UPDATING SUMMARY PROSPECTUS

April 29, 2024

PERSPECTIVE L SERIESSM

FLEXIBLE PREMIUM VARIABLE AND FIXED DEFERRED ANNUITY

(Contracts offered for sale on and after December 12, 2011)

Issued by

Jackson National Life Insurance Company of New York® through

JNLNY Separate Account I

This Updating Summary Prospectus provides certain updated information about your Perspective L Series Flexible Premium Variable and Fixed Deferred Annuity (Contracts offered for sale after December 12, 2011) Contract (“Contract”). This Updating Summary Prospectus also provides a summary of Contract features that have changed.

The prospectus for the Contract contains more information about the Contract, including its features, benefits, and risk. You can find the current prospectus and other information about the Contract online at www.jackson.com/product-literature-4.html. To request a free paper or e-mail copy of this information, please call 1-800-599-5651 or send an email request to customercare@jackson.com.

Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission’s staff and is available at www.Investor.gov.

The Securities and Exchange Commission has not approved or disapproved this Contract or passed upon the adequacy of this Summary Prospectus. Any representation to the contrary is a criminal offense.

TABLE OF CONTENTS
DEFINITIONS			1
UPDATED INFORMATION ABOUT YOUR CONTRACT			2
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT			3
APPENDIX A (FUNDS AVAILABLE UNDER THE CONTRACT)			A-1
BACK COVER PAGE			B-1

---

(This page intentionally left blank.)

---

DEFINITIONS

Completed Year - the succeeding twelve months from the date on which we receive a Premium payment. Completed Years specify the years from the date of receipt of the Premium and does not refer to Contract Years.

Contract - the individual deferred variable and fixed annuity contract and any optional endorsements you may have selected.

Contract Anniversary – each one-year anniversary of the Contract’s Issue Date.

Contract Enhancement – a credit that we will make to your Contract Value at the end of any Business Day in the first seven Contract Years (five Contract Years for the 2% Contract Enhancement) during which we receive a Premium payment. The Contract Enhancement endorsements available are the 2% Contract Enhancement endorsement, 3% Contract Enhancement endorsement, or 4% Contract Enhancement endorsement. The actual Contract Enhancement percentage applied to the Premium payment varies, depending upon which Contract Enhancement you have elected and the Contract Year in which you make your payment.

Contract Year – the succeeding twelve months from a Contract’s Issue Date and every anniversary. The first Contract Year (Contract Year 0-1) starts on the Contract’s Issue Date and extends to, but does not include, the first Contract Anniversary. Subsequent Contract Years start on an anniversary date and extend to, but do not include, the next anniversary date.

For example, if the Issue Date is January 15, 2025, then the end of Contract Year 0-1 would be January 14, 2026, and January 15, 2026, which is the first Contract Anniversary, begins Contract Year 1-2.

Fixed Account – part of our General Account to which the Contract Value you allocate is guaranteed to earn a stated rate of return over the specified period. The Fixed Account consists of the Fixed Account Options.

Fixed Account Option – a Contract option within the Fixed Account for a specific period under which a stated rate of return will be credited.

Fund – a registered investment company in which an Investment Division of the Separate Account invests.

General Account – the General Account includes all our assets, including any Contract Value allocated to the Fixed Account, which is available to our creditors.

Investment Division – one of multiple variable options of the Separate Account to allocate your Contract’s value, each of which exclusively invests in a different available Fund. The Investment Divisions are called variable because the return on investment is not guaranteed.

Issue Date – the date your Contract is issued.

Jackson of NY, JNLNY, we, our, or us – Jackson National Life Insurance Company of New York. (We do not capitalize “we,” “our,” or “us” in the prospectus.)

Owner, you, or your - the natural person or legal entity entitled to exercise all rights and privileges under the Contract. Any reference to the Owner includes any joint Owner.

Premium(s) - considerations paid into the Contract by or on behalf of the Owner.

Separate Account – JNLNY Separate Account I. The Separate Account is divided into sub-accounts generally referred to as Investment Divisions.

1

---

UPDATED INFORMATION ABOUT YOUR CONTRACT

The information in this Updating Summary Prospectus is a summary of certain Contract features that have changed since the prospectus dated May 1, 2023. This may not reflect all of the changes that have occurred since you entered into your Contract.

General Product Changes

No material updates have been made to the terms of your contract since the previous version of the Prospectus you received, dated May 1, 2023.

2

---

IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT

FEES AND EXPENSES

LOCATION IN PROSPECTUS

Charges for Early Withdrawals

If you withdraw money from your Contract within 4 Complete Years following your last Premium payment, you will be assessed a withdrawal charge. The maximum withdrawal charge is 7.0% of the Remaining Premium withdrawn during the first Completed Year. For example, if you make an early withdrawal within the first Completed Year, you could pay a withdrawal charge of up to $7,000 on a $100,000 investment. The withdrawal charge then declines by 1% per year for each additional Completed Year, until the end of the fourth Completed Year, after which no charge is made. In addition, if you have elected an optional Contract Enhancement and then make a partial or total withdrawal from your Contract in the first seven Contract Years (five Contract Years for the 2% Contract Enhancement), you will pay a Contract Enhancement recapture charge that reimburses us for all or part of the Contract Enhancements that we credited to your Contract based on your Premiums.

Contract Charges- Transaction Expenses: Withdrawal Charge; Contract Charges - Optional Benefit Expenses: Contract Enhancement Recapture Charge

Transaction Charges

In addition to withdrawal charges, you also may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds.

Contract Charges- Transaction Expenses

Ongoing Fees and Expenses (annual charges)

The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected.

Contract Charges- Optional Benefit Expenses

ANNUAL FEE

MINIMUM

MAXIMUM

1. Base Contract1

1.76%

1.76%

Contract Charges- Annual Contract Expenses: Mortality and Expense Risk Charge

2. Investment options (Fund fees and expenses)2

0.52%

2.44%

Contract Charges- Fund Expenses

3. Optional benefits available for an additional charge (for a single optional benefit, if elected)3

0.25%

1.80%

Contract Charges- Optional Benefit Expenses

1.As a percentage of average daily Contract Value of the Investment Divisions. 2.As a percentage of average Fund net assets. 3.The minimum fee reflects an annualized percentage of the average daily net asset value of your allocations to the Investment Divisions. The maximum fee reflects an annualized percentage of the GWB.

3

---

Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add surrender (withdrawal) charges that substantially increase costs.

LOWEST ANNUAL COST: $2,310

HIGHEST ANNUAL COST: $6,744

Assumes: •Investment of $100,000 •5% annual appreciation •Least expensive combination of Fund fees and expenses •No optional benefits •No sales charges •No additional purchase payments, transfers or withdrawals

Assumes: •Investment of $100,000 •5% annual appreciation •Most expensive combination of optional benefits and Fund fees and expenses •No sales charges •No additional purchase payments, transfers or withdrawals

RISKS

Location in Prospectus

Risk of Loss

You can lose money by investing in this Contract.

Principal Risks

Not a Short-Term Investment

This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. Withdrawal charges apply for up to 7 years following your last Premium payment. They will reduce the value of your Contract if you withdraw money during that time. The benefits of tax deferral and living benefit protections also mean the Contract is more beneficial to investors with a long time horizon.

Principal Risks

Risks Associated with Investment Options

•An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. •Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. •Early withdrawals from a Fixed Account Option are subject to a Market Value Adjustment. •You should review the investment options before making an investment decision.

Principal Risks

Insurance Company Risks

Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651.

Principal Risks

RESTRICTIONS

Investments

•We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year. •Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options.

Principal Risks

Optional Benefits

•Certain benefits may limit withdrawals or other rights under the Contract. Under certain benefits, a withdrawal could reduce the value of a benefit by more than the dollar amount of the withdrawal. •Not all optional benefits are available through all broker-dealers and may vary by date of purchase. •We may modify or discontinue an optional benefit at any time.

Benefits Available Under the Contracts

4

---

TAXES

Tax Implications

•Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract. •If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral. •Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½.

Taxes

CONFLICTS OF INTEREST

Investment Professional Compensation

Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of commissions, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment.

Distribution of Contracts

Exchanges

Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract.

Non-Qualified Contracts - 1035 Exchanges

5

---

APPENDIX A

FUNDS AVAILABLE UNDER THE CONTRACT

The following is a list of Funds (all Class A shares) available under the Contract, which is subject to change, as discussed in the prospectus. Certain broker-dealers selling the Contracts may limit the Investment Divisions that are available to their customers. You can find the prospectuses and other information about the Funds online at https://www.jackson.com/fund-literature.html. You can also request this information at no cost by calling 1-800-599-5651 or by sending an email request to ProspectusRequest@jackson.com.

The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund’s past performance is not necessarily an indication of future performance.

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Allocation			JNL/American Funds Balanced Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						0.91%2			13.85%			8.80%			5.88%
Fixed Income			JNL/American Funds Bond Fund of America Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						0.83%2			4.65%			N/A			N/A
Allocation			JNL/American Funds Capital Income Builder Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						0.96%2			8.55%			7.02%			N/A
Fixed Income			JNL/American Funds Capital World Bond Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						1.06%2			5.82%			-0.64%			0.07%
International/Global Equity			JNL/American Funds Global Growth Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						1.06%2			22.13%			13.28%			9.26%
International/Global Equity			JNL/American Funds Global Small Capitalization Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						1.24%2			15.77%			7.95%			5.45%
U.S. Equity			JNL/American Funds Growth Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						0.91%2			38.03%			18.29%			13.94%
U.S. Equity			JNL/American Funds Growth-Income Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						0.91%2			25.67%			12.93%			10.48%
International/Global Equity			JNL/American Funds International Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						1.17%2			15.33%			4.44%			3.01%
International/Global Equity			JNL/American Funds New World Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						1.26%2			15.46%			8.18%			4.26%
U.S. Equity			JNL/American Funds® Washington Mutual Investors Fund1
			(Investment Adviser to the Master Fund: Capital Research and Management CompanySM)						0.93%2			16.88%			12.20%			9.52%

A-1

---

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Alternative			JNL Multi-Manager Alternative Fund
			(Boston Partners Global Investors, Inc.; DoubleLine Capital LP; First Pacific Advisors, LP; Kayne Anderson Rudnick Investment Management, LLC; Lazard Asset Management LLC; Loomis, Sayles & Company, L.P.; and Westchester Capital Management, LLC)						2.44%			11.24%			3.75%			N/A
International/Global Equity			JNL Multi-Manager Emerging Markets Equity Fund
			(GQG Partners LLC, Kayne Anderson Rudnick Investment Management, LLC; T. Rowe Price Associates, Inc. (Sub-Sub-Adviser: T. Rowe Price Hong Kong Limited); and WCM Investment Management, LLC)						1.24%			10.11%			1.42%			0.35%
International/Global Equity			JNL Multi-Manager International Small Cap Fund
			(Baillie Gifford Overseas Limited; Causeway Capital Management LLC; and WCM Investment Management, LLC)						1.21%			22.47%			11.39%			N/A
U.S. Equity			JNL Multi-Manager Mid Cap Fund
			(Champlain Investment Partners, LLC; ClearBridge Investments, LLC; Kayne Anderson Rudnick Investment Management, LLC; Nuance Investments, LLC; and Victory Capital Management Inc.)						1.09%			12.33%			11.45%			N/A
U.S. Equity			JNL Multi-Manager Small Cap Growth Fund
			(BAMCO, Inc.; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; Victory Capital Management Inc.; and WCM Investment Management, LLC)						0.98%			16.32%			10.43%			7.81%
U.S. Equity			JNL Multi-Manager Small Cap Value Fund
			(Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; and WCM Investment Management, LLC)						1.11%			20.97%			11.61%			6.29%
Allocation			JNL iShares Tactical Moderate Fund
			(Mellon Investments Corporation)						0.77%			9.61%			4.96%			4.00%
Allocation			JNL iShares Tactical Moderate Growth Fund
			(Mellon Investments Corporation)						0.78%			11.77%			6.93%			5.33%
Allocation			JNL iShares Tactical Growth Fund
			(Mellon Investments Corporation)						0.80%			14.01%			8.68%			6.44%
Allocation			JNL/American Funds Moderate Growth Allocation Fund
									1.00%			13.83%			7.59%			5.93%
Allocation			JNL/American Funds Growth Allocation Fund
									1.01%			17.25%			9.75%			7.39%
International/Global Equity			JNL/AB Sustainable Global Thematic Fund
			(AllianceBernstein L.P.)						1.14%			15.76%			N/A			N/A
U.S. Equity			JNL/AQR Large Cap Defensive Style Fund
			(AQR Capital Management, LLC)						0.86%			10.57%			N/A			N/A
International/Global Equity			JNL/Baillie Gifford International Growth Fund
			(Baillie Gifford Overseas Limited)						0.99%			13.65%			6.29%			N/A
Allocation			JNL/BlackRock Global Allocation Fund
			(BlackRock Investment Management, LLC; Sub-Sub-Adviser BlackRock International Limited)						1.06%			13.95%			7.67%			4.74%

A-2

---

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Alternative			JNL/BlackRock Global Natural Resources Fund
			(BlackRock International Limited)						0.97%			-1.61%			12.60%			1.86%
U.S. Equity			JNL/BlackRock Large Cap Select Growth Fund
			(BlackRock Investment Management, LLC)						0.84%2			49.68%			15.45%			12.49%
International/Global Equity			JNL/Causeway International Value Select Fund
			(Causeway Capital Management LLC)						0.97%			28.35%			10.28%			4.08%
U.S. Equity			JNL/ClearBridge Large Cap Growth Fund
			(ClearBridge Investments, LLC)						0.94%			44.55%			15.23%			N/A
International/Global Equity			JNL/DFA International Core Equity Fund
			(Dimensional Fund Advisors LP)						0.90%			15.59%			N/A			N/A
U.S. Equity			JNL/DFA U.S. Core Equity Fund
			(Dimensional Fund Advisors LP)						0.80%			22.27%			14.47%			10.33%
U.S. Equity			JNL/DFA U.S. Small Cap Fund
			(Dimensional Fund Advisors LP)						0.99%			16.72%			12.00%			7.51%
Fixed Income			JNL/DoubleLine® Core Fixed Income Fund
			(DoubleLine Capital LP)						0.79%			6.03%			0.73%			1.56%
Fixed Income			JNL/DoubleLine® Emerging Markets Fixed Income Fund
			(DoubleLine Capital LP)						1.08%			9.48%			1.46%			N/A
U.S. Equity			JNL/DoubleLine® Shiller Enhanced CAPE® Fund
			(DoubleLine Capital LP)						1.02%			27.42%			13.16%			N/A
Fixed Income			JNL/DoubleLine® Total Return Fund
			(DoubleLine Capital LP)						0.83%			5.09%			-0.26%			1.45%
Fixed Income			JNL/Fidelity Institutional Asset Management® Total Bond Fund
			(FIAM LLC)						0.79%			6.70%			1.66%			1.75%
Alternative			JNL/First Sentier Global Infrastructure Fund
			(First Sentier Investors (Australia) IM Ltd)						1.13%			2.81%			6.38%			3.27%
Allocation			JNL/Franklin Templeton Income Fund
			(Franklin Advisers, Inc.)						0.93%			8.19%			6.78%			4.77%
U.S. Equity			JNL/Goldman Sachs 4 Fund
			(Goldman Sachs Asset Management, L.P)						0.70%			14.42%			12.53%			8.86%
International/Global Equity			JNL/GQG Emerging Markets Equity Fund
			(GQG Partners LLC)						1.34%			28.95%			9.66%			N/A
International/Global Equity			JNL/Harris Oakmark Global Equity Fund
			(Harris Associates L.P.)						1.11%			19.99%			11.03%			N/A
Sector Equity			JNL/Heitman U.S. Focused Real Estate Fund
			(Heitman Real Estate Securities LLC)						1.11%			9.66%			7.10%			N/A
U.S. Equity			JNL/Invesco Diversified Dividend Fund
			(Invesco Advisers, Inc.)						0.99%			8.54%			9.48%			N/A
International/Global Equity			JNL/Invesco Global Growth Fund
			(Invesco Advisers, Inc.)						0.96%			34.59%			12.11%			8.28%
U.S. Equity			JNL/Invesco Small Cap Growth Fund
			(Invesco Advisers, Inc.)						1.05%			12.12%			8.66%			7.36%
Allocation			JNL/JPMorgan Global Allocation Fund
			(J.P. Morgan Investment Management Inc.)						1.06%2			12.70%			5.50%			N/A

A-3

---

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Alternative			JNL/JPMorgan Hedged Equity Fund
			(J.P. Morgan Investment Management Inc.)						0.96%			15.70%			9.03%			N/A
U.S. Equity			JNL/JPMorgan MidCap Growth Fund
			(J.P. Morgan Investment Management Inc.)						0.90%			23.21%			15.61%			11.32%
Fixed Income			JNL/JPMorgan U.S. Government & Quality Bond Fund
			(J.P. Morgan Investment Management Inc.)						0.69%			4.16%			0.50%			1.26%
U.S. Equity			JNL/JPMorgan U.S. Value Fund
			(J.P. Morgan Investment Management Inc.)						0.88%			9.00%			9.77%			6.37%
International/Global Equity			JNL/Lazard International Strategic Equity Fund
			(Lazard Asset Management LLC)						1.10%			16.51%			7.21%			4.77%
International/Global Equity			JNL/Loomis Sayles Global Growth Fund
			(Loomis, Sayles & Company, L.P.)						1.01%			36.41%			13.38%			N/A
Fixed Income			JNL/Lord Abbett Short Duration Income Fund
			(Lord, Abbett & Co. LLC)						0.80%			5.38%			N/A			N/A
U.S. Equity			JNL/Mellon DowSM Index Fund
			(Mellon Investments Corporation)						0.65%			15.43%			11.73%			10.42%
International/Global Equity			JNL/Mellon Emerging Markets Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)						0.74%2			9.26%			3.36%			2.03%
International/Global Equity			JNL/Mellon World Index Fund
			(Mellon Investments Corporation)						0.65%			23.34%			12.50%			8.04%
U.S. Equity			JNL/Mellon Nasdaq® 100 Index Fund
			(Mellon Investments Corporation)						0.64%			54.23%			21.90%			16.44%
U.S. Equity			JNL/Mellon S&P 500 Index Fund
			(Mellon Investments Corporation)						0.52%			25.67%			15.11%			11.46%
U.S. Equity			JNL/Mellon S&P 400 MidCap Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)						0.56%2			15.81%			12.02%			8.70%
U.S. Equity			JNL/Mellon Small Cap Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)						0.56%2			15.57%			10.48%			7.83%
International/Global Equity			JNL/Mellon International Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)						0.61%2			17.21%			7.72%			3.87%
Fixed Income			JNL/Mellon Bond Index Fund3
			(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation)						0.58%2			4.95%			0.51%			1.22%
U.S. Equity			JNL/Mellon U.S. Stock Market Index Fund
			(Mellon Investments Corporation)						0.61%			25.76%			14.57%			N/A
Sector Equity			JNL/Mellon Communication Services Sector Fund
			(Mellon Investments Corporation)						0.65%			53.58%			10.53%			7.98%
Sector Equity			JNL/Mellon Consumer Discretionary Sector Fund
			(Mellon Investments Corporation)						0.64%			38.59%			15.21%			11.79%
Sector Equity			JNL/Mellon Consumer Staples Sector Fund
			(Mellon Investments Corporation)						0.65%			1.65%			9.76%			N/A
Sector Equity			JNL/Mellon Energy Sector Fund
			(Mellon Investments Corporation)						0.63%			-1.24%			12.16%			1.84%

A-4

---

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Sector Equity			JNL/Mellon Financial Sector Fund
			(Mellon Investments Corporation)						0.64%			15.41%			10.64%			8.98%
Sector Equity			JNL/Mellon Healthcare Sector Fund
			(Mellon Investments Corporation)						0.63%			1.60%			10.42%			10.48%
Sector Equity			JNL/Mellon Industrials Sector Fund
			(Mellon Investments Corporation)						0.66%			20.09%			14.37%			N/A
Sector Equity			JNL/Mellon Information Technology Sector Fund
			(Mellon Investments Corporation)						0.62%			58.19%			25.22%			19.51%
Sector Equity			JNL/Mellon Materials Sector Fund
			(Mellon Investments Corporation)						0.67%			14.23%			13.52%			N/A
Sector Equity			JNL/Mellon Real Estate Sector Fund
			(Mellon Investments Corporation)						0.67%			10.96%			6.63%			N/A
Sector Equity			JNL/Mellon Utilities Sector Fund
			(Mellon Investments Corporation)						0.65%			-7.71%			5.95%			7.99%
U.S. Equity			JNL/MFS Mid Cap Value Fund
			(Massachusetts Financial Services Company (d/b/a MFS Investment Management))						0.95%			12.30%			12.64%			7.79%
U.S. Equity			JNL/Morningstar U.S. Sustainability Index Fund
			(Mellon Investments Corporation)						0.71%			25.91%			15.70%			N/A
U.S. Equity			JNL/Morningstar Wide Moat Index Fund
			(Mellon Investments Corporation)						0.76%			31.48%			16.64%			N/A
Fixed Income			JNL/Neuberger Berman Strategic Income Fund
			(Neuberger Berman Investment Advisers LLC)						0.95%			9.78%			3.30%			2.99%
U.S. Equity			JNL/Newton Equity Income Fund
			(Newton Investment Management North America, LLC)						0.88%			10.37%			14.92%			10.49%
Fixed Income			JNL/PIMCO Income Fund
			(Pacific Investment Management Company LLC)						1.04%			8.51%			2.85%			N/A
Fixed Income			JNL/PIMCO Investment Grade Credit Bond Fund
			(Pacific Investment Management Company LLC)						0.84%			7.73%			2.27%			2.83%
Fixed Income			JNL/PIMCO Real Return Fund
			(Pacific Investment Management Company LLC)						1.06%			3.96%			3.15%			2.17%
Fixed Income			JNL/PPM America Floating Rate Income Fund
			(PPM America, Inc.; FIAM LLC)						0.94%			13.16%			4.00%			2.97%
Fixed Income			JNL/PPM America High Yield Bond Fund
			(PPM America, Inc.)						0.76%			12.83%			4.88%			3.49%
Fixed Income			JNL/PPM America Total Return Fund
			(PPM America, Inc.)						0.79%			6.67%			1.84%			2.26%
U.S. Equity			JNL/RAFI® Fundamental U.S. Small Cap Fund
			(Mellon Investments Corporation)						0.67%			17.25%			10.13%			4.89%
U.S. Equity			JNL/RAFI® Multi-Factor U.S. Equity Fund
			(Mellon Investments Corporation)						0.67%			12.06%			11.36%			8.15%
Allocation			JNL/T. Rowe Price Balanced Fund
			(T. Rowe Price Associates, Inc.; Sub-Sub-Advisers: T. Rowe Price Investment Management, Inc.; T. Rowe Price Australia Limited; and T. Rowe Price International Ltd)						0.97%2			17.39%			8.47%			N/A

A-5

---

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Allocation			JNL/T. Rowe Price Capital Appreciation Fund
			(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)						0.98%2			18.43%			12.37%			10.02%
U.S. Equity			JNL/T. Rowe Price Established Growth Fund
			(T. Rowe Price Associates, Inc.)						0.83%2			48.03%			13.25%			11.59%
U.S. Equity			JNL/T. Rowe Price Mid-Cap Growth Fund
			(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)						0.99%2			19.96%			11.39%			10.25%
Fixed Income			JNL/T. Rowe Price Short-Term Bond Fund
			(T. Rowe Price Associates, Inc.)						0.71%2			4.88%			1.51%			1.20%
Fixed Income			JNL/T. Rowe Price U.S. High Yield Fund
			(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.)						0.93%2			13.65%			2.96%			N/A
U.S. Equity			JNL/T. Rowe Price Value Fund
			(T. Rowe Price Associates, Inc.)						0.87%2			11.91%			12.27%			8.96%
Allocation			JNL/Vanguard Moderate ETF Allocation Fund
			(Mellon Investments Corporation)						0.70%			10.06%			5.02%			N/A
Allocation			JNL/Vanguard Moderate Growth ETF Allocation Fund
			(Mellon Investments Corporation)						0.70%			12.26%			6.91%			N/A
Allocation			JNL/Vanguard Growth ETF Allocation Fund
			(Mellon Investments Corporation)						0.69%			14.31%			8.76%			N/A
International/Global Equity			JNL/WCM Focused International Equity Fund
			(WCM Investment Management, LLC)						1.13%			16.46%			11.70%			8.27%
Alternative			JNL/Westchester Capital Event Driven Fund
			(Westchester Capital Management, LLC)						1.87%			6.46%			4.72%			N/A
Fixed Income			JNL/Western Asset Global Multi-Sector Bond Fund
			(Western Asset Management Company, LLC; Sub-Sub-Advisers: Western Asset Management Company Limited and Western Asset Management Company Pte. Ltd.)						0.96%			8.60%			-1.58%			-0.47%
International/Global Equity			JNL/William Blair International Leaders Fund
			(William Blair Investment Management, LLC)						0.97%			12.90%			5.54%			2.89%
Allocation			JNL/WMC Balanced Fund
			(Wellington Management Company LLP)						0.71%			13.08%			8.73%			7.13%
U.S. Equity			JNL/WMC Equity Income Fund
			(Wellington Management Company LLP)						0.88%			6.63%			11.32%			N/A
Sector Equity			JNL/WMC Global Real Estate Fund
			(Wellington Management Company LLP)						1.03%			9.46%			1.57%			2.67%
Fixed Income			JNL/WMC Government Money Market Fund
			(Wellington Management Company LLP)						0.56%			4.39%			1.40%			0.82%
U.S. Equity			JNL/WMC Value Fund
			(Wellington Management Company LLP)						0.78%			9.21%			11.30%			8.00%
Allocation			JNL/Goldman Sachs Managed Conservative Fund
			(Goldman Sachs Asset Management, L.P.)						1.07%			8.55%			3.04%			2.60%
Allocation			JNL/Goldman Sachs Managed Moderate Fund
			(Goldman Sachs Asset Management, L.P.)						1.07%			12.19%			5.23%			4.16%
Allocation			JNL/Goldman Sachs Managed Moderate Growth Fund
			(Goldman Sachs Asset Management, L.P.)						1.08%			16.00%			7.49%			5.65%

A-6

---

Fund Type			Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC						Current Expenses			Average Annual Total Returns (as of 12/31/23)
						1 year						5 year			10 year
Allocation			JNL/Goldman Sachs Managed Growth Fund
			(Goldman Sachs Asset Management, L.P.)						1.10%			20.04%			9.86%			7.36%
Allocation			JNL/Goldman Sachs Managed Aggressive Growth Fund
			(Goldman Sachs Asset Management, L.P.)						1.12%			22.19%			11.00%			8.12%
Allocation			JNL Conservative Allocation Fund
									1.16%			9.28%			3.54%			2.85%
Allocation			JNL Moderate Allocation Fund
									1.16%			11.94%			5.69%			4.08%
Allocation			JNL Moderate Growth Allocation Fund
									1.17%			13.73%			7.32%			5.38%
Allocation			JNL Growth Allocation Fund
									1.17%			16.55%			8.88%			6.22%
Allocation			JNL Aggressive Growth Allocation Fund
									1.18%			18.43%			9.96%			6.80%

 

1			Capital Research and Management Company is the investment adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.
2			The Fund’s current expenses reflect temporary fee reductions.
3			Mellon Investments Corporation is the investment sub-adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities.

A-7

---

BACK COVER PAGE

This Summary Prospectus incorporates by reference the Contract’s prospectus and Statement of Additional Information (“SAI”), both dated April 29, 2024, as amended or supplemented. The SAI may be obtained, free of charge, in the same manner as the prospectus.

Separate Account EDGAR contract identifier #C000105269

B-1