The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APD Air Products & Chemicals Inc 009158106 1,271,508 4,311 SH SOLE 0 0 4,311
AMZN Amazon.Com Inc 023135106 2,165,659 11,382 SH SOLE 0 0 11,382
AVEM Avantis Emerging Markets Equity ETF 025072604 26,670,781 443,257 SH SOLE 0 0 443,257
AVDE Avantis International Equity ETF 025072703 52,313,901 789,405 SH SOLE 0 0 789,405
AVUV Avantis US Small Cap Value ETF 025072877 11,636,532 133,492 SH SOLE 0 0 133,492
ELV Elevance Health Inc 036752103 2,522,522 5,799 SH SOLE 0 0 5,799
AAPL Apple Inc 037833100 2,088,752 9,403 SH SOLE 0 0 9,403
BRKB Berkshire Hathaway Inc Class B 084670702 661,080 1,241 SH SOLE 0 0 1,241
CVS Cvs Health Corporation Com Usd0.01 126650100 1,195,078 17,639 SH SOLE 0 0 17,639
KMX CarMax Inc 143130102 2,404,434 30,857 SH SOLE 0 0 30,857
CVX Chevron Corp New Com 166764100 351,466 2,100 SH SOLE 0 0 2,100
KO Coca-Cola Co 191216100 267,570 3,735 SH SOLE 0 0 3,735
HON Honeywell International Inc 438516106 582,306 2,749 SH SOLE 0 0 2,749
HWM Howmet Aerospace Inc 443201108 1,559,899 12,024 SH SOLE 0 0 12,024
IVV iShares S&P 500 464287200 42,138,529 74,992 SH SOLE 0 0 74,992
AGG iShares Core US Aggregate Bond Etf 464287226 6,236,534 63,046 SH SOLE 0 0 63,046
LQD iShares Iboxx $ Investment Grade Corpora 464287242 671,233 6,175 SH SOLE 0 0 6,175
IVW iShares S&P 500 Growth 464287309 1,058,633 11,404 SH SOLE 0 0 11,404
IVE iShares S&P 500 Value Etf 464287408 24,651,838 129,351 SH SOLE 0 0 129,351
TLT iShares Tr 20 Yr Tr Bd Etf 464287432 15,132,696 166,238 SH SOLE 0 0 166,238
EFA iShares Msci Eafe Etf 464287465 724,291 8,862 SH SOLE 0 0 8,862
IJH iShares S&P Midcap 400 Index Fund 464287507 17,776,378 304,650 SH SOLE 0 0 304,650
IWD iShares Russell 1000 Value ETF 464287598 614,154 3,264 SH SOLE 0 0 3,264
IJK iShares S&P Mid-Cap 400 Growth 464287606 8,446,508 101,423 SH SOLE 0 0 101,423
IJJ iShares S&P Mid-Cap 400 Value ETF 464287705 14,736,764 123,083 SH SOLE 0 0 123,083
IJR iShares Core S&P Small-Cap 464287804 3,770,811 36,060 SH SOLE 0 0 36,060
IJS iShares S&P Small-Cap 600 Value ETF 464287879 259,413 2,661 SH SOLE 0 0 2,661
IJT iShares S&P Small-Cap 600 Growth ETF 464287887 2,011,432 16,156 SH SOLE 0 0 16,156
SUB iShares Short-Term National Muni Bond Et 464288158 2,894,812 27,413 SH SOLE 0 0 27,413
ACWI iShares MSCI ACWI 464288257 374,310 3,216 SH SOLE 0 0 3,216
MUB iShares National Muni Bond Etf 464288414 1,275,937 12,101 SH SOLE 0 0 12,101
HYG iShares Tr Iboxx Hi Yd Etf 464288513 5,284,960 66,991 SH SOLE 0 0 66,991
SUSA iShares MSCI USA ESG Select ETF 464288802 914,453 7,960 SH SOLE 0 0 7,960
JNJ Johnson & Johnson 478160104 325,230 1,961 SH SOLE 0 0 1,961
LRCX Lam Research Corp 512807306 2,190,937 30,136 SH SOLE 0 0 30,136
MCD Mcdonald S Corp 580135101 1,129,384 3,615 SH SOLE 0 0 3,615
MSFT Microsoft Corp 594918104 4,569,560 12,172 SH SOLE 0 0 12,172
MPWR Monolithic Power Systems Inc 609839105 1,407,741 2,427 SH SOLE 0 0 2,427
OMC Omnicom Group Inc 681919106 236,293 2,850 SH SOLE 0 0 2,850
PANW Palo Alto Networks Inc 697435105 3,306,088 19,374 SH SOLE 0 0 19,374
PH Parker-Hannifin Corp Com 701094104 500,260 823 SH SOLE 0 0 823
PEP Pepsico Inc 713448108 1,576,221 10,512 SH SOLE 0 0 10,512
PG Procter & Gamble Co 742718109 301,057 1,766 SH SOLE 0 0 1,766
QCOM QUALCOMM Inc 747525103 880,149 5,729 SH SOLE 0 0 5,729
SLB Schlumberger Ltd 806857108 829,604 19,846 SH SOLE 0 0 19,846
SCHW Schwab Charles Corp Com 808513105 3,681,295 47,027 SH SOLE 0 0 47,027
SCHZ Schwab US Aggregate Bond ETF 808524839 497,250 21,470 SH SOLE 0 0 21,470
SO Southern Co 842587107 640,397 6,964 SH SOLE 0 0 6,964
SPH Suburban Propane Partners LP 864482104 367,806 17,506 SH SOLE 0 0 17,506
TSM Taiwan Semiconductor Manufacturing Spon 874039100 4,235,992 25,518 SH SOLE 0 0 25,518
TYL Tyler Technologies Inc 902252105 5,192,187 8,930 SH SOLE 0 0 8,930
BLV Vanguard Long-Term Bond ETF 921937793 9,621,419 136,629 SH SOLE 0 0 136,629
BIV Vanguard Intermediate-Term Bond ETF 921937819 11,005,898 143,736 SH SOLE 0 0 143,736
VEA Vanguard FTSE Developed Markets ETF 921943858 214,068 4,211 SH SOLE 0 0 4,211
VTEB Vanguard Tax-Exempt Bond ETF 922907746 249,935 5,037 SH SOLE 0 0 5,037
VBR Vanguard Small-Cap Value ETF 922908611 2,844,014 15,266 SH SOLE 0 0 15,266
VTV Vanguard Value ETF 922908744 23,984,018 138,844 SH SOLE 0 0 138,844
VB Vanguard Small-Cap ETF 922908751 2,154,840 9,717 SH SOLE 0 0 9,717
WMT Wal-Mart Stores Inc 931142103 231,998 2,642 SH SOLE 0 0 2,642
QQQ Invesco Qqq Tr Unit Ser 1 04609E103 48,138,860 102,659 SH SOLE 0 0 102,659
TRV The Travelers Companies Inc 89417E109 316,997 1,198 SH SOLE 0 0 1,198
ABBV Abbvie Inc Com Usd0.01 00287Y109 320,393 1,529 SH SOLE 0 0 1,529
GOOG Alphabet Inc C 02079K107 1,812,373 11,600 SH SOLE 0 0 11,600
GOOGL Alphabet Inc Cap Stk Cl A 02079K305 5,950,614 38,480 SH SOLE 0 0 38,480
BKNG Booking Holdings Inc Com 09857L108 360,316 78 SH SOLE 0 0 78
FANG Diamondback Energy Inc 25278X109 237,421 1,485 SH SOLE 0 0 1,485
XOM Exxon Mobil Corp 30231G102 1,610,906 13,544 SH SOLE 0 0 13,544
META Meta Platforms Inc Class A 30303M102 6,181,280 10,724 SH SOLE 0 0 10,724
FXO First Trust Financials AlphaDEX ETF 33734X135 2,996,461 56,537 SH SOLE 0 0 56,537
FXR First Trust Indtls/PrdcrDurbAlphaDEX ETF 33734X150 2,961,649 42,528 SH SOLE 0 0 42,528
FXU First Trust Utilities AlphaDEX ETF 33734X184 3,015,875 73,540 SH SOLE 0 0 73,540
FTC First Trust Large Cap Gr AlphaDEX ETF 33735K108 2,991,715 22,768 SH SOLE 0 0 22,768
HCA HCA Healthcare Inc 40412C101 2,122,045 6,141 SH SOLE 0 0 6,141
PDEC Innovator Etfs Tr S&P 500 Pwr Bu 45782C540 262,936 6,993 SH SOLE 0 0 6,993
ISRG Intuitive Surgical Inc 46120E602 276,197 557 SH SOLE 0 0 557
PGX Invesco Preferred ETF 46138E511 627,509 55,927 SH SOLE 0 0 55,927
FLOT iShares Tr Fltg Rate Nt Etf 46429B655 1,184,722 23,207 SH SOLE 0 0 23,207
SLQD iShares 0-5 Year Invmt Grade Corp Bd ETF 46434V100 38,188,529 759,517 SH SOLE 0 0 759,517
ICSH iShares Tr Blackrock Ultra 46434V878 1,747,357 34,464 SH SOLE 0 0 34,464
JPM Jpmorgan Chase & Co 46625H100 3,242,615 13,218 SH SOLE 0 0 13,218
MPLX MPLX LP Partnership Units 55336V100 3,030,276 56,619 SH SOLE 0 0 56,619
NVS Novartis Ag Sponsored Adr 66987V109 4,582,550 41,106 SH SOLE 0 0 41,106
NVDA Nvidia Corporation Com 67066G104 5,228,888 48,245 SH SOLE 0 0 48,245
NUMV Nuveen ESG Mid-Cap Value ETF 67092P508 214,907 6,282 SH SOLE 0 0 6,282
NUEM Nuveen ESG Emerging Markets Equity ETF 67092P888 458,979 15,691 SH SOLE 0 0 15,691
ORCL Oracle Corp 68389X105 2,890,769 20,676 SH SOLE 0 0 20,676
SPY Spdr S&P500 Etf TRUST Trust Unit Deposit 78462F103 4,652,151 8,316 SH SOLE 0 0 8,316
TSLA Tesla Motors Inc 88160R101 4,609,994 17,788 SH SOLE 0 0 17,788
UNH Unitedhealth Group Inc 91324P102 2,321,749 4,432 SH SOLE 0 0 4,432
VZ Verizon Communications Inc 92343V104 302,881 6,677 SH SOLE 0 0 6,677
USTB VictoryShares Short-Term Bond ETF 92647N535 286,425 5,655 SH SOLE 0 0 5,655
V Visa Inc 92826C839 1,952,283 5,570 SH SOLE 0 0 5,570
VST Vistra Energy Corp 92840M102 1,628,889 13,869 SH SOLE 0 0 13,869
WELL Welltower Inc Com 95040Q104 515,833 3,366 SH SOLE 0 0 3,366
EPI WISDOMTREE INDIA EARNINGS FUND 97717W422 5,910,238 135,214 SH SOLE 0 0 135,214
ACN Accenture PLC A G1151C101 268,069 859 SH SOLE 0 0 859
ETN Eaton Corp PLC G29183103 4,368,984 16,072 SH SOLE 0 0 16,072