The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 31,252,606 947,336 SH SOLE 0 0 947,336
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 18,569,015 450,595 SH SOLE 0 0 450,595
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 17,325,540 440,181 SH SOLE 0 0 440,181
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16,791,649 326,115 SH SOLE 0 0 326,115
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 6,758,469 347,658 SH SOLE 0 0 347,658
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,218,712 89,170 SH SOLE 0 0 89,170
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,208,430 24,659 SH SOLE 0 0 24,659
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 5,862,438 97,431 SH SOLE 0 0 97,431
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 5,767,172 220,121 SH SOLE 0 0 220,121
VANGUARD INDEX FDS GROWTH ETF 922908736 5,215,165 14,064 SH SOLE 0 0 14,064
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 4,753,882 78,603 SH SOLE 0 0 78,603
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,898,898 65,638 SH SOLE 0 0 65,638
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,680,800 77,377 SH SOLE 0 0 77,377
APPLE INC COM 037833100 2,884,854 12,987 SH SOLE 0 0 12,987
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,723,292 45,578 SH SOLE 0 0 45,578
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,663,000 30,550 SH SOLE 0 0 30,550
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 2,584,838 91,824 SH SOLE 0 0 91,824
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,564,340 39,324 SH SOLE 0 0 39,324
INVESCO QQQ TR UNIT SER 1 46090E103 2,512,492 5,358 SH SOLE 0 0 5,358
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 2,239,722 67,584 SH SOLE 0 0 67,584
ISHARES TR MSCI INTL MOMENT 46434V449 2,099,949 52,578 SH SOLE 0 0 52,578
ISHARES TR CORE S&P TTL STK 464287150 2,037,029 16,696 SH SOLE 0 0 16,696
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,020,511 6,541 SH SOLE 0 0 6,541
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,953,260 17,744 SH SOLE 0 0 17,744
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,952,554 75,417 SH SOLE 0 0 75,417
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1,921,612 40,438 SH SOLE 0 0 40,438
RYAN SPECIALTY HOLDINGS INC CL A 78351F107 1,827,177 24,735 SH SOLE 0 0 24,735
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,635,844 56,176 SH SOLE 0 0 56,176
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,524,525 19,910 SH SOLE 0 0 19,910
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,462,234 36,140 SH SOLE 0 0 36,140
INVESCO EXCHANGE TRADED FD T S&P SMCP VLU MNT 46137V480 1,408,937 28,066 SH SOLE 0 0 28,066
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,388,936 38,711 SH SOLE 0 0 38,711
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,293,416 48,011 SH SOLE 0 0 48,011
M & T BK CORP COM 55261F104 1,114,801 6,237 SH SOLE 0 0 6,237
EXXON MOBIL CORP COM 30231G102 1,103,017 9,275 SH SOLE 0 0 9,275
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,012,223 4,902 SH SOLE 0 0 4,902
ORACLE CORP COM 68389X105 978,670 7,000 SH SOLE 0 0 7,000
MICROSOFT CORP COM 594918104 952,793 2,538 SH SOLE 0 0 2,538
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 949,765 10,490 SH SOLE 0 0 10,490
VANGUARD INDEX FDS SM CP VAL ETF 922908611 893,622 4,797 SH SOLE 0 0 4,797
ISHARES TR CORE MSCI INTL 46435G326 864,369 12,547 SH SOLE 0 0 12,547
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 863,438 24,220 SH SOLE 0 0 24,220
ISHARES TR MSCI INTL QUALTY 46434V456 839,434 21,150 SH SOLE 0 0 21,150
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 756,367 31,075 SH SOLE 0 0 31,075
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 723,723 14,503 SH SOLE 0 0 14,503
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 719,897 27,207 SH SOLE 0 0 27,207
VANGUARD INDEX FDS TOTAL STK MKT 922908769 679,404 2,472 SH SOLE 0 0 2,472
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 625,250 24,197 SH SOLE 0 0 24,197
ISHARES TR MSCI USA MMENTM 46432F396 594,293 2,940 SH SOLE 0 0 2,940
GE AEROSPACE COM NEW 369604301 538,003 2,688 SH SOLE 0 0 2,688
SPDR S&P 500 ETF TR TR UNIT 78462F103 523,030 935 SH SOLE 0 0 935
PROCTER AND GAMBLE CO COM 742718109 490,980 2,881 SH SOLE 0 0 2,881
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 455,559 11,851 SH SOLE 0 0 11,851
NVIDIA CORPORATION COM 67066G104 451,946 4,170 SH SOLE 0 0 4,170
ISHARES GOLD TR ISHARES NEW 464285204 442,966 7,513 SH SOLE 0 0 7,513
AMAZON COM INC COM 023135106 401,449 2,110 SH SOLE 0 0 2,110
ISHARES TR CORE S&P MCP ETF 464287507 381,317 6,535 SH SOLE 0 0 6,535
ISHARES TR EAFE VALUE ETF 464288877 338,466 5,743 SH SOLE 0 0 5,743
SPDR GOLD TR GOLD SHS 78463V107 329,632 1,144 SH SOLE 0 0 1,144
ADOBE INC COM 00724F101 306,824 800 SH SOLE 0 0 800
PEPSICO INC COM 713448108 299,880 2,000 SH SOLE 0 0 2,000
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 297,027 1,122 SH SOLE 0 0 1,122
META PLATFORMS INC CL A 30303M102 288,756 501 SH SOLE 0 0 501
ISHARES TR CORE S&P SCP ETF 464287804 282,457 2,701 SH SOLE 0 0 2,701
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 282,181 6,709 SH SOLE 0 0 6,709
CHEVRON CORP NEW COM 166764100 269,839 1,613 SH SOLE 0 0 1,613
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 264,347 7,302 SH SOLE 0 0 7,302
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 264,242 5,305 SH SOLE 0 0 5,305
ISHARES INC CORE MSCI EMKT 46434G103 248,275 4,600 SH SOLE 0 0 4,600
ABBVIE INC COM 00287Y109 240,948 1,150 SH SOLE 0 0 1,150
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 234,182 9,852 SH SOLE 0 0 9,852
ISHARES TR 3 7 YR TREAS BD 464288661 229,536 1,943 SH SOLE 0 0 1,943
DAVITA INC COM 23918K108 229,455 1,500 SH SOLE 0 0 1,500
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 222,688 1,720 SH SOLE 0 0 1,720
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 217,486 650 SH SOLE 0 0 650
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 216,262 884 SH SOLE 0 0 884
ISHARES TR SHRT NAT MUN ETF 464288158 212,362 2,011 SH SOLE 0 0 2,011
ISHARES TR S&P MC 400VL ETF 464287705 207,372 1,732 SH SOLE 0 0 1,732
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 204,699 2,615 SH SOLE 0 0 2,615
GE VERNOVA INC COM 36828A101 203,927 668 SH SOLE 0 0 668
VANGUARD INDEX FDS VALUE ETF 922908744 202,055 1,170 SH SOLE 0 0 1,170
AMERICAN BATTERY TECHNOLOGY COM NEW 02451V309 51,500 50,000 SH SOLE 0 0 50,000
PIMCO NEW YORK MUN INCOME FD COM 72201E105 93,483 16,575 SH SOLE 0 0 16,575
PIMCO NEW YORK MUN FD II COM 72200Y102 110,342 15,585 SH SOLE 0 0 15,585