FEES AND EXPENSES | LOCATION IN PROSPECTUS | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Charges for Early Withdrawals | If you withdraw money from your Contract within 7 Complete Years following your last Premium payment, you will be assessed a withdrawal charge. The maximum withdrawal charge is 7.0% of the Remaining Premium withdrawn during the first Completed Year. For example, if you make an early withdrawal within the first Completed Year, you could pay a withdrawal charge of up to $7,000 on a $100,000 investment. The withdrawal charge then declines by 1% per year for each additional Completed Year, until the end of the seventh Completed Year, after which no charge is made. | Contract Charges- Transaction Expenses: Withdrawal Charge | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Transaction Charges | In addition to withdrawal charges, you also may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds. | Contract Charges- Transaction Expenses | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Ongoing Fees and Expenses (annual charges) | The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected. | Contract Charges- Add-On Benefit Expenses, Add-On Death Benefit Expenses | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ANNUAL FEE | MINIMUM | MAXIMUM | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1. Base Contract1 | 1.11% | 1.11% | Contract Charges- Annual Contract Expenses: Core Contract Charge | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2. Investment options (Fund fees and expenses)2 | 0.52% | 2.44% | Contract Charges- Fund Expenses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
3. Optional benefits available for an additional charge (for a single optional benefit, if elected)3 | See current Rate Sheet Prospectus Supplement | See current Rate Sheet Prospectus Supplement | Contract Charges- Add-On Benefit Expenses Rate Sheet Prospectus Supplement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1.As a percentage of average daily Contract Value of the Investment Divisions. 2.As a percentage of average Fund net assets. 3.This prospectus utilizes Rate Sheet Prospectus Supplements to describe the current minimum and maximum charges you would pay for a single optional benefit, if elected. To obtain a copy of the most recent Rate Sheet Prospectus Supplement(s), please visit www.jackson.com/product-literature-2.html. |
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add surrender (withdrawal) charges that substantially increase costs. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
LOWEST ANNUAL COST: See Current Rate Sheet Prospectus Supplement | HIGHEST ANNUAL COST: See Current Rate Sheet Prospectus Supplement | Rate Sheet Prospectus Supplement | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Assumes: •Investment of $100,000 •5% annual appreciation •Least expensive combination of Fund fees and expenses •No add-on benefits •No sales charges •No additional purchase payments, transfers or withdrawals | Assumes: •Investment of $100,000 •5% annual appreciation •Most expensive combination of add-on benefits and Fund fees and expenses •No sales charges •No additional purchase payments, transfers or withdrawals | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
RISKS | Location in Prospectus | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Risk of Loss | You can lose money by investing in this Contract. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Not a Short-Term Investment | This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. Withdrawal charges apply for up to 7 years following your last Premium payment. They will reduce the value of your Contract if you withdraw money during that time. The benefits of tax deferral and living benefit protections also mean the Contract is more beneficial to investors with a long time horizon. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Risks Associated with Investment Options | •An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. •Each investment option (Investment Divisions and Fixed Account Options) has its own unique risks. •Early withdrawals from a Fixed Account Option are subject to a Market Value Adjustment. •You should review the investment options before making an investment decision. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Insurance Company Risks | Any obligations (including under the Fixed Account Options), guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
RESTRICTIONS | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Investments | •We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year. •Jackson of NY may remove or substitute Funds as investment options available under the Contract, and may limit or suspend availability of the Fixed Account Options. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Optional Benefits | •Certain benefits may limit withdrawals or other rights under the Contract. Under certain benefits, a withdrawal could reduce the value of a benefit by more than the dollar amount of the withdrawal. •Not all add-on benefits are available through all broker-dealers and may vary by date of purchase. •We may modify or discontinue an add-on benefit at any time. | Benefits Available Under the Contracts |
TAXES | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Tax Implications | •Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract. •If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral. •Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½. | Taxes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
CONFLICTS OF INTEREST | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Investment Professional Compensation | Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of commissions, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment. | Distribution of Contracts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Exchanges | Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract. | Non-Qualified Contracts - 1035 Exchanges |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Basic Death Benefit | Guarantees your Beneficiaries will receive a benefit of at least equal to the greater of your Contract Value or your total Premiums paid. | No additional charge | •Withdrawals could significantly reduce the benefit. •Benefit terminates on annuitization. |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Contract Value Death Benefit | Changes your default death benefit and reduces your Core Contract Charge. This reduction in the Core Contract Charge is relative to the standard charges associated with administering the Contract’s Basic Death Benefit. The Contract Value Death Benefit is equal to your Contract Value on the date we receive all required documentation from your Beneficiary. | No additional charge. | •If you elect the Contract Value Death Benefit, no other add-on death benefits are available for election. •Availability of all add-on death benefits are subject to age limitations. •Only one add-on death benefit may be elected. | ||||||||
Highest Anniversary Value GMDB | Provides a new locked-in higher death benefit on each Contract anniversary (prior to the oldest Covered Life’s 81st birthday) if your investments increase in value. | Maximum 0.50% (as a percentage of the average daily Contract Value in the Investment Divisions) | •Withdrawals could significantly reduce or terminate the benefit. •Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract). •May provide value after the Income Date. •Availability of all add-on death benefits are subject to age limitations. •Only one add-on death benefit may be elected. |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Flex DB NY (previously called LifeGuard Freedom Flex DB NY) | Provides a minimum death benefit equal, upon election, to the Flex GMWB Guaranteed Withdrawal Balance (GWB), and subsequently increased for net Premiums (subject to a maximum), and reduced for withdrawals. | Maximum 1.02% (as a percentage of the GMWB Death Benefit) | •Available only at issue and only with certain benefit options under the Flex GMWB (previously called the LifeGuard Freedom Flex GMWB). •Withdrawal percentages depend on age and date of election. •Withdrawals could significantly reduce or terminate the benefit. •Fee may be increased on each 5th Contract Anniversary (opting out will affect the benefit and the Contract). •May provide value after the Income Date. •Availability of all add-on death benefits are subject to age limitations. •Only one add-on death benefit may be elected. |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE (as a % of GWB) | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Flex GMWB (Single) and (Joint) (previously called LifeGuard Freedom Flex GMWB) | Offers a unique level of flexibility because you can choose from a range of bonus options to increase your Guaranteed Withdrawal Balance (“GWB”). In down or flat market years, you can receive a bonus in years you don’t take withdrawals, when your contract does well, you can lock in investment gains with step-ups, and as your protected GWB steps up, your bonus amount can also grow. | Single Life Option: Maximum: 3.00% Joint Life Option: Maximum: 3.00% (The maximum annual charges are based on election of the most expensive combination of options.) (as a percentage of benefit base) | •GAWA% depends on age and income stream level included with selected benefit option at time of first withdrawal. •Bonus applies for limited period and requires no withdrawals. •Amount of guaranteed withdrawals depends on the benefit option and specified combination of how you combine optional features under the benefit. •Jackson of NY may prospectively change the GAWA%, including the age bands, on new GMWB endorsements (via rate sheet). •Withdrawals prior to start of For Life Guarantee and excess withdrawals could significantly reduce or terminate the benefit. •May be added on the Issue Date or a Contract Anniversary (with advance notice, subject to availability). •Subject to fee increases on each 5th Contract Anniversary (opting out will affect the benefit and the Contract). •Subject to a maximum guaranteed withdrawal balance (“GWB”) of $10 million. •Terminates on the Income Date. •Cannot be cancelled by you (except upon spousal continuation). |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Extended Care Benefit | Increases the amount that can be withdrawn from your Contract without a withdrawal charge if you experience certain qualifying events such as confinement to a nursing home or hospital for 90 consecutive days. | None | •Maximum free withdrawal amount is $250,000 of your Contract Value. •Can only be exercised once. •Any Market Value Adjustment still applies. •Physician’s statement required. •Qualifying event must occur after the Contract was issued. |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Rebalancing | Automatically reallocates your Contract Value among Investment Divisions and the one-year Fixed Account Option (if currently available) periodically to maintain your selected allocation percentages. | None | •Rebalancing will terminate if your rebalancing program includes the one-year Fixed Account Option and we impose any transfer restrictions or requirements on the one-year Fixed Account Option. | ||||||||
Dollar Cost Averaging | Automatically transfers a dollar amount or percentage of money periodically from the one-year Fixed Account Option or any of the Investment Divisions into the Investment Divisions and other Fixed Account Options. | None | •Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option You may cancel your Dollar Cost Averaging program using whatever methods you use to change your allocation instructions. | ||||||||
Dollar Cost Averaging Plus (DCA+) | If available, offers a fixed interest rate that we guarantee for a period of up to one year in connection with systematic transfers from the DCA+ Fixed Account Option to one or more of the Investment Divisions or other Fixed Account Options. From time to time, we will offer special enhanced rates on the DCA+ Fixed Account Option. | None | •Restrictions may apply if we impose any transfer restrictions on the one-year Fixed Account Option. •The DCA+ Fixed Account Option is only available for new Premiums. •A Contract Value of $15,000 is required to participate. | ||||||||
Earnings Sweep | Allows you to choose to move your earnings from the source accounts (only applicable from the one-year Fixed Account Option, if currently available, and the JNL/WMC Government Money Market Investment Division). | None | •May only be added within 30 days of the issue date of your Contract. •You may cancel your Earnings Sweep program using whatever methods you use to change your allocation instructions. |
NON-QUALIFIED CONTRACTS | QUALIFIED CONTRACTS | |||||||
Minimum Initial Premium | $50,000 (under most circumstances) | $50,000 | ||||||
Minimum Subsequent Premiums | $500 ($50 for auto payment plan) | $500 ($50 for auto payment plan) | ||||||
Maximum Total Premiums | $1,000,000 (without prior approval) Jackson of NY reserves the right to lower the maximum. |
Regular Mail P.O. Box 24068, Lansing, Michigan 48909-4068 | Express Mail 1 Corporate Way, Lansing, Michigan 48951 |
Limitations on withdrawal amounts | The minimum withdrawal amount is the lesser of $500 or, if less, the entire amount in the applicable Investment Division or Fixed Account Option. The minimum withdrawal is $50 under the Automatic Withdrawal Program. | ||||
Charges, Market Value Adjustment, and taxes | As described above, when you take out money, there may be withdrawal charges, a contract maintenance charge, charges due under any add-on benefit, a Market Value Adjustment, and applicable taxes. | ||||
Negative impact of withdrawal on benefits and guarantees of your Contract | A withdrawal may have a negative impact on certain standard benefits or add-on benefits that you may elect. It may reduce the value of or even terminate certain benefits. |
Regular Mail P.O. Box 24068, Lansing, Michigan 48909-4068 | Express Mail 1 Corporate Way, Lansing, Michigan 48951 |
Withdrawal Charge (as a percentage of Remaining Premium) | ||||||||||||||||||||||||||
Completed Years Since Receipt of Premium | 0-1 | 1-2 | 2-3 | 3-4 | 4-5 | 5-6 | 6-7 | 7+ | ||||||||||||||||||
7.0% | 6.0% | 5.0% | 4.0% | 3.0% | 2.0% | 1.0% | 0.0% |
Transfer Charge (per transfer after 25 in a Contract Year) | $25 | |||||||
Premium Taxes (Percentage of each Premium)1 | Minimum | 0.0% | ||||||
Maximum | 2.0% | |||||||
Expedited Delivery Charge2 | $22.50 | |||||||
Wire Transfers (for withdrawals)3 | $25 |
Administrative Charges | Maximum Charge | ||||
Annual Contract Maintenance Charge1 | $30 | ||||
Base Contract Charges (% of average daily account value of Investment Divisions) | Maximum Charge | ||||
Core Contract Charge2, 3 | 1.10% |
Optional Benefit Charges | |||||
Add-On Death Benefit Charges (% of average daily contract value of Investment Divisions) | Maximum Charge | ||||
Highest Anniversary Value Guaranteed Minimum Death Benefit | 0.50% | ||||
Add-On Death Benefit Charges (% of benefit base)1 | Maximum Charge | ||||
Flex DB NY (only available with specified benefit options on Flex GMWB)2 | 1.02% | ||||
Add-On Guaranteed Minimum Withdrawal Benefit (“GMWB”) Charges (% of benefit base) | Maximum Charge | ||||
For Life GMWB With Bonus and Step-Up to the Highest Quarterly Contract Value (“Flex GMWB”) | 3.00% | ||||
Joint For Life GMWB With Bonus and Step-Up to the Highest Quarterly Contract Value (“Flex With Joint Option GMWB”)3 | 3.00% |
Minimum | Maximum | |||||||
Expenses that are deducted from the Fund assets, including management and administration fees, distribution and/or service (12b-1) fees, and other expenses as of December 31, 2021. | 0.52% | 2.44% |
If you take a total withdrawal of your Contract Value at the end of the applicable time period | If you annuitize at the end of the applicable time period | If you do not take a total withdrawal of your Contract Value | |||||||||||||||||||||||||||||||||
1 Year | 3 Years | 5 Years | 10 Years | 1 Year* | 3 Years | 5 Years | 10 Years | 1 Year | 3 Years | 5 Years | 10 Years | ||||||||||||||||||||||||
$14,463 | $26,821 | $38,454 | $65,586 | $7,463 | $21,821 | $35,454 | $65,586 | $7,463 | $21,821 | $35,454 | $65,586 |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Allocation | JNL/American Funds Balanced Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.91%2 | 13.85% | 8.80% | 5.88% | |||||||||||||
Fixed Income | JNL/American Funds Bond Fund of America Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.83%2 | 4.65% | N/A | N/A | |||||||||||||
Allocation | JNL/American Funds Capital Income Builder Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.96%2 | 8.55% | 7.02% | N/A | |||||||||||||
Fixed Income | JNL/American Funds Capital World Bond Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.06%2 | 5.82% | -0.64% | 0.07% | |||||||||||||
International/Global Equity | JNL/American Funds Global Growth Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.06%2 | 22.13% | 13.28% | 9.26% | |||||||||||||
International/Global Equity | JNL/American Funds Global Small Capitalization Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.24%2 | 15.77% | 7.95% | 5.45% | |||||||||||||
U.S. Equity | JNL/American Funds Growth Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.91%2 | 38.03% | 18.29% | 13.94% | |||||||||||||
U.S. Equity | JNL/American Funds Growth-Income Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.91%2 | 25.67% | 12.93% | 10.48% | |||||||||||||
International/Global Equity | JNL/American Funds International Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.17%2 | 15.33% | 4.44% | 3.01% | |||||||||||||
International/Global Equity | JNL/American Funds New World Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.26%2 | 15.46% | 8.18% | 4.26% | |||||||||||||
U.S. Equity | JNL/American Funds® Washington Mutual Investors Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.93%2 | 16.88% | 12.20% | 9.52% |
Alternative | JNL Multi-Manager Alternative Fund | ||||||||||||||||
(Boston Partners Global Investors, Inc.; DoubleLine Capital LP; First Pacific Advisors, LP; Kayne Anderson Rudnick Investment Management, LLC; Lazard Asset Management LLC; Loomis, Sayles & Company, L.P.; and Westchester Capital Management, LLC) | 2.44% | 11.24% | 3.75% | N/A | |||||||||||||
International/Global Equity | JNL Multi-Manager Emerging Markets Equity Fund | ||||||||||||||||
(GQG Partners LLC, Kayne Anderson Rudnick Investment Management, LLC; T. Rowe Price Associates, Inc. (Sub-Sub-Adviser: T. Rowe Price Hong Kong Limited); and WCM Investment Management, LLC) | 1.24% | 10.11% | 1.42% | 0.35% | |||||||||||||
International/Global Equity | JNL Multi-Manager International Small Cap Fund | ||||||||||||||||
(Baillie Gifford Overseas Limited; Causeway Capital Management LLC; and WCM Investment Management, LLC) | 1.21% | 22.47% | 11.39% | N/A | |||||||||||||
U.S. Equity | JNL Multi-Manager Mid Cap Fund | ||||||||||||||||
(Champlain Investment Partners, LLC; ClearBridge Investments, LLC; Kayne Anderson Rudnick Investment Management, LLC; Nuance Investments, LLC; and Victory Capital Management Inc.) | 1.09% | 12.33% | 11.45% | N/A | |||||||||||||
U.S. Equity | JNL Multi-Manager Small Cap Growth Fund | ||||||||||||||||
(BAMCO, Inc.; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; Victory Capital Management Inc.; and WCM Investment Management, LLC) | 0.98% | 16.32% | 10.43% | 7.81% | |||||||||||||
U.S. Equity | JNL Multi-Manager Small Cap Value Fund | ||||||||||||||||
(Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; and WCM Investment Management, LLC) | 1.11% | 20.97% | 11.61% | 6.29% | |||||||||||||
Allocation | JNL iShares Tactical Moderate Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.77% | 9.61% | 4.96% | 4.00% | |||||||||||||
Allocation | JNL iShares Tactical Moderate Growth Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.78% | 11.77% | 6.93% | 5.33% | |||||||||||||
Allocation | JNL iShares Tactical Growth Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.80% | 14.01% | 8.68% | 6.44% | |||||||||||||
Allocation | JNL/American Funds Moderate Growth Allocation Fund | ||||||||||||||||
1.00% | 13.83% | 7.59% | 5.93% | ||||||||||||||
Allocation | JNL/American Funds Growth Allocation Fund | ||||||||||||||||
1.01% | 17.25% | 9.75% | 7.39% | ||||||||||||||
International/Global Equity | JNL/AB Sustainable Global Thematic Fund | ||||||||||||||||
(AllianceBernstein L.P.) | 1.14% | 15.76% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/AQR Large Cap Defensive Style Fund | ||||||||||||||||
(AQR Capital Management, LLC) | 0.86% | 10.57% | N/A | N/A | |||||||||||||
International/Global Equity | JNL/Baillie Gifford International Growth Fund | ||||||||||||||||
(Baillie Gifford Overseas Limited) | 0.99% | 13.65% | 6.29% | N/A | |||||||||||||
Allocation | JNL/BlackRock Global Allocation Fund | ||||||||||||||||
(BlackRock Investment Management, LLC; Sub-Sub-Adviser BlackRock International Limited) | 1.06% | 13.95% | 7.67% | 4.74% | |||||||||||||
Alternative | JNL/BlackRock Global Natural Resources Fund | ||||||||||||||||
(BlackRock International Limited) | 0.97% | -1.61% | 12.60% | 1.86% | |||||||||||||
U.S. Equity | JNL/BlackRock Large Cap Select Growth Fund | ||||||||||||||||
(BlackRock Investment Management, LLC) | 0.84%2 | 49.68% | 15.45% | 12.49% | |||||||||||||
International/Global Equity | JNL/Causeway International Value Select Fund | ||||||||||||||||
(Causeway Capital Management LLC) | 0.97% | 28.35% | 10.28% | 4.08% |
U.S. Equity | JNL/ClearBridge Large Cap Growth Fund | ||||||||||||||||
(ClearBridge Investments, LLC) | 0.94% | 44.55% | 15.23% | N/A | |||||||||||||
International/Global Equity | JNL/DFA International Core Equity Fund | ||||||||||||||||
(Dimensional Fund Advisors LP) | 0.90% | 15.59% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/DFA U.S. Core Equity Fund | ||||||||||||||||
(Dimensional Fund Advisors LP) | 0.80% | 22.27% | 14.47% | 10.33% | |||||||||||||
U.S. Equity | JNL/DFA U.S. Small Cap Fund | ||||||||||||||||
(Dimensional Fund Advisors LP) | 0.99% | 16.72% | 12.00% | 7.51% | |||||||||||||
Fixed Income | JNL/DoubleLine® Core Fixed Income Fund | ||||||||||||||||
(DoubleLine Capital LP) | 0.79% | 6.03% | 0.73% | 1.56% | |||||||||||||
Fixed Income | JNL/DoubleLine® Emerging Markets Fixed Income Fund | ||||||||||||||||
(DoubleLine Capital LP) | 1.08% | 9.48% | 1.46% | N/A | |||||||||||||
U.S. Equity | JNL/DoubleLine® Shiller Enhanced CAPE® Fund | ||||||||||||||||
(DoubleLine Capital LP) | 1.02% | 27.42% | 13.16% | N/A | |||||||||||||
Fixed Income | JNL/DoubleLine® Total Return Fund | ||||||||||||||||
(DoubleLine Capital LP) | 0.83% | 5.09% | -0.26% | 1.45% | |||||||||||||
Fixed Income | JNL/Fidelity Institutional Asset Management® Total Bond Fund | ||||||||||||||||
(FIAM LLC) | 0.79% | 6.70% | 1.66% | 1.75% | |||||||||||||
Alternative | JNL/First Sentier Global Infrastructure Fund | ||||||||||||||||
(First Sentier Investors (Australia) IM Ltd) | 1.13% | 2.81% | 6.38% | 3.27% | |||||||||||||
Allocation | JNL/Franklin Templeton Income Fund | ||||||||||||||||
(Franklin Advisers, Inc.) | 0.93% | 8.19% | 6.78% | 4.77% | |||||||||||||
U.S. Equity | JNL/Goldman Sachs 4 Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P) | 0.70% | 14.42% | 12.53% | 8.86% | |||||||||||||
International/Global Equity | JNL/Harris Oakmark Global Equity Fund | ||||||||||||||||
(Harris Associates L.P.) | 1.11% | 19.99% | 11.03% | N/A | |||||||||||||
U.S. Equity | JNL/Invesco Diversified Dividend Fund | ||||||||||||||||
(Invesco Advisers, Inc.) | 0.99% | 8.54% | 9.48% | N/A | |||||||||||||
International/Global Equity | JNL/Invesco Global Growth Fund | ||||||||||||||||
(Invesco Advisers, Inc.) | 0.96% | 34.59% | 12.11% | 8.28% | |||||||||||||
U.S. Equity | JNL/Invesco Small Cap Growth Fund | ||||||||||||||||
(Invesco Advisers, Inc.) | 1.05% | 12.12% | 8.66% | 7.36% | |||||||||||||
Allocation | JNL/JPMorgan Global Allocation Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 1.06%2 | 12.70% | 5.50% | N/A | |||||||||||||
Alternative | JNL/JPMorgan Hedged Equity Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.96% | 15.70% | 9.03% | N/A | |||||||||||||
U.S. Equity | JNL/JPMorgan MidCap Growth Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.90% | 23.21% | 15.61% | 11.32% | |||||||||||||
Fixed Income | JNL/JPMorgan U.S. Government & Quality Bond Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.69% | 4.16% | 0.50% | 1.26% | |||||||||||||
U.S. Equity | JNL/JPMorgan U.S. Value Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.88% | 9.00% | 9.77% | 6.37% | |||||||||||||
International/Global Equity | JNL/Loomis Sayles Global Growth Fund | ||||||||||||||||
(Loomis, Sayles & Company, L.P.) | 1.01% | 36.41% | 13.38% | N/A | |||||||||||||
Fixed Income | JNL/Lord Abbett Short Duration Income Fund | ||||||||||||||||
(Lord, Abbett & Co. LLC) | 0.80% | 5.38% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/Mellon DowSM Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | 15.43% | 11.73% | 10.42% |
International/Global Equity | JNL/Mellon Emerging Markets Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.74%2 | 9.26% | 3.36% | 2.03% | |||||||||||||
International/Global Equity | JNL/Mellon World Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | 23.34% | 12.50% | 8.04% | |||||||||||||
U.S. Equity | JNL/Mellon Nasdaq® 100 Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.64% | 54.23% | 21.90% | 16.44% | |||||||||||||
U.S. Equity | JNL/Mellon S&P 500 Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.52% | 25.67% | 15.11% | 11.46% | |||||||||||||
U.S. Equity | JNL/Mellon S&P 400 MidCap Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.56%2 | 15.81% | 12.02% | 8.70% | |||||||||||||
U.S. Equity | JNL/Mellon Small Cap Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.56%2 | 15.57% | 10.48% | 7.83% | |||||||||||||
International/Global Equity | JNL/Mellon International Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.61%2 | 17.21% | 7.72% | 3.87% | |||||||||||||
Fixed Income | JNL/Mellon Bond Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.58%2 | 4.95% | 0.51% | 1.22% | |||||||||||||
U.S. Equity | JNL/Mellon U.S. Stock Market Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.61% | 25.76% | 14.57% | N/A | |||||||||||||
U.S. Equity | JNL/MFS Mid Cap Value Fund | ||||||||||||||||
(Massachusetts Financial Services Company (d/b/a MFS Investment Management)) | 0.95% | 12.30% | 12.64% | 7.79% | |||||||||||||
U.S. Equity | JNL/Morningstar U.S. Sustainability Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.71% | 25.91% | 15.70% | N/A | |||||||||||||
U.S. Equity | JNL/Newton Equity Income Fund | ||||||||||||||||
(Newton Investment Management North America, LLC) | 0.88% | 10.37% | 14.92% | 10.49% | |||||||||||||
Fixed Income | JNL/PIMCO Income Fund | ||||||||||||||||
(Pacific Investment Management Company LLC) | 1.04% | 8.51% | 2.85% | N/A | |||||||||||||
Fixed Income | JNL/PIMCO Real Return Fund | ||||||||||||||||
(Pacific Investment Management Company LLC) | 1.06% | 3.96% | 3.15% | 2.17% | |||||||||||||
Fixed Income | JNL/PPM America Floating Rate Income Fund | ||||||||||||||||
(PPM America, Inc.; FIAM LLC) | 0.94% | 13.16% | 4.00% | 2.97% | |||||||||||||
Fixed Income | JNL/PPM America High Yield Bond Fund | ||||||||||||||||
(PPM America, Inc.) | 0.76% | 12.83% | 4.88% | 3.49% | |||||||||||||
Fixed Income | JNL/PPM America Total Return Fund | ||||||||||||||||
(PPM America, Inc.) | 0.79% | 6.67% | 1.84% | 2.26% | |||||||||||||
U.S. Equity | JNL/RAFI® Multi-Factor U.S. Equity Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.67% | 12.06% | 11.36% | 8.15% | |||||||||||||
Allocation | JNL/T. Rowe Price Balanced Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Advisers: T. Rowe Price Investment Management, Inc.; T. Rowe Price Australia Limited; and T. Rowe Price International Ltd) | 0.97%2 | 17.39% | 8.47% | N/A | |||||||||||||
Allocation | JNL/T. Rowe Price Capital Appreciation Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.) | 0.98%2 | 18.43% | 12.37% | 10.02% | |||||||||||||
U.S. Equity | JNL/T. Rowe Price Established Growth Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.) | 0.83%2 | 48.03% | 13.25% | 11.59% | |||||||||||||
U.S. Equity | JNL/T. Rowe Price Mid-Cap Growth Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.) | 0.99%2 | 19.96% | 11.39% | 10.25% |
Fixed Income | JNL/T. Rowe Price Short-Term Bond Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.) | 0.71%2 | 4.88% | 1.51% | 1.20% | |||||||||||||
Fixed Income | JNL/T. Rowe Price U.S. High Yield Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.) | 0.93%2 | 13.65% | 2.96% | N/A | |||||||||||||
U.S. Equity | JNL/T. Rowe Price Value Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.) | 0.87%2 | 11.91% | 12.27% | 8.96% | |||||||||||||
Allocation | JNL/Vanguard Moderate ETF Allocation Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.70% | 10.06% | 5.02% | N/A | |||||||||||||
Allocation | JNL/Vanguard Moderate Growth ETF Allocation Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.70% | 12.26% | 6.91% | N/A | |||||||||||||
Allocation | JNL/Vanguard Growth ETF Allocation Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.69% | 14.31% | 8.76% | N/A | |||||||||||||
Fixed Income | JNL/Western Asset Global Multi-Sector Bond Fund | ||||||||||||||||
(Western Asset Management Company, LLC; Sub-Sub-Advisers: Western Asset Management Company Limited and Western Asset Management Company Pte. Ltd.) | 0.96% | 8.60% | -1.58% | -0.47% | |||||||||||||
International/Global Equity | JNL/William Blair International Leaders Fund | ||||||||||||||||
(William Blair Investment Management, LLC) | 0.97% | 12.90% | 5.54% | 2.89% | |||||||||||||
Allocation | JNL/WMC Balanced Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.71% | 13.08% | 8.73% | 7.13% | |||||||||||||
U.S. Equity | JNL/WMC Equity Income Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.88% | 6.63% | 11.32% | N/A | |||||||||||||
Sector Equity | JNL/WMC Global Real Estate Fund | ||||||||||||||||
(Wellington Management Company LLP) | 1.03% | 9.46% | 1.57% | 2.67% | |||||||||||||
Fixed Income | JNL/WMC Government Money Market Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.56% | 4.39% | 1.40% | 0.82% | |||||||||||||
U.S. Equity | JNL/WMC Value Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.78% | 9.21% | 11.30% | 8.00% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Conservative Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.07% | 8.55% | 3.04% | 2.60% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Moderate Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.07% | 12.19% | 5.23% | 4.16% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Moderate Growth Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.08% | 16.00% | 7.49% | 5.65% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Growth Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.10% | 20.04% | 9.86% | 7.36% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Aggressive Growth Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.12% | 22.19% | 11.00% | 8.12% | |||||||||||||
Allocation | JNL Conservative Allocation Fund | ||||||||||||||||
1.16% | 9.28% | 3.54% | 2.85% | ||||||||||||||
Allocation | JNL Moderate Allocation Fund | ||||||||||||||||
1.16% | 11.94% | 5.69% | 4.08% | ||||||||||||||
Allocation | JNL Moderate Growth Allocation Fund | ||||||||||||||||
1.17% | 13.73% | 7.32% | 5.38% | ||||||||||||||
Allocation | JNL Growth Allocation Fund | ||||||||||||||||
1.17% | 16.55% | 8.88% | 6.22% | ||||||||||||||
Allocation | JNL Aggressive Growth Allocation Fund | ||||||||||||||||
1.18% | 18.43% | 9.96% | 6.80% |
1 | Capital Research and Management Company is the investment adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities. | ||||
2 | The Fund’s current expenses reflect temporary fee reductions. | ||||
3 | Mellon Investments Corporation is the investment sub-adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities. |