Exhibit 99.3
| Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| XXXX | xxxx9283 | Closed | 2025-03-26 20:34 | 2025-04-01 23:27 | Resolved | 1 - Information | C | A | Credit | Credit | Primary Appraisal Valuation Date Greater Than 3 Months Prior From Note | Resolved-Condition Resolved - Due Diligence Vendor-04/01/2025 Resolved-Doc in file - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. uploaded valuation - Seller-03/28/2025 Open-Appraisal Valuation Date XXXX cannot be greater than 90 days before the Note Date XXXX. Client need to provide Updated Appraisal - Due Diligence Vendor-03/26/2025 |
Ready for Review-Document Uploaded. uploaded valuation - Seller-03/28/2025 |
Resolved-Condition Resolved - Due Diligence Vendor-04/01/2025 Resolved-Doc in file - Due Diligence Vendor-04/01/2025 |
XXXX | NY | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx7333 | Closed | 2025-03-27 15:57 | 2025-04-01 19:51 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Resolved-Doc in File - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/28/2025 Open-Flood Certification is Missing Client need to provide it - Due Diligence Vendor-03/27/2025 |
Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/28/2025 |
Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Resolved-Doc in File - Due Diligence Vendor-04/01/2025 |
XXXX | NY | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx6206 | Closed | 2025-03-27 16:33 | 2025-04-10 04:41 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan Eligibility | Waived-Document Uploaded. Issue: Our borrower, XXXX will be out of the country from XXXX through XXXX. So as to not interrupt his business, he would like a blanket POA to allow XXXX to sign all borrower and PG docs during the duration of his trip. This is for XXXX - Decision: Approved - Decision notes: Subject to Legal sign off, POA allowing XXXX to sign on behalf of XXXX approved. Expiration: 4/12/2025 - Due Diligence Vendor-03/27/2025 |
Waived-Document Uploaded. Issue: Our borrower, XXXX will be out of the country from XXXX through XXXX. So as to not interrupt his business, he would like a blanket POA to allow XXXX to sign all borrower and XXXX docs during the duration of his trip. This is for XXXX. - Decision: Approved - Decision notes: Subject to Legal sign off, POA allowing XXXX to sign on behalf of XXXX XXXX approved. Expiration: 4/12/2025 - Due Diligence Vendor-03/27/2025 |
XXXX | -Tier: 1 -135 PIFs -30 in servicing |
VA | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | xxxx6300 | Closed | 2025-03-26 19:15 | 2025-04-01 21:16 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/28/2025 Open-Flood Certification is Missing, client need to provide. - Due Diligence Vendor-03/26/2025 |
Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/28/2025 |
Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 |
XXXX | WA | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx6404 | Closed | 2025-03-27 15:07 | 2025-04-03 13:56 | Resolved | 1 - Information | C | A | Credit | Credit | Audited LTC is higher than the guideline maximum LTC | Resolved-Non-credit exception form provided confirming the following terms XXXX Pricing/Terms: <=100%LTC@9.00% - Due Diligence Vendor-04/03/2025 Waived-Loan Exception form provided and verified for approval for 100% LTC - Due Diligence Vendor-04/03/2025 Ready for Review-This is a blanket approval for this borrower and their future loans based on XXXX experience - Seller-04/02/2025 Counter-Provided Doc is Non-Credit Exception Decision Form- Loan ID Doesnt match with the Loan ID -Provide valid Doc . - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. Uploaded PPER - Seller-03/28/2025 Open-LTC exceeds 95%, loan is not a XXXX, XXXX flip franchisee, missing a credit exception report for the LTC. - Due Diligence Vendor-03/27/2025 |
Ready for Review-This is a blanket approval for this borrower and their future loans based on XXXX experience - Seller-04/02/2025 Ready for Review-Document Uploaded. Uploaded PPER - Seller-03/28/2025 |
Resolved-Non-credit exception form provided confirming the following terms XXXX Pricing/Terms: <=100%LTC@9.00% - Due Diligence Vendor-04/03/2025 Waived-Loan Exception form provided and verified for approval for 100% LTC - Due Diligence Vendor-04/03/2025 |
XXXX | FL | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx9475 | Closed | 2025-03-28 20:45 | 2025-04-01 20:05 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Resolved-Doc in file - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/31/2025 Open-Flood Certification is Missing .Flood Certification is Missing, client need to provide updated doc. - Due Diligence Vendor-03/28/2025 |
Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/31/2025 |
Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Resolved-Doc in file - Due Diligence Vendor-04/01/2025 |
XXXX | PA | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx3318 | Closed | 2025-03-28 15:43 | 2025-04-01 19:41 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Resolved-Flood cert received. - Due Diligence Vendor-04/01/2025 Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/31/2025 Open-Flood Certification is Missing_ Client need to provide - Due Diligence Vendor-03/28/2025 |
Ready for Review-Document Uploaded. uploaded flood cert - Seller-03/31/2025 |
Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/01/2025 Resolved-Flood cert received. - Due Diligence Vendor-04/01/2025 |
XXXX | TX | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx0827 | Closed | 2025-03-31 14:52 | 2025-04-04 20:53 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Flood cert received form client. - Due Diligence Vendor-04/04/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/04/2025 Ready for Review-Document Uploaded. - Seller-04/02/2025 Open-Flood Certification is Missing Flood certification is missing in both portal and speared sheet. - Due Diligence Vendor-03/31/2025 |
Ready for Review-Document Uploaded. - Seller-04/02/2025 |
Resolved-Flood cert received form client. - Due Diligence Vendor-04/04/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/04/2025 |
XXXX | GA | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx5008 | Closed | 2025-03-31 12:31 | 2025-03-31 12:33 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan Eligibility | Waived-Document Uploaded. Resubmit: Issue Borrower is requesting a post-close lot split and partial lien release - Due Diligence Vendor-03/31/2025 |
Waived-Document Uploaded. Resubmit: Issue Borrower is requesting a post-close lot split and partial lien release - Due Diligence Vendor-03/31/2025 |
XXXX | #NAME? | NC | Investment | Purchase | NA | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | xxxx5644 | Closed | 2025-03-31 15:28 | 2025-04-07 20:27 | Acknowledged | 3 - Material | C | C | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/07/2025 Open-Secondary valuation has a Variance to Primary value that exceeds -10%.- Client need to provide Value Reconciliation document - Due Diligence Vendor-03/31/2025 |
Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/07/2025 |
GA | Investment | Purchase | NA | XXXX | Originator Post-Close | No | ||||||
| XXXX | xxxx4624 | Closed | 2025-03-29 15:52 | 2025-04-10 04:28 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan Eligibility | Waived-Document Uploaded. Post-underwriter review, please consider an approval to proceed with the following findings: - It does not appear that XXXX would qualify to act as the guarantor. According to the organizational document provided, XXXX owns 29.62% of the borrowing entity though XXXX Based on the resolution provided for XXXX, it would appear that this corporation is owned by XXXX and XXXX XXXX. Assuming that these trust each own 50% of the shares that would make XXXX 14.81% owner and his spouse 14.81% owner as well. Please allow XXXX to be our guarantor even with this finding - Due Diligence Vendor-03/29/2025 | Waived-Document Uploaded. Post-underwriter review, please consider an approval to proceed with the following findings: - It does not appear that XXXX would qualify to act as the guarantor. According to the organizational document provided, XXXX owns 29.62% of the borrowing entity though XXXX. Based on the resolution provided for XXXX, it would appear that this corporation is owned by XXXX XXXX and XXXX XXXX. Assuming that these trust each own 50% of the shares that would make XXXX 14.81% owner and his spouse 14.81% owner as well. Please allow XXXX to be our guarantor even with this finding - Due Diligence Vendor-03/29/2025 |
XXXX | - 850 FICO score - Over 1,900 exits in the last 24 months - Tier 1 |
GA | Investment | Seasoned Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | xxxx4766 | Closed | 2025-03-31 21:26 | 2025-04-10 05:00 | Resolved | 1 - Information | C | A | Credit | Credit | Clear Fraud Report for Borrowers/Guarantors/Key Principals Not Clear | Resolved-Fraud Report for Borrowers/Guarantors/Key Principals is Cleared or is Not Applicable - Due Diligence Vendor-04/10/2025 Resolved-OFAC document received from client-Resolved. - Due Diligence Vendor-04/04/2025 Ready for Review-Document Uploaded. Ran XXXX through OFAC Sanctions, no hits - Seller-04/02/2025 Open-Fraud Report for Borrowers/Guarantors/Key Principals is not Cleared Loan OFAC does not display Guarantor XXXX. - Due Diligence Vendor-03/31/2025 |
Ready for Review-Document Uploaded. Ran XXXX through OFAC Sanctions, no hits - Seller-04/02/2025 |
Resolved-Fraud Report for Borrowers/Guarantors/Key Principals is Cleared or is Not Applicable - Due Diligence Vendor-04/10/2025 Resolved-OFAC document received from client-Resolved. - Due Diligence Vendor-04/04/2025 |
XXXX | IL | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx3394 | Closed | 2025-03-29 18:50 | 2025-04-07 20:26 | Acknowledged | 3 - Material | C | C | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/07/2025 Open-Secondary valuation has a Variance to Primary value that exceeds -10%. Client need to provide Value Reconciliation report - Due Diligence Vendor-03/29/2025 |
Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/07/2025 |
FL | Investment | Purchase | NA | XXXX | Originator Post-Close | No | ||||||
| XXXX | xxxx5239 | Closed | 2025-04-01 14:34 | 2025-04-10 04:33 | Waived | 2 - Non-Material | B | B | Credit | Credit | Audited LTC is higher than the guideline maximum LTC | Waived-Document Uploaded. Issue: Pricing exception - Due Diligence Vendor-04/01/2025 |
Waived-Document Uploaded. Issue: Pricing exception - Due Diligence Vendor-04/01/2025 |
XXXX | - Tier 1 - Strong FICO 715 - Proven XXXX experience |
FL | Investment | Purchase | NA | XXXX | Originator Post-Close | Yes | ||||
| XXXX | xxxx9296 | Closed | 2025-03-31 16:23 | 2025-04-07 20:39 | Resolved | 1 - Information | C | A | Credit | Credit | Primary Appraisal Valuation Date Greater Than 3 Months Prior From Note | Resolved-Valuation report provided has updated valuation date. - Due Diligence Vendor-04/07/2025 Ready for Review-Document Uploaded. uploaded VA - Seller-04/07/2025 Open-Appraisal Valuation Date XXXX cannot be greater than 90 days before the Note Date XXXX.- Client need to provide updated Document - Due Diligence Vendor-03/31/2025 |
Ready for Review-Document Uploaded. uploaded VA - Seller-04/07/2025 |
Resolved-Valuation report provided has updated valuation date. - Due Diligence Vendor-04/07/2025 |
XXXX | NY | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx7292 | Closed | 2025-03-31 17:50 | 2025-04-07 20:27 | Acknowledged | 3 - Material | C | C | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/07/2025 Open-Secondary valuation has a Variance to Primary value that exceeds -10%. - client need to provide Value Reconciliation document - Due Diligence Vendor-03/31/2025 |
Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/07/2025 |
NV | Investment | Purchase | NA | XXXX | Originator Post-Close | No | ||||||
| XXXX | xxxx2809 | Closed | 2025-04-07 13:35 | 2025-04-08 21:34 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Executed flood cert received - Resolved - Due Diligence Vendor-04/08/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. - Seller-04/08/2025 Open-Flood Certification is Missing Flood cert is missing at the time of review, need client to provide the document. - Due Diligence Vendor-04/07/2025 |
Ready for Review-Document Uploaded. - Seller-04/08/2025 |
Resolved-Executed flood cert received - Resolved - Due Diligence Vendor-04/08/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/08/2025 |
XXXX | CT | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx7204 | Closed | 2025-04-04 13:32 | 2025-04-08 21:31 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Executed flood cert received - Resolved - Due Diligence Vendor-04/08/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. - Seller-04/08/2025 Open-Flood Certification is Missing - Due Diligence Vendor-04/04/2025 |
Ready for Review-Document Uploaded. - Seller-04/08/2025 |
Resolved-Executed flood cert received - Resolved - Due Diligence Vendor-04/08/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/08/2025 |
XXXX | PA | Investment | Purchase | NA | XXXX | N/A | N/A | ||||
| XXXX | xxxx7813 | Closed | 2025-04-04 13:27 | 2025-04-08 18:47 | Acknowledged | 3 - Material | C | C | Property | Value | All Valuation Products Have Variations to Primary that Exceeds -10% | Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/08/2025 Open-Secondary valuation has a Variance to Primary value that exceeds -10%. XXXX Valuation $XXXX and Desk Review Value $XXXX- Secondary valuation has a Variance to Primary value that exceeds -10%. - Due Diligence Vendor-04/04/2025 |
Acknowledged-Client acknowledges valuation variance - Due Diligence Vendor-04/08/2025 |
PA | Investment | Seasoned Refinance | No Cash Out - Borrower Initiated | XXXX | Originator Post-Close | No | ||||||
| XXXX | xxxx5691 | Closed | 2025-04-07 13:31 | 2025-04-10 04:30 | Waived | 2 - Non-Material | B | B | Credit | Eligibility | Loan Eligibility | Waived-Document Uploaded. It does not appear that XXXX would qualify to act as the guarantor. According to the organizational document provided, XXXX owns 29.62% of the borrowing entity though XXXX. Based on the resolution provided for XXXX, it would appear that this corporation is owned by XXXX XXXX and XXXX XXXX. Assuming that these trust each own 50% of the shares that would make XXXX 14.81% owner and his spouse 14.81% owner as well. Please allow XXXX to be our guarantor even with this finding - Due Diligence Vendor-04/07/2025 |
Waived-Document Uploaded. It does not appear that XXXX would qualify to act as the guarantor. According to the organizational document provided, XXXX owns 29.62% of the borrowing entity though XXXX. Based on the resolution provided for XXXX, it would appear that this corporation is owned by XXXX and XXXX. Assuming that these trust each own 50% of the shares that would make XXXX 14.81% owner and his spouse 14.81% owner as well. Please allow XXXX to be our guarantor even with this finding - Due Diligence Vendor-04/07/2025 |
XXXX | - 850 FICO score - Over 1,900 exits in the last 24 months with just this one entity. - Tier 1 |
CA | Investment | Seasoned Refinance | Cash Out - Other | XXXX | Originator Pre-Close | Yes | ||||
| XXXX | xxxx4069 | Closed | 2025-04-04 13:45 | 2025-04-08 21:36 | Resolved | 1 - Information | D | A | Property | Missing Doc | Missing flood cert | Resolved-Executed flood cert received - Resolved - Due Diligence Vendor-04/08/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/08/2025 Ready for Review-Document Uploaded. Uploaded flood cert - Seller-04/08/2025 Open-Flood Certification is Missing - Due Diligence Vendor-04/04/2025 |
Ready for Review-Document Uploaded. Uploaded flood cert - Seller-04/08/2025 |
Resolved-Executed flood cert received - Resolved - Due Diligence Vendor-04/08/2025 Resolved-Flood Certification is not Missing - Due Diligence Vendor-04/08/2025 |
XXXX | OH | Investment | Purchase | NA | XXXX | N/A | N/A |