REGISTRATION STATEMENT |
|
UNDER |
|
THE SECURITIES ACT OF 1933 |
|
Post-Effective Amendment No. 38 |
☒ |
and/or |
|
REGISTRATION STATEMENT |
|
UNDER |
|
THE INVESTMENT COMPANY ACT OF 1940 |
|
Amendment No. 69 |
☒ |
☐ |
immediately upon filing pursuant to paragraph (b) of Rule 485 |
☒ |
on April 30, 2024 pursuant to paragraph (b) of Rule 485 |
☐ |
60 days after filing pursuant to paragraph (a)(1) of Rule 485 |
☐ |
on (date) pursuant to paragraph (a)(1) of Rule 485. |
☐ |
this post-effective amendment designates a new effective date for a previously filed post-effective amendment. |
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|
FEES AND EXPENSES |
Location In The
Prospectus | ||
Transaction
Charges |
You may be charged for transactions under the Policy. A front-end load may
be charged on each premium payment. The front-end load for premiums up
to and including the Target Premium differs from the front-end load for
premiums in excess of the Target Premium. You may be charged for
requested Policy illustrations. |
FEE TABLE –
TRANSACTION
FEES
CHARGES,
DEDUCTIONS
AND
REFUNDS | ||
Ongoing Fees
and Expenses
(annual
charges) |
In addition to transaction charges, an investment in the Policy is subject to
certain ongoing fees and expenses, including fees and expenses covering
the cost of insurance under the Policy and the cost of the Additional Protection
Benefit available under the Policy. Certain fees and expenses are set based
on characteristics of the insured (e.g., age, sex, and rating
classification). You should view your Policy specifications page for rates applicable to your
Policy. You will also bear expenses associated with the Funds under the Policy, as shown in the following table: |
FEE TABLE
CHARGES,
DEDUCTIONS
AND
REFUNDS
APPENDIX A:
FUNDS AVAILABLE UNDER THE POLICY | ||
Annual Fee |
Minimum |
Maximum | ||
Investment Options (Fund fees and expenses)1
|
0.27%1 |
1.64%1 | ||
1As a percentage of Fund net assets. | ||||
|
RISKS |
Location In The
Prospectus | ||
Risk of Loss |
You can lose money by investing in the Policy. |
PRINCIPAL
RISKS OF
INVESTING IN
THE POLICY | ||
Not a Short-
Term
Investment |
•The Policy is not a short-term investment and is not appropriate for an investor who needs ready access to cash. •Full surrender of this Policy is discouraged in the early Policy Years
because the front-end loads on premiums are higher in those
years. •Upon partial surrender, your death benefit protection may be reduced and
your risk of lapse will increase. You may partially surrender the
Policy
only once per year and only after the Policy has been in force for one year.
•If You fully or partially surrender the Policy, You may be subject to income taxes and potential tax penalties. There may be tax consequences
associated with Policy loans. | |||
Risks
Associated
with
Investment
Options |
•An investment in the Policy is subject to the risk of poor investment performance and can vary depending on the performance of the Investment Options available under the Policy (e.g., the Funds).
•Each Investment Option (including the Fixed Account) has its own unique risks. •You should review the Investment Options before making an investment
decision. | |||
Insurance
Company
Risks |
•An investment in the Policy is subject to the risks related to the Company. •Any Company obligations (including under the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of the
Company.
•Additional information about the Company, including its financial
strength ratings, is available upon request by calling (888)-594-2654 or visiting https://www.delawarelife.com/our-company. |
PRINCIPAL RISKS OF INVESTING IN THE POLICY |
|
RISKS (CONT.) |
Location In The
Prospectus | ||
Policy
Lapse |
•Poor investment performance, insufficient premiums, fees and charges,
partial surrenders, and unpaid loans or loan interest could cause your
Policy to lapse and You could lose your insurance coverage. •There are costs associated with reinstating a lapsed Policy.
•Death benefits will not be paid if the Policy has lapsed. |
POLICY LAPSE | ||
|
RESTRICTIONS |
Location In The
Prospectus | ||
Investments |
•Certain Investment Options may not be available under your Policy. •Transfers from the Fixed Account are subject to special restrictions that
may prolong the time it takes to transfer Account Value from the Fixed Account.
•Transfers between the Fund options are subject to additional restrictions designed to prevent short-term and disruptive trading. •All transfers are subject to our consent, and we reserve the
right to impose limitations on transfers.
•We reserve the right to remove or substitute Funds as Investment Options. |
APPENDIX A
FUNDS AVAILABLE UNDER THE POLICY TRANSFER PRIVILEGES | ||
Optional
Benefits |
•There are no additional restrictions or limitations relating to the
Policy’s
optional benefit (the Additional Protection Benefit
Rider). |
DEATH
BENEFIT – OPTIONAL ADDITIONAL PROTECTION BENEFIT RIDER (APB
RIDER) | ||
|
TAXES |
Location In The
Prospectus | ||
Tax
Implications |
•You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the
Policy.
•There is no additional tax benefit if the Policy is purchased through a tax-qualified plan. •Full and partial surrenders will be subject to ordinary
income tax, and may be subject to tax
penalties. |
ABOUT THE
POLICY
FEDERAL
INCOME
TAX
CONSIDERA
TIONS | ||
|
CONFLICTS OF INTEREST |
Location In The
Prospectus | ||
Investment
Professional
Compensation |
Your investment professional may receive compensation for selling the
Policy to You, including commissions, other cash compensation, and non-cash compensation. We may share the revenue we earn on this
Policy
with your investment professional’s firm. As a result of these
compensation arrangements, your investment professional
may have a financial incentive to offer or recommend this
Policy over another investment. |
DISTRIBUTION OF POLICY | ||
Exchanges |
Some investment professionals may have a financial incentive to offer
You a new policy in place of the one you already own. You
should only exchange a policy you already own if you
determine, after comparing the features, fees, and risks
of both policies, that it is better for you to purchase the new policy rather than continue to own your existing policy. |
Charge |
When Charge
is Deducted |
Amount Deducted |
Premium Expense Load Imposed on
Premiums up to and including Target
Premium1 |
Upon Premium Receipt |
(as a percentage of premium) |
Maximum Charge |
|
12.5% |
Current Charge |
|
7.5% |
Premium Expense Load Imposed on
Premiums in Excess of Target Premium |
Upon Premium Receipt |
(as a percentage of premium) |
Maximum Charge |
|
5.5% |
Current Charge |
|
2.5% |
Illustration Charge |
Upon fulfillment of illustration
request in any Policy Year |
$25 per illustration |
Policy Years |
Maximum Charge |
Current Charge |
1-7 |
12.5% |
7.5% |
8+ |
3.25% |
3.25% |
Charge |
When Charge is
Deducted |
Amount Deducted |
Base Contract Charges | ||
Deferred Expense Load on Policy Year
1 Premium |
On each Policy Anniversary for the
first seven Policy Anniversaries |
(as a percentage of premium up to and including Target Premium) |
Maximum Charge |
|
1.00% |
Current Charge |
|
0.40% |
Charge |
When Charge is
Deducted |
Amount Deducted |
Cost of Insurance1, 2 |
At the end of each Policy Month |
(per $1000 of Policy Net Amount at
Risk) |
Maximum Charge
Minimum Charge for 2017 CSO
Minimum Charge for 2001 CSO
Minimum Charge for 1980 CSO
Charge for a Representative Investor
for 2001 and 2017 CSO |
|
$83.33
$0.03
$0.04
$0.07
$0.14 |
Charge for a Representative Investor
for 1980 CSO |
|
$0.23 |
Mortality and Expense Risk Charge |
Daily |
(as an annual percentage of the daily average net assets allocated to the Investment Options in the Variable Account) |
Maximum Charge |
|
0.90% |
Current Charge for 2017 CSO |
|
0.38% |
Current Charge for 2001 CSO for
Policies with Investment Start Dates on
and after February 1, 2011 |
|
0.38% |
Current Charge for 2001 CSO for
Policies with Investment Start Dates
before February 1, 2011 |
|
0.45% |
Current Charge for 1980 CSO |
|
0.50% |
Administrative Expenses (Monthly
Expense Charge) |
At the beginning of each Policy
Month |
|
Maximum Charge |
|
$15 |
Current Charge |
|
$5 |
Flat Extra Charge3 |
|
(per $1000 of Specified Face Amount and APB Rider Face Amount) |
Maximum Charge for Policies with
Investment Start Dates on or after
July 27, 2009 |
|
$50 |
Maximum Charge for Policies with
Investment Start Dates before July 27,
2009 |
At the end of each Policy Month |
$20 |
Maximum Net Loan Interest4 |
At the end of each Policy Year, if
there is an outstanding Policy Loan |
(as a percentage of Policy Debt) 1.0% |
Charge |
When Charge is
Deducted |
Amount Deducted |
Optional Benefit Charges |
|
|
Additional Protection Benefit (APB) Rider
(annually renewable)1,5Maximum Charge Minimum Charge for 2017 CSO
Minimum Charge for 2001 CSO
Minimum Charge for 1980 CSO
Charge for a Representative Investor
for 2017 and 2001 CSO |
At the end of each Policy Month |
(per $1000 of APB Rider Net Amount at Risk) $83.33
$0.03
$0.04
$0.07
$0.14 |
Charge for a Representative Investor
for 1980 CSO |
|
$0.23 |
Annual Fund Expenses |
Minimum |
Maximum |
(expenses that are deducted from Fund assets, including management fees,
distribution and/or service (12b-1) fees, and other
expenses |
0.27% |
1.64% |
Name of
Benefit |
Purpose |
Is Benefit
Standard or
Optional |
Brief Description of Restrictions /
Limitations |
Planned
Periodic
Premiums |
Provides for a fixed schedule of premium
payments |
Standard |
•Billing period may be annual, semiannual, quarterly, or monthly •You may skip a planned payment or make unscheduled payments •You may need to make additional premium payments to prevent a lapse, even if you made all planned premiums |
Enhancement
Benefit |
Provides additional value to be payable on
surrenders during the first 12 Policy Years,
except surrenders made as part of a tax-free
exchange, representing a return of a portion
of the charges paid for the first 12 Policy
Years |
Standard |
•“During Policy Year 1, there is a minimum Enhancement Benefit equal to 0.2% of Premium •No benefit after the first 12 Policy Years •Portion of paid charges included in benefit decreases during the benefit period •The amount available for Policy loan or
partial surrender will not increase by any
Enhancement Benefit |
Policy Loans |
Allows you to take a loan from us against
your Account Value as collateral |
Standard |
•Account Value held as collateral is held in the Loan Account •Policy Debt accrues interest daily at a maximum annual rate of 5% •Taking a loan will increase the risk of lapse |
Additional
Protection
Benefit (APB)
Rider |
Provides additional life insurance coverage
under the Policy |
Optional |
•Cannot be elected after the Policy is
issued •May be renewed annually until the Insured reaches age 121 (100 if 1980 CSO applies) •Benefit terminates upon Policy lapse |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Mid Cap |
AB Variable Products Series Fund, Inc.
Discovery Value Portfolio
Class A |
AllianceBernstein, L.P. |
0.81% |
17.18% |
10.78% |
7.55% |
Equity - Global Large
Cap |
AB Variable Products Series Fund, Inc.
International Value Portfolio
Class A |
AllianceBernstein, L.P. |
0.90% |
15.15% |
5.81% |
2.09% |
Equity - US Mid Cap |
The Alger Portfolios
Alger Mid Cap Growth Portfolio
Class I-2 |
Fred Alger Management, LLC |
0.96%1 |
23.17% |
11.96% |
8.54% |
Equity - US Small Cap |
The Alger Portfolios
Alger Small Cap Growth Portfolio
Class I-2 |
Fred Alger Management, LLC |
1.02% |
16.49% |
7.96% |
7.05% |
Fixed Income - US |
American Funds Insurance Series®
American High-Income Trust®
Class2 |
Capital Research and
Management Company |
0.57%1 |
12.45% |
6.09% |
4.41% |
Equity - Global Large
Cap |
American Funds Insurance Series®
Capital World Growth and Income Fund®
Class2 |
Capital Research and
Management Company |
0.66%1 |
20.88% |
10.34% |
7.62% |
Equity - Global Large
Cap |
American Funds Insurance Series®
Global Growth Fund Class2 |
Capital Research and
Management Company |
0.66%1 |
22.60% |
13.65% |
9.58% |
Equity - Global Mid/
Small Cap |
American Funds Insurance Series®
Global Small Capitalization Fund Class2 |
Capital Research and
Management Company |
0.91%1 |
16.17% |
8.31% |
5.78% |
Equity - US Large Cap
Growth |
American Funds Insurance Series®
Growth Fund Class2 |
Capital Research and
Management Company |
0.59% |
38.49% |
18.68% |
14.36% |
Equity - US Large Cap
Blend |
American Funds Insurance Series®
Growth-Income Fund Class2 |
Capital Research and
Management Company |
0.53% |
26.14% |
13.36% |
10.91% |
Equity - Global Large
Cap |
American Funds Insurance Series®
International Fund Class2 |
Capital Research and
Management Company |
0.78% |
15.84% |
4.83% |
3.41% |
Fixed Income - US |
American Funds Insurance Series®
The Bond Fund of America®
Class2 |
Capital Research and
Management Company |
0.48%1 |
5.02% |
1.89% |
2.08% |
Equity - US Large Cap
Value |
American Funds Insurance Series®
Washington Mutual Investors Fund Class2 |
Capital Research and
Management Company |
0.52%1 |
17.29% |
12.60% |
9.91% |
Equity - US Mid Cap |
BlackRock Variable Series Funds, Inc.
BlackRock Advantage SMID Cap V.I.
Fund
Class I |
BlackRock Advisors, LLC |
0.55%1 |
18.88% |
11.79% |
8.52% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Allocation - Moderate |
BlackRock Variable Series Funds, Inc.
BlackRock Global Allocation V.I. Fund Class I |
BlackRock Advisors, LLC /
BlackRock (Singapore)
Limited, BlackRock
International Limited |
0.76%1 |
12.83% |
7.65% |
4.88% |
Equity - US Large Cap
Blend |
BNY Mellon Variable Investment Fund Appreciation Portfolio Initial Shares |
BNY Mellon Investment
Adviser, Inc. / Fayez Sarofim
& Co. |
0.85% |
20.97% |
16.23% |
11.09% |
Equity - US Mid Cap |
BNY Mellon Investment Portfolios:
MidCap Stock Portfolio
Initial Shares |
BNY Mellon Investment
Adviser, Inc. / Newton
Investment Management
North America, LLC |
0.80%1 |
18.31% |
10.70% |
7.44% |
Equity - Technology
Sector |
BNY Mellon Investment Portfolios:
Technology Growth Portfolio
Initial Shares |
BNY Mellon Investment
Adviser, Inc. / Newton
Investment Management
North America, LLC |
0.78% |
59.42% |
15.59% |
13.22% |
Equity - US Large Cap
Blend |
BNY Mellon Stock Index Fund, Inc.
Initial Shares |
BNY Mellon Investment
Adviser, Inc. |
0.27% |
25.93% |
15.38% |
11.75% |
Equity - Global Large
Cap |
Columbia Funds Variable Series Trust II
Columbia Variable Portfolio – Overseas
Core Fund Class2 |
Columbia Management
Investment Advisers, LLC /
Threadneedle International
Limited |
1.04% |
15.32% |
7.96% |
3.37% |
Equity - US Large Cap
Growth |
Columbia Funds Variable Series Trust II
CTIVP®
– Principal Blue Chip Growth
Fund
Class1 |
Columbia Management
Investment Advisers, LLC /
Principal Global Investors,
LLC |
0.70% |
39.54% |
15.67% |
13.48% |
Equity - US Small Cap |
Delaware VIP® Trust
Macquarie VIP Small Cap Value Series2
Standard Class |
Delaware Management
Company / Macquarie
Investment Management
Global Limited |
0.78% |
9.45% |
10.21% |
7.06% |
Equity - US Large Cap
Value |
Deutsche DWS Variable Series II
DWS CROCI®
U.S. VIP Class A |
DWS Investment
Management Americas, Inc. |
0.68%1 |
20.76% |
8.61% |
5.06% |
Equity - US Small Cap |
Deutsche DWS Investments VIT Funds
DWS Small Cap Index VIP
Class
A3 |
DWS Investment
Management Americas, Inc. /
Northern Trust Investments,
Inc. |
0.38%1 |
16.76% |
9.67% |
6.89% |
Equity - US Small Cap |
Deutsche DWS Variable Series II
DWS Small Mid Cap Value VIP
Class A |
DWS Investment
Management Americas, Inc. |
0.81%1 |
14.95% |
8.77% |
5.51% |
Allocation - Moderate |
Variable Insurance Products Fund III
Fidelity®
Variable Insurance Products Balanced
Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.44% |
21.53% |
12.44% |
9.08% |
Equity - US Large Cap
Growth |
Variable Insurance Products Fund II
Fidelity®
Variable Insurance Products
Contrafund®
Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.56% |
33.45% |
16.65% |
11.61% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Large Cap
Value |
Variable Insurance Products Fund Fidelity®
Variable Insurance Products Equity-Income Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.47% |
10.65% |
12.30% |
8.58% |
Allocation - Target
Date |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Freedom 2015
Portfolio Initial Class |
Fidelity Management &
Research Company, LLC |
0.43% |
10.95% |
6.56% |
5.19% |
Allocation - Target
Date |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Freedom 2020
Portfolio Initial Class |
Fidelity Management &
Research Company, LLC |
0.47% |
12.40% |
7.47% |
5.73% |
Allocation - Target
Date |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Freedom 2030
Portfolio Initial Class |
Fidelity Management &
Research Company, LLC |
0.52% |
14.70% |
9.28% |
6.85% |
US Money Market |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Government
Money Market Portfolio Service Class4
|
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.37% |
4.79% |
1.66% |
1.05% |
Equity - US Large Cap
Value |
Variable Insurance Products Fund III
Fidelity®
Variable Insurance Products Growth &
Income Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.49% |
18.72% |
14.79% |
10.27% |
Equity - US Large Cap
Growth |
Variable Insurance Products Fund Fidelity®
Variable Insurance Products Growth Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.58% |
36.24% |
19.64% |
14.80% |
Fixed Income - US |
Variable Insurance Products Fund Fidelity®
Variable Insurance Products High Income Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.77% |
10.48% |
3.87% |
3.40% |
Fixed Income - US |
Variable Insurance Products Fund V
Fidelity®
Variable Insurance Products Investment
Grade Bond Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.38% |
6.20% |
1.97% |
2.33% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Mid Cap |
Variable Insurance Products Fund III
Fidelity®
Variable Insurance Products Mid Cap
Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited |
0.57% |
15.08% |
12.45% |
8.12% |
Equity - Global Large
Cap |
Variable Insurance Products Fund Fidelity®
Variable Insurance Products Overseas Portfolio Initial Class |
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited, FI
Investment Advisors, FI
Investment Advisors (UK) |
0.73% |
20.55% |
9.99% |
4.91% |
Equity - International
All Cap |
First Eagle Variable Funds
First Eagle Overseas Variable Fund |
First Eagle Investment
Management, LLC |
1.21%1 |
10.08% |
5.78% |
3.68% |
Equity - Real Estate
Sector |
Franklin Templeton Variable Insurance
Products Trust
Franklin Global Real Estate VIP Fund Class15 |
Franklin Advisers, Inc. |
1.00%1 |
11.68% |
4.12% |
4.03% |
Allocation - Aggressive |
Franklin Templeton Variable Insurance
Products Trust
Franklin Mutual Shares VIP Fund Class1 |
Franklin Mutual Advisers,
LLC |
0.68% |
13.73% |
8.10% |
5.70% |
Equity - US Mid Cap |
Franklin Templeton Variable Insurance
Products Trust
Franklin Small-Mid Cap Growth VIP
Fund
Class13
|
Franklin Advisers, Inc. |
0.83%1 |
27.12% |
13.82% |
9.24% |
Equity - US Large Cap
Growth |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Capital Appreciation Fund Series I |
Invesco Advisers, Inc. |
0.80%1 |
35.37% |
16.40% |
11.56% |
Equity - US Large Cap
Value |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Comstock Fund Series I |
Invesco Advisers, Inc. |
0.75% |
12.36% |
13.49% |
8.92% |
Equity - Global Large
Cap |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Global Fund Series I |
Invesco Advisers, Inc. |
0.82% |
34.73% |
12.30% |
8.47% |
Equity - US Large Cap
Value |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Growth and Income Fund Series I |
Invesco Advisers, Inc. |
0.75% |
12.66% |
11.77% |
8.25% |
Equity - US Mid Cap |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Main Street Mid Cap Fund®
Series
I3 |
Invesco Advisers, Inc. |
0.94% |
14.47% |
10.61% |
6.73% |
Equity - US Small Cap |
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Main Street Small Cap Fund®
Series
I |
Invesco Advisers, Inc. |
0.88% |
18.13% |
13.07% |
8.93% |
Equity - US Mid Cap |
Janus Aspen Series
Janus Henderson Mid Cap Value Portfolio
Institutional Shares |
Janus Henderson Investors
US LLC |
0.68%1 |
11.40% |
10.22% |
7.18% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - Global
Emerging Markets |
Lazard Retirement Series, Inc.
Lazard Retirement Emerging Markets
Equity Portfolio
Investor Shares |
Lazard Asset
Management LLC |
1.17% |
22.61% |
5.26% |
2.29% |
Equity - US Small Cap |
Lincoln Variable Insurance Products Trust
LVIP Macquarie SMID Cap Core Fund6
Standard
Class |
Lincoln Financial Investments
Corporation / Delaware
Investments Fund Advisers Sub-Subadviser: Macquarie Investment Management Global Limited |
0.80%1 |
16.45% |
12.25% |
8.36% |
Equity - Real Estate
Sector |
Lincoln Variable Insurance Products Trust
LVIP Macquarie U.S. REIT Fund7
Standard
Class |
Lincoln Financial Investments
Corporation / Delaware
Investments Fund Advisers |
0.83%1 |
12.58% |
6.45% |
6.23% |
Equity - US Small Cap |
MFS® Variable Insurance Trust
III MFS®
Blended Research® Small Cap Equity Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.51%1 |
18.96% |
10.28% |
8.27% |
Fixed Income - US |
MFS® Variable Insurance Trust
II MFS®
Corporate Bond Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.63%1 |
9.11% |
2.67% |
2.81% |
Equity - Global
Emerging Markets |
MFS® Variable Insurance Trust
II MFS®
Emerging Markets Equity
Portfolio
Initial Class |
Massachusetts Financial
Services Company |
1.23%1 |
10.90% |
2.04% |
1.56% |
Equity - Global Large
Cap |
MFS® Variable Insurance Trust
II MFS®
Global Growth Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.88%1 |
20.99% |
13.76% |
10.07% |
Equity - Real Estate
Sector |
MFS® Variable Insurance Trust
III MFS®
Global Real Estate Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.90%1 |
11.46% |
6.41% |
6.55% |
Fixed Income - US |
MFS® Variable Insurance Trust
II MFS®
Government Securities Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.58%1 |
4.15% |
0.32% |
1.06% |
Fixed Income - US |
MFS® Variable Insurance Trust
II MFS®
High Yield Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.72%1 |
12.41% |
4.66% |
3.82% |
Equity - Global Large
Cap |
MFS® Variable Insurance Trust
II MFS®
International Growth Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.88%1 |
14.72% |
9.47% |
6.36% |
Equity - Global Large
Cap |
MFS® Variable Insurance Trust
II MFS®
International Intrinsic Value
Portfolio
Initial Class |
Massachusetts Financial
Services Company |
0.89%1 |
17.66% |
8.58% |
6.92% |
Fixed Income - US |
MFS® Variable Insurance Trust
III MFS®
Limited Maturity Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.45%1 |
6.08% |
2.25% |
1.72% |
Equity - US Mid Cap |
MFS® Variable Insurance
Trust MFS®
Mid Cap Growth Series Initial Class |
Massachusetts Financial
Services Company |
0.80%1 |
21.32% |
13.31% |
11.12% |
Equity - US Mid Cap |
MFS® Variable Insurance Trust
III MFS®
Mid Cap Value Portfolio Initial Class |
Massachusetts Financial
Services Company |
0.79%1 |
12.73% |
12.90% |
8.73% |
Equity - US Small Cap |
MFS® Variable Insurance
Trust MFS®
New Discovery Series Initial Class5
|
Massachusetts Financial
Services Company |
0.87%1 |
14.41% |
11.08% |
7.67% |
Equity - Global Large
Cap |
MFS® Variable Insurance Trust
II MFS®
Research International Portfolio Initial
Class |
Massachusetts Financial
Services Company |
0.89%1 |
13.01% |
8.49% |
4.15% |
Type |
Fund |
Adviser/Subadviser |
Current
Expenses |
Average Annual Total Returns
(as of 12/31/23) | ||
1 Year |
5 Year |
10 Year | ||||
Equity - US Large Cap
Blend |
MFS® Variable Insurance
Trust MFS®
Research Series Initial Class |
Massachusetts Financial
Services Company |
0.79%1 |
22.42% |
14.41% |
10.82% |
Allocation - Moderate |
MFS® Variable Insurance
Trust MFS®
Total Return Series Initial Class |
Massachusetts Financial
Services Company |
0.61%1 |
10.44% |
8.54% |
6.53% |
US Money Market |
MFS® Variable Insurance Trust
II MFS®
U.S. Government Money Market
Portfolio
Initial Class4
|
Massachusetts Financial
Services Company |
0.44%1 |
4.58% |
1.51% |
0.91% |
Equity - Utilities
Sector |
MFS® Variable Insurance
Trust MFS®
Utilities Series Initial Class |
Massachusetts Financial
Services Company |
0.79%1 |
-2.11% |
8.31% |
6.39% |
Equity - US Large Cap
Value |
MFS® Variable Insurance
Trust MFS®
Value Series Initial Class |
Massachusetts Financial
Services Company |
0.69%1 |
7.93% |
11.34% |
8.52% |
Equity - US Mid Cap |
Morgan Stanley Variable Insurance Fund,
Inc.
Discovery Portfolio
Class I |
Morgan Stanley Investment
Management, Inc. |
0.95%1 |
44.34% |
10.94% |
8.49% |
Commodities Broad
Basket |
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn® Strategy Portfolio Administrative Class
|
Pacific Investment
Management Company LLC |
1.48%1 |
-7.85% |
8.55% |
-0.80% |
Fixed Income -
Emerging Markets |
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Administrative Class |
Pacific Investment
Management Company LLC |
1.27%1 |
11.11% |
2.25% |
2.78% |
Fixed Income - US |
PIMCO Variable Insurance Trust
PIMCO Real Return Portfolio
Administrative Class |
Pacific Investment
Management Company LLC |
0.84%1 |
3.67% |
3.16% |
2.25% |
Fixed Income - US |
PIMCO Variable Insurance Trust
PIMCO Total Return Portfolio
Administrative Class |
Pacific Investment
Management Company LLC |
0.75%1 |
5.93% |
1.08% |
1.71% |
Equity - US Small Cap |
Royce Capital Fund Royce Small-Cap Portfolio Investment Class |
Royce & Associates, LP
(Royce Investment Partners) |
1.15% |
25.93% |
10.17% |
5.61% |
Equity - US Large Cap
Growth |
T. Rowe Price Equity Series, Inc.
T. Rowe Price Blue Chip Growth Portfolio
|
T. Rowe Price Associates, Inc. |
0.75%1 |
49.29% |
13.50% |
12.31% |
Equity - US Large Cap
Value |
T. Rowe Price Equity Series, Inc.
T. Rowe Price Equity Income Portfolio
|
T. Rowe Price Associates, Inc. |
0.74% |
9.54% |
11.20% |
7.84% |
Equity - Global Large
Cap |
Franklin Templeton Variable Insurance
Products Trust
Templeton Foreign VIP Fund Class1 |
Templeton Investment
Counsel, LLC |
0.82%1 |
21.09% |
5.54% |
1.54% |
Equity - Global Large
Cap |
Franklin Templeton Variable Insurance
Products Trust
Templeton Growth VIP Fund Class1 |
Templeton Global Advisors
Limited / Templeton Asset
Management Ltd |
0.87%1 |
21.23% |
6.72% |
3.50% |
Equity - US Small Cap |
Wanger Advisors Trust
Wanger Acorn |
Columbia Wanger Asset
Management, LLC |
0.95%1 |
21.74% |
7.51% |
7.20% |
2 | |
2 | |
2 | |
2 | |
3 | |
4 | |
5 |
(a) |
Resolution of the Board of Directors of the Depositor, dated December 3, 1985, authorizing the establishment of the
Registrant (Incorporated herein by reference to the Registration Statement of Delaware Life
Variable Account F on Form N-4, File No. 333-37907, filed on October
14, 1997.) Exhibit (a) |
(b) |
Not Applicable |
(c)(1) |
Principal Underwriting Agreement (Incorporated herein by reference to Post-Effective Amendment No. 11 to the
Registration Statement of Delaware Life Variable Account I on Form N-6, File No. 333-100829, filed on April 30,
2009.)
Exhibit (c)(1) |
(2) |
Amendment One to the Principal Underwriting Agreement (Incorporated herein by reference to Post-Effective
Amendment No. 11 to the Registration Statement of Delaware Life Variable Account I on
Form N-6, File No. 333-100829, filed on April
30, 2009.) Exhibit (c)(2) |
(3) |
Amendment Two to Principal Underwriting Agreement (Incorporated herein by reference to Post-Effective Amendment
No. 12 to the Registration Statement of Delaware Life Variable Account I on Form N-6,
File No. 333-100829, filed on
April
27, 2010.) Exhibit (c)(3) |
(4) |
Amendment Three to Principal Underwriting Agreement (Incorporated herein by reference to Post-Effective
Amendment No. 12 to the Registration Statement of Delaware Life Variable Account I on
Form N-6, File No. 333-100829, filed on April
27, 2010.) Exhibit (c)(4) |
(5) |
Sales Operations and General Agent Agreement (Incorporated herein by reference to Post-Effective Amendment No. 22
to the Registration Statement on Form N-6, File No. 333-65048, filed on April
27, 2012.) Exhibit (c)(5) |
(d)(1) |
Flexible Premium Variable Universal Life Insurance Policy (Incorporated herein by reference to the Registration
Statement on Form N-6, File No. 333-111688, filed on January
2, 2004.) Exhibit (d)(1) |
(2) |
Additional Protection Benefit Rider (APB Rider) (Incorporated herein by reference to Pre-Effective Amendment No. 1
to the Registration Statement on Form S-6, File No. 333-13087, filed on January
21, 1997.) Exhibit (d)(2) |
(e)(1) |
Application for Flexible Premium Variable Universal Life Insurance Policy (Incorporated herein by reference to
Pre-Effective Amendment No. 1 to the Registration Statement on Form S-6, File
No. 333-13087, filed on January 21,
1997.)
Exhibit (e)(1) |
(2) |
Application for Flexible Premium Variable Universal Life Insurance Policy (Master Application) (Incorporated herein
by reference to Post-Effective Amendment No. 7 to the Registration Statement on Form S-6,
File No. 333-13087, filed
on April
30, 2001.) Exhibit (e)(2) |
(3) |
Application for Flexible Premium Variable Universal Life Insurance Policy (GI Application) (Incorporated herein by
reference to Post-Effective Amendment No. 7 to the Registration Statement on Form S-6,
File No. 333-13087, filed on
April
30, 2001.) Exhibit (e)(3) |
(4) |
Application for Flexible Premium Variable Universal Life Insurance Policy (Medical Application) (Incorporated herein
by reference to Post-Effective Amendment No. 7 to the Registration Statement on Form S-6,
File No. 333-13087, filed
on April
30, 2001.) Exhibit (e)(4) |
(5) |
Consent Form (Incorporated herein by reference to Post-Effective Amendment No. 7 to the Registration Statement on
Form S-6, File No. 333-13087, filed on April
30, 2001.) Exhibit (e)(5) |
(6) |
Application for Flexible Premium Variable Universal Life Insurance Policy (Expanded GI Application) (Incorporated
herein by reference to Post-Effective Amendment No. 4 to the Registration Statement on
Form N-6, File No. 333-65048, filed on October
1, 2002.) Exhibit (e)(6) |
(f)(1) |
Certificate of Incorporation of Delaware Life Insurance Company (Incorporated herein by reference to Post-Effective
Amendment No. 51 to the Registration Statement of Delaware Life Variable Account F on
Form N-4, File No. 333-83516, filed on August
11, 2014.) Exhibit (f)(1) |
(2) |
|
(g) |
Specimen Reinsurance Contract. (Incorporated herein by reference to Post-Effective Amendment No. 4 to the
Registration Statement on Form N-6, File No. 333-65048, filed on October
1, 2002.) Exhibit (g) |
(h)(1) |
Participation Agreement, dated February 17, 1998, as amended through September 18, 2014, by and among Delaware
Life Insurance Company, Clarendon Insurance Agency, Inc., AIM Variable Insurance Funds
(Invesco Variable Insurance Funds) and Invesco Distributors, Inc. (Incorporated
herein by reference to the Pre-Effective Amendment No. 1 to the
Registration Statement of Delaware Variable Account F on Form N-4, File No. 333-225901, filed on October 1, 2018.)
|
(2) |
Amended and Restated Participation Agreement, dated September 1, 2004, by and among Sun Life Assurance
Company of Canada (U.S.), Variable Insurance Products Fund, and Fidelity Distributors
Corporation (Incorporated herein by reference to Post-Effective Amendment
No. 1 to the Registration Statement of Delaware Life NY Variable Account C
on Form N-4, File No. 333-119151, filed on
April 28, 2005.) Exhibit (h)(2) |
(3) |
Participation Agreement, dated September 16, 2002, by and among the Franklin Templeton Variable Insurance Products
Trust, Franklin Templeton Distributors, Inc., Sun Life Insurance and Annuity Company of New
York, and Sun Life Assurance Company of Canada (U.S.) (Incorporated herein by
reference to the Registration Statement of KBL Variable Account A on Form N-4,
File No. 333-102278, filed on December 31,
2002.) Exhibit (h)(3) |
(4) |
Amended and Restated Participation Agreement, dated May 1, 2004, by and among Sun Life Assurance Company of
Canada (U.S.), Sun Life Insurance and Annuity Company of New York, Dreyfus Variable Investment
Fund, The Dreyfus Socially Responsible Growth Fund, Inc., and Dreyfus Life and
Annuity Index Fund, Inc. (Incorporated herein by reference to Post-Effective
Amendment No. 4 to the Registration Statement of Delaware Life Variable Account I on Form N-6, File No. 333-100831, filed on April 29, 2005.) Exhibit (h)(4) |
(5) |
Participation Agreement, dated July 15, 2002, by and among Sun Life Assurance Company of Canada (U.S.), Deutsche
Asset Management VIT Funds and Deutsche Asset Management, Inc. (Incorporated herein by
reference to Post-Effective Amendment No. 2 to the Registration Statement
on Form S-6, File No. 333-65048, filed on
July
3, 2002.)
Exhibit (h)(5) |
(6) |
Participation Agreement, dated September 16, 2002, as amended through September 17, 2014, by and among Delaware
Life Insurance Company, Delaware Life Insurance Company of New York, PIMCO Variable Insurance
Trust and PIMCO Investments (Incorporated herein by reference to the
Pre-Effective Amendment No. 1 to the Registration Statement of Delaware
Life Variable Account F on Form N-4, File No. 333-225901, filed on October 1, 2018.) Exhibit |
(7) |
Amended and Restated Participation Agreement, dated August 1, 2004, by and among Sun Life Assurance Company of
Canada (U.S.), Sun Life Insurance and Annuity Company of New York, T. Rowe Price Equity
Series, Inc., and T. Rowe Price Investment Services, Inc. (Incorporated herein
by reference to Post-Effective Amendment No. 5 to the Registration
Statement on Form S-6, File No. 333-13087, filed
on April 29, 1999.) Exhibit (h)(7) |
(8) |
Participation Agreement, dated August 6, 2004, by and among Sun Life Assurance Company of Canada (U.S.), Sun
Life Insurance and Annuity Company of New York, Delaware VIP Trust, Delaware Management
Company, and Delaware Distributors, LP. (Incorporated herein by reference to
Post-Effective Amendment No. 4 to the Registration Statement of Delaware
Life Variable Account I on Form N-6, File No. 333-100831, filed on April 29, 2005.) Exhibit |
(9) |
Participation Agreement, dated August 6, 2004, by and among Sun Life Insurance and Annuity Company of New York,
Van Kampen Life Investments Trust, Van Kampen Funds Inc., and Van Kampen Asset Management.
(Incorporated herein by reference to Post-Effective Amendment No. 4 to the
Registration Statement of Delaware Life Variable Account I on Form N-6, File
No. 333-100831, filed on April 29, 2005).
Exhibit (h)(9) |
(10) |
Participation Agreement, dated February 17, 1998, by and among Sun Life Assurance Company of Canada (U.S.), The
Alger American Fund, and Fred Alger and Company, Incorporated. (Incorporated herein by
reference to Pre-Effective Amendment No. 1 to the Registration Statement of
Delaware Life Variable Account I on Form S-6, File No. 333-68601, filed on April 27, 1999.) Exhibit (h)(10) |
(11) |
Participation Agreement, dated May 1, 2004, by and among Sun Life Assurance Company of Canada (U.S.), Scudder
Variable Series II, Scudder Distributors, Inc., and Deutsche Investment Management Americas
Inc. (Incorporated herein by reference to Post-Effective Amendment No. 4 to
the Registration Statement of Delaware Life Variable Account I on Form N-6, File
No. 333-100831, filed on April 29, 2005).
Exhibit (h)(11) |
(12) |
Participation Agreement, dated May 13, 2004, by and among Sun Life Assurance Company of Canada (U.S.), Merrill
Lynch Variable Series Funds, Inc., Merrill Lynch Investment Managers, L.P., and FAM
Distributors, Inc. (Incorporated herein by reference to Post-Effective Amendment
No. 2 to the Registration Statement on Form N-6, File No. 333-111688, filed on April
29, 2005.) Exhibit (h)(12) |
(13) |
Participation Agreement, dated December 1, 2004, by and among Wanger Advisors Trust, Columbia Funds Distributor,
Inc., Sun Life Assurance Company of Canada (U.S.), and Sun Life Insurance and Annuity Company
of New York (Incorporated herein by reference to the Registration Statement of
Delaware Life NY Variable Account J on Form N-6, File No. 333-136435, filed on August
9, 2006.) Exhibit (h)(13) |
(14) |
Participation Agreement, dated November 16, 2005, by and among Janus Aspen Series, Janus Distributors LLC, and
Sun Life Assurance Company of Canada (U.S.) (Incorporated herein by reference to the
Registration Statement of Delaware Life NY Variable Account J on Form N-6, File
No. 333-136435, filed on August 9, 2006.)
Exhibit (h)(14) |
(15) |
Participation Agreement, dated September 1, 2005, by and among Sun Life Assurance Company of Canada (U.S.),
Royce Capital Fund, and Royce & Associates, LLC. (Incorporated herein by reference to
the Registration Statement of Delaware Life NY Variable Account J on Form N-6,
File No. 333-136433, filed on August 9,
2006.) Exhibit (h)(15) |
(16) |
Participation Agreement, dated May 1, 2001, as amended through March 26, 2018, by and among Delaware Life
Insurance Company, Clarendon Insurance Agency, Inc., AllianceBernstein L.P. and
AllianceBernstein Investments, Inc. (Incorporated herein by reference to the
Pre-Effective Amendment No. 1 to the Registration Statement of Delaware Life
Variable Account F on Form N-4, File No. 333-225901, filed on October
1, 2018.) Exhibit (h)(16) |
(17) |
Participation Agreement, dated May 1, 2004, as amended through June 5, 2018, by and among Delaware Life Insurance
Company, The Morgan Stanley Variable Insurance Fund, Inc., Morgan Stanley Investment
Management Inc. and Morgan Stanley Distribution, Inc (Incorporated herein by
reference to the Pre-Effective Amendment No. 1 to the Registration
Statement of Delaware Life Variable Account F on Form N-4, File No. 333-225901, filed on October 1, 2018.) Exhibit (h)(l7) |
(18) |
Participation Agreement, dated April 26, 2013, as amended through July 1, 2018, by and among Delaware Life
Insurance Company, Delaware Life Insurance Company of New York, Delaware Life Insurance and
Annuity Company (Bermuda) Ltd., Columbia Funds Variable Insurance Trust,
Columbia Management Investment Advisers, LLC, and Columbia Management Investment
Distributors, Inc. (Incorporated herein by reference to the Pre-Effective Amendment No. 1 to the Registration Statement of Delaware Life Variable Account F on Form N-4, File No. 333-225901, filed on
October
1, 2018.) Exhibit (h)(18) |
(19) |
Participation Agreement, dated October 1, 2008, as amended through May 7, 2018, by and among Delaware Life
Insurance Company and Delaware Life Insurance Company of New York, American Funds Insurance
Series, and Capital Research and Management Company (Incorporated herein by
reference to the Pre-Effective Amendment No. 1 to the Registration
Statement of Delaware Life Variable Account F on Form N-4, File No. 333-225901, filed on October 1, 2018.) Exhibit (h)(19) |
(20) |
Participation Agreement, dated September 30, 2002, by and among Sun Life Assurance Company of Canada (U.S.),
Sun Life Insurance and Annuity Company of New York, First Eagle Sogen Variable Funds, Inc. and
Arnhold and S. Bleichroeder, Inc. (Incorporated herein by reference to the
Registration Statement of Delaware Life Variable Account I on Form N-6, Exhibit
H9, File No. 333-143353, filed on May 30,
2007.) Exhibit (h)(20) |
(21) |
Participation Agreement, dated December 3, 2007, as amended through May 1, 2018, by and among Delaware Life
Insurance Company, Delaware Life Insurance Company of New York, Lazard Asset Management
Securities LLC, and Lazard Retirement Series, Inc. (Incorporated herein by
reference to the Pre-Effective Amendment No. 1 to the Registration
Statement of Delaware Life Variable Account F on Form N-4, File No. 333-225901, filed on October 1, 2018.) Exhibit (h)(21) |
(22) |
Participation Agreement, dated December 1, 2012, as amended through September 8, 2014, by and among Delaware
Life Insurance Company of New York and Delaware Life Insurance Company, MFS Variable Insurance
Trusts I, II and III, and MFS Fund Distributors, Inc. (Incorporated herein by
reference to the Pre-Effective Amendment No. 1 to the Registration
Statement of Delaware Life Variable Account F on Form N-4, File No. 333-225901, filed on October 1, 2018.) Exhibit (h)(22) |
(i) |
Third Party Administration Agreement between Andesa TPA, Inc. and Sun Life Assurance Company of Canada
(Incorporated herein by reference to Post-Effective Amendment No. 4 to the Registration
Statement on Form N-6, File No. 333-65048, filed on October
1, 2002.) Exhibit (i) |
(j) |
Not applicable |
(k)(1) |
|
(2) |
|
(l) |
Not applicable |
(m) |
Not applicable |
(n) |
Not applicable |
(o) |
Not applicable |
(p) |
Not applicable |
(q) |
Not applicable |
(r) |
Form of Initial Template Summary Prospectus (Incorporated by reference to Post-Effective Amendment No. 30 to the
Registration Statement on Form N-6, File No. 333- 111688, filed on October 8, 2021);
Exhibit (r) |
(s) |
|
(t) |
|
(u) |
|
(v) |
Name and
Principal Business Address |
Positions and Offices With Depositor |
Dennis A. Cullen Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Director |
Michael K. Moran Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Director |
Curtis P. Steger Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Director |
Daniel J. Towriss Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Chief Executive Officer |
Michael S. Bloom Delaware Life Insurance Company 230 Third Avenue, 6th, Floor Waltham, MA 02451 |
Chief Legal Officer and Secretary |
Andrew F. Kenney Delaware Life Insurance Company 230 Third Avenue, 6th, Floor Waltham, MA 02451 |
Chief Investment Officer |
John J. Miceli, Jr. Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Treasurer |
Ellyn M. Nettleton Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Chief Accounting Officer |
Name and
Principal Business Address |
Positions and Offices With Depositor |
Robert B. Stanton Delaware Life Insurance Company 10555 Group 1001 Way Zionsville, IN 46077 |
Chief Operating Officer |
Fang L. Wang Delaware Life Insurance Company 230 Third Avenue, 6th, Floor Waltham, MA 02451 |
Chief Financial Officer |
(b) |
Name and Principal Business Address* |
Position and Offices with Underwriter |
|
Thomas G. Seitz |
President and Director |
|
Fang L. Wang |
Director |
|
Michael S. Bloom |
Secretary and Director |
|
James Joseph |
Financial/Operations Principal |
|
John J. Miceli, Jr. |
Treasurer |
|
Elizabeth T. Carey |
Chief Compliance Officer |
DELAWARE LIFE VARIABLE ACCOUNT G (Registrant) | |
By: |
/s/ Daniel J. Towriss* Daniel J. Towriss Chief Executive Officer and President (Principal Executive Officer) |
|
DELAWARE LIFE INSURANCE COMPANY (Depositor) | |
By: |
/s/ Daniel J. Towriss* Daniel J. Towriss Chief Executive Officer and President (Principal Executive Officer) |
|
SIGNATURE |
TITLE
|
DATE |
/s/ Dennis A. Cullen* Dennis A. Cullen |
Director |
April 29, 2024 |
/s/ Michael K. Moran* Michael K. Moran |
Director |
April 29, 2024 |
/s/ Curtis P. Steger* Curtis P. Steger |
Director |
April 29, 2024 |
/s/ Daniel J. Towriss* Daniel J. Towriss |
Chief Executive Officer and President (Principal Executive Officer) |
April 29, 2024 |
/s/ Ellyn M. Nettleton* Ellyn M. Nettleton |
Chief Accounting Officer (Principal Accounting Officer) |
April 29, 2024 |
/s/ Fang L. Wang* Fang L. Wang |
Chief Financial Officer (Principal Financial Officer) |
April 29, 2024 |
*By: /s/ Kenneth N. Crowley Kenneth N. Crowley |
Attorney-in-Fact |
April 29, 2024 |