Exhibit 5

Return on Equity and Assets Ratios

 

    

For the Year-Ended

October 2024

 

 

   

For the Year-Ended

October 2023

 

(1)  

   

For the Year-Ended

October 2022

 

 

Return on Assets

     0.77     0.73     0.84

Return on Equity

     14.4     14.3     16.4

Dividend Payout Ratio

     50     52     45
  

 

 

   

 

 

   

 

 

 

(1) Amounts have been restated from those previously presented as part of the adoption of IFRS 17, effective November 1, 2023.