v3.24.3
Loans and Allowance for Credit Losses - Disclosure of Allowance for Credit Losses (Detail) - CAD ($)
$ in Millions
12 Months Ended
Oct. 31, 2024
Oct. 31, 2023
Customers' liability under acceptances [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period $ 50 $ 45
Provision for credit losses (50) 5
Balance at end of period   50
Allowance for credit losses [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 5,348 4,181
Provision for credit losses 3,247 2,496
Net write-offs (2,079) (1,213)
Exchange rate changes/other (164) (116)
Balance at end of period 6,352 5,348
Allowance for credit losses [member] | Allowance for loan losses [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 5,004 3,753
Balance at end of period 6,037 5,004
Allowance for credit losses [member] | Other liabilities – Provisions [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 288 378
Balance at end of period 311 288
Allowance for credit losses [member] | Customers' liability under acceptances [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 50 45
Balance at end of period   50
Allowance for credit losses [member] | Other components of equity [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 6 5
Balance at end of period 4 6
Retail [member] | Residential mortgages [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 481 432
Provision for credit losses 114 74
Net write-offs (10) (17)
Exchange rate changes/other (13) (8)
Balance at end of period 572 481
Retail [member] | Personal [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 1,228 1,043
Provision for credit losses 877 593
Net write-offs (616) (404)
Exchange rate changes/other (7) (4)
Balance at end of period 1,482 1,228
Retail [member] | Credit cards [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 1,069 893
Provision for credit losses 831 636
Net write-offs (669) (460)
Exchange rate changes/other 2  
Balance at end of period 1,233 1,069
Retail [member] | Small business [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 194 194
Provision for credit losses 178 43
Net write-offs (84) (39)
Exchange rate changes/other (16) (4)
Balance at end of period 272 194
Wholesale [member]    
Disclosure of credit risk exposure [line items]    
Balance at beginning of period 2,326 1,574
Provision for credit losses 1,297 1,145
Net write-offs (700) (293)
Exchange rate changes/other (130) (100)
Balance at end of period $ 2,793 $ 2,326