May 3, 2024
United States Securities and Exchange Commission
Disclosure Review Office
Division of Investment Management
100 F Street, N.E.
Washington, DC 20549-0506
| Re: | C.M. Life Insurance Company and its C.M. Multi-Account A | |
Post-Effective Amendment No. 37 to Registration Statement on Form N-4 Prospectus Title: Panorama Premier File Nos. 033-61679, 811-08698 Class Identifier: C000021289 |
Dear Commissioners:
On behalf of C.M. Life Insurance Company (the “Depositor”) and its C.M. Multi-Account A (the “Registrant”), I hereby certify pursuant to Rule 497(j) under the Securities Act of 1933 (the “33 Act”) that:
| • | the form of prospectus and statement of additional information that would have been filed pursuant to Rule 497(c) under the 33 Act would not have differed from that contained in Post-Effective Amendment No. 37 (the “Most Recent Amendment”) to the above-referenced Registration Statement, which was filed on April 25, 2024 and became effective on April 29, 2024; and |
| • | the text of the Most Recent Amendment was filed electronically. |
| Sincerely, | ||
/s/ James M. Rodolakis |
||
| James M. Rodolakis | ||
| Lead Counsel, Annuity Product & Operations | ||
| for Massachusetts Mutual Life Insurance Company |
Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and its affiliated companies.