FEES AND EXPENSES | LOCATION IN PROSPECTUS | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Charges for Early Withdrawals | None. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Transaction Charges | In addition to a monthly contract charge of $20 a month during the accumulation phase, you also may be charged for other transactions, such as when you transfer cash value between investment options more than 25 times a year, or if you request expedited delivery or wire transfer of funds. | Contract Charges- Monthly Contract Charge and Transfer Charge | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Ongoing Fees and Expenses (annual charges) | The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract Data Pages for information about the specific fees you will pay each year based on the options you have elected. The fees and expenses disclosed below do not reflect any advisory fees paid to third party financial professionals from your Contract Value or other assets. If such advisory fees were reflected, the fees and expenses disclosed below would be higher. | Contract Charges- Add-On Benefit Expenses | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ANNUAL FEE | MINIMUM | MAXIMUM | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1. Base Contract1 | 0.11% | 0.11% | Contract Charges- Annual Contract Expenses: Monthly Contract Charge | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2. Investment options (Fund fees and expenses)2 | 0.52% | 2.44% | Contract Charges- Fund Expenses | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
3. Optional benefits available for an additional charge (for a single optional benefit, if elected)3 | See current Rate Sheet Prospectus Supplement | See current Rate Sheet Prospectus Supplement | Contract Charges- Add-On Benefit Expenses Rate Sheet Prospectus Supplement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1.Charge is assessed as a $240 annual charge during the accumulation phase only and is deducted on each Contract Monthly Anniversary. 2.As a percentage of average Fund net assets. 3.The minimum and maximum fees reflect an annualized percentage of Contract Value. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
LOWEST ANNUAL COST: See Current Rate Sheet Prospectus Supplement | HIGHEST ANNUAL COST: See Current Rate Sheet Prospectus Supplement | Rate Sheet Prospectus Supplement | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Assumes: • Investment of $100,000 • 5% annual appreciation • Least expensive combination of Fund fees and expenses • No add-on benefits • No sales charges • No additional purchase payments, or transfers | Assumes: • Investment of $100,000 • 5% annual appreciation • Most expensive combination of add-on benefits and Fund fees and expenses • No sales charges • No additional purchase payments, or transfers |
RISKS | Location in Prospectus | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Risk of Loss | You can lose money by investing in this Contract. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Not a Short-Term Investment | This Contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. The benefits of tax deferral also mean the Contract is more beneficial to investors with a long time horizon. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Risks Associated with Investment Options | •An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. •Each investment option (Investment Divisions) has its own unique risks. •You should review the investment options before making an investment decision. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Insurance Company Risks | Any obligations, guarantees, and benefits of the Contract are subject to the claims-paying ability of Jackson of NY. More information about Jackson of NY is available upon request by visiting our website at www.jackson.com or by calling 1-800-599-5651. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
RESTRICTIONS | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Investments | •We reserve the right to charge $25 for each transfer when you transfer money between Investment Divisions in excess of 25 times in a Contract Year. •Jackson of NY may remove or substitute Funds as investment options available under the Contract. | Principal Risks | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Optional Benefits | •Not all add-on benefits are available through all broker-dealers and may vary by date of purchase. •We may modify or discontinue an add-on benefit at any time. | Benefits Available Under the Contracts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TAXES | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Tax Implications | •Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this Contract. •If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral. •Earnings on your Contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½. | Taxes | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
CONFLICTS OF INTEREST | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Investment Professional Compensation | Your financial professional or other investment professionals may receive compensation for selling this Contract to you in the form of advisory fees, revenue sharing, and other compensation programs. Accordingly, investment professionals may have a financial incentive to offer or recommend this Contract over another investment. | Distribution of Contracts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Exchanges | Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing Contract. | Non-Qualified Contracts - 1035 Exchanges |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Basic Death Benefit | Guarantees your beneficiaries will receive a benefit at least your Contract Value on the date Jackson of NY receives all required documentation from your Beneficiary. | No additional charge | •Withdrawals could significantly reduce the benefit. •Benefit terminates on annuitization. |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Return of Premium Guaranteed Minimum Death Benefit | Changes your basic death benefit during the accumulation phase of your Contract to the greater of: (i) Contract Value as of the end of the Business Day on which we receive all required documentation from your Beneficiary; or (ii) all Premiums paid into the Contract (net of any applicable premium taxes and charges), reduced for withdrawals (including any applicable adjustments) in proportion to the reduction in the Contract Value at the time of the withdrawal. | Maximum: 0.40% (as a percentage of average daily account value of Investment Divisions) | •Withdrawals may significantly reduce the value of this Return of Premium Death Benefit. •On each fifth Contract Anniversary, the GMDB charge may be increased. •Ownership changes are allowed, but Covered Lives cannot be changed. •Withdrawals may reduce the value of this benefit by more than the dollar amount of the withdrawal. |
NAME OF BENEFIT | PURPOSE | MAXIMUM FEE | BRIEF DESCRIPTION OF RESTRICTIONS/LIMITATIONS | ||||||||
Rebalancing | Automatically reallocates your Contract Value among Investment Divisions periodically to maintain your selected allocation percentages. | None | •You may cancel your Rebalancing program using whatever methods you use to change your allocation instructions. |
Dollar Cost Averaging | Automatically transfers a dollar amount or percentage of money periodically transferred automatically into the Investment Divisions (each a “Designated Option”) from any of the Investment Divisions (each a “Source Option”). | None | •Transfers from the more volatile Investment Divisions may not result in lower average costs and such Investment Divisions may not be an appropriate source of dollar cost averaging transfers in volatile markets. | ||||||||
Earnings Sweep | Allows you to choose to move your earnings on a monthly basis from the JNL/WMC Government Money Market Investment Division into other Investment Divisions. | None | •May only be added within 30 days of the issue date of your Contract. •You may cancel your Earnings Sweep program using whatever methods you use to change your allocation instructions. |
NON-QUALIFIED CONTRACTS | QUALIFIED CONTRACTS | |||||||
Minimum Initial Premium | $25,000 (under most circumstances) | $25,000 (under most circumstances) | ||||||
Minimum Subsequent Premiums | $500 ($50 for auto payment plan) | $500 ($50 for auto payment plan) | ||||||
Maximum Total Premiums | $2,500,000 (without prior approval) Jackson of NY reserves the right to lower the maximum. |
Regular Mail P.O. Box 24068, Lansing, Michigan 48909-4068 | Express Mail 1 Corporate Way, Lansing, Michigan 48951 |
Limitations on withdrawal amounts | The minimum withdrawal amount is the lesser of $500 or, if less, the entire amount in the applicable Investment Division. The minimum withdrawal is $50 under the Automatic Withdrawal Program. | ||||
Charges and taxes | As described above, when you take out money, there may be a monthly contract charge, charges due under any add-on benefit, and applicable taxes. | ||||
Negative impact of withdrawal on benefits and guarantees of your Contract | A withdrawal may have a negative impact on certain standard benefits or add-on benefits that you may elect. It may reduce the value of or even terminate certain benefits. |
Regular Mail P.O. Box 24068, Lansing, Michigan 48909-4068 | Express Mail 1 Corporate Way, Lansing, Michigan 48951 |
Maximum Withdrawal Charge | None | |||||||
Transfer Charge (per transfer after 25 in a Contract Year) | $25 | |||||||
Premium Taxes (Percentage of each Premium)1 | Minimum | 0.0% | ||||||
Maximum | 2.0% | |||||||
Expedited Delivery Charge2 | $22.50 | |||||||
Wire Transfers (for withdrawals)3 | $25 |
Base Contract Charges | Maximum Charge | ||||
Monthly Contract Charge1 | $240 |
Optional Benefit Charges | |||||
Add-On Death Benefit Charges (% of average daily account value of Investment Divisions) | Maximum Charge | ||||
Return of Premium Guaranteed Minimum Death Benefit Charge | 0.40% |
Minimum | Maximum | |||||||
Expenses that are deducted from the Fund assets, including management and administration fees, distribution and/or service (12b-1) fees, and other expenses as of December 31, 2021. | 0.52% | 2.44% |
If you take a total withdrawal of your Contract Value at the end of the applicable time period | If you annuitize at the end of the applicable time period | If you do not take a total withdrawal of your Contract Value | |||||||||||||||||||||||||||||||||
1 Year | 3 Years | 5 Years | 10 Years | 1 Year* | 3 Years | 5 Years | 10 Years | 1 Year | 3 Years | 5 Years | 10 Years | ||||||||||||||||||||||||
$2,580 | $7,921 | $13,515 | $28,678 | $2,580 | $7,921 | $13,515 | $28,678 | $2,580 | $7,921 | $13,515 | $28,678 |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Allocation | JNL/American Funds Balanced Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.91%2 | 13.85% | 8.80% | 5.88% | |||||||||||||
Fixed Income | JNL/American Funds Bond Fund of America Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.83%2 | 4.65% | N/A | N/A | |||||||||||||
Allocation | JNL/American Funds Capital Income Builder Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.96%2 | 8.55% | 7.02% | N/A | |||||||||||||
Fixed Income | JNL/American Funds Capital World Bond Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.06%2 | 5.82% | -0.64% | 0.07% | |||||||||||||
International/Global Equity | JNL/American Funds Global Growth Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.06%2 | 22.13% | 13.28% | 9.26% | |||||||||||||
International/Global Equity | JNL/American Funds Global Small Capitalization Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.24%2 | 15.77% | 7.95% | 5.45% | |||||||||||||
U.S. Equity | JNL/American Funds Growth Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.91%2 | 38.03% | 18.29% | 13.94% | |||||||||||||
U.S. Equity | JNL/American Funds Growth-Income Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.91%2 | 25.67% | 12.93% | 10.48% | |||||||||||||
International/Global Equity | JNL/American Funds International Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.17%2 | 15.33% | 4.44% | 3.01% | |||||||||||||
International/Global Equity | JNL/American Funds New World Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 1.26%2 | 15.46% | 8.18% | 4.26% | |||||||||||||
U.S. Equity | JNL/American Funds® Washington Mutual Investors Fund1 | ||||||||||||||||
(Investment Adviser to the Master Fund: Capital Research and Management CompanySM) | 0.93%2 | 16.88% | 12.20% | 9.52% |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Alternative | JNL Multi-Manager Alternative Fund | ||||||||||||||||
(Boston Partners Global Investors, Inc.; DoubleLine Capital LP; First Pacific Advisors, LP; Kayne Anderson Rudnick Investment Management, LLC; Lazard Asset Management LLC; Loomis, Sayles & Company, L.P.; and Westchester Capital Management, LLC) | 2.44% | 11.24% | 3.75% | N/A | |||||||||||||
International/Global Equity | JNL Multi-Manager Emerging Markets Equity Fund | ||||||||||||||||
(GQG Partners LLC, Kayne Anderson Rudnick Investment Management, LLC; T. Rowe Price Associates, Inc. (Sub-Sub-Adviser: T. Rowe Price Hong Kong Limited); and WCM Investment Management, LLC) | 1.24% | 10.11% | 1.42% | 0.35% | |||||||||||||
International/Global Equity | JNL Multi-Manager International Small Cap Fund | ||||||||||||||||
(Baillie Gifford Overseas Limited; Causeway Capital Management LLC; and WCM Investment Management, LLC) | 1.21% | 22.47% | 11.39% | N/A | |||||||||||||
U.S. Equity | JNL Multi-Manager Mid Cap Fund | ||||||||||||||||
(Champlain Investment Partners, LLC; ClearBridge Investments, LLC; Kayne Anderson Rudnick Investment Management, LLC; Nuance Investments, LLC; and Victory Capital Management Inc.) | 1.09% | 12.33% | 11.45% | N/A | |||||||||||||
U.S. Equity | JNL Multi-Manager Small Cap Growth Fund | ||||||||||||||||
(BAMCO, Inc.; Granahan Investment Management, Inc.; Kayne Anderson Rudnick Investment Management, LLC; Segall Bryant & Hamill, LLC; Victory Capital Management Inc.; and WCM Investment Management, LLC) | 0.98% | 16.32% | 10.43% | 7.81% | |||||||||||||
U.S. Equity | JNL Multi-Manager Small Cap Value Fund | ||||||||||||||||
(Congress Asset Management Company, LLP; Cooke & Bieler, L.P.; Reinhart Partners, Inc.; River Road Asset Management, LLC; and WCM Investment Management, LLC) | 1.11% | 20.97% | 11.61% | 6.29% | |||||||||||||
Allocation | JNL iShares Tactical Moderate Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.77% | 9.61% | 4.96% | 4.00% | |||||||||||||
Allocation | JNL iShares Tactical Moderate Growth Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.78% | 11.77% | 6.93% | 5.33% | |||||||||||||
Allocation | JNL iShares Tactical Growth Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.80% | 14.01% | 8.68% | 6.44% | |||||||||||||
Allocation | JNL/American Funds Moderate Growth Allocation Fund | ||||||||||||||||
1.00% | 13.83% | 7.59% | 5.93% | ||||||||||||||
Allocation | JNL/American Funds Growth Allocation Fund | ||||||||||||||||
1.01% | 17.25% | 9.75% | 7.39% | ||||||||||||||
International/Global Equity | JNL/AB Sustainable Global Thematic Fund | ||||||||||||||||
(AllianceBernstein L.P.) | 1.14% | 15.76% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/AQR Large Cap Defensive Style Fund | ||||||||||||||||
(AQR Capital Management, LLC) | 0.86% | 10.57% | N/A | N/A | |||||||||||||
International/Global Equity | JNL/Baillie Gifford International Growth Fund | ||||||||||||||||
(Baillie Gifford Overseas Limited) | 0.99% | 13.65% | 6.29% | N/A | |||||||||||||
U.S. Equity | JNL/Baillie Gifford U.S. Equity Growth Fund | ||||||||||||||||
(Baillie Gifford Overseas Limited) | 0.95% | 45.80% | N/A | N/A |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Allocation | JNL/BlackRock Global Allocation Fund | ||||||||||||||||
(BlackRock Investment Management, LLC; Sub-Sub-Adviser BlackRock International Limited) | 1.06% | 13.95% | 7.67% | 4.74% | |||||||||||||
Alternative | JNL/BlackRock Global Natural Resources Fund | ||||||||||||||||
(BlackRock International Limited) | 0.97% | -1.61% | 12.60% | 1.86% | |||||||||||||
U.S. Equity | JNL/BlackRock Large Cap Select Growth Fund | ||||||||||||||||
(BlackRock Investment Management, LLC) | 0.84%2 | 49.68% | 15.45% | 12.49% | |||||||||||||
International/Global Equity | JNL/Causeway International Value Select Fund | ||||||||||||||||
(Causeway Capital Management LLC) | 0.97% | 28.35% | 10.28% | 4.08% | |||||||||||||
U.S. Equity | JNL/ClearBridge Large Cap Growth Fund | ||||||||||||||||
(ClearBridge Investments, LLC) | 0.94% | 44.55% | 15.23% | N/A | |||||||||||||
International/Global Equity | JNL/DFA International Core Equity Fund | ||||||||||||||||
(Dimensional Fund Advisors LP) | 0.90% | 15.59% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/DFA U.S. Core Equity Fund | ||||||||||||||||
(Dimensional Fund Advisors LP) | 0.80% | 22.27% | 14.47% | 10.33% | |||||||||||||
U.S. Equity | JNL/DFA U.S. Small Cap Fund | ||||||||||||||||
(Dimensional Fund Advisors LP) | 0.99% | 16.72% | 12.00% | 7.51% | |||||||||||||
Fixed Income | JNL/DoubleLine® Core Fixed Income Fund | ||||||||||||||||
(DoubleLine Capital LP) | 0.79% | 6.03% | 0.73% | 1.56% | |||||||||||||
Fixed Income | JNL/DoubleLine® Emerging Markets Fixed Income Fund | ||||||||||||||||
(DoubleLine Capital LP) | 1.08% | 9.48% | 1.46% | N/A | |||||||||||||
U.S. Equity | JNL/DoubleLine® Shiller Enhanced CAPE® Fund | ||||||||||||||||
(DoubleLine Capital LP) | 1.02% | 27.42% | 13.16% | N/A | |||||||||||||
Fixed Income | JNL/DoubleLine® Total Return Fund | ||||||||||||||||
(DoubleLine Capital LP) | 0.83% | 5.09% | -0.26% | 1.45% | |||||||||||||
Fixed Income | JNL/Fidelity Institutional Asset Management® Total Bond Fund | ||||||||||||||||
(FIAM LLC) | 0.79% | 6.70% | 1.66% | 1.75% | |||||||||||||
Alternative | JNL/First Sentier Global Infrastructure Fund | ||||||||||||||||
(First Sentier Investors (Australia) IM Ltd) | 1.13% | 2.81% | 6.38% | 3.27% | |||||||||||||
Allocation | JNL/Franklin Templeton Income Fund | ||||||||||||||||
(Franklin Advisers, Inc.) | 0.93% | 8.19% | 6.78% | 4.77% | |||||||||||||
U.S. Equity | JNL/Goldman Sachs 4 Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P) | 0.70% | 14.42% | 12.53% | 8.86% | |||||||||||||
International/Global Equity | JNL/GQG Emerging Markets Equity Fund | ||||||||||||||||
(GQG Partners LLC) | 1.34% | 28.95% | 9.66% | N/A | |||||||||||||
International/Global Equity | JNL/Harris Oakmark Global Equity Fund | ||||||||||||||||
(Harris Associates L.P.) | 1.11% | 19.99% | 11.03% | N/A | |||||||||||||
Sector Equity | JNL/Heitman U.S. Focused Real Estate Fund | ||||||||||||||||
(Heitman Real Estate Securities LLC) | 1.11% | 9.66% | 7.10% | N/A | |||||||||||||
U.S. Equity | JNL/Invesco Diversified Dividend Fund | ||||||||||||||||
(Invesco Advisers, Inc.) | 0.99% | 8.54% | 9.48% | N/A | |||||||||||||
International/Global Equity | JNL/Invesco Global Growth Fund | ||||||||||||||||
(Invesco Advisers, Inc.) | 0.96% | 34.59% | 12.11% | 8.28% | |||||||||||||
U.S. Equity | JNL/Invesco Small Cap Growth Fund | ||||||||||||||||
(Invesco Advisers, Inc.) | 1.05% | 12.12% | 8.66% | 7.36% |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Allocation | JNL/JPMorgan Global Allocation Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 1.06%2 | 12.70% | 5.50% | N/A | |||||||||||||
Alternative | JNL/JPMorgan Hedged Equity Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.96% | 15.70% | 9.03% | N/A | |||||||||||||
U.S. Equity | JNL/JPMorgan MidCap Growth Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.90% | 23.21% | 15.61% | 11.32% | |||||||||||||
Fixed Income | JNL/JPMorgan U.S. Government & Quality Bond Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.69% | 4.16% | 0.50% | 1.26% | |||||||||||||
U.S. Equity | JNL/JPMorgan U.S. Value Fund | ||||||||||||||||
(J.P. Morgan Investment Management Inc.) | 0.88% | 9.00% | 9.77% | 6.37% | |||||||||||||
International/Global Equity | JNL/Lazard International Strategic Equity Fund | ||||||||||||||||
(Lazard Asset Management LLC) | 1.10% | 16.51% | 7.21% | 4.77% | |||||||||||||
International/Global Equity | JNL/Loomis Sayles Global Growth Fund | ||||||||||||||||
(Loomis, Sayles & Company, L.P.) | 1.01% | 36.41% | 13.38% | N/A | |||||||||||||
Fixed Income | JNL/Lord Abbett Short Duration Income Fund | ||||||||||||||||
(Lord, Abbett & Co. LLC) | 0.80% | 5.38% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/Mellon DowSM Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | 15.43% | 11.73% | 10.42% | |||||||||||||
International/Global Equity | JNL/Mellon Emerging Markets Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.74%2 | 9.26% | 3.36% | 2.03% | |||||||||||||
International/Global Equity | JNL/Mellon World Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | 23.34% | 12.50% | 8.04% | |||||||||||||
U.S. Equity | JNL/Mellon Nasdaq® 100 Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.64% | 54.23% | 21.90% | 16.44% | |||||||||||||
U.S. Equity | JNL/Mellon S&P 500 Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.52% | 25.67% | 15.11% | 11.46% | |||||||||||||
U.S. Equity | JNL/Mellon S&P 400 MidCap Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.56%2 | 15.81% | 12.02% | 8.70% | |||||||||||||
U.S. Equity | JNL/Mellon Small Cap Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.56%2 | 15.57% | 10.48% | 7.83% | |||||||||||||
International/Global Equity | JNL/Mellon International Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.61%2 | 17.21% | 7.72% | 3.87% | |||||||||||||
Fixed Income | JNL/Mellon Bond Index Fund3 | ||||||||||||||||
(Investment Sub-Adviser to the Master Fund: Mellon Investments Corporation) | 0.58%2 | 4.95% | 0.51% | 1.22% | |||||||||||||
U.S. Equity | JNL/Mellon U.S. Stock Market Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.61% | 25.76% | 14.57% | N/A | |||||||||||||
Sector Equity | JNL/Mellon Communication Services Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | 53.58% | 10.53% | 7.98% | |||||||||||||
Sector Equity | JNL/Mellon Consumer Discretionary Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.64% | 38.59% | 15.21% | 11.79% | |||||||||||||
Sector Equity | JNL/Mellon Consumer Staples Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | 1.65% | 9.76% | N/A |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Sector Equity | JNL/Mellon Energy Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.63% | -1.24% | 12.16% | 1.84% | |||||||||||||
Sector Equity | JNL/Mellon Financial Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.64% | 15.41% | 10.64% | 8.98% | |||||||||||||
Sector Equity | JNL/Mellon Healthcare Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.63% | 1.60% | 10.42% | 10.48% | |||||||||||||
Sector Equity | JNL/Mellon Industrials Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.66% | 20.09% | 14.37% | N/A | |||||||||||||
Sector Equity | JNL/Mellon Information Technology Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.62% | 58.19% | 25.22% | 19.51% | |||||||||||||
Sector Equity | JNL/Mellon Materials Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.67% | 14.23% | 13.52% | N/A | |||||||||||||
Sector Equity | JNL/Mellon Real Estate Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.67% | 10.96% | 6.63% | N/A | |||||||||||||
Sector Equity | JNL/Mellon Utilities Sector Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.65% | -7.71% | 5.95% | 7.99% | |||||||||||||
U.S. Equity | JNL/MFS Mid Cap Value Fund | ||||||||||||||||
(Massachusetts Financial Services Company (d/b/a MFS Investment Management)) | 0.95% | 12.30% | 12.64% | 7.79% | |||||||||||||
Alternative | JNL/Morningstar PitchBook Listed Private Equity Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.86% | 41.34% | N/A | N/A | |||||||||||||
U.S. Equity | JNL/Morningstar U.S. Sustainability Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.71% | 25.91% | 15.70% | N/A | |||||||||||||
U.S. Equity | JNL/Morningstar Wide Moat Index Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.76% | 31.48% | 16.64% | N/A | |||||||||||||
Alternative | JNL/Neuberger Berman Commodity Strategy Fund | ||||||||||||||||
(Neuberger Berman Investment Advisers LLC) | 0.93% | -5.73% | 9.94% | N/A | |||||||||||||
Alternative | JNL/Neuberger Berman Gold Plus Strategy Fund | ||||||||||||||||
(Neuberger Berman Investment Advisers LLC) | 1.23% | 13.02% | N/A | N/A | |||||||||||||
Fixed Income | JNL/Neuberger Berman Strategic Income Fund | ||||||||||||||||
(Neuberger Berman Investment Advisers LLC) | 0.95% | 9.78% | 3.30% | 2.99% | |||||||||||||
U.S. Equity | JNL/Newton Equity Income Fund | ||||||||||||||||
(Newton Investment Management North America, LLC) | 0.88% | 10.37% | 14.92% | 10.49% | |||||||||||||
Fixed Income | JNL/PIMCO Income Fund | ||||||||||||||||
(Pacific Investment Management Company LLC) | 1.04% | 8.51% | 2.85% | N/A | |||||||||||||
Fixed Income | JNL/PIMCO Investment Grade Credit Bond Fund | ||||||||||||||||
(Pacific Investment Management Company LLC) | 0.84% | 7.73% | 2.27% | 2.83% | |||||||||||||
Fixed Income | JNL/PIMCO Real Return Fund | ||||||||||||||||
(Pacific Investment Management Company LLC) | 1.06% | 3.96% | 3.15% | 2.17% | |||||||||||||
Fixed Income | JNL/PPM America Floating Rate Income Fund | ||||||||||||||||
(PPM America, Inc.; FIAM LLC) | 0.94% | 13.16% | 4.00% | 2.97% | |||||||||||||
Fixed Income | JNL/PPM America High Yield Bond Fund | ||||||||||||||||
(PPM America, Inc.) | 0.76% | 12.83% | 4.88% | 3.49% | |||||||||||||
Fixed Income | JNL/PPM America Total Return Fund | ||||||||||||||||
(PPM America, Inc.) | 0.79% | 6.67% | 1.84% | 2.26% |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
U.S. Equity | JNL/RAFI® Fundamental U.S. Small Cap Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.67% | 17.25% | 10.13% | 4.89% | |||||||||||||
U.S. Equity | JNL/RAFI® Multi-Factor U.S. Equity Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.67% | 12.06% | 11.36% | 8.15% | |||||||||||||
Allocation | JNL/T. Rowe Price Balanced Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Advisers: T. Rowe Price Investment Management, Inc.; T. Rowe Price Australia Limited; and T. Rowe Price International Ltd) | 0.97%2 | 17.39% | 8.47% | N/A | |||||||||||||
Allocation | JNL/T. Rowe Price Capital Appreciation Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.) | 0.98%2 | 18.43% | 12.37% | 10.02% | |||||||||||||
U.S. Equity | JNL/T. Rowe Price Established Growth Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.) | 0.83%2 | 48.03% | 13.25% | 11.59% | |||||||||||||
U.S. Equity | JNL/T. Rowe Price Mid-Cap Growth Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.) | 0.99%2 | 19.96% | 11.39% | 10.25% | |||||||||||||
Fixed Income | JNL/T. Rowe Price Short-Term Bond Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.) | 0.71%2 | 4.88% | 1.51% | 1.20% | |||||||||||||
Fixed Income | JNL/T. Rowe Price U.S. High Yield Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.; Sub-Sub-Adviser: T. Rowe Price Investment Management, Inc.) | 0.93%2 | 13.65% | 2.96% | N/A | |||||||||||||
U.S. Equity | JNL/T. Rowe Price Value Fund | ||||||||||||||||
(T. Rowe Price Associates, Inc.) | 0.87%2 | 11.91% | 12.27% | 8.96% | |||||||||||||
Allocation | JNL/Vanguard Moderate ETF Allocation Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.70% | 10.06% | 5.02% | N/A | |||||||||||||
Allocation | JNL/Vanguard Moderate Growth ETF Allocation Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.70% | 12.26% | 6.91% | N/A | |||||||||||||
Allocation | JNL/Vanguard Growth ETF Allocation Fund | ||||||||||||||||
(Mellon Investments Corporation) | 0.69% | 14.31% | 8.76% | N/A | |||||||||||||
International/Global Equity | JNL/WCM China Quality Growth Fund | ||||||||||||||||
(WCM Investment Management, LLC) | 1.36% | -17.96% | N/A | N/A | |||||||||||||
International/Global Equity | JNL/WCM Focused International Equity Fund | ||||||||||||||||
(WCM Investment Management, LLC) | 1.13% | 16.46% | 11.70% | 8.27% | |||||||||||||
Alternative | JNL/Westchester Capital Event Driven Fund | ||||||||||||||||
(Westchester Capital Management, LLC) | 1.87% | 6.46% | 4.72% | N/A | |||||||||||||
Fixed Income | JNL/Western Asset Global Multi-Sector Bond Fund | ||||||||||||||||
(Western Asset Management Company, LLC; Sub-Sub-Advisers: Western Asset Management Company Limited and Western Asset Management Company Pte. Ltd.) | 0.96% | 8.60% | -1.58% | -0.47% | |||||||||||||
International/Global Equity | JNL/William Blair International Leaders Fund | ||||||||||||||||
(William Blair Investment Management, LLC) | 0.97% | 12.90% | 5.54% | 2.89% | |||||||||||||
Allocation | JNL/WMC Balanced Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.71% | 13.08% | 8.73% | 7.13% | |||||||||||||
U.S. Equity | JNL/WMC Equity Income Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.88% | 6.63% | 11.32% | N/A | |||||||||||||
Sector Equity | JNL/WMC Global Real Estate Fund | ||||||||||||||||
(Wellington Management Company LLP) | 1.03% | 9.46% | 1.57% | 2.67% |
Fund Type | Fund and Manager* (and Sub-Adviser, if applicable) *The investment manager for each Fund is Jackson National Asset Management, LLC | Current Expenses | Average Annual Total Returns (as of 12/31/23) | ||||||||||||||
1 year | 5 year | 10 year | |||||||||||||||
Fixed Income | JNL/WMC Government Money Market Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.56% | 4.39% | 1.40% | 0.82% | |||||||||||||
U.S. Equity | JNL/WMC Value Fund | ||||||||||||||||
(Wellington Management Company LLP) | 0.78% | 9.21% | 11.30% | 8.00% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Conservative Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.07% | 8.55% | 3.04% | 2.60% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Moderate Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.07% | 12.19% | 5.23% | 4.16% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Moderate Growth Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.08% | 16.00% | 7.49% | 5.65% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Growth Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.10% | 20.04% | 9.86% | 7.36% | |||||||||||||
Allocation | JNL/Goldman Sachs Managed Aggressive Growth Fund | ||||||||||||||||
(Goldman Sachs Asset Management, L.P.) | 1.12% | 22.19% | 11.00% | 8.12% | |||||||||||||
Allocation | JNL Conservative Allocation Fund | ||||||||||||||||
1.16% | 9.28% | 3.54% | 2.85% | ||||||||||||||
Allocation | JNL Moderate Allocation Fund | ||||||||||||||||
1.16% | 11.94% | 5.69% | 4.08% | ||||||||||||||
Allocation | JNL Moderate Growth Allocation Fund | ||||||||||||||||
1.17% | 13.73% | 7.32% | 5.38% | ||||||||||||||
Allocation | JNL Growth Allocation Fund | ||||||||||||||||
1.17% | 16.55% | 8.88% | 6.22% | ||||||||||||||
Allocation | JNL Aggressive Growth Allocation Fund | ||||||||||||||||
1.18% | 18.43% | 9.96% | 6.80% |
1 | Capital Research and Management Company is the investment adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities. | ||||
2 | The Fund’s current expenses reflect temporary fee reductions. | ||||
3 | Mellon Investments Corporation is the investment sub-adviser of the master fund in which this feeder fund invests. Under the master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities. |