The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 229,712 1,446 SH SOLE 0 0 1,446
AMAZON COM INC COM 023135106 275,590 1,406 SH SOLE 0 0 1,406
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,765,157 19,860 SH SOLE 0 0 19,860
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,137,974 87,924 SH SOLE 0 0 87,924
APPLE INC COM 037833100 3,784,269 16,902 SH SOLE 0 0 16,902
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 647,415 1,204 SH SOLE 0 0 1,204
CAMBIUM NETWORKS CORP SHS G17766109 18,019 53,186 SH SOLE 0 0 53,186
DEERE & CO COM 244199105 404,738 859 SH SOLE 0 0 859
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 6,429,609 135,161 SH SOLE 0 0 135,161
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 674,818 14,159 SH SOLE 0 0 14,159
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 2,004,936 60,046 SH SOLE 0 0 60,046
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,970,878 72,874 SH SOLE 0 0 72,874
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5,427,619 203,434 SH SOLE 0 0 203,434
DISNEY WALT CO COM 254687106 257,433 2,630 SH SOLE 0 0 2,630
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 8,675,282 439,923 SH SOLE 0 0 439,923
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 838,841 16,614 SH SOLE 0 0 16,614
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 247,991 6,443 SH SOLE 0 0 6,443
INTERNATIONAL BUSINESS MACHS COM 459200101 352,222 1,409 SH SOLE 0 0 1,409
INVESCO QQQ TR UNIT SER 1 46090E103 471,150 990 SH SOLE 0 0 990
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 710,960 14,389 SH SOLE 0 0 14,389
ISHARES INC CORE MSCI EMKT 46434G103 849,217 15,648 SH SOLE 0 0 15,648
ISHARES TR NATIONAL MUN ETF 464288414 349,530 3,320 SH SOLE 0 0 3,320
ISHARES TR CORE MSCI INTL 46435G326 6,782,651 97,902 SH SOLE 0 0 97,902
ISHARES TR S&P MC 400VL ETF 464287705 209,588 1,724 SH SOLE 0 0 1,724
ISHARES TR S&P MC 400GR ETF 464287606 396,121 4,638 SH SOLE 0 0 4,638
ISHARES TR S&P 500 VAL ETF 464287408 306,064 1,600 SH SOLE 0 0 1,600
ISHARES TR S&P 500 GRWT ETF 464287309 632,140 6,703 SH SOLE 0 0 6,703
ISHARES TR RUS 1000 GRW ETF 464287614 1,743,686 4,753 SH SOLE 0 0 4,753
ISHARES TR RUS 2000 VAL ETF 464287630 398,409 2,605 SH SOLE 0 0 2,605
ISHARES TR RUS MD CP GR ETF 464287481 1,160,125 9,622 SH SOLE 0 0 9,622
ISHARES TR RUS MDCP VAL ETF 464287473 453,710 3,556 SH SOLE 0 0 3,556
ISHARES TR MSCI EMG MKT ETF 464287234 642,959 14,646 SH SOLE 0 0 14,646
ISHARES TR CORE S&P TTL STK 464287150 37,894,118 307,233 SH SOLE 0 0 307,233
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 557,918 11,174 SH SOLE 0 0 11,174
JPMORGAN CHASE & CO. COM 46625H100 465,829 1,895 SH SOLE 0 0 1,895
MICROSOFT CORP COM 594918104 238,455 624 SH SOLE 0 0 624
MICROSTRATEGY INC CL A NEW 594972408 403,177 1,290 SH SOLE 0 0 1,290
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827 340,975 14,231 SH SOLE 0 0 14,231
NVIDIA CORPORATION COM 67066G104 394,420 3,572 SH SOLE 0 0 3,572
PIMCO ETF TR INTER MUN BD ACT 72201R866 283,724 5,506 SH SOLE 0 0 5,506
QUANTA SVCS INC COM 74762E102 455,359 1,721 SH SOLE 0 0 1,721
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,022,721 151,743 SH SOLE 0 0 151,743
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 12,746,648 500,654 SH SOLE 0 0 500,654
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,196,930 231,748 SH SOLE 0 0 231,748
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,814,156 208,617 SH SOLE 0 0 208,617
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 244,650 3,000 SH SOLE 0 0 3,000
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 6,626,934 223,054 SH SOLE 0 0 223,054
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,224,039 48,381 SH SOLE 0 0 48,381
SPDR SER TR S&P 600 SMCP VAL 78464A300 307,581 3,867 SH SOLE 0 0 3,867
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,147,797 13,585 SH SOLE 0 0 13,585
SPDR SER TR S&P DIVID ETF 78464A763 258,824 1,902 SH SOLE 0 0 1,902
SPDR SER TR S&P 400 MDCP VAL 78464A839 385,196 4,922 SH SOLE 0 0 4,922
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,656,714 51,808 SH SOLE 0 0 51,808
TESLA INC COM 88160R101 1,035,467 3,662 SH SOLE 0 0 3,662
UMB FINL CORP COM 902788108 2,423,759 23,767 SH SOLE 0 0 23,767
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 908,636 17,785 SH SOLE 0 0 17,785
VANGUARD INDEX FDS SML CP GRW ETF 922908595 745,623 2,899 SH SOLE 0 0 2,899
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 494,564 1,987 SH SOLE 0 0 1,987
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 869,023 5,365 SH SOLE 0 0 5,365
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,139,937 7,699 SH SOLE 0 0 7,699
VANGUARD INDEX FDS SM CP VAL ETF 922908611 767,703 4,048 SH SOLE 0 0 4,048
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 995,946 21,913 SH SOLE 0 0 21,913
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,363,454 87,690 SH SOLE 0 0 87,690
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,811,434 148,666 SH SOLE 0 0 148,666
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,060,308 15,710 SH SOLE 0 0 15,710
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,572,676 25,187 SH SOLE 0 0 25,187
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 438,424 5,921 SH SOLE 0 0 5,921
WALMART INC COM 931142103 537,932 5,993 SH SOLE 0 0 5,993
WISDOMTREE TR US HIGH DIVIDEND 97717W208 270,888 2,754 SH SOLE 0 0 2,754
WISDOMTREE TR US MIDCAP DIVID 97717W505 351,741 7,004 SH SOLE 0 0 7,004
WISDOMTREE TR US QTLY DIV GRT 97717X669 425,908 5,300 SH SOLE 0 0 5,300