v3.25.1
Business Segment - Schedule of Income, and Assets and Liabilities by Segment (Details) - CLP ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation $ 2,162,755 $ 1,920,792 $ 2,266,129
Net commissions income 556,308 534,684 522,239
Net financial income 280,480 469,553 306,824
Other income 51,319 75,746 31,256
Income attributable to investments in other companies 16,655 13,409 13,031
Operating income, before expected credit losses 3,067,517 3,014,184 3,139,479
Expenses for expected credit losses (352,706) (201,944) (412,130)
Total operating income, after expected credit losses 2,714,811 2,812,240 2,727,349
Expenses from salaries and employee benefits (582,547) (582,684) (528,226)
Administrative expenses (416,696) (403,255) (350,367)
Depreciation and amortization (94,601) (92,308) (84,205)
Impairment of non-financial assets (2,851) (1,762) (77)
Other operating expenses (36,039) (36,090) (29,464)
Total operating expenses (1,132,734) (1,116,099) (992,339)
Net operating income 1,582,077 1,696,141 1,735,010
Income taxes (333,601) (322,114) (289,209)
Net income after taxes 1,248,476 1,374,027 1,445,801
Assets 51,573,452 55,256,441 54,553,267
Current and deferred taxes 482,090 461,600 555,587
Total assets 52,055,542 55,718,041 55,108,854
Liabilities 45,550,348 49,635,288 49,676,485
Current and deferred taxes 298 808 932
Total liabilities 45,550,646 49,636,096 49,677,417
Retail [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation 1,503,824 1,427,085 1,446,658
Net commissions income 323,869 321,736 301,671
Net financial income 15,885 10,771 8,248
Other income 44,156 54,623 22,422
Income attributable to investments in other companies 9,291 9,624 9,471
Operating income, before expected credit losses 1,897,025 1,823,839 1,788,470
Expenses for expected credit losses (364,712) (373,169) (323,364)
Total operating income, after expected credit losses 1,532,313 1,450,670 1,465,106
Expenses from salaries and employee benefits (382,339) (380,149) (339,850)
Administrative expenses (337,630) (326,380) (267,664)
Depreciation and amortization (78,908) (76,893) (69,100)
Impairment of non-financial assets (1,147) (1,773) (9)
Other operating expenses (25,583) (28,439) (22,180)
Total operating expenses (825,607) (813,634) (698,803)
Net operating income 706,706 637,036 766,303
Assets 24,831,698 23,583,402 21,676,597
Liabilities 18,014,282 19,123,031 17,586,680
Wholesale [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation 744,346 790,083 863,104
Net commissions income 90,259 81,680 73,105
Net financial income 47,410 54,902 57,389
Other income 7,822 24,913 8,649
Income attributable to investments in other companies 6,385 3,366 3,180
Operating income, before expected credit losses 896,222 954,944 1,005,427
Expenses for expected credit losses (26,033) 9,164 (103,745)
Total operating income, after expected credit losses 870,189 964,108 901,682
Expenses from salaries and employee benefits (110,857) (110,822) (102,395)
Administrative expenses (75,140) (74,445) (66,547)
Depreciation and amortization (8,002) (8,502) (8,540)
Impairment of non-financial assets (5) (122)
Other operating expenses (9,973) (6,841) (6,880)
Total operating expenses (203,972) (200,615) (184,484)
Net operating income 666,217 763,493 717,198
Assets 13,259,610 13,247,584 13,576,675
Liabilities 10,790,972 10,671,254 10,151,503
Treasury [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation (105,115) (316,290) (60,758)
Net commissions income 4,376 1,725 (2,280)
Net financial income 160,589 336,515 172,949
Other income
Income attributable to investments in other companies 980 342 279
Operating income, before expected credit losses 60,830 22,292 110,190
Expenses for expected credit losses (1,009) 2,754 (8,009)
Total operating income, after expected credit losses 59,821 25,046 102,181
Expenses from salaries and employee benefits (2,974) (2,972) (2,644)
Administrative expenses (1,676) (1,866) (1,771)
Depreciation and amortization (302) (289) (424)
Impairment of non-financial assets
Other operating expenses (2) (3)
Total operating expenses (4,954) (5,130) (4,839)
Net operating income 54,867 19,916 97,342
Assets 12,590,222 17,530,710 18,587,455
Liabilities 17,199,083 20,219,857 22,167,730
Subsidiaries [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation (3,759) (11,162) (13,592)
Net commissions income 190,192 173,416 174,423
Net financial income 52,858 66,521 64,933
Other income 3,408 3,400 3,530
Income attributable to investments in other companies 396 1,100 650
Operating income, before expected credit losses 243,095 233,275 229,944
Expenses for expected credit losses
Total operating income, after expected credit losses 243,095 233,275 229,944
Expenses from salaries and employee benefits (86,397) (88,761) (83,356)
Administrative expenses (48,178) (39,052) (34,651)
Depreciation and amortization (7,389) (6,624) (6,141)
Impairment of non-financial assets (1,704) 16 54
Other operating expenses (1,420) (1,777) (1,501)
Total operating expenses (145,088) (136,198) (125,595)
Net operating income 98,007 97,077 104,349
Assets 924,392 986,697 925,064
Liabilities 694,984 777,170 727,529
Subtotal [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation 2,139,296 1,889,716 2,235,412
Net commissions income 608,696 578,557 546,919
Net financial income 276,742 468,709 303,519
Other income 55,386 82,936 34,601
Income attributable to investments in other companies 17,052 14,432 13,580
Operating income, before expected credit losses 3,097,172 3,034,350 3,134,031
Expenses for expected credit losses (391,754) (361,251) (435,118)
Total operating income, after expected credit losses 2,705,418 2,673,099 2,698,913
Expenses from salaries and employee benefits (582,567) (582,704) (528,245)
Administrative expenses (462,624) (441,743) (370,633)
Depreciation and amortization (94,601) (92,308) (84,205)
Impairment of non-financial assets (2,851) (1,762) (77)
Other operating expenses (36,978) (37,060) (30,561)
Total operating expenses (1,179,621) (1,155,577) (1,013,721)
Net operating income 1,525,797 1,517,522 1,685,192
Income taxes (318,405) (273,887) (275,757)
Net income after taxes 1,207,392 1,243,635 1,409,435
Assets 51,605,922 55,348,393 54,765,791
Current and deferred taxes 716,698 681,012 726,910
Total assets 52,322,620 56,029,405 55,492,701
Liabilities 46,699,321 50,791,312 50,633,442
Current and deferred taxes 298 808 932
Total liabilities 46,699,619 50,792,120 50,634,374
Reclassifications and adjustments to conform [Member]      
Schedule of Income, and Assets and Liabilities by Segment [Line Items]      
Net interest income and UF indexation 23,459 31,076 30,717
Net commissions income (52,388) (43,873) (24,680)
Net financial income 3,738 844 3,305
Other income (4,067) (7,190) (3,345)
Income attributable to investments in other companies (397) (1,023) (549)
Operating income, before expected credit losses (29,655) (20,166) 5,448
Expenses for expected credit losses 39,048 159,307 22,988
Total operating income, after expected credit losses 9,393 139,141 28,436
Expenses from salaries and employee benefits 20 20 19
Administrative expenses 45,928 38,488 20,266
Depreciation and amortization
Impairment of non-financial assets
Other operating expenses 939 970 1,097
Total operating expenses 46,887 39,478 21,382
Net operating income 56,280 178,619 49,818
Income taxes (15,196) (48,227) (13,452)
Net income after taxes 41,084 130,392 36,366
Assets (32,470) (91,952) (212,524)
Current and deferred taxes (234,608) (219,412) (171,323)
Total assets (267,078) (311,364) (383,847)
Liabilities (1,148,973) (1,156,024) (956,957)
Current and deferred taxes
Total liabilities $ (1,148,973) $ (1,156,024) $ (956,957)