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  Alfred Ayensu-Ghartey
  Vice President
  and Associate General Counsel
  (212) 314-2777

VIA EDGAR

May 2, 2024

Securities and Exchange Commission

100 F Street, N.E.

Washington, D.C. 20549

 

Re:    Equitable Financial Life Insurance Company
   Separate Account No. 49
   File Nos. 333-31131 and 811-07659
   CIK 0001015570

CERTIFICATION PURSUANT TO

RULE 497(j) OF THE

SECURITIES ACT OF 1933

Ladies and Gentlemen:

Pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933, as amended, Registrant hereby certifies that:

(1) The form of prospectuses and statement of additional information that would have been filed under paragraph (c) of Rule 497 would not have differed from that contained in the most recent amendment to the Registration Statement filed with the Securities and Exchange Commission, and

(2) The text of the most recent amendment has been filed with the Securities and Exchange Commission electronically.

 

Very truly yours,

/s/ Alfred Ayensu-Ghartey

Alfred Ayensu-Ghartey

EQUITABLE FINANCIAL LIFE INSURANCE COMPANY

1345 AVENUE OF THE AMERICAS, NEW YORK, NEW YORK 10105