POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of Equitable Financial Life Insurance Company of America (the “Company”), an Arizona stock life insurance company, hereby constitutes and appoints José Ramón González, Kurt Meyers, Ralph A. Petruzzo, Nicholas Huth and Alfred Ayensu-Ghartey, each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.

The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:

Variable Account AA (811-23817)

333-266576       333-275044
333-266909       333-275046
333-275041       333-275050
333-275042       333-275049
333-275043     

Form N-4 registration statements to be filed as necessary.

Equitable Financial Life Insurance Company of America (RILA)

333-283607       333-283598
333-285953       333-282689
333-283596       333-283594

Form N-4 registration statements to be filed as necessary.

Equitable America Variable Account A (811-05166)

033-14362       333-72632
033-20453       333-91776
033-20696       333-92066
333-59717     

Form N-4 registration statements to be filed as necessary.

Equitable Financial Life Insurance Company of America (RILA)

333-283621

Form N-4 registration statements to be filed as necessary.

 

EFLOA


Equitable America Variable Account 70A (811-23609)

333-248907       333-275040
333-265026       333-275033
333-265028       333-275034
333-265030       333-275035
333-272919       333-275036
333-275037       333-275039
333-275038     

Form N-4 registration statements to be filed as necessary.

Equitable Financial Life Insurance Company of America (RILA)

333-283582       333-283590
333-283584       333-282435
333-283586       333-285623
333-283588       333-285625

Form N-4 registration statements to be filed as necessary.

Equitable America Variable Account K (811-22886)

333-191149       333-229238
333-191150       333-256256
333-207014       333-271991
333-229237       333-281513

Form N-6 registration statements to be filed as necessary.

Equitable America Variable Account L (811-04234)

002-95990       333-72578
033-82570       333-72596
333-56969       333-104162
333-64417       333-134304

Form N-6 registration statements to be filed as necessary.

Equitable America Variable Account S (811-05100)

033-13183

Form N-6 registration statements to be filed as necessary.

Equitable Financial Life Insurance Company of America

333-263529       333-283403
333-267329       333-282435
333-277086       333-283641
333-277088       333-283642
333-277092       333-283644
333-277096       333-283620
333-277097       333-284950
333-277099       333-284951
333-277100       333-284953
333-277710     

 

EFLOA


Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by Equitable Life Insurance Company of America.

Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes but is not limited to each Market Stabilizer Option®.

Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.

This instrument may be executed in one or more counterparts.

The undersigned has hereunto set his or her hand on the date(s) below.

 

Date

 

Signature

 

Title

3/22/2025  

/s/ Douglas A. Dachille

Douglas A. Dachille

  Director
3/21/2025  

/s/ Daniel G. Kaye

Daniel G. Kaye

  Director
3/21/2025  

/s/ Francis Hondal

Francis Hondal

  Director
3/24/2025  

/s/ Arlene Isaacs-Lowe

Arlene Isaacs-Lowe

  Director
3/22/2025  

/s/ Joan Lamm-Tennant

Joan Lamm-Tennant

  Director
3/22/2025  

/s/ Craig MacKay

Craig MacKay

  Director
4/3/2025  

/s/ Mark Pearson

Mark Pearson

 

Chief Executive Officer and

Director

3/31/2025  

/s/ Bertram Scott

Bertram Scott

  Director
3/22/2025  

/s/ George Stansfield

George Stansfield

  Director

 

EFLOA


Date

 

Signature

 

Title

3/24/2025  

/s/ Charles G.T. Stonehill

Charles G.T. Stonehill

  Director
3/25/2025  

/s/ Robin Raju

Robin Raju

  Chief Financial Officer
3/25/2025  

/s/ William Eckert

William Eckert

  Chief Accounting Officer

 

EFLOA