April 25,
2025
RiverSource Life Insurance Company
70100 Ameriprise Financial Center
Minneapolis, MN 55474
Re:
RiverSource Life Insurance Company
on behalf of RiverSource Variable Account 10
Post-Effective Amendment No. 5 on Form N-4
File numbers 333-262312/811-07355
RiverSource RAVA Apex Variable Annuity
I am familiar with the establishment of theRiverSource Variable Account 10 (“Account”), which is a separate account of RiverSource Life Insurance Company (“Company”) established by the Company’s
Board of Directors according to applicable insurance law. I also am familiar with the above-referenced Registration Statement filed by the Company on behalf of the
Account with the Securities and Exchange Commission.
I have made such examination of law and examined such documents and records as in my judgment are necessary and appropriate
to enable me to give the following opinion:
1. The Company is duly incorporated, validly existing and in good standing under applicable state law and is duly licensed or qualified to do business in each jurisdiction where it transacts business. The Company has all corporate powers required to carry on its business and to issue the contracts.
2. The Account is a validly created and existing separate account of the Company and is duly authorized to issue the securities registered.
3. The contracts issued by the Company, when offered and sold in accordance with the prospectus contained in the Registration Statement and in compliance with applicable law, will be legally issued and represent binding obligations of its Company in accordance with their terms.
I hereby consent to the filing of this opinion as an exhibit to the Registration Statement.
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Nicole D. Wood Assistant General Counsel and Assistant Secretary |
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