NW Advi Retire Inc Anuty -NY (333-227780)

Supplement dated May 2, 2024
to the following statutory prospectus(es):

Nationwide Advisory Retirement Income Annuity and Nationwide Advisory Retirement Income Annuity - New York dated May 1, 2024

This supplement updates certain information contained in your statutory prospectus. Please read and retain

this supplement for future reference.

At a meeting held on March 25-28, 2024, the Board of Trustees of the John Hancock Variable Insurance Trust approved the following with respect to the John Hancock Variable Insurance Trust – Emerging Markets Value Trust (the "Fund"), effective on or about May 29, 2024 (the "Effective Date"): (i) changes to the Fund’s sub-advisory arrangements such that Boston Partners Global Investors, Inc. will be the sole subadvisor to the Fund, (ii) a reduction in the Fund’s management fee schedule, and (iii) a change to the Fund’s name.

Accordingly, as of the Effective Date the statutory prospectus is amended as follows:

1. The following underlying mutual funds are offered as investment options under the contract. The name of each investment option is updated as indicated below:

CURRENT NAME	UPDATED NAME
John Hancock Variable Insurance Trust - Emerging Markets Value Trust: Series II	John Hancock Variable Insurance Trust - Disciplined Value Emerging Markets Equity Trust: Series II
John Hancock Variable Insurance Trust - Emerging Markets Value Trust: Series NAV	John Hancock Variable Insurance Trust - Disciplined Value Emerging Markets Equity Trust: Series NAV

2. Appendix A: Underlying Mutual Funds Available Under the Contract is amended and restated as follows:

Type	Underlying Mutual Fund and Adviser/ Subadviser	Current Expenses	Low Cost Fund Fee1	Current Expenses + Low Cost Fund Fee	Average Annual Total Returns (as of 12/31/2023)
Type	Underlying Mutual Fund and Adviser/ Subadviser	Current Expenses	Low Cost Fund Fee1	Current Expenses + Low Cost Fund Fee	1 year	5 year	10 year
Equity	John Hancock Variable Insurance Trust - Disciplined Value Emerging Markets Equity Trust: Series II (formerly, John Hancock Variable Insurance Trust - Emerging Markets Value Trust: Series II) This underlying mututal fund is no longer available to receive transfers or new purchase payments effective May 1, 2023 Investment Advisor: John Hancock Variable Trust Advisers LLC Sub-Advisor: Boston Partners Global Investors, Inc.	1.23%*	0.10%	1.33%	14.85%	5.17%	2.81%
Equity	John Hancock Variable Insurance Trust - Disciplined Value Emerging Markets Equity Trust: Series NAV (formerly, John Hancock Variable Insurance Trust - Emerging Markets Value Trust: Series NAV) Investment Advisor: John Hancock Variable Trust Advisers LLC Sub-Advisor: Boston Partners Global Investors, Inc.	0.98%*	0.10%	1.08%	15.15%	5.42%	3.06%

This underlying mutual fund’s current expenses reflect a temporary fee reduction.

Reflects the current Low Cost Fund Fee. The maximum Low Cost Fund Fee applicable for any Sub-Account is 0.70%.

PROS-0852