The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS Equities 002824100 1,599,262 14,139 SH SOLE 14,139 0 0
ABBVIE INC Equities 00287Y109 375,125 2,111 SH SOLE 2,111 0 0
ACCENTURE PLC Equities G1151C101 808,062 2,297 SH SOLE 2,297 0 0
ADOBE SYS INC Equities 00724F101 8,947,406 20,121 SH SOLE 20,121 0 0
ADV MICRO DEVICES Equities 007903107 255,108 2,112 SH SOLE 2,112 0 0
AECOM TECHNOLOGY Equities 00766T100 7,696,488 72,051 SH SOLE 72,051 0 0
AIR PRODUCTS & CHEM Equities 009158106 738,442 2,546 SH SOLE 2,546 0 0
ALLSTATE CORP Equities 020002101 646,425 3,353 SH SOLE 3,353 0 0
ALPHABE CL C Equities 02079K107 1,011,808 5,313 SH SOLE 5,313 0 0
ALPHABET CL A Equities 02079K305 18,086,479 95,544 SH SOLE 95,544 0 0
AMAZON COM INC Equities 023135106 15,490,250 70,606 SH SOLE 70,606 0 0
AMER EUROPACIFIC GRW Mutual Funds 298706110 288,954 5,373 SH SOLE 5,373 0 0
AMEREN CORP Equities 023608102 961,821 10,790 SH SOLE 10,790 0 0
AMERICAN ELEC POWER Equities 025537101 221,352 2,400 SH SOLE 2,400 0 0
AMERICAN EXPRESS CO Equities 025816109 472,193 1,591 SH SOLE 1,591 0 0
AMGEN INC Equities 031162100 7,016,689 26,921 SH SOLE 26,921 0 0
APOLLO GLOBAL MGMT Equities 03769M106 1,675,218 10,143 SH SOLE 10,143 0 0
APPLE INC Equities 037833100 21,909,496 87,491 SH SOLE 87,491 0 0
APPLIED MATERIALS Equities 038222105 2,401,557 14,767 SH SOLE 14,767 0 0
ASML HOLDING NV Equities N07059210 593,276 856 SH SOLE 856 0 0
AT&T INC Equities 00206R102 305,756 13,428 SH SOLE 13,428 0 0
AUTO DATA PROCESS Equities 053015103 231,842 792 SH SOLE 792 0 0
AUTOZONE INC Equities 053332102 810,106 253 SH SOLE 253 0 0
BERKSHIRE HATHAWAY Equities 084670702 375,316 828 SH SOLE 828 0 0
BLACKROCK INC Equities 09290D101 910,298 888 SH SOLE 888 0 0
BROADCOM INC Equities 11135F101 2,428,756 10,476 SH SOLE 10,476 0 0
CATERPILLAR INC Equities 149123101 8,542,635 23,549 SH SOLE 23,549 0 0
CBOE GLOBAL MARKETS Equities 12503M108 941,242 4,817 SH SOLE 4,817 0 0
CHARLES SCHWAB CORP Equities 808513105 3,169,182 42,821 SH SOLE 42,821 0 0
CHEVRON CORP Equities 166764100 763,596 5,272 SH SOLE 5,272 0 0
CHUBB LTD Equities H1467J104 3,674,237 13,298 SH SOLE 13,298 0 0
CINTAS CORP Equities 172908105 236,779 1,296 SH SOLE 1,296 0 0
CISCO SYSTEMS INC Equities 17275R102 2,000,072 33,785 SH SOLE 33,785 0 0
COCA COLA CO Equities 191216100 24,904 400 SH DFND 400 0 0
COCA COLA CO Equities 191216100 797,053 12,802 SH SOLE 12,802 0 0
COMCAST CORP NEW A Equities 20030N101 3,151,507 83,973 SH SOLE 83,973 0 0
COMMUNITY TRUST BANK Equities 204149108 359,490 6,779 SH SOLE 6,779 0 0
CONSTELLATION BRANDS Equities 21036P108 279,344 1,264 SH SOLE 1,264 0 0
CORNING INCORPORATED Equities 219350105 424,021 8,923 SH SOLE 8,923 0 0
COSTCO WHOLESALE Equities 22160K105 13,533,308 14,770 SH SOLE 14,770 0 0
D R HORTON INC Equities 23331A109 4,161,043 29,760 SH SOLE 29,760 0 0
DANAHER CORPORATION Equities 235851102 1,526,048 6,648 SH SOLE 6,648 0 0
DEERE & CO Equities 244199105 2,665,497 6,291 SH SOLE 6,291 0 0
DICKS SPORTING GOODS Equities 253393102 6,637,504 29,005 SH SOLE 29,005 0 0
DISNEY(WALT) COMPANY Equities 254687106 33,405 300 SH DFND 300 0 0
DISNEY(WALT) COMPANY Equities 254687106 623,894 5,603 SH SOLE 5,603 0 0
DOMINION ENERGY INC Equities 25746U109 418,061 7,762 SH SOLE 7,762 0 0
DUKE ENERGY CORP NEW Equities 26441C204 292,837 2,718 SH SOLE 2,718 0 0
DUPONT DE NEMOURS Equities 26614N102 1,187,899 15,579 SH SOLE 15,579 0 0
DUPREE NORTH CAROLINA TAX FREE Mutual Funds 266155704 1,938,080 181,638 SH SOLE 181,638 0 0
ELI LILLY & CO Equities 532457108 1,744,720 2,260 SH SOLE 2,260 0 0
EOG RES INC Equities 26875P101 856,589 6,988 SH SOLE 6,988 0 0
EQT CORP Equities 26884L109 1,324,325 28,721 SH SOLE 28,721 0 0
ETF I -SHARES TRUST Equities 464287465 15,117,690 199,943 SH SOLE 199,358 585 0
ETF ISHARES INC MSCI Equities 46434G764 18,311,032 330,226 SH SOLE 330,226 0 0
EXPEDIA GROUP, INC Equities 30212P303 865,130 4,643 SH SOLE 4,643 0 0
EXXON MOBIL CORP Equities 30231G102 109,614 1,019 SH DFND 1,019 0 0
EXXON MOBIL CORP Equities 30231G102 632,834 5,883 SH SOLE 5,883 0 0
FED INTER MUNI TR Mutual Funds 458810108 188,266 19,489 SH SOLE 19,489 0 0
FID 500 INDEX FD Mutual Funds 315911750 733,003 3,590 SH SOLE 3,590 0 0
FID CONTRAFUND Mutual Funds 316071109 903,369 42,956 SH SOLE 42,956 0 0
FISERV INC USD 0.01 Equities 337738108 836,265 4,071 SH SOLE 4,071 0 0
FRANKLIN DYNAMIC ETF Equities 35473P868 18,330,478 750,173 SH SOLE 750,173 0 0
GE AEROSPACE Equities 369604301 438,658 2,630 SH SOLE 2,630 0 0
GILEAD SCIENCES INC Equities 375558103 932,106 10,091 SH SOLE 10,091 0 0
GLOBAL FOUNDRIES INC Equities G39387108 214,550 5,000 SH SOLE 5,000 0 0
GOLDMAN EMRG MKT Mutual Funds 38143H886 140,026 14,586 SH DFND 14,586 0 0
HERSHEY COMPANY Equities 427866108 3,357,025 19,823 SH SOLE 19,823 0 0
HOME DEPOT INC Equities 437076102 175,046 450 SH DFND 450 0 0
HOME DEPOT INC Equities 437076102 2,465,808 6,339 SH SOLE 6,339 0 0
HONEYWELL INTL INC Equities 438516106 1,308,355 5,792 SH SOLE 5,792 0 0
HUMANA INC Equities 444859102 710,134 2,799 SH SOLE 2,799 0 0
I SHS RUSSELL2000 Equities 464287655 95,234 431 SH DFND 431 0 0
I SHS RUSSELL2000 Equities 464287655 8,915,294 40,348 SH SOLE 40,278 70 0
ILLINOIS TOOL WORKS Equities 452308109 397,836 1,569 SH SOLE 1,569 0 0
INTERCONTINENTAL EXC Equities 45866F104 564,599 3,789 SH SOLE 3,789 0 0
INTL BUSINESS MACHS Equities 459200101 408,664 1,859 SH SOLE 1,859 0 0
INTUIT INC Equities 461202103 8,477,208 13,488 SH SOLE 13,488 0 0
INTUITIVE SURGICAL Equities 46120E602 8,946,394 17,140 SH SOLE 17,140 0 0
ISHARES EMERGING MKT Equities 464287234 4,474,113 106,985 SH SOLE 106,127 858 0
ISHARES EMRG MKT Equities 464288281 2,444,237 27,451 SH SOLE 27,451 0 0
ISHARES MSCI EAFE Equities 464288273 1,726,029 28,412 SH SOLE 28,356 56 0
ISHARES RUSSELL MID Equities 464287499 861,458 9,745 SH SOLE 9,745 0 0
ISHARES S&P SMALLCAP Equities 464287804 3,558,685 30,886 SH SOLE 30,886 0 0
ISHARES SMALL CAP Equities 464287887 322,451 2,382 SH SOLE 2,382 0 0
ISHARES TR MBS ETF Equities 464288588 473,619 5,166 SH SOLE 5,166 0 0
ISHARES TR S&P MIDCP Equities 464287507 4,126,791 66,230 SH SOLE 66,230 0 0
ISHRS CMBS Equities 46429B366 9,803,487 207,701 SH SOLE 207,701 0 0
ISHS 500 INDEX FD US Equities 464287200 2,451,852 4,165 SH SOLE 4,165 0 0
ISHS BCLYS SH TR BD Equities 464288679 775,285 7,041 SH SOLE 7,041 0 0
ISHS CORE MSCI EAFE Equities 46432F842 233,611 3,324 SH SOLE 3,324 0 0
ISHS CORE US AGGR BD Equities 464287226 18,965,849 195,726 SH SOLE 195,182 544 0
ISHS GOLD TR NPV NEW Equities 464285204 91,816 1,855 SH DFND 1,855 0 0
ISHS GOLD TR NPV NEW Equities 464285204 245,891 4,967 SH SOLE 4,967 0 0
ISHS HIGH YIELD ETF Equities 464288513 7,080,073 90,020 SH SOLE 89,701 319 0
J P MORGAN CHASE Equities 46625H100 4,070,276 16,980 SH SOLE 16,980 0 0
JOHNSON & JOHNSON Equities 478160104 864,972 5,981 SH SOLE 5,981 0 0
KIMBERLY-CLARK CORP Equities 494368103 32,760 250 SH DFND 250 0 0
KIMBERLY-CLARK CORP Equities 494368103 2,394,232 18,271 SH SOLE 18,271 0 0
KINDER MORGAN INC DE Equities 49456B101 1,699,293 62,018 SH SOLE 62,018 0 0
KLA-TENCOR Equities 482480100 1,851,293 2,938 SH SOLE 2,938 0 0
KY T/F INCOME SERIES Mutual Funds 266155100 9,022,990 1,258,431 SH SOLE 1,258,431 0 0
KY T/F SHORT TO MED Mutual Funds 266155209 372,816 72,816 SH SOLE 72,816 0 0
LENNAR CORP COM Equities 526057104 1,143,735 8,387 SH SOLE 8,387 0 0
LOCKHEED MARTIN CORP Equities 539830109 1,704,192 3,507 SH SOLE 3,507 0 0
LOWES COMPANIES INC Equities 548661107 877,868 3,557 SH SOLE 3,557 0 0
LYONDELLBASELL Equities N53745100 583,094 7,851 SH SOLE 7,851 0 0
MARATHON PETE CORP Equities 56585A102 357,678 2,564 SH SOLE 2,564 0 0
MARRIOTT INTL Equities 571903202 1,250,767 4,484 SH SOLE 4,484 0 0
MARTIN MARIETTA MATL Equities 573284106 204,018 395 SH DFND 395 0 0
MASCO CORPORATION Equities 574599106 705,018 9,715 SH SOLE 9,715 0 0
MASTERCARD INC Equities 57636Q104 7,773,226 14,762 SH SOLE 14,762 0 0
MCDONALDS CORP Equities 580135101 3,209,082 11,070 SH SOLE 11,070 0 0
MCKESSON HBOC INC Equities 58155Q103 769,379 1,350 SH SOLE 1,350 0 0
MERCK & CO INC NEW Equities 58933Y105 14,922 150 SH DFND 150 0 0
MERCK & CO INC NEW Equities 58933Y105 5,082,234 51,088 SH SOLE 51,088 0 0
META PLATFORMS INC Equities 30303M102 12,371,826 21,130 SH SOLE 21,130 0 0
MFS ARKANSAS MUNI Mutual Funds 55273N251 494,097 55,022 SH SOLE 55,022 0 0
MICROSOFT CORP Equities 594918104 14,977,581 35,534 SH SOLE 35,534 0 0
MOODYS CORP Equities 615369105 6,968,480 14,721 SH SOLE 14,721 0 0
MORGAN STANLEY Equities 617446448 294,562 2,343 SH SOLE 2,343 0 0
NETAPP INC Equities 64110D104 4,962,536 42,751 SH SOLE 42,751 0 0
NETFLIX COM Equities 64110L106 3,336,211 3,743 SH SOLE 3,743 0 0
NEXTERA ENERGY INC Equities 65339F101 444,048 6,194 SH SOLE 6,194 0 0
NIKE INC CL B Equities 654106103 212,557 2,809 SH SOLE 2,809 0 0
NORTHROP GRUMMAN Equities 666807102 281,574 600 SH DFND 600 0 0
NORTHROP GRUMMAN Equities 666807102 599,753 1,278 SH SOLE 1,278 0 0
NOVO NORDISK A S Equities 670100205 2,330,024 27,087 SH SOLE 27,087 0 0
NUCOR CORP Equities 670346105 3,788,873 32,464 SH SOLE 32,464 0 0
NVIDIA CORPORATION Equities 67066G104 83,896,200 624,739 SH SOLE 624,739 0 0
NXP SEMICONDUCTORS Equities N6596X109 917,034 4,412 SH SOLE 4,412 0 0
OLD DOMINI COM Equities 679580100 2,859,444 16,210 SH SOLE 16,210 0 0
ORACLE CORPORATION Equities 68389X105 1,964,019 11,786 SH SOLE 11,786 0 0
PALO ALTO NETWORKS Equities 697435105 910,892 5,006 SH SOLE 5,006 0 0
PARKER HANNIFIN CORP Equities 701094104 1,674,667 2,633 SH SOLE 2,633 0 0
PEPSICO INC Equities 713448108 32,845 216 SH DFND 216 0 0
PEPSICO INC Equities 713448108 503,927 3,314 SH SOLE 3,314 0 0
PFIZER INC Equities 717081103 443,820 16,729 SH SOLE 16,729 0 0
PHILIP MORRIS INTL Equities 718172109 48,140 400 SH DFND 400 0 0
PHILIP MORRIS INTL Equities 718172109 286,192 2,378 SH SOLE 2,378 0 0
PHILLIPS 66 Equities 718546104 202,340 1,776 SH SOLE 1,776 0 0
PNC FINANCIAL SERV Equities 693475105 250,705 1,300 SH DFND 1,300 0 0
PNC FINANCIAL SERV Equities 693475105 78,104 405 SH SOLE 405 0 0
PPG INDS INC Equities 693506107 787,414 6,592 SH SOLE 6,592 0 0
PROCTER & GAMBLE CO Equities 742718109 134,120 800 SH DFND 800 0 0
PROCTER & GAMBLE CO Equities 742718109 2,034,433 12,135 SH SOLE 12,135 0 0
PROG CORP OHIO Equities 743315103 6,721,779 28,053 SH SOLE 28,053 0 0
QUALCOMM INC Equities 747525103 4,937,654 32,142 SH SOLE 32,142 0 0
QUANTA SERVICES INC Equities 74762E102 983,548 3,112 SH SOLE 3,112 0 0
RAYMOND JAMES INC Equities 754730109 276,487 1,780 SH SOLE 1,780 0 0
REGENERON PHARMA Equities 75886F107 1,203,125 1,689 SH SOLE 1,689 0 0
S&P GLOBAL INC Equities 78409V104 9,767,862 19,613 SH SOLE 19,613 0 0
SALESFORCE INC Equities 79466L302 2,115,640 6,328 SH SOLE 6,328 0 0
SCHLUMBERGER LTD Equities 806857108 265,850 6,934 SH SOLE 6,934 0 0
SECTOR SPDR CONS STA Equities 81369Y308 207,216 2,636 SH SOLE 2,636 0 0
SECTOR SPDR ENERGY Equities 81369Y506 467,789 5,461 SH SOLE 5,461 0 0
SECTOR SPDR TR FUND Equities 81369Y209 1,367,171 9,938 SH SOLE 9,938 0 0
SECTOR SPDR UTILITIE Equities 81369Y886 917,211 12,118 SH SOLE 12,118 0 0
SELECT SECTOR FINANC Equities 81369Y605 641,194 13,267 SH SOLE 13,267 0 0
SERVICENOW INC Equities 81762P102 1,055,880 996 SH SOLE 996 0 0
SHERWIN WILLIAMS Equities 824348106 4,892,952 14,394 SH SOLE 14,394 0 0
SPDR S&P 500 Equities 78462F103 18,568,187 31,682 SH SOLE 31,519 163 0
SPDR S&P MIDCAP 400 Equities 78467Y107 165,178 290 SH DFND 290 0 0
SPDR S&P MIDCAP 400 Equities 78467Y107 10,129,411 17,784 SH SOLE 17,738 46 0
STARBUCKS CORP Equities 855244109 891,878 9,774 SH SOLE 9,774 0 0
STRYKER CORP Equities 863667101 4,350,844 12,084 SH SOLE 12,084 0 0
T MOBILE US INC Equities 872590104 203,072 920 SH SOLE 920 0 0
TARGET CORP Equities 87612E106 289,420 2,141 SH SOLE 2,141 0 0
TESLA, INC Equities 88160R101 1,746,608 4,325 SH SOLE 4,325 0 0
TEXAS INSTRUMENTS Equities 882508104 449,086 2,395 SH SOLE 2,395 0 0
THERMO FISHER Equities 883556102 1,005,605 1,933 SH SOLE 1,933 0 0
TJX COS INC NEW Equities 872540109 2,265,792 18,755 SH SOLE 18,755 0 0
TRACTOR SUPPLY CO Equities 892356106 4,599,294 86,681 SH SOLE 86,681 0 0
ULTA BEAUTY INC Equities 90384S303 395,351 909 SH SOLE 909 0 0
UNION PACIFIC CORP Equities 907818108 1,718,281 7,535 SH SOLE 7,535 0 0
UNITED PARCEL SERVIC Equities 911312106 503,013 3,989 SH SOLE 3,989 0 0
UNITED RENTALS INC Equities 911363109 8,210,953 11,656 SH SOLE 11,656 0 0
UNITEDHEALTH GROUP INC COM Equities 91324P102 7,316,759 14,464 SH SOLE 14,464 0 0
US BANCORP DEL COM Equities 902973304 327,683 6,851 SH SOLE 6,851 0 0
VALERO ENERGY CORP Equities 91913Y100 4,782,481 39,012 SH SOLE 39,012 0 0
VAN TOTAL STOCK MKT Mutual Funds 922908728 398,378 2,825 SH SOLE 2,825 0 0
VANGD INDEX REIT 986 Equities 922908553 637,456 7,156 SH SOLE 7,156 0 0
VANGUARD EMG MKT ETF Equities 921946885 5,158,408 81,685 SH SOLE 81,352 333 0
VANGUARD FTSE DEV MK Equities 921943858 11,403,922 238,476 SH SOLE 238,476 0 0
VANGUARD FTSE EMG MK Equities 922042858 114,944 2,610 SH DFND 2,610 0 0
VANGUARD FTSE EMG MK Equities 922042858 11,427,455 259,479 SH SOLE 259,479 0 0
VANGUARD INTER-TERM Mutual Funds 922907878 1,098,227 80,929 SH SOLE 80,929 0 0
VANGUARD RUSSELL Equities 92206C664 231,365 2,590 SH SOLE 2,590 0 0
VANGUARD S&P 500 ETF Equities 922908363 704,225 1,307 SH SOLE 1,307 0 0
VANGUARD SM CAP ETF Equities 922908751 222,259 925 SH SOLE 925 0 0
VISA INC CLASS A Equities 92826C839 12,123,294 38,360 SH SOLE 38,360 0 0
WAL MART STORES INC Equities 931142103 2,758,928 30,536 SH SOLE 30,536 0 0
WILLIAMS COS INC Equities 969457100 5,498,484 101,598 SH SOLE 101,598 0 0
XCEL ENERGY INC Equities 98389B100 1,541,684 22,833 SH SOLE 22,833 0 0
ZOETIS INC Equities 98978V103 2,744,393 16,844 SH SOLE 16,844 0 0