during the year (4,400) (2,110)
Refinements to models used for calculation (4,016)
Foreign exchange adjustments 1,500 229
Total 61,028 59,093
Stage 2 - Individual [Member] | Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 68,290 106,552
Net change on exposures (10,584) (37,786)
Transfer to Stage 1 (51,590) (125,550)
Transfer to Stage 2 64,276 134,146
Transfer to Stage 3 (11,105) (7,409)
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 876 (1,663)
Total 60,163 68,290
Stage 2 - Individual [Member] | ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 6,242 16,785
Net change on exposures (1,642) (4,364)
Transfer to Stage 1 (269) (6,811)
Transfer to Stage 2 242 450
Transfer to Stage 3 (172) (1,161)
Impact on year-end ECL of exposures transferred between stages during the year 497 1,382
Refinements to models used for calculation 231
Foreign exchange adjustments 25 (270)
Total 4,923 6,242
Stage 2 - Group [Member] | Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 254,564 223,861
Net change on exposures (61,617) (67,851)
Transfer to Stage 1 (718,951) (719,174)
Transfer to Stage 2 781,686 819,755
Transfer to Stage 3 (6,390) (4,232)
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 13,573 2,205
Total 262,865 254,564
Stage 2 - Group [Member] | ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 2,364 1,724
Net change on exposures (72) (1,166)
Transfer to Stage 1 (6,839) (5,503)
Transfer to Stage 2 6,272 8,712
Transfer to Stage 3 (1,511) (385)
Impact on year-end ECL of exposures transferred between stages during the year 2,192 (2,001)
Refinements to models used for calculation 979
Foreign exchange adjustments 54 4
Total 2,460 2,364
Stage 3 - Individual [Member] | Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 18,861 17,709
Net change on exposures (5,580) (6,624)
Transfer to Stage 1 (28) (61)
Transfer to Stage 2 (126) (100)
Transfer to Stage 3 11,335 7,914
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 41 23
Total 24,503 18,861
Stage 3 - Individual [Member] | ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 5,417 3,654
Net change on exposures (2,106) (3,062)
Transfer to Stage 1 (9) (49)
Transfer to Stage 2 (64) (69)
Transfer to Stage 3 173 1,162
Impact on year-end ECL of exposures transferred between stages during the year 1,314 3,769
Refinements to models used for calculation
Foreign exchange adjustments 23 12
Total 4,748 5,417
Stage 3 - Group [Member] | Gross carrying amount [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 8,584 12,242
Net change on exposures (6,498) (6,297)
Transfer to Stage 1 (5,470) (4,853)
Transfer to Stage 2 (327) (411)
Transfer to Stage 3 11,168 7,845
Impact on year-end ECL of exposures transferred between stages during the year
Refinements to models used for calculation
Foreign exchange adjustments 366 58
Total 7,823 8,584
Stage 3 - Group [Member] | ECL [Member]    
Schedule of Changes in Outstanding Exposures and Corresponding Allowance [Line Items]    
Outstanding exposure as at beginning of period 4,060 5,956
Net change on exposures (1,056) (1,003)
Transfer to Stage 1 (2,327) (2,685)
Transfer to Stage 2 (134) (207)
Transfer to Stage 3 1,566 431
Impact on year-end ECL of exposures transferred between stages during the year 1,359 1,482
Refinements to models used for calculation 61
Foreign exchange adjustments 174 25
Total $ 3,642 $ 4,060