The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 3,943,718 15,982 SH SOLE 15,982 0 0
ISHARES TR RUS 1000 ETF 464287622 139,211,283 453,841 SH SOLE 453,841 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 41,673,624 208,901 SH SOLE 208,901 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 149,275,551 588,023 SH SOLE 588,023 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 42,225,774 523,568 SH SOLE 523,568 0 0
ISHARES INC CORE MSCI EMKT 46434G103 30,596,745 566,921 SH SOLE 566,921 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 27,599,378 402,558 SH SOLE 402,558 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 4,198,310 184,379 SH SOLE 184,379 0 0
ISHARES TR MSCI EAFE ETF 464287465 20,781,977 254,276 SH SOLE 254,276 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 14,587,108 317,318 SH SOLE 317,318 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 14,900,493 495,033 SH SOLE 495,033 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15,964,834 723,045 SH SOLE 723,045 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7,853,573 15,282 SH SOLE 15,282 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,434,913 1,083,666 SH SOLE 1,083,666 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 855,877 48,657 SH SOLE 48,657 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,040,684 40,848 SH SOLE 40,848 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,635,280 7,298 SH SOLE 7,298 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,552,874 19,182 SH SOLE 19,182 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,042,530 19,907 SH SOLE 19,907 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,057,717 13,399 SH SOLE 13,399 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,091,023 10,843 SH SOLE 10,843 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 826,637 10,560 SH SOLE 10,560 0 0
EXCHANGE PLACE ADVISORS TRUS NORTH SQUARE RCI 301471108 5,004,000 200,000 SH SOLE 200,000 0 0
APPLE INC COM 037833100 2,648,012 11,921 SH SOLE 11,921 0 0
ABBVIE INC COM 00287Y109 5,701,039 27,210 SH SOLE 27,210 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,452,010 7,858 SH SOLE 7,858 0 0
ANALOG DEVICES INC COM 032654105 3,384,023 16,780 SH SOLE 16,780 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,868,203 26,457 SH SOLE 26,457 0 0
ALAMOS GOLD INC NEW COM CL A 011532108 2,847,275 106,480 SH SOLE 106,480 0 0
AMERIPRISE FINL INC COM 03076C106 5,093,805 10,522 SH SOLE 10,522 0 0
AIR PRODS & CHEMS INC COM 009158106 1,305,316 4,426 SH SOLE 4,426 0 0
BROADCOM INC COM 11135F101 9,472,352 56,575 SH SOLE 56,575 0 0
AMERICAN EXPRESS CO COM 025816109 2,052,313 7,628 SH SOLE 7,628 0 0
BLACKROCK INC COM 09290D101 3,337,288 3,526 SH SOLE 3,526 0 0
CITIZENS FINL GROUP INC COM 174610105 1,254,174 30,612 SH SOLE 30,612 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,190,751 4,431 SH SOLE 4,431 0 0
CINTAS CORP COM 172908105 1,875,256 9,124 SH SOLE 9,124 0 0
CHEVRON CORP NEW COM 166764100 1,897,403 11,342 SH SOLE 11,342 0 0
DIGITAL RLTY TR INC COM 253868103 700,115 4,886 SH SOLE 4,886 0 0
EQUINIX INC COM 29444U700 1,588,302 1,948 SH SOLE 1,948 0 0
EATON CORP PLC SHS G29183103 6,065,343 22,313 SH SOLE 22,313 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 280,050 3,750 SH SOLE 3,750 0 0
GENERAL DYNAMICS CORP COM 369550108 1,357,448 4,980 SH SOLE 4,980 0 0
CORNING INC COM 219350105 3,155,387 68,925 SH SOLE 68,925 0 0
HOME DEPOT INC COM 437076102 4,254,949 11,610 SH SOLE 11,610 0 0
JPMORGAN CHASE & CO. COM 46625H100 6,939,292 28,289 SH SOLE 28,289 0 0
KINROSS GOLD CORP COM 496902404 2,860,087 226,811 SH SOLE 226,811 0 0
COCA COLA CO COM 191216100 341,914 4,774 SH SOLE 4,774 0 0
ELI LILLY & CO COM 532457108 8,534,954 10,334 SH SOLE 10,334 0 0
LOCKHEED MARTIN CORP COM 539830109 1,462,529 3,274 SH SOLE 3,274 0 0
MARRIOTT INTL INC NEW CL A 571903202 1,278,896 5,369 SH SOLE 5,369 0 0
MCDONALDS CORP COM 580135101 4,437,528 14,206 SH SOLE 14,206 0 0
MCKESSON CORP COM 58155Q103 867,484 1,289 SH SOLE 1,289 0 0
MONDELEZ INTL INC CL A 609207105 1,922,598 28,336 SH SOLE 28,336 0 0
META PLATFORMS INC CL A 30303M102 4,784,364 8,301 SH SOLE 8,301 0 0
MARSH & MCLENNAN COS INC COM 571748102 3,313,439 13,578 SH SOLE 13,578 0 0
MARATHON PETE CORP COM 56585A102 209,794 1,440 SH SOLE 1,440 0 0
MERCK & CO INC COM 58933Y105 1,893,218 21,092 SH SOLE 21,092 0 0
MICROSOFT CORP COM 594918104 8,868,589 23,625 SH SOLE 23,625 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 6,906,453 15,775 SH SOLE 15,775 0 0
NEXTERA ENERGY INC COM 65339F101 2,221,834 31,342 SH SOLE 31,342 0 0
PAYCHEX INC COM 704326107 3,438,901 22,290 SH SOLE 22,290 0 0
PEPSICO INC COM 713448108 421,781 2,813 SH SOLE 2,813 0 0
PROCTER AND GAMBLE CO COM 742718109 3,348,753 19,650 SH SOLE 19,650 0 0
PARKER-HANNIFIN CORP COM 701094104 5,620,789 9,247 SH SOLE 9,247 0 0
PNC FINL SVCS GROUP INC COM 693475105 2,129,102 12,113 SH SOLE 12,113 0 0
PHILLIPS 66 COM 718546104 1,431,874 11,596 SH SOLE 11,596 0 0
QUALCOMM INC COM 747525103 3,549,159 23,105 SH SOLE 23,105 0 0
RTX CORPORATION COM 75513E101 2,252,217 17,003 SH SOLE 17,003 0 0
SOUTHERN CO COM 842587107 4,128,279 44,897 SH SOLE 44,897 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,117,188 12,748 SH SOLE 12,748 0 0
STRYKER CORPORATION COM 863667101 2,584,160 6,942 SH SOLE 6,942 0 0
TJX COS INC NEW COM 872540109 1,306,549 10,727 SH SOLE 10,727 0 0
UNITED RENTALS INC COM 911363109 1,540,429 2,458 SH SOLE 2,458 0 0
VISA INC COM CL A 92826C839 3,315,702 9,461 SH SOLE 9,461 0 0
VICI PPTYS INC COM 925652109 1,028,672 31,535 SH SOLE 31,535 0 0
VALERO ENERGY CORP COM 91913Y100 752,403 5,697 SH SOLE 5,697 0 0
WEC ENERGY GROUP INC COM 92939U106 2,184,504 20,045 SH SOLE 20,045 0 0
WELLTOWER INC COM 95040Q104 2,184,162 14,256 SH SOLE 14,256 0 0
EXXON MOBIL CORP COM 30231G102 1,498,042 12,596 SH SOLE 12,596 0 0