Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2024

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

The following table shows the Group’s operations by business segment for the years ended December 31, 2022, 2023 and 2024. Other represents revenue and expenses that are not allocated to reportable segments and corporate related items.

		For the year ended December 31, 2024
		Agency				Claims Adjusting				Other				Consolidated				Consolidated
		RMB				RMB				RMB				RMB				USD
		(In thousands)
Total revenues			1,331,778				477,053				—				1,808,832				247,809

Operating costs and expenses:
Cost of revenues			(799,781	)			(313,085	)			—				(1,112,866	)			(152,462	)
Selling expenses			(86,372	)			(104,289	)			(17,922	)			(208,583	)			(28,576	)
General and administrative expenses			(329,519	)			(48,403	)			(141,183	)			(519,105	)			(71,117	)
Impairment loss			(404,121	)											(404,121	)			(55,364	)
Total operating costs and expenses			(1,619,793	)			(465,779	)			(159,105	)			(2,244,675	)			(307,519	)

Operating profit			(288,015	)			11,275				(159,105	)			(435,843	)			(59,710	)

Gains or loss from fair value change			—				—				(78,499	)			(78,499	)			(10,754	)
Investment income			42,288				—				—				42,288				5,793
Gains from the disposal of subsidiaries											897,306				897,306				122,930
Interest income			2,144				648				12,948				15,740				2,156
Financial cost			(4,450	)			(2	)			1,135				(3,317	)			(454	)
others,net			(136,875	)			12				112,429				(24,434	)			(3,346	)

Income (loss) before income taxes			(384,908	)			11,933				786,214				413,241				56,615

Income Tax expense			11,867				(6,761	)			(103,822	)			(98,715	)			(13,524	)
Share of Loss of affiliates											(5,052	)			(5,052	)			(692	)

Net income (loss)			(373,041	)			5,172				677,340				309,474				42,399
Less: net income (loss) attributable to noncontrolling interests			(148,720	)			3,234				—				(145,485	)			(19,931	)
Net income (loss) attributable to AIFU Inc.			(224,321	)			1,938				677,340				454,959				62,330

		For the year ended December 31, 2023
		Agency				Claims adjusting				Other				Consolidated
		RMB				RMB				RMB				RMB
Net revenues:		(In thousands)
Total net revenues			2,760,448				437,941				—				3,198,389
Operating costs and expenses:
Total operating costs			(1,868,672	)			(276,744	)			—				(2,145,416	)
Selling expenses			(131,934	)			(98,393	)			(19,896	)			(250,223	)
General and administrative expenses			(421,780	)			(43,452	)			(141,693	)			(606,925	)
Impairment loss			—				—				—				—
Total operating costs and expenses			(2,422,386	)			(418,589	)			(161,589	)			(3,002,564	)
Income (Loss) from operations			338,062				19,352				(161,589	)			195,825
Other income, net:
Gains (Losses) from fair value change			—				—				102,867				102,867
Investment income related to the realized gain on available-for-sale investments			7,221				856				41,029				49,106
Gains (Losses) from the disposal of subsidiaries			(2,904	)			—				—				(2,904	)
Interest income			1,448				740				13,557				15,745
Financial cost			(10,055	)			—				—				(10,055	)
Others, net			3,457				(19,897	)			15,674				(766	)
Income before income taxes, share of income and impairment of affiliates, net			337,229				1,051				11,538				349,818
Income tax expense			(57,086	)			(196	)			(2,120	)			(59,402	)
Share of income of affiliates, net of impairment			(1,317	)			—				—				(1,317	)
Net income			278,826				855				9,418				289,099
Less: net (loss) income attributable to the noncontrolling interests			4,773				3,849				—				8,622
Net income attributable to the Company’s shareholders			274,053				(2,994	)			9,418				280,477

		For the year ended December 31, 2022
		Agency				Claims adjusting				Other				Consolidated
		RMB				RMB				RMB				RMB
		(In thousands)
Net revenues:
Total net revenues			2,376,851				404,763				—				2,781,614
Operating costs and expenses:
Total operating costs			(1,527,572	)			(268,031	)			—				(1,795,603	)
Selling expenses			(159,547	)			(102,943	)			(10,216	)			(272,706	)
General and administrative expenses			(370,859	)			(45,645	)			(128,126	)			(544,630	)
Impairment loss			—				—				—				—
Total operating costs and expenses			(2,057,978	)			(416,619	)			(138,342	)			(2,612,939	)
Income (Loss) from operations			318,873				(11,856	)			(138,342	)			168,675
Other income, net:
Gains (Losses) from fair value change			—				—				—				—
Investment income related to the realized gain on available-for-sale investments			217				599				16,993				17,809
Gains (Losses) from the disposal of subsidiaries			—				—				—				—
Interest income			1,092				529				12,053				13,674
Others, net			2,994				(24,311	)			17,494				(3,823	)
Income before income taxes, share of income and impairment of affiliates, net			323,176				(35,039	)			(91,802	)			196,335
Income tax expense(benifit)			(78,993	)			9,074				28,903				(41,016	)
Share of income of affiliates, net of impairment							(272	)			(69,324	)			(69,596	)
Net income			244,183				(26,237	)			(132,223	)			85,723
Less: net (loss) income attributable to the noncontrolling interests			—				(14,549	)			—				(14,549	)
Net income attributable to the Company’s shareholders			244,183				(11,688	)			(132,223	)			100,272