April 30, 2025

			Page
Special Terms			2
Updated Information About Your Contract			2
Key Information Table			2
Appendix A - Investment Options Available Under the Contract			APP A-1

The following is a summary of certain contract features that have changed since May 1, 2024. This does not reflect all of the changes that have occurred since you entered into your contract.

• Effective July 15, 2024, Franklin Advisers, Inc. is added as a Subadviser for Putnam VT Core Equity Fund, Putnam VT Large Cap Growth Fund, and Putnam VT Large Cap Value Fund.

FEES AND EXPENSES

Location in Prospectus

Charges for Early Withdrawals

Your Contract may be subject to surrender charges depending on the class of Contract that you own (i.e., B Share, C Share, I Share and L Share). Surrender charges may apply to both partial and full Surrenders.These surrender charges (if any) do not apply to certain types of withdrawals, such as withdrawals that do not exceed the annual amount that may be withdrawn without surrender charges. •B Share. If you withdraw money from your contract within 9 years following your last premium payment, you may be assessed a surrender charge of up to 7% (as a percentage if premium payments withdrawn), declining to 0% over that time period. •C Share. If you withdraw money from your contract within 2 years following your last premium payment, you may be assessed a surrender charge of up to 2% (as a percentage if premium payments withdrawn), declining to 0% over that time period. •I Share. No surrender charges. •L Share. If you withdraw money from your contract within 5 years following your last premium payment, you may be assessed a surrender charge of up to 7% (as a percentage of premium payments withdrawn), declining to 0% over that time period. For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $7,000 for a B Share contract or $8,000 for an L Share contract or $2,000 for a C Share contract. No surrender charges would apply to an I Share contract. If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.

2. Fee Summary 4. Information On your Account b. Charges and Fees - Sales Charges - Contingent Deferred Sales Charges

Transaction Charges

A Sales Load of up to 5.5% applies to all Premium Payments. Other than Sales Loads on Premium Payments, there are no charges for other contract transactions (e.g., transferring money between investment options).

2. Fee Summary 4. Information On your Account b. Charges and Fees - Sales Charges - Front-End Sales Charge and Distribution Charge

Ongoing Fees and Expenses (annual charges)

The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.

2. Fee Summary 4. Information on your Account b. Charges and Fees

Annual Fee

Minimum

Maximum

Base Contract (varies by contract class)

0.51%¹

0.51%¹

Investment Options (fund fees and expenses)

0.36%²

1.57%²

Optional benefits available for an additional charge (for a single optional benefit, if elected)

0.75%3

1.50%3

1 As a percentage of average daily Sub-Account Values. 2 As a percentage of fund net assets. 3 As a percentage of average daily Contract Value.

Because your contract is customizable, the choices you may effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.

Lowest Annual Cost: $1,007

Highest Annual Cost: $3,685

Assumes:

Assumes:

•Investment of $100,000

•Investment of $100,000

•5% annual appreciation

•5% annual appreciation

•Least expensive combination of contract classes and fund fees and expenses

•Most expensive combination of contract classes, optional benefits and fund fees and expenses

•No sales charges or advisory fees

•No sales charges or advisory fees

•No additional premium payments, transfers or withdrawals

•No additional premium payments, transfers or withdrawals

•No optional benefits

RISKS

Location in Prospectus

Risk of Loss

You can lose money by investing in this contract, including loss of principal.

2. Fee Summary 3. Management of the Contract - Fixed Accumulation Feature 4. Information on your Account b. Charges and Fees - Sales Charges - Contingent Deferred Sales Charges (CDSC) - B, C and L Share Contracts Only Appendix Tax

Not a Short-Term Investment

•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. •Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive. •The benefits of tax deferral, long-term income, and living benefit guarantees mean the contract is generally more beneficial to investors with a long-time horizon. •A 10% penalty tax may be applied to Surrenders before age 59½.

Risks Associated with Investment Options

•An investment in this contract is subject to the risk of poor investment performance. Performance can vary depending on the performance of the investment options that you choose under the contract (e.g., Funds). •Each investment option (including the FAF, if available) has its own unique risks. •You should review the investment options before making an investment decision.

Insurance Company Risks

An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by by calling 1-800-862-6668.

RESTRICTIONS

Location in Prospectus

Investment Options

•Certain investment options may not be available under your contract. •You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs. •There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs. •We reserve the right to remove or substitute funds as investment options.

3. Management of the Contract 4. Information on your Account - a. Opening an Account

Optional Benefits

•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may change these restrictions in the future. •Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or result in termination of the benefit.

5. Optional Death Benefits a. Maximum Anniversary Value Death Benefit Appendix E

TAXES

Location in Prospectus

Tax Implications

•Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract. •If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract. •Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59-1/2.

Appendix Tax

CONFLICTS OF INTEREST

Location in Prospectus

Investment Professional Compensation

Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.

6. Further Information e. How Contracts Are Sold

Exchanges

Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contract's, that it is better for you to purchase the new contract rather than continue to own your existing contract.

4. Information on Your Account a. Opening an Account - Replacement of Annuities

Appendix A — Investment Options Available Under the Contract

Type			Fund and Adviser/Subadviser			Current Expenses			Average Annual Total Returns (as of 12/31/24)
									1 Year			5 Year			10 Year
Allocation			AB VPS Balanced Hedged Allocation Portfolio - Class B Adviser: AllianceBernstein, L.P.			0.73%*			8.58%			4.14%			5.18%
U.S. Equity			AB VPS Discovery Value Portfolio - Class B Adviser: AllianceBernstein, L.P.			1.06%			9.72%			8.57%			7.36%
International Equity			AB VPS International Value Portfolio - Class B Adviser: AllianceBernstein, L.P.			1.15%			4.81%			3.29%			3.00%
Allocation			American Funds Asset Allocation Fund - Class 4 Adviser: Capital Research and Management Company			0.79%			16.11%			8.04%			8.05%
Fixed Income			American Funds Capital World Bond Fund - Class 4 Adviser: Capital Research and Management Company			0.98%			(3.32)%			(2.65)%			(0.33)%
International Equity			American Funds Capital World Growth and Income Fund - Class 4 Adviser: Capital Research and Management Company			0.92%*			13.70%			7.04%			8.17%
International Equity			American Funds Global Growth Fund - Class 4 Adviser: Capital Research and Management Company			0.91%*			13.39%			9.49%			10.46%
International Equity			American Funds Global Small Capitalization Fund - Class 4 Adviser: Capital Research and Management Company			1.15%*			2.12%			2.74%			5.54%
U.S. Equity			American Funds Growth Fund - Class 4 Adviser: Capital Research and Management Company			0.84%			31.30%			18.53%			16.29%
U.S. Equity			American Funds Growth-Income Fund - Class 4 Adviser: Capital Research and Management Company			0.78%			23.92%			12.73%			11.93%
International Equity			American Funds International Fund - Class 4 Adviser: Capital Research and Management Company			1.03%			2.93%			0.97%			3.75%
International Equity			American Funds New World Fund - Class 4 Adviser: Capital Research and Management Company			1.07%*			6.33%			4.29%			5.96%
Fixed Income			American Funds The Bond Fund of America - Class 4 Adviser: Capital Research and Management Company			0.73%*			0.98%			0.07%			1.42%
U.S. Equity			American Funds Washington Mutual Investors Fund - Class 4 Adviser: Capital Research and Management Company			0.75%*			18.85%			11.92%			9.99%
U.S. Equity			BlackRock S&P 500 Index V.I. Fund - Class III Adviser: BlackRock Advisors, LLC			0.39%			24.52%			14.10%			—%
U.S. Equity			Fidelity® VIP Contrafund® Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers			0.81%			33.45%			16.74%			13.33%

Type			Fund and Adviser/Subadviser			Current Expenses			Average Annual Total Returns (as of 12/31/24)
									1 Year			5 Year			10 Year
U.S. Equity			Fidelity® VIP Mid Cap Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: FMR Co., Inc. (FMRC) and other investment advisers			0.82%			17.18%			11.06%			8.94%
Fixed Income			Fidelity® VIP Strategic Income Portfolio - Service Class 2 Adviser: Fidelity Management & Research Company (FMR) Subadviser: Fidelity Investments Money Management, Inc. (FIMM), FMR Co., Inc. (FMRC), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers			0.89%			5.78%			2.54%			3.34%
U.S. Equity			Franklin DynaTech VIP Fund - Class 4 Adviser: Franklin Advisers, Inc.			0.97%			30.29%			13.52%			12.57%
Allocation			Franklin Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc. Subadviser: Templeton Investment Counsel, LLC			0.82%*			7.08%			5.17%			5.16%
International Equity			Franklin Mutual Global Discovery VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC Subadviser: Franklin Templeton Investment Management Limited			1.26%			4.59%			6.31%			5.76%
Allocation			Franklin Mutual Shares VIP Fund - Class 4 Adviser: Franklin Mutual Advisers, LLC			1.04%			11.16%			5.64%			5.72%
U.S. Equity			Franklin Rising Dividends VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC			0.98%*			10.68%			10.19%			10.33%
U.S. Equity			Franklin Small Cap Value VIP Fund - Class 4 Adviser: Franklin Advisory Services, LLC			1.00%*			11.60%			8.27%			8.07%
U.S. Equity			Franklin Small-Mid Cap Growth VIP Fund - Class 4 Adviser: Franklin Advisers, Inc.			1.18%*			10.89%			9.64%			9.21%
Fixed Income			Franklin Strategic Income VIP Fund - Class 4 Adviser: Franklin Advisers, Inc.			1.14%*			3.98%			1.09%			1.89%
U.S. Equity			Hartford Capital Appreciation HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.67%			21.19%			11.50%			10.61%
U.S. Equity			Hartford Disciplined Equity HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.59%			25.37%			12.79%			12.70%
U.S. Equity			Hartford Dividend and Growth HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.66%			12.67%			10.75%			10.55%
International Equity			Hartford International Opportunities HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.77%			8.40%			5.18%			5.50%
U.S. Equity			Hartford Small Company HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.80%			12.00%			7.36%			8.28%
Fixed Income			Hartford Total Return Bond HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.52%			2.33%			0.28%			1.97%
Fixed Income			Hartford Ultrashort Bond HLS Fund - Class IA Adviser: Hartford Funds Management Company, LLC Subadviser: Wellington Management Company LLP			0.45%			5.20%			2.26%			1.78%
Allocation			Invesco V.I. Balanced Risk Allocation Fund - Series II Adviser: Invesco Advisers, Inc.			1.13%*			3.56%			2.51%			3.57%
U.S. Equity			Invesco V.I. Core Equity Fund - Series II Adviser: Invesco Advisers, Inc.			1.05%			25.29%			12.07%			9.15%
International Equity			Invesco V.I. EQV International Equity Fund - Series II Adviser: Invesco Advisers, Inc.			1.15%			0.34%			2.97%			4.10%
Money Market			Invesco V.I. Government Money Market Fund - Series I** Adviser: Invesco Advisers, Inc.			0.36%			4.98%			2.30%			1.56%
Fixed Income			Invesco V.I. Government Securities Fund - Series I Adviser: Invesco Advisers, Inc.			0.70%			1.72%			(0.17)%			0.91%
Fixed Income			Invesco V.I. High Yield Fund - Series I Adviser: Invesco Advisers, Inc.			0.89%			7.73%			2.97%			3.81%
U.S. Equity			Invesco V.I. Main Street Mid Cap Fund - Series II Adviser: Invesco Advisers, Inc.			1.19%			16.79%			8.83%			7.68%

Type			Fund and Adviser/Subadviser			Current Expenses			Average Annual Total Returns (as of 12/31/24)
									1 Year			5 Year			10 Year
U.S. Equity			Invesco V.I. Small Cap Equity Fund - Series II Adviser: Invesco Advisers, Inc.			1.20%			17.85%			10.60%			7.82%
Fixed Income			Lord Abbett Bond-Debenture Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC			0.99%			6.72%			1.90%			3.73%
U.S. Equity			Lord Abbett Fundamental Equity Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC			1.08%*			16.65%			8.81%			7.91%
U.S. Equity			Lord Abbett Growth and Income Portfolio - Class VC Adviser: Lord, Abbett & Co. LLC			0.93%			20.60%			10.37%			9.05%
U.S. Equity			MFS® Growth Series - Service Class Adviser: Massachusetts Financial Services Company			0.97%*			31.15%			14.46%			14.82%
U.S. Equity			MFS® Investors Trust Series - Service Class Adviser: Massachusetts Financial Services Company			0.99%*			19.22%			11.12%			10.81%
Fixed Income			MFS® Total Return Bond Series - Service Class Adviser: Massachusetts Financial Services Company			0.78%*			2.33%			0.14%			1.64%
Allocation			MFS® Total Return Series - Service Class Adviser: Massachusetts Financial Services Company			0.86%*			7.46%			5.89%			6.20%
U.S. Equity			MFS® Value Series - Service Class Adviser: Massachusetts Financial Services Company			0.94%*			11.35%			7.76%			8.36%
U.S. Equity			Putnam VT Core Equity Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited			0.93%			26.96%			16.06%			13.17%
U.S. Equity			Putnam VT Large Cap Growth Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited			0.89%			33.41%			17.91%			16.22%
U.S. Equity			Putnam VT Large Cap Value Fund - Class IB Adviser: Putnam Investment Management, LLC Subadviser: Franklin Advisers, Inc. and Franklin Templeton Investment Management Limited			0.80%			19.14%			12.45%			10.88%
International Equity			Templeton Foreign VIP Fund - Class 4 Adviser: Templeton Investment Counsel, LLC			1.16%*			(1.08)%			2.49%			2.28%
Fixed Income			Templeton Global Bond VIP Fund - Class 4 Adviser: Franklin Advisers, Inc.			0.85%*			(11.42)%			(4.93)%			(2.12)%
International Equity			Templeton Growth VIP Fund - Class 4 Adviser: Templeton Global Advisors Limited			1.22%*			5.35%			4.49%			3.97%

Please retain this product notice for future reference. The last prospectus and statement of additional information for the contract, dated June 28, 2018, contain more information about the contract. You may contact us to request this additional information free of charge. Instructions for contacting us are included in the front cover page of this product notice.